Middle Market Economic Outlook: At a GlanceCIT Group
A presentation of findings from CIT's 3rd Annual Voice of the Middle Market study. Learn more about middle market executives' perspectives on:
- The Recovery of the U.S. Economy
- The Current Lending Environment
- 2015 Hiring Expectations
- Where Growth Opportunities Exist
- The Impact of Regulations on the Sector
- The 2014 and 2016 Election Cycles
Q4 2013 SMB Job Generation Outlook ReportLucas Group
The Lucas Group SMB Job Generation Outlook began in 2013 as the only national report defining the economic and employment landscape for small to mid-sized businesses.
Q3 2013 SMB Job Generation Outlook ReportLucas Group
The Lucas Group SMB Job Generation Outlook began in 2013 as the only national report defining the economic and employment landscape for small to mid-sized businesses.
Q1 2014 SMB Job Generation Outlook ReportLucas Group
The Lucas Group SMB Job Generation Outlook began in 2013 as the only national report defining the economic and employment landscape for small to mid-sized businesses.
How world's companies act on corporate social responsibilityGrant Thornton LLP
Business as usual doesn’t cut it anymore for many companies around the world. They are becoming environmentally and socially responsible citizens, and demand the same from their vendors. Data from the Grant Thornton International Business Report reveals what’s driving this change and how it’s playing out across the globe.
Based on more than 2,500 interviews with business leaders, this infographic shows how the U.S. and 33 other countries stack up in their race for claiming responsible corporate citizenship.
See more at: http://gt-us.co/ZLFN4u
Middle Market Economic Outlook: At a GlanceCIT Group
A presentation of findings from CIT's 3rd Annual Voice of the Middle Market study. Learn more about middle market executives' perspectives on:
- The Recovery of the U.S. Economy
- The Current Lending Environment
- 2015 Hiring Expectations
- Where Growth Opportunities Exist
- The Impact of Regulations on the Sector
- The 2014 and 2016 Election Cycles
Q4 2013 SMB Job Generation Outlook ReportLucas Group
The Lucas Group SMB Job Generation Outlook began in 2013 as the only national report defining the economic and employment landscape for small to mid-sized businesses.
Q3 2013 SMB Job Generation Outlook ReportLucas Group
The Lucas Group SMB Job Generation Outlook began in 2013 as the only national report defining the economic and employment landscape for small to mid-sized businesses.
Q1 2014 SMB Job Generation Outlook ReportLucas Group
The Lucas Group SMB Job Generation Outlook began in 2013 as the only national report defining the economic and employment landscape for small to mid-sized businesses.
How world's companies act on corporate social responsibilityGrant Thornton LLP
Business as usual doesn’t cut it anymore for many companies around the world. They are becoming environmentally and socially responsible citizens, and demand the same from their vendors. Data from the Grant Thornton International Business Report reveals what’s driving this change and how it’s playing out across the globe.
Based on more than 2,500 interviews with business leaders, this infographic shows how the U.S. and 33 other countries stack up in their race for claiming responsible corporate citizenship.
See more at: http://gt-us.co/ZLFN4u
Q3 2014 SMB Job Generation Outlook ReportLucas Group
The Lucas Group SMB Job Generation Outlook began in 2013 as the only national report defining the economic and employment landscape for small to mid-sized businesses.
Q2 2014 SMB Job Generation Outlook ReportLucas Group
The Lucas Group SMB Job Generation Outlook began in 2013 as the only national report defining the economic and employment landscape for small to mid-sized businesses.
US CEOs talk about creating value in uncertain timesCristina Ampil
Findings from the 2013 US CEO Survey highlight the US home-field advantage and asks: are US businesses prepared for more competition here? how do you disruption-proof your business, particularly your supply chain? how do you prepare for uncertainty in tax policy? how do you prepare the next generation of leaders? does your business have a social media strategy? how do you put customers at the center of your growth agenda? how do you protect your business against cyberthreats?
On an annual basis, The Business Journals gathers data from a national sample of small and mid-size business owners to compile key learnings and insights into the state of the SMB market. Within the proprietary report, we're sharing the big picture, new and notable market shifts, purchase dynamic themes and the most trusted brands.
