Keyp Partner: The Phone Number as a Digital Identity - Akcan Islamoglu, Senio...Keyp GmbH
Phone number verification inside the Keyp wallet and with our partner tyntec - This presentation was held during Command Control in Munich in September 2018 as part of the official launch of Keyp.
We invited our partners to speak about their identity solutions as part of the Keyp ecosystem and Identity Framework.
2017.03.02 Mobile World Congress. Mobile Connect for digital public servicesMiquelEstape
1. The document discusses using mobile phones to provide digital identification for citizens to access public services online through a system called Mobile Connect.
2. It proposes an identification solution based on registering a citizen's mobile phone number and email with idCAT, an existing digital enrollment system, without requiring in-person registration. Citizens would then be able to access 95% of online public services with their mobile phone and identification number through one-click Mobile Connect notifications.
3. The system is designed to be easy for ordinary citizens to use according to security principles, requiring nothing new for citizens to remember or setup, and only using their existing mobile phone and identification number to access most public services digitally.
PhoneID is a mobile authentication solution that allows users to securely login to accounts from any mobile phone without internet or passwords. It uses multi-factor authentication by generating one-time access codes over the phone even without connection, addressing growing security concerns as internet users have numerous accounts and passwords are no longer trusted. The solution calls the user's phone to verify identity through PIN or biometric authentication after the user scans a code or dials a number to log in, granting access upon verification.
Brazil is a large market opportunity for home security due to its growing middle class and increasing spending on security. Scout should focus on entering the Brazilian market through partnering with a third party for security services and distribution, and setting up manufacturing in the Manaus Free Trade Zone to avoid high import taxes. Key target markets are homeowners in major urban areas like Sao Paulo and Rio de Janeiro. Marketing will require an outsourced local team due to cultural differences and multiple languages. Financing options include federal/state programs and venture capital. Potential challenges include product acceptance, currency risk, competition, and developing distribution channels.
This document summarizes information from a presentation on e-commerce fraud. It discusses the growing sophistication of fraud schemes, including implanted chips, purpose-built skimmers, and counterfeit fraud operations. It also examines fraud targeting specific payment methods like gift cards, private label cards, and alternative payments. The document emphasizes that fraud prevention requires balancing manual review rates with outright denies to control costs while limiting fraud and false positives.
California has always been a king of innovation - from the earliest ventures in filmmaking to today’s Silicon Valley technologies. So it's not surprising that California has been at the vanguard of cybersecurity, being the first state to enact a breach data notification law in 2003.
Laws don't stop cybercriminals, though - and California has seen a sharp rise in breaches the last 4 years, according to The California Data Breach Report. Consider these chilling realities:
• There were 657 data breaches involving more than 500 records from 2012-2015 - impacting a total of more than 49 million records of Californians.
• In 2012, 2.6 million records were impacted; by 2015, that number rose to 24 million.
• Nearly 3 out of 5 California residents were victims of a data breach last year.
According to the report, every industry is affected: schools, hospitals, restaurants, retailers, banks, hotels, government agencies and more. Any of them can suffer severe consequences, such as brand damage, class action lawsuits, lost business and regulatory fines. Their users and consumers see their social security numbers, payment card data, medical information, driver's license numbers and other personal data fall into criminal hands; according to Javelin Strategy & Research, 67 percent of 2014 breach victims in the U.S. were also victims of fraud.
A presentation on the evolving digital economy as of year 2005 CE. This presentation was made to the Indian Professionals Association, Paris, France on 26-Feb-2006 by Vijayan Ganapathy
Explores the footprints of the digital economy, the transformation of the notion of money, the convergence of technology and resources, digital money, virtual money, internet, digital control and intelligence, the pains of a digital life, flight of money, digital money taxation issues, digital crimes, digital value preservation, examples of virtualization from daily life and the transforming digital economy, examples of privacy and piracy issues and their impact on e-commerce.
The presentation ends with a peek into the evolving future and some general guidelines on how to tread safely and derive value from the digital future.
Note: The information in this presentation was sourced from various articles which were available on the internet as of the date of the presentation. The author does not vouch for the veracity of the information. Since the material for this presentation has been sourced from multiple sources for a purely academic purpose, the author may not be able to individually credit each of the sources from where the information was sourced. If you feel that you deserve credit for some or most of the information presented, please reach out to the author of this presentation.
Keyp Partner: The Phone Number as a Digital Identity - Akcan Islamoglu, Senio...Keyp GmbH
Phone number verification inside the Keyp wallet and with our partner tyntec - This presentation was held during Command Control in Munich in September 2018 as part of the official launch of Keyp.
We invited our partners to speak about their identity solutions as part of the Keyp ecosystem and Identity Framework.
2017.03.02 Mobile World Congress. Mobile Connect for digital public servicesMiquelEstape
1. The document discusses using mobile phones to provide digital identification for citizens to access public services online through a system called Mobile Connect.
2. It proposes an identification solution based on registering a citizen's mobile phone number and email with idCAT, an existing digital enrollment system, without requiring in-person registration. Citizens would then be able to access 95% of online public services with their mobile phone and identification number through one-click Mobile Connect notifications.
