1) GST collection in July 2022 was Rs. 1.49 lakh crore, a 28% increase over the same month last year. Experts say economic activities have stabilized and GST leakages have been plugged.
2) The stock market had its best July in 23 years, with the Sensex and Nifty gaining 8.58% and 8.73% respectively. 20 equity funds delivered over 10% returns in July.
3) The newsletter recommends staying invested in equity funds for good opportunities in banking and consumption sectors according to one's risk appetite, and emphasizes that SIP is important for achieving financial goals.
As we have always said in our
communications that Equity is great wealth
building product if you can manage your fear
& greed ! It simply means , buy right and sit
tight
Market is back with a Bang !
Invest in right
product & sit
tight till your
investment
tenure
Earn up to 12% p.a. by Investing in Inventory
Finance Opportunity
As we have always said in our
communications that Equity is great wealth
building product if you can manage your fear
& greed ! It simply means , buy right and sit
tight
Market is back with a Bang !
Invest in right
product & sit
tight till your
investment
tenure
Earn up to 12% p.a. by Investing in Inventory
Finance Opportunity
OUR NEWSLETTER FOR AUGUST, 2021 IS ON STANDS. THIS NEWSLETTER MAGAZINE GOOD IDEA TO PLAN FOR FINANCIAL WELL BEING. THIS MAGAZINE ADDS VALUE TO ALL READERS !! THIS MAGAZINE IS COMPLIMENTARY TO ALL READERS !!
why FIIS Selling ?
Which funds/stocks did investors choose?
-Add Units in SIP Folio
-3 SMART MOVES to take in this Market
-Domestic Institutional Investor's buying overpowered the selling
of FIIs and FPIs
The monthly newsletter by seeman fiintouch LLP APRIL 2022Ashis Kumar Dey
STAY FIRM - INDIA IS DOING WELL
Trending MF Themes
Equity Market is at a pause – NIFTY &SENSEX is down by almost 2% from its 31st March closing.
What is the best method to create good wealth ?
SIP is like a 'GULLAK' for all your future
Financial Goals and requirements. It is very
important for you to list down all your
financial targets properly at one place after
taking inflation into consideration.
-e-Rupee is a form of digital token
-How will digital Rupee work?
-SIP is a wonder product for retail Investor
-SIP is like a 'GULLAK'
- "India Shining" Slogan popularized by the ruling BJP has now become true in 2022
DESPITE SEVERAL GLOBAL DISTURBANCES, INDIA IS
DOING QUITE WELL AS COMPARED TO OTHER ECONOMIES
WHAT IS THEME BASED INVESTMENT
WHICH IS A BETTER STRATEGY ? BUY & HOLD
OR ACTIVE RE-BALANCING ?
FILE YOUR INCOME TAX RETURN
STAY FIRM - INDIA IS DOING WELL!
Investing is not the same like before. Its not the Large-cap story alone. There is a large list of themes and wealth creating strategies in the world of Mutual Funds. Remain invested in the one which is most suitable to you and remain positive. The best is yet to come.
Read our monthly newsletter to manage your personal finance!
Why Mutual Fund
Sahi Hai?How do you get the Retu
rns in
Mutual Funds?
What is Systematic
Investment Plan (SIP)
in Mutual Fund ?
Nifty started with a dull note at 16887, on 3rd October 2022 but closed at 18012
Best Mantra during fluctuating market!
In this issue we'll be sharing some investment mantra to manage your emotions of fear during such volatile market. The best one is "Invest or Ignore"
OUR NEWSLETTER FOR AUGUST, 2021 IS ON STANDS. THIS NEWSLETTER MAGAZINE GOOD IDEA TO PLAN FOR FINANCIAL WELL BEING. THIS MAGAZINE ADDS VALUE TO ALL READERS !! THIS MAGAZINE IS COMPLIMENTARY TO ALL READERS !!
why FIIS Selling ?
Which funds/stocks did investors choose?
-Add Units in SIP Folio
-3 SMART MOVES to take in this Market
-Domestic Institutional Investor's buying overpowered the selling
of FIIs and FPIs
The monthly newsletter by seeman fiintouch LLP APRIL 2022Ashis Kumar Dey
STAY FIRM - INDIA IS DOING WELL
Trending MF Themes
Equity Market is at a pause – NIFTY &SENSEX is down by almost 2% from its 31st March closing.
What is the best method to create good wealth ?
SIP is like a 'GULLAK' for all your future
Financial Goals and requirements. It is very
important for you to list down all your
financial targets properly at one place after
taking inflation into consideration.
-e-Rupee is a form of digital token
-How will digital Rupee work?
-SIP is a wonder product for retail Investor
-SIP is like a 'GULLAK'
- "India Shining" Slogan popularized by the ruling BJP has now become true in 2022
DESPITE SEVERAL GLOBAL DISTURBANCES, INDIA IS
DOING QUITE WELL AS COMPARED TO OTHER ECONOMIES
WHAT IS THEME BASED INVESTMENT
WHICH IS A BETTER STRATEGY ? BUY & HOLD
OR ACTIVE RE-BALANCING ?
