This document summarizes Robi CashPlus, a mobile money service in Bangladesh that aims to improve the lives of migrant families through remittances. The key points are:
1) Robi CashPlus allows migrant workers to easily send money back home through Robi's nationwide network, benefiting families who previously faced barriers like travel distances and bank operating hours.
2) The service forms partnerships to promote productive spending of remittances on agriculture through ACI Agribusiness and vocational skills training through Greenland Group.
3) By integrating remittances with financing, goods, and services, Robi CashPlus creates an ecosystem to multiply the economic impact of money sent home by migrant workers.
Outline: Tanzanian MFS Landscape: Current Status; Maximizing Opportunities in Tanzania; Mitigating Challenges and Risks in MFS in Tanzania; Pushing MFS to the next level in Tanzania; and Lesson for Africa: Key Take Homes.
Outline: Tanzanian MFS Landscape: Current Status; Maximizing Opportunities in Tanzania; Mitigating Challenges and Risks in MFS in Tanzania; Pushing MFS to the next level in Tanzania; and Lesson for Africa: Key Take Homes.
Influence of Mobile Money on Transactions in Africa; Focus East AfricaKelvin Kizito Kiyingi
The rapid growth of mobile money in East Africa is a phenomenon which has few precedents in the region’s financial and banking history and has far reaching implications on transactions. Four main areas of focus: The history and growth of Mobile Money; The financial sector; Business; and Influence on transactions
M-PESA is a mobile based transfer of money between customers, facilitated by network of retail agents. Kenya is the first country to have adopted M-PESA where the model witnessed huge success and is contributing big way in enabling financial inclusion in the country. Deployment of M-PESA in India can bring similar benefits as experienced in Kenya. Growing mobile penetration in rural areas would ensure that people are able to benefit from mobile based money transfer concept. Indian regulatory system has also been gearing up to allow technology benefits in enabling financial inclusion, developments are only at introductory stage.
In 2015, the CGAP-funded Financial Inclusion Insights Survey was conducted in Rwanda by InterMedia. The survey analyzes trends in mobile money usage in the country and highlights opportunities for growth in the industry.
Using Mobile Money to Promote Financial Inclusion in PakistanKarandaaz Pakistan
This work provides an overview of the state of financial inclusion in Pakistan along with the mobile financial services industry, and points to specific opportunities which, if capitalized upon, could improve m-wallet uptake. Published for the first time in Pakistan, the deck brings together information from both national and international data sets and reports on financial inclusion and mobile money.
VAS as catalyst for MobileMoney uptake: a Nigerian caseSimon Aderinlola
Nearly 2 years since MobileMoney was launched in Nigeria (Aug 2011), experts are justifiably concerned about awareness & service uptake levels, the inertia to exit the cash culture and the enablers to make this happen. This work identifies the de-motivations and posits fresh ways of looking at the problem in a pull approach using VAS, assuming worst case, that these listed issues don't go away as soon as expected. The good news is that something good IS being done in this regard.
Key challenges on Digital Financial Services for MFIsSimon Priollaud
101 on Digital Financial services
Key challenges on Digital Financial Services, Mobile Banking, Branchless Banking, Agent Banking
Roadmap to enter the market
Global Landscape Study on P2G Payments: Summary of in-country consumer resear...CGAP
For this study on P2G (Person-to-government) payments, Rwanda was selected as a focus country given the potential reach and varied nature of two key initiatives: the IREMBO e-government platform and the Tap&Go smartcard for public bus transport. Digital payments for school fees and utility payments were also studied. Tap&Go is privately managed but offers P2G learnings for other countries where public transport is government-run.
The research sought to answer questions across three key areas:
1. How well did digital P2G payment solutions reach and address the needs of the financially excluded?
2. What were effective and sustainable business models between actors, and how were they set up?
3. How do current and planned solutions support and work with the evolving digital payments ecosystem in Rwanda?
The remittance market is growing every year and has become an important source of income for many country's GDP. In this short presentation you will find out who benefiting the most from this inflow of money.
Influence of Mobile Money on Transactions in Africa; Focus East AfricaKelvin Kizito Kiyingi
The rapid growth of mobile money in East Africa is a phenomenon which has few precedents in the region’s financial and banking history and has far reaching implications on transactions. Four main areas of focus: The history and growth of Mobile Money; The financial sector; Business; and Influence on transactions
M-PESA is a mobile based transfer of money between customers, facilitated by network of retail agents. Kenya is the first country to have adopted M-PESA where the model witnessed huge success and is contributing big way in enabling financial inclusion in the country. Deployment of M-PESA in India can bring similar benefits as experienced in Kenya. Growing mobile penetration in rural areas would ensure that people are able to benefit from mobile based money transfer concept. Indian regulatory system has also been gearing up to allow technology benefits in enabling financial inclusion, developments are only at introductory stage.
