The Renewable Energy Federation is a non-profit NGO that promotes the use of renewable energy. It represents renewable energy producers and works to develop the renewable energy sector through projects that emphasize local skills and leadership development. The Federation strengthens research and development of all renewable energy technologies and plans projects professionally to match global resources with local needs cost-effectively.
EXCELLENT OPPURTUNITY FOR BRIGHT CAREER
• IF YOU ARE LOOKING FOR ORGANISATION WHERE YOU
• DECIDE YOUR OWN TIMINGS TO WORK,
• CAN EARN AS MUCH YOU WANT AND
• PROVIDES EVER INCREASING INCOME,
• FACILITY OF CAR
• TELEPHONE
• COMPUTER ETC.
AND ALSO SECURED FUTURE
JOIN AS AGENT OF LIFE INSURANCE CORPORATION OF INDIA
OPPURTUNITY FOR MALE/FEMALES/HOUSEWIVES/C.A.’S/ OR ANY
PERSON ZEAL TO GET ALONG WITH PEOPLE
ALSO CONTACT FOR INSURANCE PLAN FOR YOUR NEEDS
SANJEEV HANDA
Sr. Business Associate
9810163246
handa1502@gmail.com
EXCELLENT OPPURTUNITY FOR BRIGHT CAREER
• IF YOU ARE LOOKING FOR ORGANISATION WHERE YOU
• DECIDE YOUR OWN TIMINGS TO WORK,
• CAN EARN AS MUCH YOU WANT AND
• PROVIDES EVER INCREASING INCOME,
• FACILITY OF CAR
• TELEPHONE
• COMPUTER ETC.
AND ALSO SECURED FUTURE
JOIN AS AGENT OF LIFE INSURANCE CORPORATION OF INDIA
OPPURTUNITY FOR MALE/FEMALES/HOUSEWIVES/C.A.’S/ OR ANY
PERSON ZEAL TO GET ALONG WITH PEOPLE
ALSO CONTACT FOR INSURANCE PLAN FOR YOUR NEEDS
SANJEEV HANDA
Sr. Business Associate
9810163246
handa1502@gmail.com
You have a lot riding on your commercial vehicle - it is your physical link with your market or it's an important part of your fleet. Even as it plies every day serving your business, it is exposed to many risks. Insure it reliably with Bharti AXA.
Get smart health high deductible insurance policy. This is a top-up cover of your any existing health insurance policies. It offers extended coverage for hospitalisation due to treatment of disease, illness and injury after applying the deductible that you have opted for.
LIST OF 24 LIFE INSURANCE COMPANIES IN INDIA- BRIEF DETAILSVenu Gopaal
So, we discuss life insurance in this session, what company provides what type of life insurance coverage to our life, what is the potentiality of insurance coverages provides by insurance companies. In the next session, we will discuss car insurance and car insurance companies.
You have a lot riding on your commercial vehicle - it is your physical link with your market or it's an important part of your fleet. Even as it plies every day serving your business, it is exposed to many risks. Insure it reliably with Bharti AXA.
Get smart health high deductible insurance policy. This is a top-up cover of your any existing health insurance policies. It offers extended coverage for hospitalisation due to treatment of disease, illness and injury after applying the deductible that you have opted for.
LIST OF 24 LIFE INSURANCE COMPANIES IN INDIA- BRIEF DETAILSVenu Gopaal
So, we discuss life insurance in this session, what company provides what type of life insurance coverage to our life, what is the potentiality of insurance coverages provides by insurance companies. In the next session, we will discuss car insurance and car insurance companies.
Fincover is a fintech startup based in Chennai existing from 2020. It is a one-stop platform for all things to finance leveraging the power of technology. Their mission is to provide every customer an affordable and seamless digital premium financing experience and ensure they become financially empowered. Fincover provides a platform that enables the user to search and locate the best financial products suited to their needs and wants. They have partnered with India's leading insurers (23 insurance), 50+ banks and NBFCs, and 35 + Mutual Fund companies to distribute their products. Within a year from inception, they have disbursed more than Rs. 100 crore secured and unsecured loan amount from various banks and NBFCs in the last financial year and over 10000+ Insurance policies. The company is targeting a 5X growth in the upcoming year and aims to cross Rs. 500 crore annualized disbursal run rate. Point of Sales persons (PoSP) can use their App or Web portal to assist customers in their financial journey.