Q4 2014 SMB Job Generation Outlook ReportLucas Group
The Lucas Group SMB Job Generation Outlook began in 2013 as the only national report defining the economic and employment landscape for small to mid-sized businesses.
Findings from India Fraud Survey 2012: Fraud and Corporate Governance - Chang...EY
A report based on a survey conducted to understand the fraud scenario in India. This study aims to understand how businesses have coped with increasing fraud and corruption risk last year, what the emerging fraud risks in the industry are and the measures taken by various organizations to mitigate these risks.
For further information on EY's fraud investigation and dispute services, please visit: http://www.ey.com/IN/en/Services/Assurance/Fraud-Investigation---Dispute-Services
How many SMBs are there? What is an SMB, anyway? How are SMBs alike, and how do they differ in their business concerns and outlook? What industries are they in? How is the rate of business formation changing? What do SMBs plan to buy in 2019, and what are the most effective tactics to engage them? What messaging resonates best with this large and diverse segment?
To find out, we surveyed 500 U.S. SMB principals and compiled third-party data to provide a comprehensive overview of the SMB market.
You’ll learn:
• How SMB is defined
• How many SMBs are in each major industry
• The changing rate of business formation
• How SMBs rate their business outlook and challenges
• What SMBs plan to buy in 2019
• The media that work best with SMBs across the sales cycle
• The messaging that works best with SMBs
You’ll get valuable insights to put to work right away in your 2019 SMB marketing program.
This report highlights the state of small businesses around the globe, covering countries like United States, India, Malaysia, Singapore, Australia, Germany, New Zealand, South Africa, Brazil, Colombia, Netherlands and many more. It could give a global perspective of the importance of Small and Medium Enterprises for the world economy, and good examples like Singapore and Dubai, UAE have created a well-defined ecosystem to support this economic group.
Managing reputation for US technology companies in the UKBrunswick Group
Corporate reputations across most sectors have deteriorated in recent years, but the tech industry has proved almost immune to reputational damage. Recently, however, major concerns around data privacy, corporate tax and the use of online networks by terrorists have caused UK public and media sentiment to shift. These issues have also put the tech sector on a collision course with governments and regulators, both in the UK and across Europe.
Drawing on new opinion research from Brunswick Insight, this presentation examines why trust in tech companies is falling in the UK, and provides a basis for designing strategies to rebuild it. We also look at the practical implications of a damaged reputation as the sector faces up to new challenges and a more hostile environment.
For more information please contact:
Amanda Duckworth: www.brunswickgroup.com/people/directory/amanda-duckworth/
Chris Blundell: www.brunswickgroup.com/people/directory/chris-blundell/
Phil Riggins: www.brunswickgroup.com/people/directory/phil-riggins/
In our research, we uncovered a powerful group among small and mid-size business owners. These influential people see it as their mission to speak out for the good of their communities. They want to make a difference and make things better. If you want to get your message out, these are the people you need to know. Learn about this group and how you can reach them better in this whitepaper on Influential SMBs: The Mouthpiece of the SMB Market.
Small and mid-sized business owners, no matter where they live in the United States, are an elite group. The purpose of this analysis is to highlight the differences in the behaviors and attitudes of SMB owners that occur across the four Census regions. As this report details, some of these differences are quite pronounced, while others are more subtle and nuanced. Taken in total, the hope is to provide a fuller view of SMB owners across the country, and help to ensure that each region’s particular dialect of business is more fully understood.
19-ый Ежегодный опрос руководителей крупнейших компаний мираPwC Russia
PwC представляет результаты Ежегодного опроса руководителей крупнейших компаний мира, который в этом году получил название «Что такое “успех в бизнесе” в условиях меняющего мира? Попытка дать новое определение». В рамках данного исследования, результаты которого обнародованы на открытии Всемирного экономического форума в Давосе (Швейцария), было опрошено более 1 400 руководителей крупнейших компаний мира.
