Meezan Bank is Pakistan's largest Islamic bank, established in 1997. It offers various Islamic banking products and services, including personal and corporate banking, project financing, and asset management. As an investment arm, Meezan Bank holds different types of marketable securities that provide liquidity and returns to investors. However, the bank faces weaknesses such as high employee turnover and lack of marketing in the past. It also faces threats of increased competition from conventional banks and other Islamic banks entering the market.
Presentation on "Capital Market"
1.definition and characteristics
2.function and players
3.importance/role and types
4.factor and structure
5.reforms and development
Presentation on "Capital Market"
1.definition and characteristics
2.function and players
3.importance/role and types
4.factor and structure
5.reforms and development
Corporate Finance - Capital Structure and Market Timing - A study of Indian C...Kushal Agarwal
How market timing and source of resource mobilization affects capital structure. Also many a times capital structure dictates source and timing of mobilization.
JS Bank (Evaluation of the Performance Appraisal System)Tish997
Evaluation of the management System of JS bank Pakistan, which include introduction, history, Products details and Interview Questions we ask about there management style/system.
Banks and NBFCs: Types of Banks & NBFCs: Central Bank, Nationalized & Co Operative Banks, Regional Rural
Banks, Scheduled Banks, Private Banks & Foreign Banks, Mudra Bank, Small Finance Banks, Specialized Banks, NBFCs.
Types of Banking: Wholesale and Retail Banking, Investment Banking, Corporate Banking, Private Banking, Development
Banking.
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
NO1 Uk Rohani Baba In Karachi Bangali Baba Karachi Online Amil Baba WorldWide...Amil baba
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how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
Resume
• Real GDP growth slowed down due to problems with access to electricity caused by the destruction of manoeuvrable electricity generation by Russian drones and missiles.
• Exports and imports continued growing due to better logistics through the Ukrainian sea corridor and road. Polish farmers and drivers stopped blocking borders at the end of April.
• In April, both the Tax and Customs Services over-executed the revenue plan. Moreover, the NBU transferred twice the planned profit to the budget.
• The European side approved the Ukraine Plan, which the government adopted to determine indicators for the Ukraine Facility. That approval will allow Ukraine to receive a EUR 1.9 bn loan from the EU in May. At the same time, the EU provided Ukraine with a EUR 1.5 bn loan in April, as the government fulfilled five indicators under the Ukraine Plan.
• The USA has finally approved an aid package for Ukraine, which includes USD 7.8 bn of budget support; however, the conditions and timing of the assistance are still unknown.
• As in March, annual consumer inflation amounted to 3.2% yoy in April.
• At the April monetary policy meeting, the NBU again reduced the key policy rate from 14.5% to 13.5% per annum.
• Over the past four weeks, the hryvnia exchange rate has stabilized in the UAH 39-40 per USD range.
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
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how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
Latino Buying Power - May 2024 Presentation for Latino CaucusDanay Escanaverino
Unlock the potential of Latino Buying Power with this in-depth SlideShare presentation. Explore how the Latino consumer market is transforming the American economy, driven by their significant buying power, entrepreneurial contributions, and growing influence across various sectors.
**Key Sections Covered:**
1. **Economic Impact:** Understand the profound economic impact of Latino consumers on the U.S. economy. Discover how their increasing purchasing power is fueling growth in key industries and contributing to national economic prosperity.
2. **Buying Power:** Dive into detailed analyses of Latino buying power, including its growth trends, key drivers, and projections for the future. Learn how this influential group’s spending habits are shaping market dynamics and creating opportunities for businesses.
3. **Entrepreneurial Contributions:** Explore the entrepreneurial spirit within the Latino community. Examine how Latino-owned businesses are thriving and contributing to job creation, innovation, and economic diversification.
4. **Workforce Statistics:** Gain insights into the role of Latino workers in the American labor market. Review statistics on employment rates, occupational distribution, and the economic contributions of Latino professionals across various industries.
5. **Media Consumption:** Understand the media consumption habits of Latino audiences. Discover their preferences for digital platforms, television, radio, and social media. Learn how these consumption patterns are influencing advertising strategies and media content.
6. **Education:** Examine the educational achievements and challenges within the Latino community. Review statistics on enrollment, graduation rates, and fields of study. Understand the implications of education on economic mobility and workforce readiness.
7. **Home Ownership:** Explore trends in Latino home ownership. Understand the factors driving home buying decisions, the challenges faced by Latino homeowners, and the impact of home ownership on community stability and economic growth.
This SlideShare provides valuable insights for marketers, business owners, policymakers, and anyone interested in the economic influence of the Latino community. By understanding the various facets of Latino buying power, you can effectively engage with this dynamic and growing market segment.
Equip yourself with the knowledge to leverage Latino buying power, tap into their entrepreneurial spirit, and connect with their unique cultural and consumer preferences. Drive your business success by embracing the economic potential of Latino consumers.
**Keywords:** Latino buying power, economic impact, entrepreneurial contributions, workforce statistics, media consumption, education, home ownership, Latino market, Hispanic buying power, Latino purchasing power.
2. Introduction
• Equity or debt instrument (share/stock, bond, note)
that is listed on an exchange and can be readily
bought or sold. A marketable security is a near-cash
(liquid) asset and is recorded at acquisition cost
(purchase price plus incidentals, commissions, and
taxes) or market value (whichever is lower) in the
account books under current assets. Non-marketable
securities include savings bonds and restricted
shares/stock.