3. The system is designed to be easy for ordinary citizens to use according to security principles, requiring nothing new for citizens to remember or setup, and only using their existing mobile phone and identification number to access most public services digitally.
PhoneID is a mobile authentication solution that allows users to securely login to accounts from any mobile phone without internet or passwords. It uses multi-factor authentication by generating one-time access codes over the phone even without connection, addressing growing security concerns as internet users have numerous accounts and passwords are no longer trusted. The solution calls the user's phone to verify identity through PIN or biometric authentication after the user scans a code or dials a number to log in, granting access upon verification.
Brazil is a large market opportunity for home security due to its growing middle class and increasing spending on security. Scout should focus on entering the Brazilian market through partnering with a third party for security services and distribution, and setting up manufacturing in the Manaus Free Trade Zone to avoid high import taxes. Key target markets are homeowners in major urban areas like Sao Paulo and Rio de Janeiro. Marketing will require an outsourced local team due to cultural differences and multiple languages. Financing options include federal/state programs and venture capital. Potential challenges include product acceptance, currency risk, competition, and developing distribution channels.
This document summarizes information from a presentation on e-commerce fraud. It discusses the growing sophistication of fraud schemes, including implanted chips, purpose-built skimmers, and counterfeit fraud operations. It also examines fraud targeting specific payment methods like gift cards, private label cards, and alternative payments. The document emphasizes that fraud prevention requires balancing manual review rates with outright denies to control costs while limiting fraud and false positives.
California has always been a king of innovation - from the earliest ventures in filmmaking to today’s Silicon Valley technologies. So it's not surprising that California has been at the vanguard of cybersecurity, being the first state to enact a breach data notification law in 2003.
Laws don't stop cybercriminals, though - and California has seen a sharp rise in breaches the last 4 years, according to The California Data Breach Report. Consider these chilling realities:
• There were 657 data breaches involving more than 500 records from 2012-2015 - impacting a total of more than 49 million records of Californians.
• In 2012, 2.6 million records were impacted; by 2015, that number rose to 24 million.
• Nearly 3 out of 5 California residents were victims of a data breach last year.
According to the report, every industry is affected: schools, hospitals, restaurants, retailers, banks, hotels, government agencies and more. Any of them can suffer severe consequences, such as brand damage, class action lawsuits, lost business and regulatory fines. Their users and consumers see their social security numbers, payment card data, medical information, driver's license numbers and other personal data fall into criminal hands; according to Javelin Strategy & Research, 67 percent of 2014 breach victims in the U.S. were also victims of fraud.
A presentation on the evolving digital economy as of year 2005 CE. This presentation was made to the Indian Professionals Association, Paris, France on 26-Feb-2006 by Vijayan Ganapathy
Explores the footprints of the digital economy, the transformation of the notion of money, the convergence of technology and resources, digital money, virtual money, internet, digital control and intelligence, the pains of a digital life, flight of money, digital money taxation issues, digital crimes, digital value preservation, examples of virtualization from daily life and the transforming digital economy, examples of privacy and piracy issues and their impact on e-commerce.
The presentation ends with a peek into the evolving future and some general guidelines on how to tread safely and derive value from the digital future.
Note: The information in this presentation was sourced from various articles which were available on the internet as of the date of the presentation. The author does not vouch for the veracity of the information. Since the material for this presentation has been sourced from multiple sources for a purely academic purpose, the author may not be able to individually credit each of the sources from where the information was sourced. If you feel that you deserve credit for some or most of the information presented, please reach out to the author of this presentation.
The document discusses an annual event organized by European Merchant Services called the EMS RISK EVENT for retailers active in e-commerce and multichannel sales. The event provides an excellent opportunity to increase knowledge about online fraud, risk management, and advanced fraud prevention and detection tools. Attendees can learn from EMS experts, customers, and partners to help protect their online businesses from fraudsters. Interested readers are invited to contact the EMS Marketing Department or visit the company website for more information.
This document provides advice and resources for individuals and businesses regarding cyber security. It discusses common cyber threats like ransomware and phishing, and how to protect against them through backups, software updates, and caution with emails and public Wi-Fi. The document also outlines support resources for reporting cybercrime and learning about cyber essentials from organizations like the National Cyber Security Centre. Businesses are advised to implement security measures like firewalls, user account controls, and staff training to help defend against cyber threats.
This document provides advice and resources for individuals and businesses regarding cybersecurity. It discusses common cyber threats like ransomware and phishing, and how to protect against them through backups, software updates, and caution with email attachments and public Wi-Fi. The document also outlines support resources for reporting cybercrime and learning about cybersecurity best practices from organizations like the National Cyber Security Centre. Businesses are advised to implement cybersecurity basics like firewalls, user account controls, and staff training, and consider cyber insurance.
MyBill-e was founded to help prevent identity theft by providing a secure hardware device called a Home Terminal Media Phone that allows users to make electronic payments and access financial services without a computer. The device includes a debit/credit card reader, printer, and payment light. MyBill-e is seeking $5 million in funding to produce the terminals at scale, obtain necessary certifications, conduct beta testing and an initial rollout, launch a marketing campaign, and expand their team.
