This document summarizes key economic trends in Florida. It finds that while Florida's economy grew in 2011, the growth rate slowed. Personal income grew but earnings have not recovered to pre-recession levels. The unemployment rate fell but largely due to people leaving the labor force. Florida's population growth is recovering but will be slower than in past decades, with most growth from migration. An aging population will be a major economic driver, as those over 60 will account for over half of projected population growth by 2030. Diversity is also increasing, with Hispanics projected to comprise over a quarter of residents by 2030.
Unbalanced Mayhem Presentation (National Trends in Municipal Finance)PublicFinanceTV
"Unbalanced Mayhem" presentation on municipal finance, presented by Kenneth Hunter for American Society for Public Administration (webinar), November 2012
The document provides demographic, economic, and labor market data and analysis for Lake County. It shows that between 2000-2012 the population grew modestly due to natural increase, though many young people moved out. The population is aging and becoming more diverse. The number of establishments doubled from 2000-2011 primarily through new business formation. Health care and social assistance is the largest industry, providing the most jobs. Office and administrative support and sales are the top occupations. Educational attainment among residents has increased.
The document provides data on demographics, economic, and labor market conditions in Lake County from 2000-2012. Some key findings include:
- The population grew 2% to nearly 507,000, primarily through natural increase as out-migration exceeded in-migration. The population is aging as those under 50 declined.
- The number of establishments doubled to over 32,000, mostly through new startups. Most establishments have 1-9 employees.
- The largest industry is health care/social assistance, employing 34,000. Manufacturing and retail also employ over 25,000 each.
IAR Public Policy Meetings, January 26, 2011.
Presented by Geoffrey J.D. Hewings, Director, Regional Economics Applications Laboratory - University of Illinois Institute of Government and Public Affairs
Changing Rockford Demographics 2011: The Meaning for Advertising and MarketingAAF Northern Illinois
The document summarizes demographic and economic trends in Rockford, Illinois and Winnebago County based on Census data and other sources. Population growth from 2000-2010 was driven primarily by increases among minority groups, especially Hispanics. Median income and per capita income have risen slowly compared to national levels. Poverty rates are high and unemployment was severely impacted by loss of manufacturing jobs. Educational attainment levels trail state and national rates.
This document discusses the impacts of the recession and economic crisis. It notes that the recession has hit communities unevenly across states and demographics. Certain groups, such as Black and Latino youth, have faced particularly high unemployment rates. The response to the recession through policies like the American Recovery and Reinvestment Act aimed to stimulate the economy and assist those most impacted, but there are questions around whether the recovery has reached all communities equally and how future policies and investments can better promote equity.
This document provides a summary of the 2021 housing market forecast from the California Association of Realtors. It predicts that while home sales declined sharply in 2020 due to the pandemic, sales have rebounded strongly in recent months with existing home sales in August 2020 being the highest in over 10 years. Home prices have also risen, increasing over 14% year-over-year in August. Inventory remains low with months of supply at 2.1 months in August, down significantly from the prior year. The recovery in the housing market has been aided by historically low interest rates and continued buyer demand despite job losses during the pandemic.
Unbalanced Mayhem Presentation (National Trends in Municipal Finance)PublicFinanceTV
"Unbalanced Mayhem" presentation on municipal finance, presented by Kenneth Hunter for American Society for Public Administration (webinar), November 2012
The document provides demographic, economic, and labor market data and analysis for Lake County. It shows that between 2000-2012 the population grew modestly due to natural increase, though many young people moved out. The population is aging and becoming more diverse. The number of establishments doubled from 2000-2011 primarily through new business formation. Health care and social assistance is the largest industry, providing the most jobs. Office and administrative support and sales are the top occupations. Educational attainment among residents has increased.
The document provides data on demographics, economic, and labor market conditions in Lake County from 2000-2012. Some key findings include:
- The population grew 2% to nearly 507,000, primarily through natural increase as out-migration exceeded in-migration. The population is aging as those under 50 declined.
- The number of establishments doubled to over 32,000, mostly through new startups. Most establishments have 1-9 employees.
- The largest industry is health care/social assistance, employing 34,000. Manufacturing and retail also employ over 25,000 each.
IAR Public Policy Meetings, January 26, 2011.
Presented by Geoffrey J.D. Hewings, Director, Regional Economics Applications Laboratory - University of Illinois Institute of Government and Public Affairs
Changing Rockford Demographics 2011: The Meaning for Advertising and MarketingAAF Northern Illinois
The document summarizes demographic and economic trends in Rockford, Illinois and Winnebago County based on Census data and other sources. Population growth from 2000-2010 was driven primarily by increases among minority groups, especially Hispanics. Median income and per capita income have risen slowly compared to national levels. Poverty rates are high and unemployment was severely impacted by loss of manufacturing jobs. Educational attainment levels trail state and national rates.
This document discusses the impacts of the recession and economic crisis. It notes that the recession has hit communities unevenly across states and demographics. Certain groups, such as Black and Latino youth, have faced particularly high unemployment rates. The response to the recession through policies like the American Recovery and Reinvestment Act aimed to stimulate the economy and assist those most impacted, but there are questions around whether the recovery has reached all communities equally and how future policies and investments can better promote equity.
This document provides a summary of the 2021 housing market forecast from the California Association of Realtors. It predicts that while home sales declined sharply in 2020 due to the pandemic, sales have rebounded strongly in recent months with existing home sales in August 2020 being the highest in over 10 years. Home prices have also risen, increasing over 14% year-over-year in August. Inventory remains low with months of supply at 2.1 months in August, down significantly from the prior year. The recovery in the housing market has been aided by historically low interest rates and continued buyer demand despite job losses during the pandemic.
The document summarizes oversight challenges related to implementation of the American Recovery and Reinvestment Act and the long-term fiscal challenges facing the federal government. It notes that implementation of the Recovery Act requires transparency and accountability. It also discusses the growing federal budget deficits and debt over the long run due to rising healthcare and entitlement spending, and recommendations to address these challenges through continued oversight, budget controls, and public discussion.
Country Report > Aumento de la insolvencia en la zona NAFTAIgnacio Jimenez
The document provides economic indicators and forecasts for Canada, Mexico, and the USA. It summarizes key data on GDP growth, inflation, consumption, investment, exports and other indicators. It also analyzes economic trends and risks in each country, with a focus on potential impacts of a new US administration on Canada and Mexico through changes to trade policies or NAFTA. Business sectors in each country are also rated on their relative credit risk and performance outlook.
Consumer Credit Lending and Household Debt trends in the UKVerumResearch
An overview of consumer credit lending and household debt trends in the UK including mortgages, credit cards, other lending, household incomes and debt interest payments.
What: The Economic Outlook Forum Featuring Renowned Economist Dr. Michael Walden
Why: The purpose of this forum was for Chamber members and friends to receive timely information on the current performance and future predictions of our national, state, regional, and local economy.
How: This forum was divided into two segments. The first segment featured Dr. Walden's forecast for our national, state, and regional economy. The second segment featured Chamber President and CEO Aaron Nelson framing the mechanics of our regional economy and sharing the results of the Chamber's annual local economic conditions survey.
About the Critical Issues Series: The 2022 Critical Issues Series (formerly known as the Policy Series) includes quarterly forums that feature influential guest speakers who address timely topics for Greater Chapel Hill-Carrboro related to the economy, economic development, public policy, and elections. The series is coordinated by The Chamber's Government Affairs Committee and presented by Chapel Hill Media Group, Durham Technical Community College, and ServPro of South Durham and Orange Counties with support from the Small Business and Technology Development Center (SBTDC), which provides free and confidential business counseling.
Total charitable giving in the United States rose 3.5% to $316.23 billion in 2012, with giving by individuals increasing 3.9% as the largest factor driving growth. Giving was up across most sources and recipient types except for foundations and religion. The report provides an overview and analysis of 2012 giving trends in the US broken down by source, recipient type, and other factors.
The document discusses the economic outlook for South Florida and the implications for local businesses from 2011-2012. It notes that while the US and global economies are expected to see moderate growth, the recovery will be slow and below potential levels. The document identifies several industries and business opportunities in South Florida that may see growth during this "new normal" period of slower economic activity, such as exports, trade financing, and professional services.