The mighty U.S. middle market – Driving growthUBMCanon
Jeff Caywood, Communications Manager, National Center for the Middle Market, sponsored by GE Capital and the Fisher College of Business at The Ohio State University
Q3 2014 SMB Job Generation Outlook ReportLucas Group
The Lucas Group SMB Job Generation Outlook began in 2013 as the only national report defining the economic and employment landscape for small to mid-sized businesses.
Q2 2014 SMB Job Generation Outlook ReportLucas Group
The Lucas Group SMB Job Generation Outlook began in 2013 as the only national report defining the economic and employment landscape for small to mid-sized businesses.
US CEOs talk about creating value in uncertain timesCristina Ampil
Findings from the 2013 US CEO Survey highlight the US home-field advantage and asks: are US businesses prepared for more competition here? how do you disruption-proof your business, particularly your supply chain? how do you prepare for uncertainty in tax policy? how do you prepare the next generation of leaders? does your business have a social media strategy? how do you put customers at the center of your growth agenda? how do you protect your business against cyberthreats?
On an annual basis, The Business Journals gathers data from a national sample of small and mid-size business owners to compile key learnings and insights into the state of the SMB market. Within the proprietary report, we're sharing the big picture, new and notable market shifts, purchase dynamic themes and the most trusted brands.
Q4 2014 SMB Job Generation Outlook ReportLucas Group
The Lucas Group SMB Job Generation Outlook began in 2013 as the only national report defining the economic and employment landscape for small to mid-sized businesses.
Findings from India Fraud Survey 2012: Fraud and Corporate Governance - Chang...EY
A report based on a survey conducted to understand the fraud scenario in India. This study aims to understand how businesses have coped with increasing fraud and corruption risk last year, what the emerging fraud risks in the industry are and the measures taken by various organizations to mitigate these risks.
For further information on EY's fraud investigation and dispute services, please visit: http://www.ey.com/IN/en/Services/Assurance/Fraud-Investigation---Dispute-Services
How many SMBs are there? What is an SMB, anyway? How are SMBs alike, and how do they differ in their business concerns and outlook? What industries are they in? How is the rate of business formation changing? What do SMBs plan to buy in 2019, and what are the most effective tactics to engage them? What messaging resonates best with this large and diverse segment?
To find out, we surveyed 500 U.S. SMB principals and compiled third-party data to provide a comprehensive overview of the SMB market.
You’ll learn:
• How SMB is defined
• How many SMBs are in each major industry
• The changing rate of business formation
• How SMBs rate their business outlook and challenges
• What SMBs plan to buy in 2019
• The media that work best with SMBs across the sales cycle
• The messaging that works best with SMBs
You’ll get valuable insights to put to work right away in your 2019 SMB marketing program.
This report highlights the state of small businesses around the globe, covering countries like United States, India, Malaysia, Singapore, Australia, Germany, New Zealand, South Africa, Brazil, Colombia, Netherlands and many more. It could give a global perspective of the importance of Small and Medium Enterprises for the world economy, and good examples like Singapore and Dubai, UAE have created a well-defined ecosystem to support this economic group.
Managing reputation for US technology companies in the UKBrunswick Group
Corporate reputations across most sectors have deteriorated in recent years, but the tech industry has proved almost immune to reputational damage. Recently, however, major concerns around data privacy, corporate tax and the use of online networks by terrorists have caused UK public and media sentiment to shift. These issues have also put the tech sector on a collision course with governments and regulators, both in the UK and across Europe.
Drawing on new opinion research from Brunswick Insight, this presentation examines why trust in tech companies is falling in the UK, and provides a basis for designing strategies to rebuild it. We also look at the practical implications of a damaged reputation as the sector faces up to new challenges and a more hostile environment.
For more information please contact:
Amanda Duckworth: www.brunswickgroup.com/people/directory/amanda-duckworth/
Chris Blundell: www.brunswickgroup.com/people/directory/chris-blundell/
Phil Riggins: www.brunswickgroup.com/people/directory/phil-riggins/
In our research, we uncovered a powerful group among small and mid-size business owners. These influential people see it as their mission to speak out for the good of their communities. They want to make a difference and make things better. If you want to get your message out, these are the people you need to know. Learn about this group and how you can reach them better in this whitepaper on Influential SMBs: The Mouthpiece of the SMB Market.