This document discusses protecting personal information and discusses several key points:
1. It provides statistics on cyber incidents and cybercrime in the UK and losses to UK businesses. It also discusses the costs of cybercrime to US companies.
2. It discusses the challenges of legislative inhomogeneity across countries in judging criminal cyber events. Criminal acts can be conducted across international borders.
3. It discusses several tips for protecting personal information including using strong and unique passwords, keeping software and systems updated, and destroying personal information securely when no longer needed.
Innovationstag Digital Banking Liechtenstein 2016Roman Dinkel
Die Folien aller Referenten in einem Slidedeck:
0. Einleitung - Peter Schnürer
1. Wie Crypto-Finance die Welt zu einem besseren Ort macht - Johann Gevers
2. Autonom lernende und intelligente Systeme heute und ihre Bedeutung für den Finanzsektor - Sascha Corti
3. Sind DAO's die besseren Unternehmen? Potenzial und Herausforderungen von dezentralen Organisationen auf der Blockchain - Dr. Mathias Bucher
4. Finanzplatz LI - Innovations-Clubs, LVC und Regulierungslabor in der Praxis. - Dr. Thomas Dünser
5. FYP - Ein Tool zur Prognose der individuellen Pensionshöhe - Prof. Dr. Michael Hanke
ThreatMetrix ARRC 2016 presentation by Ted EganKen Lam
ThreatMetrix® is the market-leading cloud solution for authenticating digital personas and transactions on the Internet.
ThreatMetrix analyzes more than 15 billion transactions annually, from 30,000 websites across 4,000 companies globally through the Digital Identity Network. ThreatMetrix secures businesses and end users against account takeover, payment fraud and fraudulent account registrations resulting from malware and data breaches. Key benefits include an improved customer experience, reduced friction, revenue gain, and lower fraud and operational costs.
This document discusses cyber security awareness and provides tips to stay secure online. It covers common cyber threats like hacking, malware, phishing and ransomware. It emphasizes the importance of cyber security given the growing trend of cyber crime. Some key tips include backing up data, keeping software updated, being wary of email attachments and links, using strong and unique passwords, and avoiding risky public Wi-Fi networks without extra protections like a VPN. The document aims to educate people on cyber threats and how individuals and organizations can help tackle the problem.
This document provides an overview of cyber security awareness for individuals and businesses. It outlines common cyber threats like hacking, malware, phishing, and ransomware. It emphasizes the importance of cyber security given the growing threat of cyber crime and under reporting. The document recommends best practices for secure online shopping, banking, password management, and using public Wi-Fi. It lists government and nonprofit resources for reporting cyber crimes and getting support to improve cyber security.
This document provides an overview of cyber security awareness for individuals and businesses. It outlines common cyber threats like hacking, malware, phishing, and ransomware. It emphasizes the importance of cyber security given the growing threat of cyber crime and under reporting. The document recommends best practices for secure online shopping, banking, password management, and using public Wi-Fi. It identifies support resources for reporting cyber crime and learning more about cyber security including the National Cyber Security Centre.
This document provides an overview of cyber security awareness for individuals and businesses. It outlines common cyber threats like hacking, malware, phishing, and ransomware. It emphasizes the importance of cyber security given the growing threat of cyber crime and under reporting. The document recommends best practices for secure online shopping, banking, password management, and using public Wi-Fi. It lists government and nonprofit resources for reporting cyber crimes and getting support to improve cyber security.
This document provides an overview of cyber security awareness for individuals and businesses. It outlines common cyber threats like hacking, malware, phishing, and ransomware. It emphasizes the importance of cyber security given the growing threat of cyber crime and under reporting. The document recommends best practices for secure online shopping, banking, password management, and using public Wi-Fi. It identifies resources for reporting cyber crime and getting support from organizations like the National Cyber Security Centre. The overall message is that cyber awareness and taking proper precautions are key to cyber defense.
Understanding the Card Fraud Lifecycle : A Guide For Private Label IssuersChristopher Uriarte
With credit card fraud dramatically on the rise, particularly in the form of card-not-present (CNP) fraud across Internet and Mail Order/Telephone Order (MOTO) channels, it is important for private label issuers to understand the depth of this problem and how it affects their merchant portfolio and their ability to accept private label cards. Private label cards were often considered to be “low risk”, relative to traditional bank cards, but our current analysis has shown the contrary: fraudsters are increasingly using private label cards as the payment instrument in CNP channels and merchants are at great risk if specific strategies are not put in place to stop it.
This document provides an overview of cyber security awareness advice for individuals and businesses. It discusses the need for cyber security due to the growing threat of cyber crimes like hacking, malware, and phishing. It outlines common threats like ransomware and advises on secure online practices for activities like internet shopping, banking, and using public Wi-Fi. The document also provides guidance on creating strong passwords and securing home and business networks. Finally, it identifies support resources for reporting cyber crimes and learning more about cyber security best practices.
The document discusses fraud trends and challenges in e-commerce payments. It notes that fraud is becoming more organized and complex as criminals collaborate in international rings. New payment methods like gift cards and private label cards are being increasingly targeted. While new fraud prevention tools are constantly developed, each new tool also adds complexity for merchants balancing fraud risk with customer experience. Effective fraud prevention requires tracking key metrics and finding the right balance between automated decision systems and manual reviews.