The document discusses the external economic drivers that will influence Florida's economy from 2011-2012, noting that the national and global economies will see below potential growth during this period. Key factors that will impact Florida include slow household balance sheet repair, constrained government spending, and monetary policies aimed at supporting the recovery. Overall the outlook is for a slow but continuing economic recovery in Florida through 2012, with risks including federal spending cuts, inflation, and weakness in local economies dependent on population growth.
The United States has the largest and most technologically advanced economy in the world. Private businesses and individuals make most economic decisions, while the government provides stimulus when needed. While US firms are global leaders in many industries, income inequality has increased and long-term problems include stagnating wages, aging infrastructure, and large budget and trade deficits.
This document provides a summary of economic indicators and forecasts for Canada, Mexico, and the USA. For Canada, key points are that real GDP growth is expected to slow to 1% in 2015 due to lower oil prices, but rebound to 2% in 2016. Private consumption growth is forecast to remain subdued at 1.9% in 2015. Industrial production is predicted to contract 1.3% in 2015 while fixed investment decreases 2.7% due to reductions in the energy sector. Government debt as a percentage of GDP is projected to rise to 73.5% in 2015. For Mexico, GDP growth is forecast to be 2.3% in 2015 and 2.8% in 2016. Inflation is estimated at
This document provides an overview and analysis of unemployment costs and systems in the United States in 2011. It discusses rising national unemployment rates and long-term unemployment. Many state unemployment trust funds are insolvent, requiring over $40 billion in federal loans. The document analyzes proposals to manage unemployment costs, including changes to the Federal Unemployment Tax Act that could increase taxes for employers in states with outstanding loan balances.
Florida: An Economic Overview by Amy BakerAPA Florida
- Florida's economy grew 1.4% in 2010 after declining for two years, but personal income fell in Q3 2011 for the first time since 2009. Unemployment remained high at 9.9% in December 2011.
- While housing sales and permits have increased year-over-year, foreclosure rates remain high and home prices are flat. Population growth is expected to increase to around 1.1% by 2030, fueling economic growth.
- The recovery has been slow as the state has yet to regain the 779,700 jobs lost. Challenges remain such as high unemployment, tight credit conditions, and problems in the Eurozone economy.
A Cosmopolitan Proposal for Balancing Budgetsguest13df98
The document discusses how the global economic crisis is hurting municipal budgets nationwide, including in Gotham City. It proposes several ways Gotham City could balance its budget, such as by increasing property taxes, making cuts to agency budgets, or generating revenue from special events organized with community support.
The document provides an overview and analysis of demographic and economic indicators for the Radius Indiana region, which comprises 8 counties in south central Indiana. Some key findings include:
1) The population of the Radius region grew more slowly than the rest of Indiana from 2002-2012 and has an aging population profile.
2) Educational attainment levels are lower in the Radius region, which may limit its ability to attract high-quality jobs. However, high school graduation rates exceed the state average.
3) The Radius region lags the rest of Indiana in measures of innovation like patents per capita and average earnings are lower, especially for women.
4) Unemployment peaked at a lower level in the Radius region
This document provides an overview of Colorado's fiscal education network toolkit. It discusses Colorado's structural budget challenges, including growing demand for services like education, healthcare and transportation that outpaces limited revenue growth. It outlines options like reducing services, changing the tax code, and doing nothing. The goal of the network is to engage nonprofits to have productive community conversations about fiscal issues and help voters make informed choices through discussing values and considering long-term impacts.
The document summarizes the key external economic drivers that will influence Florida's economy from 2011-2012. It finds that the national and global economies will experience below potential growth during this period. Specifically, it notes modest US growth, stability but fragility in financial markets, and expanding trade opportunities in emerging markets like Asia and Latin America. Overall, the economic outlook is positive for Florida's recovery from recession, but a return to strong growth is unlikely in the next two years.
Los distintos países de Sudamérica afrontan 2015 con marcadas diferencias, como señala el último informe sobre la región distribuido por Crédito y Caución. Chile y Argentina, dos mercados que reciben una cantidad muy similar de exportaciones españolas pero muy distinta tendencia, ejemplifican los dos extremos de esta realidad continenta
This paper aims to assess the impact of welfare reform on single mothers by analyzing how different features of welfare reform and other contemporaneous factors contributed to the decline in welfare participation and increase in work among single mothers since the 1990s. The paper constructs a detailed dataset of economic and policy variables for each state from 1980-2002 and uses individual-level data from the CPS to develop a model explaining trends in welfare and employment rates. The model seeks to separately estimate the effects of time limits, work requirements, economic conditions, the EITC, child care subsidies, and other factors in order to better understand their relative impacts.
Does Age Matter Local Govt In The Post Baby Boomtctucker4
This document discusses how an aging population will impact local governments. It analyzes data from counties along the Front Range of Colorado to examine factors like the projected elderly population percentage by 2030, workforce retirement eligibility rates, expected service demands, and workforce attrition rates. The analysis found that rural counties will be most impacted due to higher projected elderly populations, slower growth rates, limited workforce pools, and a trend for elderly to remain in their homes. By 2030, some counties could have over half their population over age 65, compared to a national projection of 20%. This aging population will increase demands for elderly services while potentially reducing the tax revenue available to fund them.
The document provides a weekly briefing covering various topics:
1) Retirement savings are dropping as many workers have saved little and are not confident they can retire comfortably. Longer lifespans are exacerbating the problem.
2) A UN report found that human development has risen worldwide since 1990 as countries have improved health, education, and living standards. However, more progress is still needed.
3) The SEC has opened fewer investigations and filed fewer fraud cases recently, reflecting calmer economic times, though accounting fraud remains a focus.
The document discusses the ongoing Greek debt crisis and potential bailout options. It notes that while France, Germany, and the Netherlands were reported to directly or indirectly bailout Greece, the German Chancellor denied such plans. However, the document argues that a bailout through government-owned financial entities guaranteeing Greek bond purchases remains a real possibility. It also considers that the IMF involvement may become inevitable eventually due to the scale of Greece's debt problem and flaws in the European monetary union. The crisis presents an opportunity for Europe to reform the EU and eurozone on more solid foundations.
The document summarizes Peterborough City Council's efforts to improve front-line services through a long-term partnership with a private company. It details the drivers for change, the selection process for a partner, and the eventual deal signed with Enterprise to deliver services for 23 years. The transition has been smooth so far, with savings projected to rise above £3 million annually within five years while maintaining all services and staff. Both organizations are pleased with the partnership.
The document summarizes oversight challenges related to implementation of the American Recovery and Reinvestment Act and the long-term fiscal challenges facing the federal government. It notes that implementation of the Recovery Act requires transparency and accountability. It also discusses the growing federal budget deficits and debt over the long run due to rising healthcare and entitlement spending, and recommendations to address these challenges through continued oversight, budget controls, and public discussion.
Country Report > Aumento de la insolvencia en la zona NAFTAIgnacio Jimenez
The document provides economic indicators and forecasts for Canada, Mexico, and the USA. It summarizes key data on GDP growth, inflation, consumption, investment, exports and other indicators. It also analyzes economic trends and risks in each country, with a focus on potential impacts of a new US administration on Canada and Mexico through changes to trade policies or NAFTA. Business sectors in each country are also rated on their relative credit risk and performance outlook.
Consumer Credit Lending and Household Debt trends in the UKVerumResearch
An overview of consumer credit lending and household debt trends in the UK including mortgages, credit cards, other lending, household incomes and debt interest payments.
What: The Economic Outlook Forum Featuring Renowned Economist Dr. Michael Walden
Why: The purpose of this forum was for Chamber members and friends to receive timely information on the current performance and future predictions of our national, state, regional, and local economy.
How: This forum was divided into two segments. The first segment featured Dr. Walden's forecast for our national, state, and regional economy. The second segment featured Chamber President and CEO Aaron Nelson framing the mechanics of our regional economy and sharing the results of the Chamber's annual local economic conditions survey.
