- Megha Chaturvedi has over 5 years of experience as an IT analyst at Tata Consultancy Services. She specializes in database management, data analysis, and business intelligence using SAS programming with Oracle, Teradata, and SQL Server. - Her primary responsibilities include designing reporting solutions to analyze data from various domains like pharmaceuticals and banking. She develops utilities like disbursement, portfolio, and delinquency reports using SAS macros, functions, and procedures. - She is proficient in SAS 9.2, Oracle, SQL Server, and has experience working with datasets from clients in banking, pharmaceutical, and other industries to perform data analysis, generate reports, and automate processes.

1. MEGHA CHATURVEDI
IT Analyst at Tata Consultancy Services LTD.
Contact
Mobile : +91-7715010187 /
+91-9892619500
e-mail : megha.sas9@gmail.com
Synopsis
• IT professional with around 5.9 years of experience. During this period, has been involved in different phases of
software development project life cycle as well as was utilized in production support and maintenance activities.
• Quality exposure of Pharmaceutical and Banking Domain(AML and Risk Management)
• Primary area of work – Database management, Data Analysis and business Intelligence.
• Well versed with concepts of database and analysis of data using SAS 9 programming and with Oracle 9i,
Teradata and SQL Server 2008.
• Good knowledge of SAS macros, functions, and procedures, and have developed a reporting system, many
utilities and projects using them.
• Excellent team player with interpersonal, communication and organizational skills.
• Capable of grasping new technical concepts and Business Aspects quickly and utilizing them in a productive
manner.
Key Skills
Proficient or familiar with a vast array of programming languages, concepts and technologies, including:
Software Products SAS Tools Other Programming Tools Concept Studied
SAS 9.2, Oracle
(SQL), SQL Server
2008.
SAS - Teradata
SAS - SQL
SAS - Oracle
SAS/BASE, SAS SQL,
SAS ODS, SAS
MACROS.
Autosys
Toad-Teradata Tool
Tortoise SVN
Teradata SQL Assistant
Tectia
SAS concepts,
DBMS concepts,
Basics of AML
And
Risk Management
(Portfolio –Bank
Agriculture Product)
Scripting Operating Systems / Environments
Java Scripting Windows 9X/2000/NT/XP/7, Unix
Profile
Objective To work for a company offering challenging and learning assignments while leveraging
past experience to make positive contribution to company’s operations.
Availability March - 2016

2. Organizational Experience(TCS) – Current Assignment
Confidential client ( Private Indian Bank) May 2016 – Till Date
SAS Risk Analyst / Developer
Agri-Risk Team is to identify the performance of various agriculture products of bank on the basis of sourcing and
portfolio level to create Risk Board , the different logic are codes in Base / Advance SAS program. The Riskboard is
use to understand the performance of different cards and strange activities happening and delinquency of product
on different parameters and it is further sent to investigation team to do more analysis before reporting.
Full owner of Agri Products – Kissan Credit Card , Micro Finance Institution and Business to Business.
• Design and code reporting solution to create disbursement , portfolio , delinquency and early warning system
reports for different agriculture products of bank.
• Automate scenario run process that utilized SAS and pull the different kind of data from Oracle and SAS Dataset.
• Optimized code by using macros and useful SAS commands.
• Generate many adhocs to understand the data and do more analysis.
• Generate disbursement report to understand sourced accounts monthwise.
• Generate portfolio level report to understand the active account and the performance of products on various
parameters.
• Create delinquency report to get distribution of delinquency on different parameters. ( To get most suspicious area
, scheme code , scheme type ). Also created early warning system report to get track of accounts on early basis fpr
different parameters.
Confidential client ( US Bank) Jul 2014- Apr 2016
SAS Programmer (Developer)
Detection Platform is a platform to identify the different kinds of suspicious activities happened in and around the
world, the different scenarios are codes in Advanced SAS programs including some of SAS/STAT, SAS/ODS, SAS
macros related coding. The suspicious transactions/customer are captured after different stages of automated
screening and sent to investigation team for further manual analysis before reporting to regulation governance.
• Design and implement reporting solution, identifying the different scenarios based on business suggestion
and implementation.
• Successfully designed a generic programming structure in order to suite different anti money laundering
scenarios.
• Automate scenario run process that utilized SAS/CONNECT and pull the different kinds of data from
databases and flat files.
• Oversee 50GB to 200GB of data, utilizing SAS to retrospectively forecast drivers, download actuals
performance data and summarize actuals and forecast data for key stakeholders. Created reports for key
stakeholders in SAS/REPORT, comparing forecast data to actual performance data.
• Develop unified report in SAS, providing one-stop shop to monitor all line of business needs, including
cases opened for investigation and detailed information about each cases identified by scenario. Resulted in
improved business development.
• Usage of UNIX/Perl for scripting and Autosys tool for scheduling the scenarios in batch mode.
Confidential Client (INDIAN Financial Bank)
SAS Statistical Programmer (Developer / Reviewer) Jan 2014 to June 2014
An Indian Bank has started this project to implement the Credit Risk Management Solution. SAS Credit Risk
Management for Banking is an environment for analyzing the credit risk of portfolios, and it is pre-configured for
portfolio valuation and the calculation of regulatory capital requirements. It provides a web-based user interface for
analysis and reporting.
The SAS CRMS, in respect of Credit Risk, has the following components, built into the product, which shall be
customized depending upon requirements of the Bank in line with the RFP:
• SAS Data Integration Studio: An ETL (Extraction, Transformation and Loading) development tool, to enable the
access, extraction, transformation, and loading of data.
• Banking Detail Data Store (DDS): This would help implement the Banking Detail Data Store for credit risk.
• Risk Engine: A simulation engine that can help in the implementation of advanced credit risk management
methodologies, valuation of exposures and credit risk mitigates, determination of risk weights & RWA calculation,

3. optimal allocation of credit risk mitigates, and calculation of the regulatory capital requirements.
• SAS Credit Risk Studio: A user interface connecting the above core components.
• SAS 9 Business Intelligence: A graphical interface for most back-end related tasks as well as to facilitate a
view and usage of batch code and stored processes.
Confidential Client (US Pharmaceutical Giant)
SAS Statistical Programmer (Developer / Reviewer) Mar 2011 to Dec 2013
• Assisted statistical, data management and project teams in the production of statistical reports. Identifies
needed programming to meet client requirements.
• On spot Award for reviewing different compound assignment without any defects and before time.
• Analysis of data provided by client and convert nonstandard data to standard data format.
• Develop quality check report for analysis of data whether it is as per legacy report or not.
• Analysis of algorithm to check what is going on in backend (codes) for generation of report.
• Involved in Clinical Data Analysis and preparation of SAS Datasets, generate reports, tables, listings and
graphs using PROC Tabulate, Proc Freq, PROC Report, Proc SQL.
• Develop standard programming procedures.
• Applied statistics and biostatistics knowledge to write and edit SAS programs to evaluate data.
• Participated in edit check program development, testing and implementation when required by in house data
management system.
• Contributed to ongoing preparation of SAS datasets for statistical analyses and demonstrations.
• Played a key role in analyzing potential scope of optimization of codes and reduced their turnaround time.
• Best Team Award for creating utility for converting XML generated data to SAS standards.
Academic Credentials:
2005 to 2009 Bachelor of Engineering in Computer Science & Engineering.
ITM Gwalior, R.G.P.V. Bhopal.
2004 to 2005 SSCE
M.P.B.S.E
2002 to 2003 HSCE
M.P.B.S.E
Personal Details
Date of Birth 3rd
June 1987
Nationality Indian
Languages English, Hindi.
Marital Status Married