This document provides an overview of cyber security awareness and threats. It discusses the need for cyber security awareness due to the growing threat of cyber crime. Common cyber threats like hacking, malware, phishing, and ransomware are explained. The document provides tips on how to stay secure online with passwords, public Wi-Fi, shopping, and backing up data. Resources for both businesses and individuals from organizations like the National Cyber Security Centre are also mentioned to support reporting cyber crimes.
Life Lock Employee Benefit PresentationCheryl Miller
According to surveys by the FTC and Javelin, identity theft affected over 9.9 million Americans in 2008, a 21% increase from 2007. Common forms of identity theft included credit card fraud, phone or utility fraud, bank fraud, and fraudulent tax returns or government benefits. LifeLock is an identity protection company that offers services like fraud alerts, credit monitoring, and assistance resolving cases of identity theft for its members. It guarantees to resolve any type of identity theft for its subscribers.
CMC - RIES-improvements: Pragmatic authenticationMartin Majlis
The document discusses pragmatic authentication methods for voting systems. It proposes that authentication should leverage tools that citizens commonly and trustworthily use in their daily lives, like mobile phones, bank cards, and email. It suggests a hybrid "underwear authentication" method that builds upon the trustworthiness of one's underwear but improves sophistication. A "cycling voting" method is also proposed that utilizes bicycles with identification chips. The goal is to design authentication that is widely used, trustworthy, secure, private, and easy to use.
Screenager++ : Indonesia digital consumer survey 2016 - AccentureAccenture ASEAN
This document summarizes key findings from a survey of 1,000 digital consumers in Indonesia. It finds that (1) screenagers now own multiple devices and have insatiable digital appetites, (2) they demand seamless experiences across devices and are selective about services that meet their expectations, and (3) companies must focus on quality, simplicity, and building emotional trust with customers to maintain brand engagement in this competitive landscape.
Preventing Nonprofit Banking Fraud and the Tools You Can Use!tomciolkosz
This document discusses preventing nonprofit banking fraud and tools organizations can use. It begins by highlighting recent headlines of fraud cases at nonprofits. It then discusses the fraud triangle and importance of internal controls. It provides tips for protecting the online environment such as using two-factor authentication and educating employees. The document also covers different types of banking fraud like check fraud, ACH fraud, and credit card fraud. It emphasizes the importance of controls like positive pay, bank reconciliation, and understanding responsibilities under Regulation E. Finally, it provides resources for further learning.
2021.06.22 La experiencia de teletrabajo de l'Administració Oberta de CatalunyaMiquelEstape
Este documento resume la experiencia de teletrabajo de la Administración Oberta de Catalunya (AOC) durante la pandemia de COVID-19. Explica cómo la AOC pudo pasar al teletrabajo en un día gracias a su estrategia digital previa. También describe las lecciones aprendidas sobre la necesidad de repensar el modelo de trabajo y propone una nueva propuesta híbrida de teletrabajo y trabajo presencial con horarios flexibles.
Human-centric public services. 2021 RESER-COVAL conference on value co-creationMiquelEstape
The document discusses the need for governments to adopt a more human-centric approach to public services in the current VUCA (volatile, uncertain, complex, ambiguous) world. It argues that governments must be humble, strive to understand citizens' needs and frustrations, focus on value-based and citizen-centered services through techniques like design thinking, experimentation, and collaboration. Barriers to change include reluctance to change existing practices and a lack of long-term vision versus short-term politics. The conclusion is that governments must adapt this new approach or risk becoming marginal.
More Related Content
Similar to 2018.05.17 Mobile Identity for Citizens - Singapore Open Gov Leadership Forum
The document discusses an annual event organized by European Merchant Services called the EMS RISK EVENT for retailers active in e-commerce and multichannel sales. The event provides an excellent opportunity to increase knowledge about online fraud, risk management, and advanced fraud prevention and detection tools. Attendees can learn from EMS experts, customers, and partners to help protect their online businesses from fraudsters. Interested readers are invited to contact the EMS Marketing Department or visit the company website for more information.
This document provides advice and resources for individuals and businesses regarding cyber security. It discusses common cyber threats like ransomware and phishing, and how to protect against them through backups, software updates, and caution with emails and public Wi-Fi. The document also outlines support resources for reporting cybercrime and learning about cyber essentials from organizations like the National Cyber Security Centre. Businesses are advised to implement security measures like firewalls, user account controls, and staff training to help defend against cyber threats.
This document provides advice and resources for individuals and businesses regarding cybersecurity. It discusses common cyber threats like ransomware and phishing, and how to protect against them through backups, software updates, and caution with email attachments and public Wi-Fi. The document also outlines support resources for reporting cybercrime and learning about cybersecurity best practices from organizations like the National Cyber Security Centre. Businesses are advised to implement cybersecurity basics like firewalls, user account controls, and staff training, and consider cyber insurance.
MyBill-e was founded to help prevent identity theft by providing a secure hardware device called a Home Terminal Media Phone that allows users to make electronic payments and access financial services without a computer. The device includes a debit/credit card reader, printer, and payment light. MyBill-e is seeking $5 million in funding to produce the terminals at scale, obtain necessary certifications, conduct beta testing and an initial rollout, launch a marketing campaign, and expand their team.