About the Critical Issues Series: The 2022 Critical Issues Series (formerly known as the Policy Series) includes quarterly forums that feature influential guest speakers who address timely topics for Greater Chapel Hill-Carrboro related to the economy, economic development, public policy, and elections. The series is coordinated by The Chamber's Government Affairs Committee and presented by Chapel Hill Media Group, Durham Technical Community College, and ServPro of South Durham and Orange Counties with support from the Small Business and Technology Development Center (SBTDC), which provides free and confidential business counseling.
Total charitable giving in the United States rose 3.5% to $316.23 billion in 2012, with giving by individuals increasing 3.9% as the largest factor driving growth. Giving was up across most sources and recipient types except for foundations and religion. The report provides an overview and analysis of 2012 giving trends in the US broken down by source, recipient type, and other factors.
The document discusses the economic outlook for South Florida and the implications for local businesses from 2011-2012. It notes that while the US and global economies are expected to see moderate growth, the recovery will be slow and below potential levels. The document identifies several industries and business opportunities in South Florida that may see growth during this "new normal" period of slower economic activity, such as exports, trade financing, and professional services.
The document discusses the external economic drivers that will influence Florida's economy from 2011-2012, noting that the national and global economies will see below potential growth during this period. Key factors that will impact Florida include slow household balance sheet repair, constrained government spending, and monetary policies aimed at supporting the recovery. Overall the outlook is for a slow but continuing economic recovery in Florida through 2012, with risks including federal spending cuts, inflation, and weakness in local economies dependent on population growth.
The United States has the largest and most technologically advanced economy in the world. Private businesses and individuals make most economic decisions, while the government provides stimulus when needed. While US firms are global leaders in many industries, income inequality has increased and long-term problems include stagnating wages, aging infrastructure, and large budget and trade deficits.
This document provides a summary of economic indicators and forecasts for Canada, Mexico, and the USA. For Canada, key points are that real GDP growth is expected to slow to 1% in 2015 due to lower oil prices, but rebound to 2% in 2016. Private consumption growth is forecast to remain subdued at 1.9% in 2015. Industrial production is predicted to contract 1.3% in 2015 while fixed investment decreases 2.7% due to reductions in the energy sector. Government debt as a percentage of GDP is projected to rise to 73.5% in 2015. For Mexico, GDP growth is forecast to be 2.3% in 2015 and 2.8% in 2016. Inflation is estimated at
This document provides an overview and analysis of unemployment costs and systems in the United States in 2011. It discusses rising national unemployment rates and long-term unemployment. Many state unemployment trust funds are insolvent, requiring over $40 billion in federal loans. The document analyzes proposals to manage unemployment costs, including changes to the Federal Unemployment Tax Act that could increase taxes for employers in states with outstanding loan balances.
Florida: An Economic Overview by Amy BakerAPA Florida
- Florida's economy grew 1.4% in 2010 after declining for two years, but personal income fell in Q3 2011 for the first time since 2009. Unemployment remained high at 9.9% in December 2011.
- While housing sales and permits have increased year-over-year, foreclosure rates remain high and home prices are flat. Population growth is expected to increase to around 1.1% by 2030, fueling economic growth.
- The recovery has been slow as the state has yet to regain the 779,700 jobs lost. Challenges remain such as high unemployment, tight credit conditions, and problems in the Eurozone economy.
A Cosmopolitan Proposal for Balancing Budgetsguest13df98
The document discusses how the global economic crisis is hurting municipal budgets nationwide, including in Gotham City. It proposes several ways Gotham City could balance its budget, such as by increasing property taxes, making cuts to agency budgets, or generating revenue from special events organized with community support.
The document provides an overview and analysis of demographic and economic indicators for the Radius Indiana region, which comprises 8 counties in south central Indiana. Some key findings include:
1) The population of the Radius region grew more slowly than the rest of Indiana from 2002-2012 and has an aging population profile.
2) Educational attainment levels are lower in the Radius region, which may limit its ability to attract high-quality jobs. However, high school graduation rates exceed the state average.
3) The Radius region lags the rest of Indiana in measures of innovation like patents per capita and average earnings are lower, especially for women.
4) Unemployment peaked at a lower level in the Radius region
This document provides an overview of Colorado's fiscal education network toolkit. It discusses Colorado's structural budget challenges, including growing demand for services like education, healthcare and transportation that outpaces limited revenue growth. It outlines options like reducing services, changing the tax code, and doing nothing. The goal of the network is to engage nonprofits to have productive community conversations about fiscal issues and help voters make informed choices through discussing values and considering long-term impacts.
The document summarizes the key external economic drivers that will influence Florida's economy from 2011-2012. It finds that the national and global economies will experience below potential growth during this period. Specifically, it notes modest US growth, stability but fragility in financial markets, and expanding trade opportunities in emerging markets like Asia and Latin America. Overall, the economic outlook is positive for Florida's recovery from recession, but a return to strong growth is unlikely in the next two years.
Los distintos países de Sudamérica afrontan 2015 con marcadas diferencias, como señala el último informe sobre la región distribuido por Crédito y Caución. Chile y Argentina, dos mercados que reciben una cantidad muy similar de exportaciones españolas pero muy distinta tendencia, ejemplifican los dos extremos de esta realidad continenta
This paper aims to assess the impact of welfare reform on single mothers by analyzing how different features of welfare reform and other contemporaneous factors contributed to the decline in welfare participation and increase in work among single mothers since the 1990s. The paper constructs a detailed dataset of economic and policy variables for each state from 1980-2002 and uses individual-level data from the CPS to develop a model explaining trends in welfare and employment rates. The model seeks to separately estimate the effects of time limits, work requirements, economic conditions, the EITC, child care subsidies, and other factors in order to better understand their relative impacts.
Does Age Matter Local Govt In The Post Baby Boomtctucker4
This document discusses how an aging population will impact local governments. It analyzes data from counties along the Front Range of Colorado to examine factors like the projected elderly population percentage by 2030, workforce retirement eligibility rates, expected service demands, and workforce attrition rates. The analysis found that rural counties will be most impacted due to higher projected elderly populations, slower growth rates, limited workforce pools, and a trend for elderly to remain in their homes. By 2030, some counties could have over half their population over age 65, compared to a national projection of 20%. This aging population will increase demands for elderly services while potentially reducing the tax revenue available to fund them.
The document provides a weekly briefing covering various topics:
1) Retirement savings are dropping as many workers have saved little and are not confident they can retire comfortably. Longer lifespans are exacerbating the problem.
2) A UN report found that human development has risen worldwide since 1990 as countries have improved health, education, and living standards. However, more progress is still needed.
3) The SEC has opened fewer investigations and filed fewer fraud cases recently, reflecting calmer economic times, though accounting fraud remains a focus.
The document discusses the ongoing Greek debt crisis and potential bailout options. It notes that while France, Germany, and the Netherlands were reported to directly or indirectly bailout Greece, the German Chancellor denied such plans. However, the document argues that a bailout through government-owned financial entities guaranteeing Greek bond purchases remains a real possibility. It also considers that the IMF involvement may become inevitable eventually due to the scale of Greece's debt problem and flaws in the European monetary union. The crisis presents an opportunity for Europe to reform the EU and eurozone on more solid foundations.
The document summarizes Peterborough City Council's efforts to improve front-line services through a long-term partnership with a private company. It details the drivers for change, the selection process for a partner, and the eventual deal signed with Enterprise to deliver services for 23 years. The transition has been smooth so far, with savings projected to rise above £3 million annually within five years while maintaining all services and staff. Both organizations are pleased with the partnership.
The document provides information about a landscape designer, including their contact information, skills and experience. It summarizes several landscape design and installation projects the designer worked on for restaurants, residential properties, and housing developments in Minnesota. Details provided about the projects include their locations, involved parties, and design elements incorporated. The designer's proficiency with AutoCAD and other software is also mentioned.
El documento describe la importancia de la cadena de valor para la competitividad de las empresas. Explica que una empresa debe estudiar sus actividades y cómo interactúan para encontrar una posición favorable frente a la competencia. Identifica actividades estratégicas clave como operaciones, mercadeo, compras e infraestructura y cómo realizarlas mejor que los competidores para lograr ventaja competitiva.
This article justifies not only the use of web pages in education, but also their design by teachers and other members of the educational community. It argues that computer literacy, improving various aspects of the educational process through information and communication technologies, and promoting teacher autonomy and criticism are reasons for teachers to create their own web pages. The article also provides simple steps for teachers to create a basic web page without neglecting necessary didactic and pedagogical elements in a digital educational environment.