Protecting and Transferring Wealth With Captive Insuranceindmew
Potentially reduce business tax, personal tax, and inheritance tax using a captive insurance company. Family owned businesses can also increase asset protection and increase money passed to future generations.
At CBIZ AiA, we understand that since 2008 banking has faced a “perfect storm” of financial challenges, including the housing market collapse, expanded regulatory enforcement and the financial stress of eroding margins. These events have had a direct impact on the bank insurance market, often resulting in coverage and limit reductions and premium increases.
Fincover is a fintech startup based in Chennai existing from 2020. It is a one-stop platform for all things to finance leveraging the power of technology. Their mission is to provide every customer an affordable and seamless digital premium financing experience and ensure they become financially empowered. Fincover provides a platform that enables the user to search and locate the best financial products suited to their needs and wants. They have partnered with India's leading insurers (23 insurance), 50+ banks and NBFCs, and 35 + Mutual Fund companies to distribute their products. Within a year from inception, they have disbursed more than Rs. 100 crore secured and unsecured loan amount from various banks and NBFCs in the last financial year and over 10000+ Insurance policies. The company is targeting a 5X growth in the upcoming year and aims to cross Rs. 500 crore annualized disbursal run rate. Point of Sales persons (PoSP) can use their App or Web portal to assist customers in their financial journey.
Link - https://www.fincover.com/
2024.06.01 Introducing a competency framework for languag learning materials ...Sandy Millin
http://sandymillin.wordpress.com/iateflwebinar2024
Published classroom materials form the basis of syllabuses, drive teacher professional development, and have a potentially huge influence on learners, teachers and education systems. All teachers also create their own materials, whether a few sentences on a blackboard, a highly-structured fully-realised online course, or anything in between. Despite this, the knowledge and skills needed to create effective language learning materials are rarely part of teacher training, and are mostly learnt by trial and error.
Knowledge and skills frameworks, generally called competency frameworks, for ELT teachers, trainers and managers have existed for a few years now. However, until I created one for my MA dissertation, there wasn’t one drawing together what we need to know and do to be able to effectively produce language learning materials.
This webinar will introduce you to my framework, highlighting the key competencies I identified from my research. It will also show how anybody involved in language teaching (any language, not just English!), teacher training, managing schools or developing language learning materials can benefit from using the framework.
A workshop hosted by the South African Journal of Science aimed at postgraduate students and early career researchers with little or no experience in writing and publishing journal articles.
Macroeconomics- Movie Location
This will be used as part of your Personal Professional Portfolio once graded.
Objective:
Prepare a presentation or a paper using research, basic comparative analysis, data organization and application of economic information. You will make an informed assessment of an economic climate outside of the United States to accomplish an entertainment industry objective.
A review of the growth of the Israel Genealogy Research Association Database Collection for the last 12 months. Our collection is now passed the 3 million mark and still growing. See which archives have contributed the most. See the different types of records we have, and which years have had records added. You can also see what we have for the future.
June 3, 2024 Anti-Semitism Letter Sent to MIT President Kornbluth and MIT Cor...Levi Shapiro
Letter from the Congress of the United States regarding Anti-Semitism sent June 3rd to MIT President Sally Kornbluth, MIT Corp Chair, Mark Gorenberg
Dear Dr. Kornbluth and Mr. Gorenberg,
The US House of Representatives is deeply concerned by ongoing and pervasive acts of antisemitic
harassment and intimidation at the Massachusetts Institute of Technology (MIT). Failing to act decisively to ensure a safe learning environment for all students would be a grave dereliction of your responsibilities as President of MIT and Chair of the MIT Corporation.
This Congress will not stand idly by and allow an environment hostile to Jewish students to persist. The House believes that your institution is in violation of Title VI of the Civil Rights Act, and the inability or
unwillingness to rectify this violation through action requires accountability.
Postsecondary education is a unique opportunity for students to learn and have their ideas and beliefs challenged. However, universities receiving hundreds of millions of federal funds annually have denied
students that opportunity and have been hijacked to become venues for the promotion of terrorism, antisemitic harassment and intimidation, unlawful encampments, and in some cases, assaults and riots.
