This document summarizes a presentation given by Parishma Dutta and Shahab Khan on the topic of a cashless economy in India. It defines a cashless economy as one where transactions are done digitally rather than with physical currency. The Digital India program aims to transform India into a digitized society and economy. The presentation outlines the history and growth of digital payments in India such as ATMs, debit/credit cards, mobile wallets, and the Unified Payments Interface (UPI). It discusses the benefits of a cashless economy for the Indian government and citizens, as well as some challenges in fully implementing a cashless system given India's traditional reliance on cash. Recent trends show rapid growth in digital payments driven by