FILE YOUR INCOME TAX RETURN
STAY FIRM - INDIA IS DOING WELL!
Investing is not the same like before. Its not the Large-cap story alone. There is a large list of themes and wealth creating strategies in the world of Mutual Funds. Remain invested in the one which is most suitable to you and remain positive. The best is yet to come.
Read our monthly newsletter to manage your personal finance!
Why Mutual Fund
Sahi Hai?How do you get the Retu
rns in
Mutual Funds?
What is Systematic
Investment Plan (SIP)
in Mutual Fund ?
Nifty started with a dull note at 16887, on 3rd October 2022 but closed at 18012
Best Mantra during fluctuating market!
In this issue we'll be sharing some investment mantra to manage your emotions of fear during such volatile market. The best one is "Invest or Ignore"
Similar to Doubleplus_Finserve_Newsletter_July_22.pdf (20)
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
Exploring Abhay Bhutada’s Views After Poonawalla Fincorp’s Collaboration With...beulahfernandes8
The financial landscape in India has witnessed a significant development with the recent collaboration between Poonawalla Fincorp and IndusInd Bank.
The launch of the co-branded credit card, the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card, marks a major milestone for both entities.
This strategic move aims to redefine and elevate the banking experience for customers.
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
1. Trending MF Schemes
Investment Gyan
Inspiring Investment Story
A monthly Newsletter to manage your personal finance
INVESTMENT KNOWLEDGE CENTER
Month ending July 2022
GST collection, at 1.49
Lakhs Crore in July 22
The July revenue figure is 28% higher than
the revenues in the same month last year of
₹1.16 Lakhs crore
What's inside ? M S Mani, partner at Deloitte India, said to ET, “The new normal
of Rs 1.4 lakh crore seen during the past few months,
accompanied by the fact that all major states have shown a
growth in excess of 15 per cent over the last year, indicates that
economic activities have stabilised and the many of the leakages
have been plugged."
Mani further added in his article, that the uptick in GST
collections over the past few months seen across major states
would provide some comfort to states that have just come out
of the guaranteed compensation period and are concerned
about their revenue mobilisation abilities. “For business, there is
expected to be an enhanced focus on audits and assessments
as the GST authorities at both the Central and State level work
on improving GST collections further."
As quoted in our past issues - India is sitting in the sweet spot !
.....read more !
www.doubleplus.in
01
2. 02
Market is back with a Bang !
Invest in right
product & sit
tight till your
investment
tenure
Mr. Bhavesh Madhukant Shah
Managing Dirctor
Doubleplus Finserve Pvt Ltd
Sensex, Nifty log highest July-month return in
23 years; is the bull run back ??
As we have always said in our
communications that Equity is great wealth
building product if you can manage your fear
& greed ! It simply menas , buy right and sit
tight
As many as 20 Equity Funds delivered over
10 per cent return to investors in July.
Despite Dollar became strong and overall
panic gripped our Globally, our market did
extremely well.
As bulls made a smart comeback on Dalal
Street, the benchmark equity indices BSE
Sensex and NSE Nifty managed to register
their highest return for July month in 23
years. The 30-share index Sensex climbed
8.58 per cent, or 4,551.31 points to 57,570.25
on July 29 from 53,018.94 on June 30, 2022.
Likewise, the 50-share index NSE Nifty gained
8.73 per cent to 17,158.25 during the month.
Prior this, both of these indices posted their
biggest July month gain of around 10 per cent
in 1999.
We maintain our stand to stay invested in
Equity funds. There are some good
opportunities in Banking and consumption
theme, which should be grabbed according
to your Risk appetite. Still, Asset Allocation is
the right strategy.....and remember -
SIP Zaroori Hai !
Read more about some of the great
investment ideas and more, in this
newsletter. Stay Fit and Stay Happy.
Best Wishes
www.doubleplus.in
3. 03
SIP is the most
powerful
investment
tool
Rupee Cost averaging is an important tool of
mutual funds that help investors to get
maximum value for their invested money in
volatile scenario. It is an auto mode-
investment which help to sort the dilemma of
whether to keep investing when markets play
their games. Investors generally tend to
speculate on the right time to invest. But it is a
known fact that no one can predict where the
market is going to move-upwards or
downwards. Rupee-cost averaging has been
the answer to such a scenario.Hence it is the
best investment method to control or manage
your investment emotions of Fear & Greed.
With SIP, an investor invests a specific amount
at regular intervals irrespective of the
investment’s share (unit) price. By investing
regularly, the investor takes advantage of
market dips without worrying about when
they’ll happen. Their money buys more units
when the price is low and fewer when the price
is high, which can mean a lower average cost
per unit over a period of time.
