[Abstract] Demonetisation: Push Towards a Digital Economy
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Presented at Guru Nanak College of Arts, Science & Commerce. The paper identified the required infrastructure for sustaining the impacts of demonetisation on financial technology and consumer behavior.
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- India has implemented several digital payment innovations like UPI, BHIM, and RuPay cards to boost financial inclusion and curb black money.
- Digital payments in India are growing rapidly, with UPI and mobile banking seeing spectacular growth in recent years.
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The document discusses India's transition to a cashless economy through various digital payment methods and initiatives by the government and Reserve Bank of India. It outlines the key benefits of a cashless economy like convenience and security. However, challenges in rural areas include low internet penetration and financial literacy. Steps are being taken to promote digital payments for farmers and provide infrastructure in villages to encourage a cashless economy across India.
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Cash vs. Cashless Indian Society After Demonetization 2017 Survey
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The document discusses India's vision for a cashless economy by 2018. It outlines steps being taken to incentivize electronic payments, integrate Aadhar cards for direct benefit transfers, and require PAN cards for transactions over 1 lakh rupees. The benefits of a cashless economy include curbing black money, reducing printing costs, and enabling new initiatives like direct benefit transfers of subsidies. However, challenges include loss of transaction privacy, security risks if the electronic systems are hacked, technical difficulties for many citizens unfamiliar with digital payments, and the large investments required to ensure all citizens can participate.
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The document discusses the transition to a cashless economy in India. It provides context on the growing adoption of electronic payments and need to reduce dependence on cash. The objectives are to understand the meaning of cashless transactions, analyze their impact on people in a particular area, and future trends. Research will use questionnaires and interviews of 50 randomly selected people in Basanti colony over two weeks. Key impacts discussed are more transparency in business, easier auditing, and increased e-payment usage for businesses. In education, donations and capitation fees accepting cash may decrease due to demonetization.
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This document discusses labour welfare in India. It begins by defining labour welfare as anything provided to employees over and above wages to improve their comfort and motivation. This includes facilities like healthcare, housing, transport, recreation, education and more. Labour welfare is important for employee retention, good employee relations, and motivation. It can be statutory, mandated by law, or non-statutory and voluntarily provided. The document outlines several examples of statutory and non-statutory welfare schemes and programs implemented across various industries in India.
Hr recruitment and selection process in reliance communication
This document provides an overview of recruitment and selection processes. It defines recruitment as the process of finding and attracting qualified job applicants. The purposes of recruitment are to increase the candidate pool at low cost, improve selection success rates, and reduce new hire turnover. Sources of recruitment discussed include internal methods like promotions, transfers, and referrals, as well as external sources like outsourcing agencies. Advantages of internal recruitment are lower costs and training needs, while disadvantages include unfilled vacated positions and lack of new perspectives.
HR PROJECT REPORT - DISSERTATION HELP MBA
HR Project Report on Recruitment & Selection Procedure
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Bridging the gap: Online job postings, survey data and the assessment of job ...
Bridging the gap: Online job postings, survey data and the assessment of job ...Labour Market Information Council | Conseil de l’information sur le marché du travail
OJP data from firms like Vicinity Jobs have emerged as a complement to traditional sources of labour demand data, such as the Job Vacancy and Wages Survey (JVWS). Ibrahim Abuallail, PhD Candidate, University of Ottawa, presented research relating to bias in OJPs and a proposed approach to effectively adjust OJP data to complement existing official data (such as from the JVWS) and improve the measurement of labour demand.Earn a passive income with prosocial investing
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Economic Risk Factor Update: June 2024 [SlideShare]
May’s reports showed signs of continued economic growth, said Sam Millette, director, fixed income, in his latest Economic Risk Factor Update.
For more market updates, subscribe to The Independent Market Observer at https://blog.commonwealth.com/independent-market-observer.
How Non-Banking Financial Companies Empower Startups With Venture Debt Financing
How Non-Banking Financial Companies Empower Startups With Venture Debt Financing
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国外毕业证学位证成绩单如何办理：
1客户提供办理信息：姓名生日专业学位毕业时间等（如信息不确定可以咨询顾问：我们有专业老师帮你查询）；
2开始安排制作加利福尼亚大学|尔湾分校毕业证成绩单电子图；
3毕业证成绩单电子版做好以后发送给您确认；
4毕业证成绩单电子版您确认信息无误之后安排制作成品；
5成品做好拍照或者视频给您确认；
6快递给客户（国内顺丰国外DHLUPS等快读邮寄）。口水苦涩无比山娃一边游泳一边念念不忘那元门票尤令山娃气愤的是泳池老板居然硬让父亲买了一大一小二条巴掌般大的裤衩衩走出泳池山娃感觉透身粘粘乎乎散发着药水味有点痒山娃顿时留恋起家乡的小河潺潺活水清凉无比日子就这样孤寂而快乐地过着寂寞之余山娃最神往最开心就是晚上无论多晚多累父亲总要携山娃出去兜风逛夜市流光溢彩人潮涌动的都市夜生活总让山娃目不暇接惊叹不已父亲老问山娃想买什么想吃什么山娃知道父亲赚钱很辛苦在
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STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...
Delve into the world of STREETONOMICS, where a team of 7 enthusiasts embarks on a journey to understand unorganized markets. By engaging with a coffee street vendor and crafting questionnaires, this project uncovers valuable insights into consumer behavior and market dynamics in informal settings."
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[Abstract] Demonetisation: Push Towards a Digital Economy
- 1. ABSTRACT Is demonetisation an independent event or a part of a larger trend? The paper hypothesises that demonetisation is a part of the transition towards a digital economy. This paper seeks to identify the required infrastructure for sustaining the impacts of demonetisation on financial technology and consumer behaviour to ascertain if the impact will be temporary in nature. Methodology The pre-requisites of a digital economy were identified and compared to the digital ecosystem in India. Change in consumer preferences was analysed through online surveys. Observations The research indicates that the pre-requisites for a transition towards a digital economy are access to financial services, macro-economic and cultural factors, merchant sale and competition, technology and infrastructure. After demonetisation, a considerable change in the spending habits of the consumers has been observed. Factors that adversely impact the adoption of financial technology were identified. Conclusion The paper concludes that there are strong indications of a transition towards a digital economy. The change in the mode of spending, induced by demonetisation, has improved consumers’ perception and acceptance of financial technology. The government must address infrastructural requirements and regulatory barriers to facilitate this transition and maximise the potential economic and social benefits of the digital economy.