The Atlanta Metropolitan Black Chamber of Commerce (AMBCC) is presenting the Money Smart program to enhance financial literacy among businesses, employees, and families, aiming to improve financial stability and health. This curriculum includes specialized training modules for small businesses and adults, covering essential topics such as banking, credit management, and financial planning. The program also emphasizes the importance of financial education networks and partnerships to address disparities within underserved communities.

1. Atlanta Metropolitan Black Chamber of Commerce
Presents
Money Smart (Businesses, Employees and Families

2. Fiscal Education
Financial education fosters financial stability for
individuals, families, and entire communities. The
more people know about credit and banking
services, the more likely they are to increase
savings, buy homes, and improve their financial
health and well being.
The AMBCC is offering the Money Smart
curriculum with others community partners.
It is our goal to deliver financial education and
appropriate financial services to everyone,
including individuals who may not have a
relationship with an insured depository institution

3. AMBCC Financial Services Collaborative Network
SBA
 The AMBCC Financial Services Collaborative
Credit Unions FDIC Networks have a vested interest in the issues,
(2) projects, and/or policies tasked by the committee.
 The Financial Service advisory board consists
primarily of financial service institutions, lenders
National and advisors.
Micro Lenders Association of
(3) Black
FINANCIAL Accounts  The Financial Service advisory board has
SERVICES developed an influential network of industry
decision makers that are focused on establishing
key business, community and governmental
Banking relationships.
Atlanta Federal
Institution
Reserve
(5)
 The Financial Service advisory board’s programs
specifically address critical issues impacting wealth
Financial disparities within underserved communities.
Advisors IRS
(5)

4. Financial Services Collaborative Network
Partners
CAU Economic Development Center

5. AMBCC Financial Services Team

6. Money Smart Courses
Atlanta Metropolitan Black Chamber of Commerce’s Women’s League
PROJECTS

7. Money Smart for Small Business
The 10 Money Smart for Small Business Training Modules
It starts with the core curriculum—10 modules presenting
introductory information on running a small business from a financial
standpoint.
Organization Types
Advantages and disadvantages of business structure
Time Management
Steps on effective use of time
Financial Management
Appropriate allocation of resources
Record Keeping
Critical Management Tools
Banking Services Available for Small Businesses
Understanding the value for Small Businesses
Credit Reporting
Demystified
Risk Management
Be prepared for Negative Outcomes
Insurance
Planning for the Unexpected
Tax Planning and Reporting
Understanding the details
Selling a Small Business and Succession Planning
Exit Strategies

8. White House Small Business Agenda
and Special Report | Impossible Dreams
Small businesses are the engine of the American economy, having created 64 percent of new American private
sector jobs generated in the past 15 years—that’s 40 million net new jobs according to the Council of Economic
Advisers. Recognizing this critical role that small businesses play in the U.S. economy, President Obama is
committed to ensuring that small businesses continue to receive the tools and resources they need to address the
challenges they face. These initiatives offer support to small businesses so they are able to bring the power
of their ideas to the marketplace in ways that can catalyze and transform our economy, creating jobs through new
innovations in products and services..

9. Money Smart for Adults
The 11 Money Smart for Adults Training Modules
If taught in their entirety, each module takes between 1-2 hours of
classroom time to teach. However, the content is layered so that it can
be taught in two (or more parts).
Bank on It
an introduction to bank services
Borrowing Basics
an introduction to credit
Check It Out
how to choose and keep a checking account
Money Matters
how to keep track of your money
Pay Yourself First
why you should save, save, save
Financial Recovery
how to recover financially and rebuild your credit after a financial-
setback
Keep It Safe
your rights as a consumer
To Your Credit
how your credit history will affect your credit future
Charge It Right
how to make a credit card work for you
Loan To Own
know what you're borrowing before you buy
Your Own Home
what home ownership is all about

10. Money Smart for Youth
The 8 Money Smart for Young Adults Training
Modules
If taught in their entirety, each module takes between 90-110 minutes of
classroom time to teach. However, the content is layered so that it can
be taught in two (or more parts). A layering matrix table appears in the
instructor guide for each module to provide a break-down of topics,
subtopics, target audience, and activities for the module.
Bank on It
an introduction to bank services
Check It Out
how to choose and keep a checking account
Setting Financial Goals
Money Management
Pay Yourself First
why you should save, save, save
Borrowing Basics
an introduction to credit
Charge It Right
how to make a credit card work for you
Paying for College and Cars
Installment Loans (i.e. car and student)
Launch Date A Roof Over Your Head
informed decisions on apartments and mortgages
9/15/12

11. Industry Peer Groups
Industry Peer Learning
Upon the completion of the Money
Smart Program, Participates will be
assisted to industry specific peer
groups and will meet regularly to
connect with industry leaders for
support and resources to support their
business goals
Times and Dates
• 1st Fridays 9:30am-11:00
• 3rd Saturdays 11:30am-1:00pm
• Industry Briefings and Webinars (Vary)

12. Money Smart Locations

13. Targeted Communities-Metro Region
30078
30047
30039
30318 30021
30088
30314
30311
30058
30331
30034 30038
30344
30337

14. Targeted Communities-Metro Region
• Atlanta Job Corp (30314)
• Clark Atlanta University/Woodruff
Library
• Atlanta Workforce Development
• East Point Public Library
• Wesley Chapel Public Library
• Centerville Public Library
• Godbee Road Community Center
• Dekalb Technical College
• Southwest Branch (30331)

15. Statewide Focus- Awareness Campaign
• Albany Region
• Atlanta Region
• Athens-Clark Region
• Augusta (CSRA)
• Columbus Region
• Macon Region
• Rome Region
• Savannah Region

16. Money Smart Program Budget
Kids MS Workshops Rental Space
25 participants 12-18 sessions
2012-13 2012-13
Young Adult Workshops
25 participates
2012-13
Box Lunch
Adult Workshops 15-25 participants
100 participants 12-18 sessions
2012-13 2012-13 Marketing Materials
Course Materials
(Free)
Business Cards/Flyers
SB Workshops Supplies
150 participants 15-25 participants
2012-13 12-18 sessions Traditional/Online Ads
2012-13
Honorariums

17. Financial Service Calendar
JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC
Day Money Smart Money Smart Money Smart Meetings and Peer
Small Business Adults Groups
/Theme Youth/Young Adults
9:30am October 2012 August 2012 Sept 15, 2012 August
Money Smart SB Money Smart Adults Money Smart for Kids FSC Meeting
AM
January 2013 Oct . 20, 2012
September 2012 November
11:30am Money Smart SB Nov 17, 2012Money
Activity
Money Smart Adults Smart for Kids FSC Meeting
April 2013 November 2012 Feb. 16-23, February
1:30am 2012National
Money Smart SB Money Smart Adults Activity Activity
FSC Meeting
Entrepreneur Week
PM
December 2012 Feb. 16-23, May
July 2013
2012National
6:30am Money Smart SB Money Smart Adults Entrepreneur Week FSC Meeting

18. Contact Information
Chairperson
Atlanta Metropolitan Black
Chamber of Commerce
Financial Services
(770) 374-6226
connect@ambcc.org
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