Presentatie E-marketing / Internetmarketing / webmarketing voor het MKB die gegeven is voor klanten van Stolwijk Kelderman door Raymond Witvoet en Michiel Verheij van Syntens, innovatienetwerk voor MKB bedrijven in Nederland
Mike Peverill Regional Action On Climate Change 27.2.09DanMcCartney
The document discusses regional climate change coordination in the UK. It outlines that regional action sits between local authorities and the Climate Change Act. Each region has a Regional Climate Change Partnership and Coordinator who develop Regional Plans. It asks local authorities if they are aware of and engaged with their Regional Coordinator. The document also explains that regional strategies and assemblies will be replaced by new local authority boards and notes support available to local governments through regional workshops, projects and support teams.
Twelve Truths About Time by Matthew HomannMatthew Homann
The document presents 12 "truths" about time as it relates to billing clients. Some of the main points made include: clients do not want to purchase an attorney's time directly but rather the outcomes and services provided; an attorney's time is irrelevant to clients who only care about their own time; and billing by the hour incentivizes inefficiency and punishes talented attorneys who take more time to complete quality work. The document advocates that law firms move away from hourly billing models.
The document discusses different types of human societies and their interactions with the environment. It describes hunter-gatherer societies as having a small impact on the environment due to low population densities. Agricultural societies led to increased food production but some, like the Babylonian Empire, collapsed due to unsustainable land use practices. Industrial societies replaced manual labor with machines, increasing the consumption of resources and fossil fuels. The document also introduces the concepts of sustainable versus frontier development and distinguishes between renewable and non-renewable resources.
Hict is an independent consultancy company that provides management and IT advice to healthcare providers, suppliers, and public services. Their mission is to help healthcare organizations improve performance, resource use, process efficiency, and quality through in-depth analysis, independent advice, and customized project implementation using proven methodologies and healthcare sector expertise. They follow an 'architect-builder' concept of first analyzing customized solutions and then advising and realizing long-term projects.
Powering Sydney's Future Forum June 2014 - Energy Efficiency - Luke ReedmanTransGrid AU
The forum brought together over 100 representatives from consumer advocacy groups, government, regulators, infrastructure organizations and energy providers to explore electricity supply options for inner Sydney. Speakers from TransGrid, Ausgrid, CSIRO and the City of Sydney discussed the current regulatory framework and need for incentives for non-network alternatives. There were calls to overhaul regulations to support energy efficiency initiatives and reduce consumption, particularly for heating and cooling through targeted measures, which modeling shows could impact usage levels by 2020.
De markt stelt vandaag de dag andere eisen. Nu is bij uitstek de tijd om de huidige markt anders te benaderen: tijdig actie ondernemen, aanpassen en kansen grijpen zijn hier sleutelwoorden. Maar hoe? Syntens heeft de workshop 'Innoveren door slimmer te werken' ontwikkeld, boordevol tips voor het besparen van kosten en het genereren van nieuwe omzet.
Aan de hand van 49 praktijkvoorbeelden heeft Syntens een stalenboek samengesteld dat deelnemers bij aanvang van de workshop ontvangen. Dit 'stalenboek' is te vergelijken met een staalkaartenboek voor woninginrichting: niet alle stalen passen bij de situatie of voorkeur van de ondernemer, maar een selectie ervan wel. Hierop kan men verder borduren of een aantal acties wordt direct uitgevoerd. De deelnemers gaan naar huis met een actielijst waarmee ze meteen aan de slag kunnen.
According to the most recent estimates from the Bureau of Labor Statistics, total nonfarm employment in Detroit stood at ~2.0 million payrolls, representing an annualized increase of 49,400 jobs or 2.6 percent.
According to the most recent estimates from the Bureau of Labor Statistics, total nonfarm employment in Detroit stood at ~2.0 million payrolls, representing an annualized increase of 45,200 jobs or 2.4 percent. Meanwhile, unemployment decreased 2.7 percentage points year-over-year to 6.2 percent.
Orlando’s Economic Boom - Yardi Matrix Multifamily Spring Report 2016Adelina Osan
Rents in the Orlando multifamily market hit new highs in 2016, growing at a rate far exceeding the national average as the local population and economy continued to boom. Strong job growth, led by the tourism industry, and major infrastructure projects fueled demand that outpaced new supply. With transaction volume reaching a record high, investors remained attracted to the market's yield potential despite rising prices. The report forecasts continued rent growth and robust market performance in 2016.
U.S. employment rate data and trends: August 2014 JLL
After months of job creation greater than 200,000, August posted the slowest addition in eight months as sectors across the board registered a summer slowdown of sorts.
This may look discouraging, but improved consumer confidence, job openings that match pre-recession peaks, slowly-but-surely growing quits and a host of other indicators are all pointing in an upward direction—signaling that this is likely an aberration rather than a new normal.
See more real estate and economic research at http://bit.ly/1qHcQQR
Did you know total nonfarm payroll employment fell by 701,000 in March 2020, measuring the effects of COVID-19 and efforts to contain it? Employment in leisure and hospitality fell by 459,000, mainly in food services and drinking places. Notable declines also occurred in health care and social assistance, professional and business services, retail trade, and construction.
This document provides a market forecast and overview of the 2021 housing market. It summarizes that in 2020, the US economy contracted sharply due to the pandemic, unemployment claims surged, and California lost many jobs, especially in lower-wage industries. However, housing demand has remained strong with record low mortgage rates, and existing home sales in California rebounded in August with sales up 14.6% year-over-year and prices up 14.5% despite limited inventory. The forecast expects continued sales momentum in the housing market but uncertainty remains due to the potential course of the pandemic.
U.S. employment update and outlook: November 2014JLL
October records another month of 200,000+ job gains
The U.S. economy saw the addition of 214,000 net new jobs in October. With revisions of earlier months’ data, this makes October the eighth consecutive month with gains surpassing 200,000 jobs.
This steady expansion has helped to push down unemployment, which fell by 10 basis points to 5.8 percent. Total unemployment—which includes detached workers—dropped by 30 basis points to a recovery low of 11.5 percent, also below the long-term average.
See more economic, office and real estate research at http://bit.ly/1wCNyXQ
The document provides demographic, economic, and labor market data and analysis for Floyd County, Indiana. It summarizes that between 2000-2013, the county's population grew by 8% largely due to natural increase and domestic migration. While the population grew, it also aged as the proportion of residents under 50 declined. The county saw increases in racial, ethnic, and educational diversity over this period. Regarding the economy, the number of establishments doubled from 2000-2011 primarily through new business formation. The top five industries were government, manufacturing, healthcare, retail, and accommodation/food services, employing over 59% of workers. Government and healthcare added jobs while manufacturing and retail lost jobs from 2002-2013.
The total population of Floyd County increased by 8% between 2000 and 2013, driven by natural increase and domestic migration. The population is aging as the proportion of residents under 50 is declining. While remaining mostly white, racial and ethnic diversity is growing slowly. Educational attainment improved with more adults holding college degrees.
Highlights
• The total number of jobs in the District increased by 3,700 (0.5%) compared to the previous year
• The federal government sector lost 6,000 jobs (a decline of 2.9%) compared to a year ago; while the leisure and hospitality sector gained 1,000 jobs (an increase of 1.4%) over the previous year
• The unemployment rate for the District was 7.5% in April; the same as the previous month
• The number of new unemployment claims fell by 4.4% compared to the previous year
• 438 condos were sold in April 2014; a 0.9% increase from one year ago
• In April the median price for a single family home increased by 8.5%, while the median price of a condo declined negligibly (0.02%) over the previous year
1) Housing prices in the Boston area increased 3.1% in the last year but price growth is slowing. The median home price is $625,500, which is above the conforming loan limit.
2) Unemployment in Boston is higher than the national average at 5.3%, weighing on consumer confidence. Employment growth has eased but remains positive.
3) New housing construction is down 11% from a year ago, but remains above the long-term average, which could increase inventory and moderate price growth if production stays high.