In 2015, the CGAP-funded Financial Inclusion Insights Survey was conducted in Rwanda by InterMedia. The survey analyzes trends in mobile money usage in the country and highlights opportunities for growth in the industry.
Using Mobile Money to Promote Financial Inclusion in PakistanKarandaaz Pakistan
This work provides an overview of the state of financial inclusion in Pakistan along with the mobile financial services industry, and points to specific opportunities which, if capitalized upon, could improve m-wallet uptake. Published for the first time in Pakistan, the deck brings together information from both national and international data sets and reports on financial inclusion and mobile money.
VAS as catalyst for MobileMoney uptake: a Nigerian caseSimon Aderinlola
Nearly 2 years since MobileMoney was launched in Nigeria (Aug 2011), experts are justifiably concerned about awareness & service uptake levels, the inertia to exit the cash culture and the enablers to make this happen. This work identifies the de-motivations and posits fresh ways of looking at the problem in a pull approach using VAS, assuming worst case, that these listed issues don't go away as soon as expected. The good news is that something good IS being done in this regard.
Key challenges on Digital Financial Services for MFIsSimon Priollaud
101 on Digital Financial services
Key challenges on Digital Financial Services, Mobile Banking, Branchless Banking, Agent Banking
Roadmap to enter the market
Global Landscape Study on P2G Payments: Summary of in-country consumer resear...CGAP
For this study on P2G (Person-to-government) payments, Rwanda was selected as a focus country given the potential reach and varied nature of two key initiatives: the IREMBO e-government platform and the Tap&Go smartcard for public bus transport. Digital payments for school fees and utility payments were also studied. Tap&Go is privately managed but offers P2G learnings for other countries where public transport is government-run.
The research sought to answer questions across three key areas:
1. How well did digital P2G payment solutions reach and address the needs of the financially excluded?
2. What were effective and sustainable business models between actors, and how were they set up?
3. How do current and planned solutions support and work with the evolving digital payments ecosystem in Rwanda?
The remittance market is growing every year and has become an important source of income for many country's GDP. In this short presentation you will find out who benefiting the most from this inflow of money.
This Knowledge Paper makes an effort to elucidate the concept of remittances in the international context and is focused on the remittances sent by emigrants to their families back home, for domestic consumption and investment. The paper highlights the significance of International Remittances... to the global economy, details existing business models, and examines emerging trends as well as challenges faced by an industry which is to poised to play a bigger role in the globalization process.
Advancing Bangladesh is our second sustainability report covering 2015 calendar year from 1 January 2015 through 31 December 2015.
As a subsidiary of Axiata Group Berhad, our vision is to ignite the indomitable spirit in pursuit of individual and collective glory for advancing Bangladesh. We have followed the Axiata Group framework to disclose our Sustainability performance around four pillars: commitment to ‘Beyond Short-Term Profits’, commitment to ‘Nurturing People’, commitment to ‘Process Excellence’ and commitment to ‘Planet and Society’.
We report in conformance with the Global Reporting Initiative (GRI-G4) framework. Data and information in this report reflect our performance according to our commitments towards sustainable business.
We are fully committed to listening to our stakeholders and we welcome feedback on this report and any other aspect of our sustainability performance. Please address all feedback to Vice President, Communications and Corporate Responsibility at ekram.kabir@robi.com.bd.
THE EFFECT OF REMITTANCES OF DIASPORA ON THE ECONOMY OF DEVELOPING COUNTRIES:...Faisal Rashid Majumder
The aim of this research is to investigate macro and micro economic determinants of remittances with respect to the Bangladesh. Therefore, the title of the Dissertation is “The Effect of Remittances of Diaspora on the Economy of Developing Countries: A Case Study on Bangladesh”. This research seeks to critically evaluate the remittances inflow and their role both in the economic development process and in the context of Bangladesh. This research sets out to understand, not only the migration and settlement patterns of Bangladeshis. It also analyses the nature of the remittances in the development process sent to Bangladesh by the first, second and third generation of the Bangladeshi Diaspora. The data had been collected through a literature review of previous researchers and questionnaire interview with relevant participants. The main results of the research show that people migrate for different purposes, factors and motivations. Some of them move around to settle permanently in the country of destination, while others may cross borders only to reside temporarily in order to look for a job. This study shows migrants’ contribution to the economic development both of their home, their host countries. An important result emphasises how from Bangladesh migrate to overseas for better job opportunities, high wage rates and standard living conditions. Moreover, it was found how remittances are used for repayment of loans, household consumptions and investment in small enterprises. This research found that, remittances which are sent through informal channels are being unrecorded and do not participate in national economy. The methodology adopted in the current research could be improved, in future years, in order to obtain many more empirical results and also, in order to answer to other issues not yet solved.
