Insurance sector is growing up with approx CAGR of 4% globally. The current market is US $5T which is expected to grow to US $7T by 2020. India currently is US $60B market which is expected to grow to US $270B by 2020. The current penetration in India is 3.26% as compared to global of 6.20%. This generates huge opportunities to Artivatic to build world class product for Insurance sector and make it 100% digital with use of emerging technologies. Life Insurance, Health Insurance, Auto Insurance, Corporate Insurance, Property & Causalities and more holds significant growth in India & Global.

1. © Artivatic Data Labs Pvt Ltd |artivatic.ai | Bangalore
RE-IMAGINE, THE WAY INSURANCE
INDUSTRY INVEST IN 21ST CENTURY
BUSINESS TRANSFORMATION
Jun, 2018
INSURANCE. REDEFINED. DIGITAL

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© Artivatic Data Labs Pvt Ltd |artivatic.ai | Bangalore
OUR SOLUTIONS
• Automated documentation digitation system using OCR/NLP/Deep learning
• No form filling or redundant work processes – all by system
• Automated fraud, risk & document check
• 360 Degree consumer genomics with psychological approaches with 5-dimentsional data
• Intelligent data superimposing for better decisioning & underwriting
• Financial & intelligence system in real time for financial fraud, risk, wealth insights
• Health intelligence system for life, disease prediction with mapping with diagnosis reports
• Digital identity trust, digital risk, interest risk, education & professional credibility engine
• Geo-location fraud intelligence
• ML Based automated underwriting system with self learning platform for higher accuracy
• Neuroscience based automated deconning system for approval, counter offer, rejection of the policies
• Premium prediction based on multiple data points and past data
• Predicting the potential delay in premium to avoid NPA
• Personalized policies prediction
• Streamline claims system in real time for auto, life, health
• Loss of claims reduction for corporate insurance
• Automated deep-learning based claims processing engine

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© Artivatic Data Labs Pvt Ltd |artivatic.ai | Bangalore
SYSTEM PROCESS FLOW

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© Artivatic Data Labs Pvt Ltd |artivatic.ai | Bangalore
PRODUCTS & SOLUTIONS

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© Artivatic Data Labs Pvt Ltd |artivatic.ai | Bangalore
VALUE ADDITION TO BUSINESSES WITH ARTIVATIC’S SOLUTION

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© Artivatic Data Labs Pvt Ltd |artivatic.ai | Bangalore
FULLY AUTOMATED BUSINESS PROCESS
Customer
Acquisition
On-Boarding
Consumer
Genomics
Fraud &
Risk
Underwriting
& Decision
Cross
Selling/Rete
ntion
Claims
Processing
- Individual
Customer Journey
- Online interaction
based
personalization
- Predictive
decisions with
less data
availability for
higher conversion
- No form filling
process
- Uploading only
required
documents
- Automated
extraction,
compliance &
verification
- Social, Device,
public & other
data gathering
from external
sources
- Financial
authorization
online
- Health Device
based
authorization
online
- Documents
digitization system
- Digital data based
intelligence
- Interests &
Activities analysis
- Personality traits
& behaviour
analysis
- Predictive
financial, products
interest and
potential payment
intelligence
- Health/disease
prediction from
multiple data
points ( health
device,
medication
reports,
genomics,
nutrition etc data)
- Geo-location
based analysis
- KYC Documents
& Photo Fraud
- Digital Fraud
- Historical fraud
detection
- Potential
delinquencies
predictions
- Financial fraud
analysis
- Repayment
potential & fraud
flagging
- Early warning
signal
- AI based
automated
underwriting
process
- Predictive decisions
using machine
learning
- Neuro-computing
focused automated
decision & approval
- Regulatory
framework checking
with internal
predictive decisions
- Final combined
decisions
- Human assisted
decisions engine
- Customized product
offering instantly
- Product
recommendations
based on
consumer
genomics
- Cross selling
based on data
driven analysis
- Personal finance
management
- Monitoring after
approval
- Automated
documents
digitization
- Fraud detection
through multiple
online/offline
sources
- Claims
authorization &
underwriting
- Predictive
decisions for
claims
- Automated claims
approval &
monitoring

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© Artivatic Data Labs Pvt Ltd |artivatic.ai | Bangalore
USE CASES
Life Insurance
• Automated Applicant’s On-boarding
• KYC Automation & Compliance
• Financial & Health Intelligence
• Historical, Digital & Future Fraud detection
• Multi-data Consumer genomics &
Personality Traits /Behaviour Analysis
• Automated Underwriting & Decision
• Approval & Monitoring
• Claims processing
• Unstructured Documents Digitization:
Handwritten, Scanned PDF/Images & e-PDF
Health Insurance
• Automated Applicant’s On-boarding
• KYC Automation & Compliance
• Health Intelligence based on EHR, Cancer,
Nutrition, Health device
• Historical, Digital & Future Fraud detection
• Multi-data Consumer genomics &
Personality Traits /Behaviour Analysis
• Automated Underwriting & Decision
• Automated & Real time Claims processing
• Health Documents Digitization:
Handwritten, Scanned PDF/Images & e-PDF
Travel Insurance
• Consumer genomics with social, public
& travel data
• In-depth interests, risks and fraud intelligence
through external data
• Personality traits & behaviour analysis
• ML based future predictions, evolve learning
• Adaptive multi-fraud detection system
• Digital Trust scoring and credibility engine
• Personalized & risk focused insurance
• Micro-insurance personalization
• Automated underwriting, decision & claims
Corporate Insurance
• Automated process for evaluating loss
claims ratio
• Assessment of individual & corporate
through multiple data points – internal &
external
• Health /wellness insights through health
devices and other medical data
• Policy renewal seamlessly and claims
approval
• Documents digitization and processing
• Fraud detection & in-depth risk profiling
General Insurance
• Unstructured documentation processing &
digitization
• Automated on-boarding, KYC automation,
verification & compliance
• Predictive insights for decision making
• Assessment of various rules automatically
• Approval & monitoring engine
• Fraud detection & risk profiling
• Claims authorization & approval processing
• Future focused multi-data points predictive
insights
Auto Insurance
• KYC Automation, Verification & Compliance
• Unstructured documents, forms processing
via machines with error free outcome
• Client on-boarding & predictive insights
• Deep-learning based automated part &
damage detection in real time
• Claims price calculation in real time
• Settlement and future learning based on new
data inputs

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© Artivatic Data Labs Pvt Ltd |artivatic.ai | Bangalore
QUICK & EASY TO INTEGRATE FOR ALL KINDS OF BUSINESSES

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© Artivatic Data Labs Pvt Ltd |artivatic.ai | Bangalore
PRODUCT SCREENSHOTS

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© Artivatic Data Labs Pvt Ltd |artivatic.ai | Bangalore
PRODUCT SCREENSHOTS
KYC Automation
& Fraud

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© Artivatic Data Labs Pvt Ltd |artivatic.ai | Bangalore
THANK YOU.
Head Office
ARTIVATIC DATA LABS PRIVATE LIMITED
25 & 26, 2nd Floor, AVS Compound, 80
Feet Road, Koramangala 4th Block,
Bengaluru- 560034
+91 80 4150 2526 | +91 9901968352
layak@artivatic.ai