Abhijeet Deshmukh has over 5 years of experience in SAS programming and credit risk modeling. He has strong skills in statistical modeling techniques like logistic regression and experience building credit risk scorecards. He currently works as a consultant for Saksoft India providing analytical support and reporting on credit portfolios.

1. Abhijeet Deshmukh
(SAS MODELLING/PROGRAMMER/ANALYST)
DOB: 04/06/1985
Email: abhijeet.sas@gmail.com
Phone: +91 7588176782
9022176782
Professional Summary:
• Having 5 years experience in Design, development, testing, and implementation of various SAS
applications in Telecom sector & Banking Sector (Credit Risk).
• Thorough understanding of the concepts of credit scoring.
• Strong knowledge of credit risk model development & strategy design.
• Building and developing key credit risk models which includes scorecard building and statistical
risk modeling.
• Assessment of credit risk of retail products through logistic regression modeling of credit risk
factors and Generating Scorecards.
• Providing analytical support on the portfolio and engage in high level analysis to ensure the
portfolio performance is at the top level.
• Presenting solutions and analytical recommendations to improve and develop existing credit risk
models and strategy.
• Proven data processing and statistical analysis experience.
• Sound experience of working with complex data from multiple sources.
• Responsible for Preparing, verifying, and distributing monthly and ad hoc credit risk reports for
monitoring risk and identifying opportunities within the various portfolios.
• Highly knowledgeable and reliable Risk Analyst with great experience creating strategies that
drive profitable growth; developing and maintaining strategies that carefully balance risk and
reward as a means of achieving growth targets and financial objectives.
• Prepared, analyzed and distributed various monthly and quarterly Loan Portfolio Reports.
Performed and conducted written analysis outlining key performance indicators and key risk
indicators.
• Proven ability in gathering customer behavior data from a wide variety of data sources to identify
actionable insights for improvement
• Very good command in Data Analysis, validation, Cleansing, and providing helpful
recommendations
• Performed a crucial role in gathering report requirements and preparation of the report design
documents

2. • Solid knowledge of databases and ability to manage large volume data/database.
• Sound logical approach to problem solving in relation to both business and technical issues.
• Proven ability to work effectively within a team environment. Remarkable ability to data extraction
and analysis skill sets.
• Thorough knowledge and experience of Microsoft Office tools like MS Access, MS word, MS
PowerPoint, and MS Excel.
• Excellent programming skills in joining, merging and extracting data from various databases using
PROC SQL.
• Environment: SAS/Base, SAS/Stat, SAS/Graph, SAS/SQL, SAS/Macros, SAS/ Access, MS-
Excel.
• Extensive experience in preparation of tables, listings, and Report Analyzing.
• Proficient in the use of Macros and the procedures SQL, TABULATE, FREQ,
MEANS/SUMMARY, FORMAT, REPORT,IMPORT/EXPORT, RANK to generate Modeling
reports.
Professional skills:
Operating Systems: Windows 98/00, XP
SAS Skills Base SAS, SAS/MACRO, SAS/Connect, SAS/SQL, SAS/STAT,
SAS/ODS, SAS/Access, SAS Enterprise Guide (5.1), SAS/Eminer (12.1)
etc.
Databases MS Excel,
SAS Procedures Print, Transpose, Contents, Means, Chart, Plot, Tabulate, Summary, Sort,
Copy, Freq, Formats, Import, Export, Compress.
Education:

3. Career Profile:
16th
Sept, 2014 to Present Saksoft (I) Pvt Ltd. Consultant (SAS)
1st
May, 2013 to 15th
Sept, 2014 Manpower Services (I) Pvt Ltd. OMCR Engineer (SAS)
1st
Sept, 2012 to 30th
April’2013 Avion Systems Pvt Ltd. BSS Engineer (SAS)
01st
March, 2011 to 28th
Aug’2012 Netwing technologies Pvt. Ltd. DT Engineer
31st
May’2010 to 18th
Feb’2011 Adecco India Pvt Ltd. GET
Assignments:
The details of the various assignments that I have handled are listed here, in chronological order.
Present Employer –
Project Axis Bank
Examination Institute University/ Board Year/Month of
Passing
Percentag
e
B.E. E&TC
SVM College of Engg,
Nasik
Pune June 2009 63.67%
H.S.C.
K.R.A.Science College
Deola, Nashik.
Nashik Mar 2002 62.00%
S.S.C.
J.V.Manur, Kalwan,
Nashik
Nashik Feb 2000 56.93%

4. Vendor Saksoft India Pvt Ltd.
Period September’2014 – Present Date
Role Consultant / SAS Analyst
Previous Employer’s -
Project#1
Project Reliance 3G
Vendor Manpower Services India Pvt Ltd.
Period May’2013 – September’2014
Role OMCR Engineer (SAS)
Project#2
Project Reliance 3G
Vendor Avion Systems Pvt Ltd
Period 01st
Sept, 2012 to Apr’2013
Role DT Engineer
Project#3
Project Reliance 3G
Vendor NETWING Technologies.
Period 01st
March, 2011 to 28th
Aug’2012
Role DT Engineer
Project#4
Project Reliance
Vendor Adecco India Pvt Ltd.
Period 31st
May’2010 to 28th
Feb’2011
Role GET
Responsibilities
• Analyzing & Making a KPI report from Imanager M2000
• Defining intra & inter 3G neighbors in M2000
• Finding the discrepancies between RNC side & 2G BSC side
• Performing an OCNS testing during cluster optimization & market drive
• Carry out RF Parameters audit at regular intervals and raise the CRF’s for the cells having
discrepancies
• Supporting and Managing the Team of Engineers to resolve the technical issues on the network
• Executing a script and analyzing the failure result
• Performing a VSWR test of NodeB in M2000
• Preparing & analyzing a NBH & BBH report of WCDMA network for optimization purpose
• Preparing & analyzing a NQI report of RNC on daily basis
• Coordinating with O&M teams and Network & Integration to solve hardware related problems
• Making a 3g cell common data from M2000 on daily basis
• Dealing with BSC6000 & M2000 to lock, unlock, reset of site & other required testing
• Troubleshooting of the network based on customer complaints
• Generate all KPI report & cell common data from Performance report services tool.

5. Environment: SAS Enterprise Guide 4.0,SAS 9.2, SAS/BASE, SAS MACROS, SAS/SQL, MS Excel,
Internet Explorer, Firefox, Huawei 2G/3GImanagerM2000, BSC6000, PRS,3G LMT.

6. Environment: SAS Enterprise Guide 4.0,SAS 9.2, SAS/BASE, SAS MACROS, SAS/SQL, MS Excel,
Internet Explorer, Firefox, Huawei 2G/3GImanagerM2000, BSC6000, PRS,3G LMT.