The document discusses economic trends in the United States. It notes that the US economy is divided into eight regions, and the finance, insurance and real estate industry and manufacturing industry make up 37% of GDP. Certain regions and states have experienced stronger growth than others in recent years, led by industries like mining, utilities and information. The largest states by GDP are California, Texas, New York, Florida and Illinois.
The document provides an overview of economic indicators for South Florida's economy in the third quarter of 2012. Unemployment decreased compared to the previous quarter while employment grew moderately in several industries. Median home prices increased across most categories while existing home sales had mixed results, rising slightly for single-family homes but falling slightly for condominiums. Top occupations saw wage increases in some counties from the second to third quarter.
U.S. employment update and outlook: October 2014JLL
Unemployment dips to 5.9 percent in September—its first time below 6.0 percent during the recovery.
The U.S. economy got back on track in September, bouncing back from a sluggish August with 248,000 net new jobs. Growth occurred across sectors and geographies, with office-using industries in particular benefiting from improved corporate confidence leading to permanent hiring.
Total unemployment, which includes discouraged and marginally detached workers, also declined slightly to 11.8 percent, bringing it below the 10-year average.
With numerous other employment metrics all pointing up—including job openings, voluntary quits and CEO confidence—sentiment will only become more optimistic over the coming months.
See more real estate and economic research at: http://bit.ly/1vIGt6m
The document provides demographic, economic, and labor market data and analysis for Lake County. It shows that between 2000-2012 the population grew modestly due to natural increase, though many young people moved away. The population became more diverse and better educated. The economy saw strong growth in establishments, especially small businesses. Top industries like healthcare and manufacturing declined slightly while others like construction grew. Office and administrative jobs make up the largest occupation.
The Montgomery-Frederick Housing Market Area economy grew in 2015, adding 8,300 jobs, led by gains in education and health services, leisure and hospitality, and food services. The area has a highly educated workforce and is a center for biotechnology and cybertechnology industries. Unemployment has declined in recent years as resident employment growth outpaced labor force growth. Key industries include scientific research, healthcare, and the federal government.
2013-04-23-Economic Report to the Board of GovernorsSalt Lake Chamber
The document contains charts and graphs depicting economic indicators in Utah from 2007-2013. It shows that from 2009-2012, Utah experienced steady job growth, declining unemployment, increased personal income and exports, and growth in the construction and natural resources industries. Net migration to Utah also increased steadily from 2009-2012. The bottom section focuses on immigration and Rio Tinto, noting their contributions to Utah's economy and jobs.
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The document is the final report of the Florida Blue Ribbon Task Force on State Higher Education Reform from November 2012. It provides recommendations on accountability, funding, and governance for the Florida State University System. The task force organized their work around these three areas and provided a strengths/weaknesses analysis of the system. They recommend a set of linked accountability, funding, and governance changes intended to improve understanding between universities and funding stakeholders and help the system better demonstrate its value and operational innovation.
The document is a draft report from the Florida Blue Ribbon Task Force on State Higher Education Reform. It includes a letter from the chair introducing the task force's work over 6 months to assess the state university system. The draft report contains sections on strengths and weaknesses of the system, and recommendations related to accountability, funding, and governance. It emphasizes the complexity of higher education issues and the need for the university system to improve its standing and contributions to the state.
The document proposes refinements to the "System Strengths and Weaknesses" section of a report. It lists three strengths: 1) an effective professional staff supports the Board of Governors, 2) local control enables excellent learning environments, and 3) comprehensive coordination allows the Board to manage higher education goals. It also lists three weaknesses: 1) limitations in data analysis inhibit decision making, 2) over-centralization may hinder innovation, and 3) insufficient data assessment of university performance.
The document is a draft report from the Florida Blue Ribbon Task Force on State Higher Education Reform. It contains an introduction outlining the task force's focus on accountability, funding, and governance of the state university system. It also includes a summary of the strengths and weaknesses of the current state university system governance structure centered around the Board of Governors. The task force aims to provide recommendations to improve performance and innovation within the university system.
The document is a draft report from the Florida Blue Ribbon Task Force on State Higher Education Reform. It contains recommendations on accountability, funding, and governance of the state university system. The task force analyzed strengths and weaknesses of the current system and sought to address the complexity of issues facing higher education in Florida. The recommendations are presented as an interconnected whole and are intended to close the gap in understanding between universities and those who appropriate resources by linking accountability, funding, and governance.
The Florida Blue Ribbon Task Force on State Higher Education Reform drafted recommendations to improve accountability and transparency in the state university system. The recommendations included enhancing the Board of Governors' metrics-based accountability framework to focus on outcome-based performance metrics aligned with the governor's strategic goals. These goals include increasing degrees in strategic areas, employment rates and salaries of graduates, and lowering costs. The recommendations also suggested the Board of Governors articulate goals for each university's contributions to the overall system goals, and that universities align their plans with the Board's strategic plan and report progress annually.
This document provides guidance for states on implementing performance funding for higher education institutions. It outlines 11 principles for designing an effective performance funding system, including getting agreement on clear state goals, using metrics that are difficult to manipulate, and ensuring incentives align with goals. The principles are meant to help states avoid pitfalls of prior performance funding attempts and focus institutions on key priorities like increasing degrees and certificates awarded. The document also provides examples from states that have implemented performance funding successfully.
This document provides a technical guide for common college completion metrics adopted by Complete College America. It outlines outcome, progress, and context metrics for measuring degree production, graduation rates, transfer rates, remedial education, credit accumulation, retention, and enrollment at the state level. The purpose is to inform the public and policymakers about college completion, identify areas for improvement, show progress over time, and ensure accountability. Data will be collected uniformly to allow for comparisons across states and institutions.
The document outlines essential steps for states to measure progress and success in college completion. It recommends that states uniformly collect and publicly report data using key metrics like graduation rates, remediation rates, credit accumulation, and time to degree. This will allow states to diagnose challenges, identify opportunities for improvement, and be accountable for students' success. The document suggests states measure interim milestones and outcomes to drive completion, and disaggregate data by student demographics to close achievement gaps.
This document provides a summary and draft recommendations from Florida's Blue Ribbon Task Force on State Higher Education Reform. It catalogs previous recommendations from other reports and outlines draft recommendations in the areas of accountability, funding, and governance. The key recommendations include:
1. Enhancing the Board of Governor's accountability framework to focus on outcome-based metrics like employment rates, degrees in strategic areas, cost per graduate, and graduate salaries.
2. Differentiating tuition rates between universities and programs, with no tuition increases for 3 years for high-skill, high-wage degrees that are important to the state economy.
3. Rewarding "Preeminent Universities" that meet specific metrics with more flexibility in
This document provides a draft summary of recommendations from various efforts addressing reform of Florida's higher education system. It catalogs recommendations in the areas of accountability, funding, and governance. For accountability, it recommends enhancing metrics around outcomes like employment and enhancing alignment between university and state strategic plans. For funding, it discusses balancing access with excellence and tying funding to performance metrics. For governance, it recommends tying decreased regulation and flexibility to achieving strategic plan outcomes.
The document provides notes from a Governor's Blue Ribbon Task Force conference call discussing strategies to address tensions between increasing and decreasing university tuition in Florida. It recommends increasing state funding toward the national average per student and allowing differentiated tuition rates between degree programs. Specific degree programs in strategic state emphasis areas could qualify for lower tuition rates if universities meet metrics agreed upon by the state Legislature and Board of Governors. Universities meeting additional metrics could be designated "Preeminent" with more tuition flexibility and reduced regulation.
This document provides draft talking points to guide a teleconference discussion about implementing a differentiated tuition model. It outlines a three-step plan where universities could gradually increase tuition rates for degrees up to 6 times the Consumer Price Index annual increase. Degrees classified as "eminent," such as those leading to high employment, could have lower tuition increases. The program would be reevaluated after 4 years based on economic factors. If a university's student quality or graduation rates dropped for two years in a row, tuition increases would be capped at the CPI increase until improvements are made.
This document summarizes a journal article about the relationship between public university research and state economic development. It describes potential virtuous and vicious cycles in this relationship. The virtuous cycle involves increased federal research funding leading to more university discoveries, job growth, and increased state tax revenues that fund universities. However, a vicious cycle can also occur if states do not adequately fund universities. This can weaken universities' research competitiveness and the state's long-term economy. It can also exacerbate disparities between states with strong vs. weak university systems.