The House of Representatives will not countenance the use of federal funds to indoctrinate students into hateful, antisemitic, anti-American supporters of terrorism. Investigations into campus antisemitism by the Committee on Education and the Workforce and the Committee on Ways and Means have been expanded into a Congress-wide probe across all relevant jurisdictions to address this national crisis. The undersigned Committees will conduct oversight into the use of federal funds at MIT and its learning environment under authorities granted to each Committee.
• The Committee on Education and the Workforce has been investigating your institution since December 7, 2023. The Committee has broad jurisdiction over postsecondary education, including its compliance with Title VI of the Civil Rights Act, campus safety concerns over disruptions to the learning environment, and the awarding of federal student aid under the Higher Education Act.
• The Committee on Oversight and Accountability is investigating the sources of funding and other support flowing to groups espousing pro-Hamas propaganda and engaged in antisemitic harassment and intimidation of students. The Committee on Oversight and Accountability is the principal oversight committee of the US House of Representatives and has broad authority to investigate “any matter” at “any time” under House Rule X.
• The Committee on Ways and Means has been investigating several universities since November 15, 2023, when the Committee held a hearing entitled From Ivory Towers to Dark Corners: Investigating the Nexus Between Antisemitism, Tax-Exempt Universities, and Terror Financing. The Committee followed the hearing with letters to those institutions on January 10, 202
Thesis Statement for students diagnonsed withADHD.ppt
Abibl intro
1. Copyright Aditya Birla Insurance Brokers Ltd 2010
Aditya Birla Insurance Brokers
INTRODUCTION
Aditya Birla Insurance Brokers Limited
2. Aditya Birla Insurance Brokers
Copyright Aditya Birla Insurance Brokers Ltd 2010
The Aditya Birla Group is India's first, truly multinational corporation.
A US $ 61 billion conglomerate, the Aditya Birla Group is in the league of
Fortune 500.
An extraordinary force of over 125,000 employees from 25 nationalities – a
GLOBAL culture.
Over 50 per cent of its revenues flow from its operations across the world –
72 manufacturing locations in 4 continents.
Beyond Business – the group is a caring, responsible corporate citizen
actively engaged in welfare programs for the benefit of marginalized people.
The Best Employer in India and among the Top 20 in Asia adjudged by the
Hewitt-Economic Times and Wall Street Journal study 2007.
Our Group
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3. Aditya Birla Insurance Brokers
Copyright Aditya Birla Insurance Brokers Ltd 2010
ADITYA BIRLA FINANCIAL SERVICES GROUP
BRAND PRODUCT
Aditya Birla Finance Ltd. Non-Banking financial company (NBFC )
Birla Sun Life Insurance Company Ltd. Life Insurance Solutions
Birla Sun Life Asset Management Company Ltd. Mutual Fund
Aditya Birla Money Mart
Financial Planning, Wealth Management,
Investment Solutions.
Aditya Birla Insurance Brokers Limited Non-life Insurance Advisory Services
Aditya Birla Capital Services Private Equity
Aditya Birla Money Share Broking & Depository
4. Aditya Birla Insurance Brokers
Copyright Aditya Birla Insurance Brokers Ltd 2010
Aditya Birla Insurance Brokers Limited is a leading General Insurance
Intermediary in India.
We handle an annual premium in excess of Rs.300 Crores.
Headquartered in Mumbai, we have branches in Delhi, Kolkata, Hyderabad,
Chennai, Pune, Ahmedabad, Bangalore,
Bhubaneswar – more are planned.
ISO Certified for General Insurance Broking Operations
Optimum employee strength to deliver dedicated result oriented service at
client’s doorstep - more than 130 employees across the country
Technical expertise in insurance as well as risk management – with more
than 250 years combined domain experience.
ABOUT ADITYA BIRLA INSURANCE
BROKERS LIMITED
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Mission statement – To deliver superior value toMission statement – To deliver superior value to
our customers, shareholders, employees andour customers, shareholders, employees and
society at largesociety at large
5. Aditya Birla Insurance Brokers
Copyright Aditya Birla Insurance Brokers Ltd 2010 3 of X
ROLE AS A SPECIALIST BROKER
6. Aditya Birla Insurance Brokers
Copyright Aditya Birla Insurance Brokers Ltd 2010 3 of X
OUR SPECIALIZED OFFERINGS
•Specialized verticals for Liability & Credit Insurance and Employee Benefits
• Insurance Audit With Industry Benchmarking
• Policy Structuring
• Quote Procurement, Negotiation & Comparative Analysis
• Insurance Placement: Assistance in choosing a credible Insurance Partner as well
as TPA
• Policy Due – Diligence & Administration
• Claims Management
• Exclusive Client Based Services
7. Aditya Birla Insurance Brokers
Copyright Aditya Birla Insurance Brokers Ltd 2010 3 of X
OUR SPECIALIZED OFFERINGS
Insurance Audit:
We will understand your risk, insurance programme philosophy and Audit the
policy in the light of the same.