This document discusses protecting personal information and discusses several key points:
1. It provides statistics on cyber incidents and cybercrime in the UK and losses to UK businesses. It also discusses the costs of cybercrime to US companies.
2. It discusses the challenges of legislative inhomogeneity across countries in judging criminal cyber events. Criminal acts can be conducted across international borders.
3. It discusses several tips for protecting personal information including using strong and unique passwords, keeping software and systems updated, and destroying personal information securely when no longer needed.
Innovationstag Digital Banking Liechtenstein 2016Roman Dinkel
Die Folien aller Referenten in einem Slidedeck:
0. Einleitung - Peter Schnürer
1. Wie Crypto-Finance die Welt zu einem besseren Ort macht - Johann Gevers
2. Autonom lernende und intelligente Systeme heute und ihre Bedeutung für den Finanzsektor - Sascha Corti
3. Sind DAO's die besseren Unternehmen? Potenzial und Herausforderungen von dezentralen Organisationen auf der Blockchain - Dr. Mathias Bucher
4. Finanzplatz LI - Innovations-Clubs, LVC und Regulierungslabor in der Praxis. - Dr. Thomas Dünser
5. FYP - Ein Tool zur Prognose der individuellen Pensionshöhe - Prof. Dr. Michael Hanke
ThreatMetrix ARRC 2016 presentation by Ted EganKen Lam
ThreatMetrix® is the market-leading cloud solution for authenticating digital personas and transactions on the Internet.
ThreatMetrix analyzes more than 15 billion transactions annually, from 30,000 websites across 4,000 companies globally through the Digital Identity Network. ThreatMetrix secures businesses and end users against account takeover, payment fraud and fraudulent account registrations resulting from malware and data breaches. Key benefits include an improved customer experience, reduced friction, revenue gain, and lower fraud and operational costs.
This document discusses cyber security awareness and provides tips to stay secure online. It covers common cyber threats like hacking, malware, phishing and ransomware. It emphasizes the importance of cyber security given the growing trend of cyber crime. Some key tips include backing up data, keeping software updated, being wary of email attachments and links, using strong and unique passwords, and avoiding risky public Wi-Fi networks without extra protections like a VPN. The document aims to educate people on cyber threats and how individuals and organizations can help tackle the problem.
This document provides an overview of cyber security awareness for individuals and businesses. It outlines common cyber threats like hacking, malware, phishing, and ransomware. It emphasizes the importance of cyber security given the growing threat of cyber crime and under reporting. The document recommends best practices for secure online shopping, banking, password management, and using public Wi-Fi. It lists government and nonprofit resources for reporting cyber crimes and getting support to improve cyber security.
This document provides an overview of cyber security awareness for individuals and businesses. It outlines common cyber threats like hacking, malware, phishing, and ransomware. It emphasizes the importance of cyber security given the growing threat of cyber crime and under reporting. The document recommends best practices for secure online shopping, banking, password management, and using public Wi-Fi. It identifies support resources for reporting cyber crime and learning more about cyber security including the National Cyber Security Centre.
This document provides an overview of cyber security awareness for individuals and businesses. It outlines common cyber threats like hacking, malware, phishing, and ransomware. It emphasizes the importance of cyber security given the growing threat of cyber crime and under reporting. The document recommends best practices for secure online shopping, banking, password management, and using public Wi-Fi. It lists government and nonprofit resources for reporting cyber crimes and getting support to improve cyber security.
This document provides an overview of cyber security awareness for individuals and businesses. It outlines common cyber threats like hacking, malware, phishing, and ransomware. It emphasizes the importance of cyber security given the growing threat of cyber crime and under reporting. The document recommends best practices for secure online shopping, banking, password management, and using public Wi-Fi. It identifies resources for reporting cyber crime and getting support from organizations like the National Cyber Security Centre. The overall message is that cyber awareness and taking proper precautions are key to cyber defense.
Understanding the Card Fraud Lifecycle : A Guide For Private Label IssuersChristopher Uriarte
With credit card fraud dramatically on the rise, particularly in the form of card-not-present (CNP) fraud across Internet and Mail Order/Telephone Order (MOTO) channels, it is important for private label issuers to understand the depth of this problem and how it affects their merchant portfolio and their ability to accept private label cards. Private label cards were often considered to be “low risk”, relative to traditional bank cards, but our current analysis has shown the contrary: fraudsters are increasingly using private label cards as the payment instrument in CNP channels and merchants are at great risk if specific strategies are not put in place to stop it.
This document provides an overview of cyber security awareness advice for individuals and businesses. It discusses the need for cyber security due to the growing threat of cyber crimes like hacking, malware, and phishing. It outlines common threats like ransomware and advises on secure online practices for activities like internet shopping, banking, and using public Wi-Fi. The document also provides guidance on creating strong passwords and securing home and business networks. Finally, it identifies support resources for reporting cyber crimes and learning more about cyber security best practices.