The Blue Ribbon Task Force on State Higher Education Reform held a webinar to discuss recommendations on funding, accountability, and governance for state universities. They aimed to refine, improve, accept, table or reject proposed recommendations and identify areas needing further work. Next meeting dates were established to continue discussions and finalize recommendations by October 30th.
The document contains recommendations from working groups on university funding, accountability, and governance. It recommends giving universities more autonomy over tuition rates while tying funding to performance metrics. It also suggests establishing flagship research universities and rewarding programs with high employment outcomes. Additional meetings are scheduled to further refine recommendations for submission to the governor.
This document provides a draft recommendation from a task force on tuition rates at public universities in Florida. It summarizes research showing that state funding for public higher education has declined significantly in recent decades while tuition rates have risen sharply. For Florida universities in particular, state funding has dropped by 25% in four years while tuition rates have remained capped below rates charged by peer institutions in other states. The recommendation suggests removing Florida's system-wide tuition cap and allowing individual universities to set tuition appropriate to their missions and programs.
This document contains draft recommendations from a task force regarding tuition and governance at public universities in Florida. It provides background information on declining state support for higher education and restrictions on tuition increases in Florida. The task force recommends abandoning the tuition policy that locks universities into a narrow tuition range. It also recommends giving university boards of trustees more authority over tuition rates and allowing differentiated rates by program. The recommendations aim to provide universities more flexibility to deal with state funding cuts while maintaining affordability.
The document discusses reforms needed for Florida higher education. It argues that (1) Florida already has an effective structure in place and does not need reorganization, (2) restoring state funds cut in recent years is essential to improve student/faculty ratios and access to courses, and (3) additional new funding is needed to address salary compression and retain faculty talent, in order to build a strong knowledge-based economy.
Monitoring and Managing Anomaly Detection on OpenShift.pdfTosin Akinosho
Monitoring and Managing Anomaly Detection on OpenShift
Overview
Dive into the world of anomaly detection on edge devices with our comprehensive hands-on tutorial. This SlideShare presentation will guide you through the entire process, from data collection and model training to edge deployment and real-time monitoring. Perfect for those looking to implement robust anomaly detection systems on resource-constrained IoT/edge devices.
Key Topics Covered
1. Introduction to Anomaly Detection
- Understand the fundamentals of anomaly detection and its importance in identifying unusual behavior or failures in systems.
2. Understanding Edge (IoT)
- Learn about edge computing and IoT, and how they enable real-time data processing and decision-making at the source.
3. What is ArgoCD?
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4. Deployment Using ArgoCD for Edge Devices
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5. Introduction to Apache Kafka and S3
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6. Viewing Kafka Messages in the Data Lake
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7. What is Prometheus?
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8. Monitoring Application Metrics with Prometheus
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9. What is Camel K?
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10. Configuring Camel K Integrations for Data Pipelines
- Learn how to configure Camel K for seamless data pipeline integrations in your anomaly detection workflow.
11. What is a Jupyter Notebook?
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12. Jupyter Notebooks with Code Examples
- Hands-on examples and code snippets in Jupyter Notebooks to help you implement and test anomaly detection models.
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During the hour, we’ll take you through:
Guest Speaker Segment with Hannah Barrington: Dive into the world of dynamic real estate marketing with Hannah, the Marketing Manager at Workspace Group. Hear firsthand how their team generates engaging descriptions for thousands of office units by integrating diverse data sources—from PDF floorplans to web pages—using FME transformers, like OpenAIVisionConnector and AnthropicVisionConnector. This use case will show you how GenAI can streamline content creation for marketing across the board.
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Custom AI Models: Discover how to leverage FME to build personalized AI models using your data. Whether it’s populating a model with local data for added security or integrating public AI tools, find out how FME facilitates a versatile and secure approach to AI.
We’ll wrap up with a live Q&A session where you can engage with our experts on your specific use cases, and learn more about optimizing your data workflows with AI.
This webinar is ideal for professionals seeking to harness the power of AI within their data management systems while ensuring high levels of customization and security. Whether you're a novice or an expert, gain actionable insights and strategies to elevate your data processes. Join us to see how FME and AI can revolutionize how you work with data!
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This video focuses on integration of Salesforce with Bonterra Impact Management.
Interested in deploying an integration with Salesforce for Bonterra Impact Management? Contact us at sales@sidekicksolutionsllc.com to discuss next steps.
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The narrative then shifts to a captivating exploration of prominent desktop OSs, Windows, macOS, and Linux. Windows, with its globally ubiquitous presence and user-friendly interface, emerges as a cornerstone in personal computing history. macOS, lauded for its sleek design and seamless integration with Apple's ecosystem, stands as a beacon of stability and creativity. Linux, an open-source marvel, offers unparalleled flexibility and security, revolutionizing the computing landscape. 🖥️
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Amy baker higher ed presentation
1. Florida Economic Trends:
Key Short and Long-Term Drivers
June 11, 2012 Presented by:
The Florida Legislature
Office of Economic and
Demographic Research
850.487.1402
http://edr.state.fl.us
3. Economy Remained Positive in 2011
In 2011, Florida’s economic growth remained in positive territory for the second year after declining two years in a
row. State Gross Domestic Product (GDP) ranked us 37th in the nation in real growth with a gain of 0.5%. While
the state’s ranking improved, the growth slowed from a downwardly revised 0.9% for 2010.
4. FL Personal Income Grows in 2011
Florida’s per capita personal income grew 3.5 percent in 2011 over 2010, ranking the state 45th in the
country with respect to state growth. The national average was 4.3 percent. As normal in states with
relatively strong population growth, overall income growth was higher (4.7 percent in Florida --- ranked
29th; 5.1 percent in the United States).
Earnings, which grew an average 4.4 percent in 2011, recovered their pre-recession levels and reached
new peaks in 45 states. Earnings in Arizona, Florida, Michigan, Nevada, and Oklahoma are still below
peaks reached in 2007 or 2008.
5. Employment Breakdown
Average Annual Employment Average Annual Wage
Percent by Major Industry, 2010 by Major Industry, 2010
Florida as a
Florida US Florida US percent of
the US
Total, All Industries Total, All Industries $41,581 $46,751 88.9%
Natural Resources and Mining 1.2% 1.4% Natural Resources and Mining $24,307 $49,820 48.8%
Construction 4.9% 4.3% Construction $41,075 $49,597 82.8%
Manufacturing 4.3% 9.0% Manufacturing $51,845 $57,526 90.1%
Trade, Transportation and Utilities 20.5% 19.1% Trade, Transportation and Utilities $37,111 $39,109 94.9%
Information 1.9% 2.1% Information $61,519 $74,395 82.7%
Financial Activities 6.6% 5.8% Financial Activities $57,044 $73,977 77.1%
Professional and Business Services 14.7% 13.1% Professional and Business Services $49,191 $60,145 81.8%
Education and Health Services 14.8% 14.6% Education and Health Services $43,706 $43,604 100.2%
Leisure and Hospitality 12.9% 10.2% Leisure and Hospitality $21,447 $19,387 110.6%
Other Services 3.2% 3.4% Other Services $29,622 $29,370 100.9%
Government 15.0% 16.9% Government $47,365 $48,202 98.3%
Percentages may not add to 100% as some businesses are not classified in an industry.
Source: U.S. Department of Labor, Bureau of Labor Statistics, Quarterly Census of Employment and Wages, www.bls.gov as of June 5, 2012.
6. Current Employment Conditions
April Nonfarm Jobs (YOY)
US 1.4%
FL 0.7%
YR: 52,600 jobs
Peak: -749,500 jobs
April Unemployment Rate
US 8.1%
FL 8.7%
(804,000 people)
Seven states had a higher
unemployment rate than Florida.
Florida was tied with two states:
Illinois and Mississippi
Highest Monthly Rate
January & February 2010
11.4%
8. Florida’s Job Market
The job market will take a long time to recover – about
749,500 jobs have been lost since the most recent
peak. Rehiring, while necessary, will not be enough.
Florida’s prime working-age population (aged 25-54)
is forecast to add over 2,600 people per month, so the
hole is deeper than it looks.