Chapter 1 :
Investment
Gyan
Unit price is rising scenario :
Rs.1000 is invested in a mutual fund on the first of each month. The investor in this
example would methodically acquire 244.53 units at an average cost of Rs.24.54 each
www.doubleplus.in
4. Averaging reduces the risk factor associated with lumpsum investing. For example we all
are familiar with the scenario where investors who invested their money at one go
when market was at its peak in the year 2007-2008 what their plight was when market
crashed drastically in the year 2008. With RCA, investors get a buying opportunity when
the NAV falls as he will be able to accumulate more units of the mutual fund scheme.
RCA frees investors from the onus of monitoring stock positions on a daily basis which
would be the scenario in case of lumpsum investment or VCA.
It serves as a cushion against the downward trend of the market.
Investor no longer needs to look at dates, markets or anything.
Investor no longer needs to monitor external factors like economy condition, interest rates,
inflation etc.
It is a disciplined approach towards investing regularly in mutual funds.
Advantages of Systematic Investment Plan (SIP)
04
Unit price falling scenario:
Rs.1000 is invested in a mutual fund on the first of each month. The investor in this
scenario would have bought 204.87 units at an average cost per unit of Rs.24.91.
SIP should be used for all your Financial Goals : like - Kids education, Retirement Planning,
Vacation Planning etc
You need to discuss with our expert counselor to find the most suitable SIP matching your Risk profile.
We are available for such discussion anytime during the working hours ( Monday to Saturday).
#SIPZAROORIHAI
www.doubleplus.in
7. 07
Note : This is not a single scheme Fund Performance. This is an Avg. performance of all the funds in same
category across the MF Industry. However, performance may be different for different scheme under same
category. Please check with your advisor for the TOP performing funds in above category for the last one year.
Source - Morning Star as on 31st July 2022
www.doubleplus.in
8. 08
The Schemes and their result shown on the table above are the real values. However, this article is not an endorsement or advice for
investing in these schemes, directly or indirectly. This story is for inspiration and is not real. This is in no ways a recommendation for any
scheme also there is no guarantee that similar performance will be repeated in future also. Investor should choose the SIP schemes after
evaluating their risk suitability or investment targets. Mutual Fund investments are subject to market risks read all scheme related
documents carefully
Inspiring
Investment
Story
This is the true story of Mr. Aiyyar who became debt free within 8
years for a big liability of 75 Lakhs towards his Home Loan :
Around 8 years back in 2014, Mr Aiyyar bought his own house and took a Loan of Rs 75 Lakhs with an EMI of
Rs 74500 at the age of 40. At the time of taking loan, his net monthly Income was Rs. 1.5 lakhs. The total
loan tenure was 15 years.
While talking about his investments, he mentioned that his monthly household expenses is Rs 45000/-;
after adding his EMI of Rs 74500/- his total monthly expenses was Rs 1,19,500/= . He wanted to invest
Rs20000/- per month to achieve some of his welath Goals.
However we presented him a target to achieve Financial Freedom in terms of complete pay off to his
liability as soon as possible.
Hence we suggested him to start a Good EMI , known as SIP ( Systematic Investment Plan)
Mr. Aiyyar choose to select Equity Mutual Fund for higher Risk Reward proposition. And see the result ! His
Risk paid due reward (see the table below) for the latest value of his monthly SIPs started in 2014 :
After 8 years of Home loan, EMI been paid he had an outstanding Loan Amount of Rs. 37 Lakhs, which
was cleared in 8 years instead of 15 years just by saving 20000 per month thru SIP Investment. After
clearing the Home Loan this month he has allocated the EMI amount towards SIP. Consequently, he
increased his SIP to Rs.1 Lakh per month, now. That's called good EMI
When we see our client becoming debt free and they feel very confident of their life
ahead.. It makes us more Happy and confident. It boost our confidence to 10X.
of Mr. Aiyyar
www.doubleplus.in
9. Call us : +91-9840-131317
www.doubleplus.in | bhavesh@doubleplus.in
We provide complete support to you in terms of fulfilling all your investment objectives
or financial plans, by way of motivation - correct calculations and more !
Just call at 9840131317 and Fix a formal discussion session with us
we are here to help you.
Disclaimer : Mutual Fund investments are subject to market risks. Read all scheme related documents carefully. The NAVs of the
schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the
interest rates. The past performance of the mutual funds is not necessarily indicative of future performance of the schemes. The Mutual
Fund is not guaranteeing or assuring any dividend under any of the schemes and the same is subject to the availability and adequacy of
distributable surplus.
Note : We are an AMFI registered Mutual Fund Distributors. We work closely with our customers to help them achieve their Financial
dreams by way of savings motivation, correct estimations and quick investment execution. We help you select the SIP according to your
risk profile and investment tenure.
#29, Rattan Bazaar, Kumbhat Complex, 4th floor, Chennai - 600003, Tamilnadu
09 www.doubleplus.in