This document summarizes BRAC's microfinance and social programs that aim to promote financial inclusion. It discusses programs that provide microloans, training, and support services to over 83,000 women clients, as well as a new microfinance program targeting people with disabilities. The disability program launched in 7 townships in Myanmar and directly supports 486 people with disabilities through grant funding, loan options, and business/technical/life skills training. Key challenges include client migration and death as well as the need for more time and customized support for some disabled clients to successfully participate in microfinance.

1. facebook.com/BRACWorldwww.brac.net twitter.com/BRACWorld
110
million
people
reached
115,000
full time
staff

2. facebook.com/BRACWorldwww.brac.net twitter.com/BRACWorld
83,000+ Clients, 99% Women
500+ staff, 93% Women
Microfinance plus; Women Micro
enterprise; Small Enterprise
Programme; Digital Agri-finance;
MF for Persons with Disabilities
Women
Inclusive
People
Financial
& Social
outcome
Financial Inclusion

3. facebook.com/BRACWorldwww.brac.net twitter.com/BRACWorld
I need this one for my own
only, I will do by myself….I
will earn money…..
• 7 Township of Bago and
Mandalay
• Direct support to 486 PWD
• Partnership: DFID DaNa Facility, The
Leprosy Mission Myanmar and
Enablement

4. facebook.com/BRACWorldwww.brac.net twitter.com/BRACWorld
Background
• Female 46% and Male 54%.
• 4 type of disability; 45%
physical
• Age between 18-60
• 30% have no NRC
A. Need Assessment
B. Support service design
C. Loan Product design
D. Lesson Learned from BRAC
Ultra poor graduation

5. facebook.com/BRACWorldwww.brac.net twitter.com/BRACWorld
Design
• 3 types of group
No support received
Received support from other organization
Received MF support directly
• 3 types of service designed-
Only grant (and loan after graduation)
Loan + grant (mix)
Loan
• 3 types of training designed-
Business skill
Technical skill
Life skill

6. facebook.com/BRACWorldwww.brac.net twitter.com/BRACWorld
Challenges
Death and Migration of PWD
Lessons learned
• PWD/family behavior
change is important
• More time and effort need
for some type of PWD to
mainstream microfinance.
Max 800,000 MMK
28% annual effective (RBM)
Monthly, Individual
Flexible repayment; 2
vouchers options
6/12 M options
Co-borrower concept from
family
Business, Technical and Life
skill training

7. facebook.com/BRACWorldwww.brac.net twitter.com/BRACWorld
Thank you!