V. Arsuden outlines a plan to invest Rs. 5 crores across several financial instruments. They will invest Rs. 2.5 crore in JSE Limited for 2 years at a 10% rate of return. They will also put Rs. 500,000 in the phone industry for 3 years at a fluctuating annual interest rate. Additionally, Rs. 100,000 will be invested in the stock market for 4 years at 7.5% interest. The remaining Rs. 1.5 crore will be used to invest in real estate.