It would take the creation of about 1 million jobs for
the same percentage of the total population to be
working as was the case at the peak.
9. Employment Down from Peak Levels
Statewide change was -10.6%
Only four counties have gained employment
10. Population Growth Recovering
Population growth is the state’s primary engine of economic growth,
fueling both employment and income growth.
Population growth is forecast to remain relatively flat – averaging
0.85% between 2011 and 2014. However, growth is expected to
recover in the future – averaging 1.1% between 2025 and 2030 with
86% of the growth coming from net migration. Nationally, average
annual growth will be about 0.9%.
The future will be different than the past; Florida’s long-term growth
rate between 1970 and 1995 was over 3%.
Florida is on track to break the 20 million mark during 2016,
becoming the third most populous state sometime before then –
surpassing New York.
11. Florida’s April 1 Population Snapshot
24,800,000 2030
23,567,012
22,800,000
2011
20,800,000
18,905,048
18,800,000
2000 2010
16,800,000 15,982,824 18,801,310
14,800,000
12,800,000
10,800,000
8,800,000
6,800,000
4,800,000
Florida’s population:
was 15,982,824 in 2000
was 18,801,310 in 2010
is forecast to grow to 23,567,012 by 2030
12. Florida’s Population Growth
600,000
500,000
400,000
300,000
200,000
100,000
0
Population:
Average annual increase between 2000 and 2006 was: 361,942
Average annual increase between 2007 and 2011 was: 114,570
Population is forecast to increase on average by:
189,981 between 2011 and 2015
271,334 between 2015 and 2020
261,580 between 2020 and 2025
247,494 between 2025 and 2030 – a city equivalent to St. Petersburg
13. Florida’s Population Growth
500,000
450,000
Natural Increase
400,000
Net Migration
350,000
300,000
250,000
200,000
150,000
100,000
50,000
0
Typically, most of Florida’s population growth is from net
migration.
In 2030, net migration is forecast to represent 87.4 percent of
Florida’s population growth.
For the future aging population, it’s not just the Floridians that
are here today who are aging in place, but it is also the people
who have yet to move to Florida.
14. Snapshot of Population by Age Group
4,500,000
4,000,000
April 1, 2010
3,500,000
3,000,000
2,500,000
2,000,000
1,500,000
1,000,000
500,000
0
0-17 18-29 30-39 40-49 50-59 60-69 70-79 80+
As of April 1, 2010, there were:
4.0 million Floridians under the age of 18
2.9 million Floridians between 18 and 29
2.7 million Floridians in their 40s
2.5 million Floridians in their 50s
2.3 million Floridians in their 30s
2.1 million Floridians in their 60s
1.4 million Floridians in their 70s
Almost 1.0 million Floridians 80 or older
15. Population Growth by Age Group
30.0%
25.0%
April 1, 2010 to April 1, 2030
20.0%
15.0%
10.0%
5.0%
0.0%
0-17 18-29 30-39 40-49 50-59 60-69 70-79 80+
Between 2010 and 2030, Florida’s population is forecast to grow by almost
5.1 million.
Florida’s older population (age 60 and older) will account for most of
Florida’s population growth, representing 55.2 percent of the gains.
Florida’s younger population (age 0-17) will account for 15.0 percent of the
gains.
16. Total Population by Age Group
85+
2000 80 - 84 2030
2010 2010
75 - 79
70 - 74
65 - 69
60 - 64
55 - 59
50 - 54
45 - 49
40 - 44
35 - 39
30 - 34
25 - 29
20 - 24
15 - 19
10 - 14
5-9
0-4
9 8 7 6 5 4 3 2 1 0 1 2 3 4 5 6 7 8 9 9 8 7 6 5 4 3 2 1 0 1 2 3 4 5 6 7 8 9
Percent Percent
In 2000, Florida’s working age population (ages 25-54) represented 41.5 percent of
the total population. With the aging Baby Boom generation, this population now
represents 39.7 percent of Florida’s total population and is expected to represent
36.0 percent by 2030.
Population aged 65 and over is forecast to represent 24.1 percent in 2030.
17. Diversity is Increasing
0.1% 3.6% 2.5%
3.0% 2.4% White (alone) 0.1%
2.4%
1.7% 2000 0.4%
2010
0.3%
Black or African American (alone)
14.6%
American Indian and Alaska Native 16.0%
(alone)
Asian (alone)
Native Hawaiian and Other Pacific
Islander (alone)
75.0%
78.0%
Some Other Race (alone)
Two or More Races
Based on the 2010 Census, Hispanics represent about 22.5 percent of Florida’s
population. And, Florida will become increasingly more Hispanic; Hispanics are forecast
to represent over 27 percent of Florida’s population in 2030.
Florida’s minority percentage of the population is 42.1% --- New York is now at
41.7%, and the nation as a whole is at 36.3%.
18. Hispanic/Latino Population by County
County with the Greatest % of
Hispanic/Latino Population:
2000 Miami-Dade 57.3%
2010 Miami-Dade 65.0%
Counties with the Least % of
Hispanic/Latino Population:
2000 Nassau & Taylor 1.5%
2010 Baker 1.9%
Statewide Percentages:
2000 = 16.8%
2010 = 22.5%
19. Language and Foreign Born
Language Spoken at Hom e Estim ate
Population 5 years and over 17,775,340
English only 12,907,073
Language other than English 4,868,267
Speak English less than "very w ell" 43.4%
Spanish or Spanish Creole 3,566,655
Speak English less than "very w ell" 45.3%
Other Indo-European languages 956,318
Speak English less than "very w ell" 36.7%
Asian and Pacific Islander languages 258,458
Speak English less than "very w ell" 46.0%
Other languages 86,836
Speak English less than "very w ell" 31.9%
In 2010, almost 4.9 million Floridians (age 5 or older) spoke a language other than
English at home, of which about 2.1 million spoke English less than ―very well‖. If
this relationship continues, by 2030, around 6.1 million Floridians (age 5 or older) will
speak a language other than English at home, of which about 2.7 million will speak
English less than ―very well‖.
In 2010, 19.4% of Florida’s population was foreign born.
20. Dual Florida Challenges...
Aging State – more intense in Florida than
elsewhere because the population share (over
24.1% in 2030)
Growing State – all of the same problems as
we’ve had in the past, only more so
Greater Need for Services
Allocation of Increasingly Scarce Natural Resources
(especially water)
Provision of Needed Infrastructure (new and replaced)
21. A Fundamental Change to Florida’s
Economic Future: Baby Boom Retirees
Birth Cycle: 1946 – 1964
2010 Census count of 46-64 year olds:
US: 77.0 million
FL: 4.8 million
Entry into the Workforce: 1967 – 1985
Entry into Retirement: 2011 – 2029
2050
22. Global Trends
By 2025, the world will be:
Much Older (the US will largely look like FL today)
Far Less Caucasian
Far More Concentrated in Urban Areas
The aging population is a function of:
The Baby Boom Cohort
Falling Fertility Rates
Rising Longevity (life expectancy ~ 78.5 in 2009)
23.
24. Long-Term Workforce Trends
The ratio of taxpaying workers to retirees will fall as
baby boomers age:
US today, 4:1
FL today, 3:1
FL in 2030, 2:1
Pool of workers will shrink: new retirees will not be
fully replaced by younger workers.
Worker shortages (especially among highly educated
and skilled) will become the norm, meaning jobs will
be readily available for this population.
25. Florida Labor Force Participation Rates
70.0
60.0
50.0
Total population
40.0
Percent Population 65 years
30.0 and over
20.0
10.0
0.0
Older workers are staying in the workforce longer. Participation rates
for older workers have increased from 10.3% in 2000 to a high of
16.5% in 2010, while the participation rates of all workers fluctuated
between 61.7 and 63.8 during that time period.
The Great Recession, which reduced the value of retiree savings and
home values, is contributing to this trend and partially masking the
labor force changes still to come.
26. More Ramifications
Labor force contraction could significantly depress economic
output and boost inflation as wages increase to attract skilled-
workers from other areas.
Long-term economic slowdown and larger retirement population
will further lead to a decline in consumer spending and changes
in investment patterns as the senior population spends down its
savings.