Policy Structuring:
We will assist in structuring the policies based on a systematic approach.
Quote Procurement, Negotiation & Comparative Analysis
Prepare comprehensive Underwriting Submission to best represent you in the
Insurance market.
Our long standing relationship with various Insurers and high volume business serves
us with an upper hand in the process of negotiating the best terms for you in order to
finally present you a value proposition.
Presentation with Comparative Analysis comparing Programme Cost quoted by various
Insurers, Terms offered, Carriers, Strength & Credentials of the Insurance Carriers.
8. Aditya Birla Insurance Brokers
Copyright Aditya Birla Insurance Brokers Ltd 2010 3 of X
OUR SPECIALIZED OFFERINGS (cont..)
Insurance Placement: Assistance in choosing a credible Insurance Partner
Based on comparative analysis of quote submissions of various insurance carriers we will
work closely to finalize the Insurance Carrier(s) for various Insurance covers.
Policy Due – Diligence & Administration
Policy Issuance - The Policy documents will be delivered within 15 days from the receipt of
the complete information & Payment. In the interim we will arrange for a Held Cover Letter as
per the policy conditions.
Due Diligence - Policy once issued will be ratified to confirm adherence to the “Scope of
Coverage”.
Review Meetings: We will meet every Month to take an update on the service quality.
Database Management: We will assist in the entire database management as follows:
Enrollment Processing
Addition & Deletion Endorsements
Data Mapping
9. Aditya Birla Insurance Brokers
Copyright Aditya Birla Insurance Brokers Ltd 2010
Claims Management : We work on the philosophy of One Stop Solution in claims
management i.e. from intimation to settlement by our specialized claims department.
• Ensure Claim Settlement within set TAT
• Scrutiny at first level is done by us.
• Deficiency Intimation over mail.
• Liasoning with the all parties concerned.
• Troubleshooting in denial / partial authorization or a delay in reply.
• With our in depth experience on handling such matters coupled with the access
& relationship we share with the Insurers & Surveyors / Loss adjusters helps in
getting quick & fair addressing of any escalation.
• All MIS reports like Premium Register & Claims Tracker will be maintained by
us on your behalf and will be presented with great detail once in a quarter.
OUR SPECIALIZED OFFERINGS (cont..)
10. Aditya Birla Insurance Brokers
Copyright Aditya Birla Insurance Brokers Ltd 2010
ABFSG Distribution Network
1400 + contact points
Can help in training, claims management, renewals, etc.
11. Aditya Birla Insurance Brokers
Copyright Aditya Birla Insurance Brokers Ltd 2010
ABIBL Future Plans - Motor
Non-Life end to end online sales portal supported by a dedicated 24*7 call
center
24*7 Claim Management System for the retail channel
Distribution through Aditya Birla Money Mart & Aditya Birla MORE stores at
250 locations
Geographical expansion for the retail direct business.
Online portal for policy issuance
12. Aditya Birla Insurance Brokers
Copyright Aditya Birla Insurance Brokers Ltd 2010
Support From ABIBL - Motor
Dedicated Manpower/Team for Training, Distribution & Management
Help desk
4 Pronged Service Interface - Branch, Email, Letter, Customer Service Desk
Renewal Management
Claim Servicing & Data Management
Part investment and assistance in software development and installation.
Lucrative Customer loyalty programme
13. Aditya Birla Insurance Brokers
Copyright Aditya Birla Insurance Brokers Ltd 2010
Insurer selection - process
1. Quantitative data:
• Market presence
• Presence in Mis-D space
• Solvency margin
• Claim settlement
1. Dealers survey
2. Qualitative data:
• Local support
• Support from senior management
• Business assertiveness
1. ABIBL Analysis and Recommendation
14. Aditya Birla Insurance Brokers
Copyright Aditya Birla Insurance Brokers Ltd 2010
Corporate Clients - Motor
15. Aditya Birla Insurance Brokers
Copyright Aditya Birla Insurance Brokers Ltd 2010
Claims Servicing
Constant coordination with Insurance Company for Float Fund
arrangement / Endorsements / Claim discussions.