The document discusses fraud trends and challenges in e-commerce payments. It notes that fraud is becoming more organized and complex as criminals collaborate in international rings. New payment methods like gift cards and private label cards are being increasingly targeted. While new fraud prevention tools are constantly developed, each new tool also adds complexity for merchants balancing fraud risk with customer experience. Effective fraud prevention requires tracking key metrics and finding the right balance between automated decision systems and manual reviews.
This document provides an overview of cyber security awareness and threats. It discusses the need for cyber security awareness due to the growing threat of cyber crime. Common cyber threats like hacking, malware, phishing, and ransomware are explained. The document provides tips on how to stay secure online with passwords, public Wi-Fi, shopping, and backing up data. Resources for both businesses and individuals from organizations like the National Cyber Security Centre are also mentioned to support reporting cyber crimes.
Life Lock Employee Benefit PresentationCheryl Miller
According to surveys by the FTC and Javelin, identity theft affected over 9.9 million Americans in 2008, a 21% increase from 2007. Common forms of identity theft included credit card fraud, phone or utility fraud, bank fraud, and fraudulent tax returns or government benefits. LifeLock is an identity protection company that offers services like fraud alerts, credit monitoring, and assistance resolving cases of identity theft for its members. It guarantees to resolve any type of identity theft for its subscribers.
CMC - RIES-improvements: Pragmatic authenticationMartin Majlis
The document discusses pragmatic authentication methods for voting systems. It proposes that authentication should leverage tools that citizens commonly and trustworthily use in their daily lives, like mobile phones, bank cards, and email. It suggests a hybrid "underwear authentication" method that builds upon the trustworthiness of one's underwear but improves sophistication. A "cycling voting" method is also proposed that utilizes bicycles with identification chips. The goal is to design authentication that is widely used, trustworthy, secure, private, and easy to use.
Screenager++ : Indonesia digital consumer survey 2016 - AccentureAccenture ASEAN
This document summarizes key findings from a survey of 1,000 digital consumers in Indonesia. It finds that (1) screenagers now own multiple devices and have insatiable digital appetites, (2) they demand seamless experiences across devices and are selective about services that meet their expectations, and (3) companies must focus on quality, simplicity, and building emotional trust with customers to maintain brand engagement in this competitive landscape.
Preventing Nonprofit Banking Fraud and the Tools You Can Use!tomciolkosz
This document discusses preventing nonprofit banking fraud and tools organizations can use. It begins by highlighting recent headlines of fraud cases at nonprofits. It then discusses the fraud triangle and importance of internal controls. It provides tips for protecting the online environment such as using two-factor authentication and educating employees. The document also covers different types of banking fraud like check fraud, ACH fraud, and credit card fraud. It emphasizes the importance of controls like positive pay, bank reconciliation, and understanding responsibilities under Regulation E. Finally, it provides resources for further learning.
Similar to 2018.05.17 Mobile Identity for Citizens - Singapore Open Gov Leadership Forum (20)
2021.06.22 La experiencia de teletrabajo de l'Administració Oberta de CatalunyaMiquelEstape
Este documento resume la experiencia de teletrabajo de la Administración Oberta de Catalunya (AOC) durante la pandemia de COVID-19. Explica cómo la AOC pudo pasar al teletrabajo en un día gracias a su estrategia digital previa. También describe las lecciones aprendidas sobre la necesidad de repensar el modelo de trabajo y propone una nueva propuesta híbrida de teletrabajo y trabajo presencial con horarios flexibles.
Human-centric public services. 2021 RESER-COVAL conference on value co-creationMiquelEstape
The document discusses the need for governments to adopt a more human-centric approach to public services in the current VUCA (volatile, uncertain, complex, ambiguous) world. It argues that governments must be humble, strive to understand citizens' needs and frustrations, focus on value-based and citizen-centered services through techniques like design thinking, experimentation, and collaboration. Barriers to change include reluctance to change existing practices and a lack of long-term vision versus short-term politics. The conclusion is that governments must adapt this new approach or risk becoming marginal.
2020.11 Custom and proactive government services (citizen centric). IoT Tech ...MiquelEstape
This document discusses moving government services to be more citizen-centric and customized. It notes that newer digital native users demand mobile, cross-cutting, and proactive services. While transforming governments to be more citizen-centric is difficult, some good practices exist, such as dashboards providing a cross-government view of procedures and notifications, apps providing access to multiple government and private services, and automatically applying for benefits based on a user's personal conditions. The COVID-19 crisis presents an opportunity to redesign how government works to better serve citizens.
2020.03.11 What's up with the blockchain in Government (London)MiquelEstape
Blockchain technology shows promise for government applications, but it remains immature and its impact is uncertain. Reports indicate that meaningful government uses are still 5 years away, as the technology must address scalability, interoperability and other limitations. While blockchain could potentially disrupt intermediary roles of government, current applications are limited and benefits over existing solutions are unclear. Recommendations include monitoring international uses skeptically, focusing on user needs over technology, comparing benefits versus limitations, experimenting through sandboxes, and collaborating across sectors. Potential areas include digital identity, supply chain traceability, and transparency of public records.