3. Marketable securities
• Marketable Securities are a class of investment that the company makes
on a temporary basis. There are two basic types of marketable securities:
– Marketable Equity Securities - any instrument that demonstrates ownership
of shares in a company such as common stock and preferred stock.
– Marketable Debt Securities - any debt security instrument, the most common
being bonds of another company.
• Marketable securities are temporary investments one company might make
in another company in the hopes of providing higher returns to its
investors. For example, an investment in marketable securities may
provide stockholders with a higher return than a cash account with a bank.
4. Company Background
• Meezan Bank Limited is a publicly listed company offering
Islamic Banking in Pakistan. It was first incorporated on
January 27, 1997, starting operations as an Islamic investment
bank in August of that year. In January 2002, Meezan Bank
was granted Pakistan's first full-fledged commercial banking
license dedicated to Islamic Banking, by the State Bank of
Pakistan.
– The Banks main shareholders are financial
institutions, including the Pak Kuwait Investment
Company, the ‘Islamic Development Bank of Jeddah’, and
the ‘Shamil Bank of Bahrain’.
5. Vision
“Establish Islamic banking as banking of first
choice to facilitate the implementation of an
equitable economic system, providing a strong
foundation for establishing a fair and just
society for mankind”
6. Mission
“To be a premier Islamic bank, offering a one-
stop shop for innovative value-added products
and services to our customers within the
bounds of Shariah, while optimizing the
stakeholders’ value through an organizational
culture based on learning, fairness, respect for
individual enterprise and performance.”
7. Functions
• Personal Banking and Finance
• Corporate Finance
• Commercial Finance
• Project Financing
• Islamic Financial Advisory Services
• Treasury
• Car Ijarah - Car Financing
• Home Financing
• Asset Management
8. Relation with topic
• There are different types of marketable securities held by
Meezan Bank, and the underlying theme among all of them is
that they are traded, or bought and sold, frequently. This is a
sign of liquidity.
• Those marketable securities that are types of bonds or
certificates of deposit must have a maturity date or time at
which a contract expires of no less than 12 months out. Bonds
are debt instruments, while certificates of deposit are savings
certificates, although both pay investors an interest rate over
the life of the contract. These securities trade in the secondary
market, a segment of the financial markets where previously
issued securities are bought and sold.
9. SWOT Analysis
• Strength
– MBL has this privilege to be the first in the Islamic Banking sector which gives
MBL a competitive edge over all other banks and being the pioneer of this
industry MBL is enjoying major share of it.
– The largest Islamic Bank in Pakistan with a network of over 201 branches in 54
cities.
– The members of the Shariah Supervisory Board of Meezan Bank are
Internationally-renowned scholars, serving on the boards of many Islamic
banks operating in different countries.
– Meezan Bank, the largest Islamic Bank in Pakistan has been conferred the Best
Islamic Bank Award by Rawalpindi Chamber of Commerce and Industry.
– Being an Islamic bank, MBL has a wide national network. As an emerging
markets bank, it has branches in all the major cities of Pakistan with the facility
of online banking, it is very easy for its customers to transact all over the
country
10. • Weakness
– Till the last year, MBL had a totally different perspective. The management
was of the view that the customer should come to them and they don’t need to
go to the customer. But in this era of mass marketing and advertising, it is not
possible to stay in competition without these took. The bank has now changed
its perception arid has started an effective marketing and advertising strategy.
But the previous gaps are still there and there is lack of awareness in the people
about the bank and its products. The bank needs to improve on its marketing
and advertising areas.
– Due to the dissatisfaction of staff, there is high turnover among them. People
who find other alternatives do not stay with the bank. Therefore, the bank
incurs loss on their training and development.
– The decision-making is carried out the upper management level and the
subordinates are not included in this process. This creates a sense of insecurity
in the lower managers and that is why there is a lack of loyalty among the
personnel
11. • Opportunities
– House financing sector can be targeted to maximize the profit.
– Growing demand of Islamic financial product and services.
– Venturing into Islamic groups out side the countries as opportunity to
expand business in UAE and Golf states. i-e financial institutions.
– Coming up with. Products for the SME to targeting the medium level
customers.
– Doing business with companies having Islamic mindset. I-e Islamic
financial Institutions.
– Increase branch network within the country
12. • Threats
– Right now there are a few banks that are providing islamic
banking services in addition to the Meezan Bank. These banks
include Bank Islami, Al-Barkah Bank and some branches of
Bank Alfalah which are dedicated for islamic banking services.
That’s why we can say that although there is no intense threat for
the Meezan Bank in the near future but it is not difficult to say
that more banks may enter in this field as the awareness of
islamic banking is increasing among the public. Therefore the
Meezan Bank should not be contented to its present market share
but should strive for providing better and better and modern
services.
– Due to the increase in the number of conventional commercial
banks, there is an increase in competition. Also there is a lot of
aggressive marketing by the competitor banks. This is also a
threat for MBL
13. Conclusion
• The employee turnover is very high which they have to cut down as they
are losing a number of good trained employees due to its poor policy.
• The year 2010 is expected to offer increased competition in the secured
assets business as more Islamic banks are in the market.
• Lack of awareness of Islamic banking in general public.
• Financial information of Meezan bank are not clearly disclose on any
media
• Branches increases but business of Meezan bank may not increase with
same speed