Remittances and Household Welfare:
A Case Study of Pakistan
by
Vaqar Ahmed, Guntur Sugiyarto, and Shikha Jha
Sustainable Development Policy Institute
Asian Development Bank
Създай Щастлив Свят 2 - Матрици на Щастието. Ясен Николов. Happiness-and-opti...Yasen Nikolov
Семинари: Науката и Изкуството на Щастието и Оптимизма.
Програмиране на ума, речта и поведението.
64 аспекта на щастието.
Стражи и съдници.
2ра част на събитието. Оптимизмът като наука и изкуство.
Очакваме ви.
Когнитивна и поведенческа практика.
Ще научим, докато се забавляваме.
Как се създава щастие за вас.
Как се създава щастие за семейството.
За другите.
Техники за управление на състояния.
Сетивно програмиране.
Предефиниране на време и място.
Оптимизмът като програмирана система от изходи.
Симулации и смяна на рамките.
Активация на невропластичността.
Ясен Николов, 7 дни сила.
Сила за Успех. Сила за Щастие.
Арена Ди Сердика.
Семинари за личностно развитие, мотивация и успех.
http://fb.com/7dnisila
http://bit.ly/YNVideo
trend of remittance in Rajasthan.
i am sharing as my personal experience there didn't do any research from my side.
On the behalf of ten to twenty household women's interviews.
This is a presentation by Paschal Anosike, Director, Centre for African Entrepreneurship and Leadership (CAEL), University of Wolverhampton, UK, at the 3rd Annual East Africa Finance Summit
Transformational Leadership: The Experience of Malaysia as presented by Dato’ Sri Idris Jala, Chief Executive Officer, PEMANDU, Malaysia on September 18, 2017 at the Caribbean Leadership and Transformation Forum held at the Hilton Barbados Resort.
This presentation outlines the fundamental things for investors to know about Botswana as an FDI destination; from setting up
a business – forms, SEZs to foreign ownership rules and apital export regulations.
"Enabling role of ICTs to transform smallholder farmers to entrepreneurs”. An overview of IFAD-funded ICT related activities supporting rural enterprises. Presentation at FAO Rome, 27 October 2010 by Michael Hamp, Senior Rural Finance Advisor and Head of the Financial Assets, Markets and Enterprise Development Unit of the Programme Management Department, IFAD.
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
Exploring Abhay Bhutada’s Views After Poonawalla Fincorp’s Collaboration With...beulahfernandes8
The financial landscape in India has witnessed a significant development with the recent collaboration between Poonawalla Fincorp and IndusInd Bank.
The launch of the co-branded credit card, the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card, marks a major milestone for both entities.
This strategic move aims to redefine and elevate the banking experience for customers.
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
The Evolution of Non-Banking Financial Companies (NBFCs) in India: Challenges...beulahfernandes8
Role in Financial System
NBFCs are critical in bridging the financial inclusion gap.
They provide specialized financial services that cater to segments often neglected by traditional banks.
Economic Impact
NBFCs contribute significantly to India's GDP.
They support sectors like micro, small, and medium enterprises (MSMEs), housing finance, and personal loans.
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
14. Gradually transforming from subsistence to commercial Labour force by Occupation (2008 est.) GDP Composition by Sector (2009 est.) Source: CIA World Factbook
15.
16. Total NRB = 6.6 million i.e. 4% of total population (as of Sep ’09)
22. inconsistent delivery methods, etc. India China Mexico Philippines Poland Nigeria Romania Egypt Bangladesh Vietnam Source: Primary market study by Somra MBL
23. Robi’s regional strength to work as a major catalyst for m-Remittance Source: Survey by Somra MBL Ltd., eBIS, R&I
33. Create opportunities for employment through training and education Migrant households rely heavily on remitted money Only 2 ppl. in earning cycle, rest are dependents Source: Survey by Somra MBL
34. Looking deeper: Two unique challenges arethere for migrant households Access to information and facility providers
35. Economic use of the transferred money is a key concern – both for receivers and Govt. Majority of the remitted money is spent on basic necessities or unproductive uses Inefficient spending hardly contributes to the nation’s economic cycle To leverage this, Robi has identified two major areas, investment in which will help in the country’s development Related to agriculture Related to human resource Remittance Utilization % Source: Building a future back home, The Economist 2008
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