2019.07.17 Eines per a una administració digital - EAPC - Nous electes localsMiquelEstape
2019.07.17 Eines per a una administració digital
Cicle de benvinguda per als nous regidors i regidores de l’Administració local
Escola d'Administració Pública de Catalunya
Miquel Estapé. Subdirector - Estratègia i Innovació. Consorci AOC
2019.05.09 Fostering shared digital platforms for cities to build innovative ...MiquelEstape
Fostering shared digital platforms for cities to build innovative public services
Smart Cities and Regions Summit. Dublin (Ireland)
May 9th, 2019
Miquel Estapé
10 Hacks for Governments to Survive the Digital RevolutionMiquelEstape
10 Hacks for Governments to Survive the Digital Revolution outlines strategies for governments to adapt to rapid technological change:
1) Define a clear mission and purpose that incorporates the strengths and realities of the organization.
2) Empower talented public servants who are eager to transform services.
3) Manage change by creating a culture open to complexity with no single roadmap.
4) Take a citizen-centric approach to understand real needs and co-create solutions.
5) Make data-driven decisions to improve policies, planning and customized services.
6) Adopt agile methodologies like shorter iterative projects with high user interaction.
2018.11.14 SmartCity Expo - Observatori de les oportunitats de les tecnologie...MiquelEstape
2018.11.14 SmartCity Expo World Wide
Observatori de les oportunitats de les tecnologies disruptives per als ajuntaments
Miquel Estapé. Subdirector d’Estratègia i Innovació
Consorci de l’Administració Oberta de Catalunya
2018.07.05 Exemples d'innovació pública digital de l'AOCMiquelEstape
Exemples d'innovació pública digital promoguts per l'AOC
Miquel Estapé, Administració Oberta de Catalunya
Jornada – taller: L'administració serà digital o no serà
Diputació de Girona, 5 de juliol de 2018
Presentació del Postgrau de Govern Obert i Digital
2018.07.10 MyGov citizen centric service. Université de l'innovation publique...MiquelEstape
This document discusses developing citizen-centric government services. It notes that governments now hold large amounts of citizen data but don't use it effectively. New generations expect more customized, proactive, and trustworthy digital services. The "MyGov" initiative aims to provide such services by analyzing citizens' data and needs, co-designing solutions, and validating prototypes with users. The proposed "MyGov Social" mobile app would use data science to send customized recommendations and notifications to citizens about benefits and status updates, empowering citizens and saving them time while improving government efficiency. The goal is to make citizens' lives easier by building trust and putting their needs first in service design.
2018.02.27 Soft launch of Mobile Connect in Catalonia. Mobile World Congress ...MiquelEstape
The document summarizes a soft launch of Mobile Connect in local governments in Catalonia. It discusses demos of Mobile Connect in town halls and the conclusions from Miquel Estapé of the Open Government of Catalonia. It also outlines the benefits of Mobile Connect including security, usability with one click/action or biometrics, and synergies between the public and private sectors. Next steps discussed include further evaluation, establishing a business model, and expanding deployment.
2018.02.28 MyGov: moving forward to custom, proactive and trustworthy gov ser...MiquelEstape
2018.02.28 Presentation at the Mobile World Congress of MyGov with the support of the Vallès Oriental County and Bismart
MyGov: a custom, proactive and trustworthy government service to Citizens
using their personal data
2016.12.01 Jornada Govern Obert - Ajuntament de TerrassaMiquelEstape
2016.12.01 Jornada Govern Obert - Ajuntament de Terrassa
La implantació del Govern Obert en 1000 ens locals de Catalunya
Miquel Estapé
Subdirector - Estratègia i Innovació
Consorci AOC
The Antyodaya Saral Haryana Portal is a pioneering initiative by the Government of Haryana aimed at providing citizens with seamless access to a wide range of government services
Combined Illegal, Unregulated and Unreported (IUU) Vessel List.Christina Parmionova
The best available, up-to-date information on all fishing and related vessels that appear on the illegal, unregulated, and unreported (IUU) fishing vessel lists published by Regional Fisheries Management Organisations (RFMOs) and related organisations. The aim of the site is to improve the effectiveness of the original IUU lists as a tool for a wide variety of stakeholders to better understand and combat illegal fishing and broader fisheries crime.
To date, the following regional organisations maintain or share lists of vessels that have been found to carry out or support IUU fishing within their own or adjacent convention areas and/or species of competence:
Commission for the Conservation of Antarctic Marine Living Resources (CCAMLR)
Commission for the Conservation of Southern Bluefin Tuna (CCSBT)
General Fisheries Commission for the Mediterranean (GFCM)
Inter-American Tropical Tuna Commission (IATTC)
International Commission for the Conservation of Atlantic Tunas (ICCAT)
Indian Ocean Tuna Commission (IOTC)
Northwest Atlantic Fisheries Organisation (NAFO)
North East Atlantic Fisheries Commission (NEAFC)
North Pacific Fisheries Commission (NPFC)
South East Atlantic Fisheries Organisation (SEAFO)
South Pacific Regional Fisheries Management Organisation (SPRFMO)
Southern Indian Ocean Fisheries Agreement (SIOFA)
Western and Central Pacific Fisheries Commission (WCPFC)
The Combined IUU Fishing Vessel List merges all these sources into one list that provides a single reference point to identify whether a vessel is currently IUU listed. Vessels that have been IUU listed in the past and subsequently delisted (for example because of a change in ownership, or because the vessel is no longer in service) are also retained on the site, so that the site contains a full historic record of IUU listed fishing vessels.