Lower standard of living could become the norm for some,
especially for those seniors living on fixed incomes for 20 or
more years, and the estimated one-third of boomers with limited
retirement assets (mainly single women).
27. Implications for Services
Labor-intensive jobs (firefighters, police, construction)
will be harder to fill.
Today’s elderly prefer face-to-face interaction. In the
future, people will become more technologically savvy
and more comfortable working over the internet.
As of April 2012, 53% of American adults age 65 and older used
the internet or email. This is the first time that half of seniors
reported consistently using online tools.
Less reliance on physical space in the future
Fewer employees as the use of technology increases
28. Health Care
About one-fourth of Florida residents age 65 and over live
alone.
About one-third of Florida residents age 65 years and older
have a Census-defined disability.
Today, elderly and disabled Medicaid recipients account for
an estimated 31% of the total caseload -- but almost 60% of
Medicaid spending.
Use of acute and long-term care services is high.
The majority of nursing home residents rely on Medicaid support after the cost of
their care exhausts their savings and they qualify for assistance.
An increasing array of new services, procedures and drugs prolong life – but
also the potential for chronic problems.
The number of available family caregivers will diminish in relation to the number
who need care.
29. Transportation
In order to accommodate the transportation
needs of the elderly, new programs will have to
be developed:
Options that offer dignified transportation for the
elderly
Providing more public transportation for the elderly and for
caregivers
Providing more private sector transportation from
businesses that serve the elderly
Mass transit options that are accessible
Improved signage and reduced need for night driving
30. Criminal Justice
Propensity to commit crime diminishes over time;
however, Florida has been increasing the classification
of crime.
Prisons will have an increasing share of older and infirm
inmates.
As of June 30, 2011, there were 17,492 elderly inmates
(age 50 or older) in prison, which represented 17.1% of the
total inmate population.
4.2% of Florida’s inmate population was 60 or older, while 1.9%
were 66 or older.
During FY 2010-11, there were 3,452 elderly inmate
admissions.
During FY 2010-11, the oldest male inmate admitted was
85 and the oldest female admitted was 87.
31. Revenues
One implication of the declining working-age
population is that government tax structures which
rely heavily on this age-group will have to be
reevaluated.
An increasingly smaller percentage of individuals will
assume the bulk of the tax burden as the number of
elderly increases and the demand for services
continues to grow.
The states that will be hardest hit are those that rely
on personal income and payroll taxes as their
largest revenue sources.
32. Sales Tax
Studies have found that the elderly tend to spend
less than younger persons on goods and more on
services.
The state’s current sales tax structure with its
dependence on the sale of goods will ultimately
come under pressure from this fact.
If this risk is not addressed, then the state will likely
see much lower growth rates for sales tax receipts
than it has normally seen in the past.
Services make up 66% of personal expenditures.
33. Property Taxes
Traditionally, senior citizens have opposed property taxation to a
greater extent than the rest of the population.
Not only do many live on fixed incomes, but they also have no
school-age children. As their connection to providing this type of
funding diminishes, they are more apt to oppose property tax
increases of any kind.
Conversely, Florida offers several income-based exemptions and
tax advantages for senior citizens that will become increasingly
expensive as the baby boomers hit their retirement years. While
today’s elderly have the lowest poverty rates of any group, this
will not be true in the future. An estimated one-third of boomers
are projected to have limited financial assets or private pensions
when they retire.
34. Strategies for the Future
Attracting migration from other states and countries which have
greater youth populations will become an important relief valve for
worker shortages.
On average, immigrants are younger than native Americans, are more
inclined to work and have more children per family (Federal Reserve).
Designing incentive programs to keep workers in the workforce
longer.
Retaining Florida graduates as part of the state’s workforce.
2009-10 Graduates with Florida Employment One Year Later:
Bachelors at 61%; Masters at 59%
Fostering the development and application of:
Age-sensitive technologies.
Productivity-enhancing skills and technologies.
Affordable health care services over the entire spectrum of retirement.
35. Today, Economy Is Slowly Recovering
Florida growth rates are gradually returning to more typical levels.
But, drags are more persistent than past events, and it will take
several years to climb completely out of the hole left by the
recession. Overall...
The national economy is still in recovery. While most areas of
commercial and consumer credit are strengthening – residential credit
still remains sluggish and difficult for consumers to access. So far, the
recovery has been roughly half as strong as the average gain of 9.8%
over the same period during the past seven recoveries.
The subsequent turnaround in Florida housing will be led by:
Low home prices that begin to attract buyers and clear the inventory.
Long-run sustainable demand caused by continued population growth
and household formation.
Florida’s unique demographics and the aging of the baby-boom
generation (2011 marks the first wave of boomers hitting retirement).
36. Eurozone Problems Still Persist
The sovereign debt crisis in the Eurozone has led to banking instability with
spillover effects on the global credit market: threats of even greater problems
have reignited.
Spain, Portugal and Italy all still face major challenges and contracting economies.
Greece’s repeat national election is being interpreted as a referendum on the country’s membership in
the European Union by the other participating countries. Some Greece officials had wanted it to be a
referendum on the austerity measures and other conditions of the latest bailout.
Moody’s compares economic conditions in Greece to the Great Depression in the US during the 1930s.
International Monetary Fund (IMF) and the United States have warned that the Eurozone needs a
larger bail-out fund (a ―larger firewall‖) to prevent the crisis from spreading. Germany has resisted this
move.
The region’s banks still need to be recapitalized (especially in Spain) with significant improvement
required by summer.
The latest data shows that while the Eurozone as a whole contracted during
the fourth quarter of the last calendar year, growth remained flat in the first
quarter of this calendar year after an unexpectedly strong German showing.
The latest data indicate that the Eurozone is at strong risk for another deep
recession.
These conditions are negatively affecting the United States:
Tighter credit conditions already exist, especially for businesses with foreign interests.
Reduced exports and corporate earnings already exist. The Greater Miami area is experiencing a
significant reduction in exports to Spain (Florida exports to Spain fell nearly 30% last year).
37. Other Risks to the Forecast
As a result of the Supercommittee’s failure, automatic spending cuts are
scheduled to kick in at the beginning of 2013. Referred to as the
Automatic Sequester, this is the enforcement mechanism used to ensure
an additional $1.2 trillion in spending reductions —falling equally on
defense and non-defense spending. Further details likely unknown until
after the 2012 Election.
In Federal Fiscal Year 2010, 8,101 Florida businesses received nearly $18.5
billion in federal contracts. The vast majority of this money was defense-
related. In this regard, defense agencies accounted for 71.3 percent of the
total procurement contracts awarded to Florida in that year.
The House Budget Resolution for 2013 proposes to eliminate sequester
through the reconciliation process. They did this by replacing the automatic
sequestration and protecting the defense budget with cuts of about $300
billion from mandatory spending programs (including food stamps and health
insurance subsidies). Unlikely to agree to this plan, the President’s budget
proposed to reverse the sequester through other deficit reduction proposals.
The Senate has been silent.
38. General Revenue Forecast
Monthly Results January February March April
Monthly Overage 19.2 56.4 76.5 51.4
(Millions)
Year to Date 18.2 74.6 151.1 202.4
Overage
(Millions--
Cumulative)
Percent of Monthly 100.9% 103.3% 103.8% 102.1%
Estimate Collected
Percent of Year to
Date Estimate 100.1% 100.5% 100.9% 101.1%
Collected
Oct January Difference Incremental
Fiscal Year Forecast Forecast (Jan - Oct) Growth Growth
2005-06 27074.8 8.4%
2006-07 26404.1 #REF! -670.7 -2.5%
2007-08 24112.1 #REF! -2292.0 -8.7%
2008-09 21025.6 21025.6 0.0 -3086.5 -12.8%
2009-10 21523.1 21523.1 #REF! 497.5 2.4%
2010-11 22551.6 22551.6 0.0 1028.5 4.8%
2011-12 23195.5 23241.5 46.0 689.9 3.1%
2012-13 24526.8 24506.9 (19.9) 1265.4 5.4%
2013-14 26071.8 26117.6 45.8 1610.7 6.6%
2014-15 27417.9 27580.8 162.9 1463.2 5.6%
2015-16 28838.6 28901.3 62.7 1320.5 4.8%