Arcil PPT.
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- Arcil is India's largest asset reconstruction company, acquiring over Rs. 70,000 crores of non-performing assets since 2002. It has a market share of 75% and portfolio of 80% corporate and 20% retail assets totaling Rs. 11,000 crores. - Arcil's business model involves purchasing loan assets from banks/FIs, then reconstructing or restructuring the assets through settlement, asset sale, or merger and acquisition to realize cash and redeem security receipts. - Recently, Arcil has shifted its strategy from aggressive acquisition to focus on recoveries, targeting retail NPAs, SME loans, and selective mid-size companies through restructuring, asset sale, or
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MA2017 | Vineet Rai | The need for Creating an Entire Ecosystem for Creating ...Malaysian Global Innovation and Creativity Centre ( MaGIC)
This session is about the need for creating an entire ecosystem to create a positive impact. Creating positive impact on a sustained basis requires identifying ideas and entrepreneurs and enabling them to become sustainable business enterprises that can compete for mainstream capital and generate commercial returns. Such an approach requires bringing together risk capital, intellectual people and network support. Vineet would speak from his comprehensive experience in India and how Aavishkaar Intellecap Group is replicating the same approach in Southeast Asia and East Africa.
For further information, visit our website at ma2017.mymagic.my.
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The document discusses various loan products and services provided by State Bank of India to small and medium enterprises (SMEs). It outlines SBI's leadership in cluster financing and customized products to meet SME needs. Key loan products discussed for term loans and working capital include term loans, cash credit, bill discounting. The document also highlights SBI's project uptech for modernization assistance and consultancy services to new entrepreneurs.
ICICI-BOR
This document discusses the merger between ICICI Bank and Bank of Rajasthan in India. Some key points:
- ICICI Bank acquired Bank of Rajasthan through an all-share deal in 2008 to expand its network in northern and western India. The deal was valued at $668 million.
- The merger was a horizontal merger that provided benefits like economies of scale and increased competition. It helped ICICI Bank penetrate the Rajasthan market and strengthen its branch network.
- While the acquisition helped ICICI Bank gain low-cost deposits and a loan portfolio, it had to address issues like employee strikes and regulatory non-compliance at Bank of Rajasthan.
- Overall, the merger proved
Similar to Arcil PPT. (20)
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Study on working capital at amara raja infra final (1)-1.pptx
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Absorption, Amalgamation, Reconstruction, Purchase Consideration
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MA2017 | Vineet Rai | The need for Creating an Entire Ecosystem for Creating ...
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Arcil PPT.
- 2. Agenda Breif Introduction Business Model Business Policy Business Strategy Business Deal size Success stories & News articles Financials
- 3. Brief Introduction India’s first and largest ARC, incorporated in 2002 Associate member of Indian bank association. Sponsored by SBI,ICICI bank. Based in Mumbai with additional offices at 17 different cities across India. In house team of 300 employees. Acquired NPAs of more then 70,000 cr since inception. Has market share of 75% with portfolio of 80% corporate asset and rest retail asset. AUM of Rs 11000 cr with capital base of Rs 1500 cr. Source: Company Website
- 4. Business Model (Representative structure) Purchase Sale of Loan Asset consideration Reconstruction/Restructure/Asset sale Payment for SR Subscription Redemption SRs to SRs Cash Realization Bank/FIs Trust scheme of Arcil Investor Arcil as asset Mgr Borrower
- 5. Borrower Reconstruction thru’ Restructuring / Asset sale / M&A Cash realization Redemption of SRs SRs Payment for Subscription to SRs QIBs (Banks/FIs) Purchase Consideration Scheme Borrower wise Banks/ FIs ARCs/ Trusts Sale of loan assets Transaction structure - Asset Specific Trust
- 6. Redemption of Original SRs Payment for subscription to fresh SRs SRs Investors Master Trust / Scheme Pooling of SRs QIBs (Banks/FIs) QIBs (Banks/FIs) Scheme Borrower A Scheme Borrower B Borrowers A,B Cash realization Redemption of SRs Pooling and sale/ Securitisation at Subsequent Stage – Exit for original investors
- 7. Business Policy Into buying of large accounts, SMEs. Recently started targeting retail NPAs. Increase focus on Recovery of loans from retail borrowers and SMEs. Focus on Mid-size companies on a selective basis. Willing to pay 100% cash upfront for acquiring retail NPA against the required 15% Outsource wide range of specialized services on collaborative basis. Source: MD interview on FT
- 8. Business Strategy Work on the matrix of business outlook for particular industry and the management credibility. To acquire asset based in specific industry rather than having across the board. Very selective in acquiring big ticket asset. To continue with their retail division having AUM of Rs 800 cr. Shifted its Strategy from aggressive acquisition to focus on recoveries. Source: MD interview on Bloomberg
- 9. Resolution strategy framework Loan management strategy • Restructuring of loan based on transparent policy Maximize overall recovery value • Fair treatment to all stakeholder • Settlement Asset management strategy – Asset restructuring • Sale of business/collateral • Preservation and enhancement of value of business/collateral • Orderly disposition through transparent process
- 10. Resolution Strategy Framework High MQ Low LOW Industry Performance High Source: Bloomberg Settlement with existing Promoters Strip Sale of Asset Restructuring Sale of business/Induction of JV partner
- 11. Business deal size Acquired Abhijeet power (1100 MW) coal based power plant at Jharkhand. (Size: 4500 cr). Last year ICICI bank sold Rs 250 cr Lavasa NCDs to Arcil Recently IDBI & UBI have sold bad loans of 6000 cr to Arcil. These include Ramswarup industries,Murali industries, Shakti sugars, Ishwar alloys & deva projects. Source: Business Standard & company website
- 12. Success stories & news articles on recent deals Acquisition of Abhijeet power plant by just paying 25% (As per source)of loan value of Rs 4500 cr(SBI). They want to revive this project by first completing it- Financial Times. Arcil’s retail NPA accounts increased to 2.5 lakh worth Rs 800-1000 cr- Bloomberg Arcil planning to raise $300 mio from overseas market to increase their business size and volume. Business Standard
- 13. Continue…. Capital constraint biggest challenge facing Arcil- vinayak Bahuguna MD&CEO Arcil to CNBC-TV18 Arcil to focus on loan recovery from retail borrowers and SMEs- Mint Ind-Ra has affirmed Arcil’s INR 7.5 bn long term bank loan at IND A+ with stable outlook- Mint
- 14. Quick overview of financials FY 15 FY 13 Equity Base INR 15 bn Equity to asset ratio 86% Equity to AUM ratio 14% PBT INR 1.47 bn INR 664 mn Revenue on AUM 2% 1.2% Provisioning cost on earning asset 3.4% 5.9% ROA 4.1% 0.5%
- 15. Thank you for your time and Attention