Constant coordination with TPA for claims settlements / data
management.
Frequently Asked Questions prepared for client’s employees which could
be referred through intranet.
PowerPoint Presentation on Health Insurance designed client’s
employees to understand Cashless / Reimbursement claims procedures in
detail along with the policy coverages.
Physical ID Cards / E-Cards to be arranged on timely basis through TPA.
Deficiency Letters/Claim Settlement Letters routed to client
coordinator/employees (e-mail id’s of employees required) via mail/hard
copy with a copy marked to client coordinator.
16. Aditya Birla Insurance Brokers
Copyright Aditya Birla Insurance Brokers Ltd 2010
Claims Servicing - GMC
TAT – Cashless Claims – 2 to 3 working hours from the time of receipt of
Completely Filled Pre-Authorization / Cashless form.
TAT – Reimbursement Claims – 10 to 15 working days from the receipt of
Complete Claim File.
Re-imbursement Claim File Submission – ABIBL shall submit the
complete claim file within 1 working day to TPA
Duplicate / Correction ID-Cards – ABIBL shall arrange for the same from
TPA within 3 working days
Admission in Non-Network Hospital – An intimation is a must to ABIBL /
TPA
17. Aditya Birla Insurance Brokers
Copyright Aditya Birla Insurance Brokers Ltd 2010
Claims MIS & Analysis
Cashless v/s Reimbursement
Age Group wise
Disease category wise
Top Ten Disease category wise (Age Group Wise)
Relationship Category wise
Top Ten Disease category wise (Relationship Wise)
Gender wise Category (Male v/s Female)
Network City wise
State wise category
Hospital wise Category
Expenses wise category
Top Ten Duration of stay (Approximate no. of days employees were hospitalized)
TAT for Settled Claims
Claims Status
Reasons for Deficiency
Reasons for Rejection
Reasons for Deductions in claims
Amount Bifurcation
Disease category for Claims (Amount wise break up)
18. Aditya Birla Insurance Brokers
Copyright Aditya Birla Insurance Brokers Ltd 2010
Services- General Insurance
1. Understanding the business
2. Competitive quotes
3. Tailor made risk covers
4. Management of risk
5. Liaison between insurance company and the insured
6. Maintain the data
7. Premium reminders
8. Claims facilitation (Help Desk)
9. Claims service
10.MIS analysis, suggestions to curtail claim ratio
19. Aditya Birla Insurance Brokers
Copyright Aditya Birla Insurance Brokers Ltd 2010
Major Clients – Employee Benefit
1. Rolta Group of Companies
2. IDBI
3. Yes Bank
4. ACG
5. Kale Logistics
6. Roche
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20. Aditya Birla Insurance Brokers
Copyright Aditya Birla Insurance Brokers Ltd 2010 3 of X
Our Focus is to render value added
services, help in optimizing risk coverage,
negotiate most competitive rates & terms
AND assisting in claims settlement
Thank You
21. Aditya Birla Insurance Brokers
Copyright Aditya Birla Insurance Brokers Ltd 2010
1. Renewable Energy Federation is a Non-Profit-Non-Governmental organization (NGO),
Registered with Department of Charity Commissioner. The Renewable Energy Federation
representing renewable energy producers and promoting the use of renewable energy. We are
committed to the development of the renewable energy sector. It includes the promotion of the
benefits of composting and other biological treatment techniques for the enhancement of the
environment, business and society. Our interests cover all aspects of renewable energy,
including characteristics, effects and methods of use, and common ground to all those
concerned with the nature and utilization of this renewable non-polluting resource.
Furthermore, Federation strengthens and rationalities the research, demonstration and
development efforts in all renewable energy technologies. Renewable We plan, monitor and
implement projects, emphasizing the development of local institutions, leadership and skills at
all levels. Our internal support structure ensures that each activity is managed professionally,
and we take pride in matching global resources to local requirements in an optimal and cost-
effective manner.
2. visit us @: www.renewableenergyfederation.org
3. Contact us @: renewableenergyfederation@gmail.com
4. Be with us in twitter: https://twitter.com/fedrenew
5. Join us face to face us in facebook: http://www.facebook.com/renewableenergyfederation
About Us