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Web Services: Practical Applications for Insurers
Phil Reynolds
CEO
BriteCore
Modern Web Services Are
• Web Based
• Fully Managed
• Cloud Hosted
• Distributed
• SaaS
• API Accessible
Connect from any location on any device at any time
Web Based
Accessible via standard web protocols
Web Based
No VPN or extra software required
Web Based
High Network Availability
Web Based
Deployment and Testing
Fully Managed
Fully Managed
Updates and Upgrades
Fully Managed
Support staff and services
Massive auto scaling and load balancing
Cloud Hosted
Remote Infrastructure
Fully Managed
Durability with automated backup and restore
Cloud Hosted
High availability with self healing and auto recovery
Cloud Hosted
Leading security and compliance
Cloud Hosted
Microservices
separate
workloads
Distributed
Consistent automated deployment
Distributed
Spread risk and plan for failure
Distributed
Smoother upgrades
one service at a time
Distributed
Transparent
Infrastructure
SaaS
Maintenance Included
SaaS
CapEx to OpEx
SaaS
$0k
$1,500k
$3,000k
$4,500k
$6,000k
2008 2010 2012 2014 2016
$0k
$1,500k
$3,000k
$4,500k
$6,000k
2008 2010 2012 2014 2016
Costs Scale Smoothly
SaaS
$0k
$1,500k
$3,000k
$4,500k
$6,000k
2008 2009 2010 2011 2012 2013 2014 2015 2016 2017
RESTful Communication over HTTP
API Accessible
Enable communication
between remote systems
API Accessible
Easily connect to portals and vendors
API Accessible
JSON, XML, YAML are easy to read
API Accessible
Insureds: [
{
‘name’: “Phillip Reynolds”,
‘age’: 38,
‘Primary’: True
},
{
‘name’: “Chastin Reynolds”,
‘age’: 30,
‘Primary’: False
}
]
Each system is a black box
API Accessible
Benefits
• Focus
• Adaptability
• Efficiency
• Speed
• Capabilities
• Flexibility
• Security
• Remote
Focus
Your goal…
Deliver value to customers!
Focus
Insurance and technology
are both complex
Focus
Opportunity costs are very
high in both industries
Focus
Culture and procedures don’t align well across industries
Focus
Balance Priorities
Adaptability
New regulations
and new tools shift
the landscape regularly
Adaptability
Pace of change is increasing over time
Adaptability
Technical infrastructure is
an anchor, not an asset
Adaptability
Serve Customers Not Technology
Adaptability
Innovate, pivot, evolve.
Efficiency
Specialization drives efficiency
Efficiency
Lead and lag time on
IT CapEx projects is large
80% of needs are
shared by all insurers
Efficiency
Insurer A
InsurerB
InsurerC
80%
Same
Efficiency
Community collaboration is a
positive feedback loop
Efficiency
New tools deliver better
capabilities at lower costs
Speed
Larger teams can
deliver more quickly
Speed
Concentrated expertise
accelerates delivery
Speed
Parallel development channels across domains
Engineering
Design
Testing
Deployment
Launch
Launch
Launch
Launch
Speed
Broad testing frameworks reduce error rates
Capabilities
Newer software with powerful new features
Capabilities
Product Development
Sustained Innovation
Capabilities
Capture value across all
service projects
Capabilities
Connected devices, portals,
mobile, digital assistant, etc.
Capabilities
Lower barriers to delivery
Flexibility
Select the optimal tool
for the job
Flexibility
Pivot to new
platforms easily
Migrate technology in layers
Flexibility
Run trial versions of code in a limited release
Flexibility
Flexibility
Experiment with new
technologies easily
Security
Hardened Physical and
Logical Security
Security
Encryption in transit and at rest
Security
Perpetual audit with every major certification
Security
Trusted by major organizations
Security
Consistent environments
and controls
Remote
No physical office required
Remote
Reduce liability and concentrated exposure to disaster
Remote
Attract better talent
Remote
Convert travel time
to work time
Remote
Performance over presence
GMail1
GoogleCalendar2
GoogleSheets3
GoogleDocs4
#Slack5
Toggl6
ZenDesk7
MailChimp8
Confluence9
YouTube10
RingCentral11
Expensify12
PreTix13
Website14
JIRA15
GeneralLedger16
Stripe17
BambooHR18
PowerBI19
InvoiceCloud20
Box21
RealtimeBoard22
BriteCore23

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2018 NAMIC - Practical Applications for Web Services