Unlike the IUU lists published on individual RFMO websites, which may update vessel details infrequently or not at all, the Combined IUU Fishing Vessel List is kept up to date with the best available information regarding changes to vessel identity, flag state, ownership, location, and operations.
Jennifer Schaus and Associates hosts a complimentary webinar series on The FAR in 2024. Join the webinars on Wednesdays and Fridays at noon, eastern.
Recordings are on YouTube and the company website.
https://www.youtube.com/@jenniferschaus/videos
AHMR is an interdisciplinary peer-reviewed online journal created to encourage and facilitate the study of all aspects (socio-economic, political, legislative and developmental) of Human Mobility in Africa. Through the publication of original research, policy discussions and evidence research papers AHMR provides a comprehensive forum devoted exclusively to the analysis of contemporaneous trends, migration patterns and some of the most important migration-related issues.
UN WOD 2024 will take us on a journey of discovery through the ocean's vastness, tapping into the wisdom and expertise of global policy-makers, scientists, managers, thought leaders, and artists to awaken new depths of understanding, compassion, collaboration and commitment for the ocean and all it sustains. The program will expand our perspectives and appreciation for our blue planet, build new foundations for our relationship to the ocean, and ignite a wave of action toward necessary change.
This report explores the significance of border towns and spaces for strengthening responses to young people on the move. In particular it explores the linkages of young people to local service centres with the aim of further developing service, protection, and support strategies for migrant children in border areas across the region. The report is based on a small-scale fieldwork study in the border towns of Chipata and Katete in Zambia conducted in July 2023. Border towns and spaces provide a rich source of information about issues related to the informal or irregular movement of young people across borders, including smuggling and trafficking. They can help build a picture of the nature and scope of the type of movement young migrants undertake and also the forms of protection available to them. Border towns and spaces also provide a lens through which we can better understand the vulnerabilities of young people on the move and, critically, the strategies they use to navigate challenges and access support.
The findings in this report highlight some of the key factors shaping the experiences and vulnerabilities of young people on the move – particularly their proximity to border spaces and how this affects the risks that they face. The report describes strategies that young people on the move employ to remain below the radar of visibility to state and non-state actors due to fear of arrest, detention, and deportation while also trying to keep themselves safe and access support in border towns. These strategies of (in)visibility provide a way to protect themselves yet at the same time also heighten some of the risks young people face as their vulnerabilities are not always recognised by those who could offer support.
In this report we show that the realities and challenges of life and migration in this region and in Zambia need to be better understood for support to be strengthened and tuned to meet the specific needs of young people on the move. This includes understanding the role of state and non-state stakeholders, the impact of laws and policies and, critically, the experiences of the young people themselves. We provide recommendations for immediate action, recommendations for programming to support young people on the move in the two towns that would reduce risk for young people in this area, and recommendations for longer term policy advocacy.
Indira awas yojana housing scheme renamed as PMAYnarinav14
Indira Awas Yojana (IAY) played a significant role in addressing rural housing needs in India. It emerged as a comprehensive program for affordable housing solutions in rural areas, predating the government’s broader focus on mass housing initiatives.
Jennifer Schaus and Associates hosts a complimentary webinar series on The FAR in 2024. Join the webinars on Wednesdays and Fridays at noon, eastern.
Recordings are on YouTube and the company website.
https://www.youtube.com/@jenniferschaus/videos
How To Cultivate Community Affinity Throughout The Generosity JourneyAggregage
This session will dive into how to create rich generosity experiences that foster long-lasting relationships. You’ll walk away with actionable insights to redefine how you engage with your supporters — emphasizing trust, engagement, and community!
6. 6
Ideal e-ID (for ordinary citizens)
Easy to use
• Nothing new to
remember
• No new device
to carry
• No set-up
• 1 or 2 actions
Secure
• Medium Level of
Assurance (95%)
• Security guidelines
(NIST)
• Trustworthy
Easy to adopt
• For everybody
• Online register
• Public & private,
local & international
services
7. 1) Based on Mobile
● For everybody
116 mobile phones x 100 people
● Something you already have
no new device to carry
● Something you already know
lock screen password
● Trustworthy
very, very personal
8. 2) Online Register with the Government
Personal info
+ mobile number
+ postal mail
Scan ID docs
+ Biometrics (selfie)
+ mobile number
Identity Verification
9. 3) Authentication (Public + Private)
+ Secure (encrypted notification)
+ Usable (APP preset in the SIM)
Public & private & international
Aquest PERSONATGE és el HOMER SIMPSON
1a REFLEXIÓ
QUÈ LI IMPORTA AL HOMER / CIUTADÀ?
FER TRÀMITS NO
HOMER li importa: Dormir, Donuts, Cervesa, Sexe
Ciutadà HOMER no vol fer tràmits
Ciutadà HOMER fa molt pocs tràmits amb una AAPP
Sistemes d’identitat digital que PENSEN que el ciutadà Homer APRENDRÀ a utilitzar sistemes més o menys complexes -> FRACÂS