Small and mid-sized business owners, no matter where they live in the United States, are an elite group. The purpose of this analysis is to highlight the differences in the behaviors and attitudes of SMB owners that occur across the four Census regions. As this report details, some of these differences are quite pronounced, while others are more subtle and nuanced. Taken in total, the hope is to provide a fuller view of SMB owners across the country, and help to ensure that each region’s particular dialect of business is more fully understood.
19-ый Ежегодный опрос руководителей крупнейших компаний мираPwC Russia
PwC представляет результаты Ежегодного опроса руководителей крупнейших компаний мира, который в этом году получил название «Что такое “успех в бизнесе” в условиях меняющего мира? Попытка дать новое определение». В рамках данного исследования, результаты которого обнародованы на открытии Всемирного экономического форума в Давосе (Швейцария), было опрошено более 1 400 руководителей крупнейших компаний мира.
The mighty U.S. middle market – Driving growthUBMCanon
Jeff Caywood, Communications Manager, National Center for the Middle Market, sponsored by GE Capital and the Fisher College of Business at The Ohio State University
Capital Markets Insights: Credit Availability for the Middle Market Remains R...Duff & Phelps
Recent trimming in first lien debt appetite resulted in a higher proportion of second lien and junior debt in capital structures. The fuller covenant packages typical of the private market, combined with unabated growth in private investor capital formation, have served to differentiate middle market conditions from those of the broader liquid markets. While the weighted average cost of debt for middle market issuers has increased modestly, credit availability — both in terms of leverage multiples and cost — is robust.
DIVERGENCE IN COMMERCIAL BANK LENDING DIMENSIONS: EMPIRICAL STUDY ON ETHIOPIAIAEME Publication
Quite a number of studies in the past in various countries accentuated the significance of demographic variables in lending decisions of bank-officials. Do the dimensions of commercial bank lending diverge by gender, age-group, banking experience, sector of the bank, and designation held by bank-officials in Ethiopia? This is the key issue that is tried to be answered by empirical testing in this study. For the purpose of this descriptive study of cross-sectional design, data were collected by means of a pilot-tested questionnaire from bank-officials across the country between February and July 2015.
After years of stagnation following the financial crisis, the banking and financial services industry is seeing positive momentum, though there are still challenges ahead.
Industry employment grew at its strongest rate since 2006, up 1.9 percent year-over-year, though it remains 3.7 percent below the pre-recession peak. As firms focus on further improvement, core strategies across the board are to continue to rein in expenses, and increase revenue through organic growth.
Flip through this presentation to see the key trends we see impacting the banking and financial services industry today, and where we see it going in coming year. For more information, visit http://bit.ly/1BMQoJg
Virtually ignored by the media, one of the most important drivers of America’s economy flies largely under the radar. It accounts for a third of private sector GDP and jobs, and has been growing even over the past four difficult years, yet it gets little attention from policy makers or the public. This overlooked, perhaps surprising, force in U.S. business? The Middle Market segment.
Fast Facts in Five: The Maritime IndustryCIT Group
Made up of ships, ports and supporting infrastructure, the U.S. maritime transportation system serves as the primary means for transporting goods
internationally, moving close to two billion tons of freight in and out of our nation's ports annually. Here are five facts about the maritime industry you may not know.
With the recession in the rearview mirror, many mid-sized companies are still stuck in idle. To steer their companies back towards growth, corporate leaders are constantly re-evaluating strategies and making adjustments.
To celebrate National Philanthropy Day, we wanted to highlight two programs that showcase some of the contributions our employees make to our society and our world.
Selling Guns to Gandhi: Getting Content Buy-In - Pubcon New Orleans 2014Steve Floyd
Creating, managing and distributing useful, usable content on a regular basis is hard enough, but have you ever tried to sell it?
Agencies and in-house teams alike are having a hard time getting buy-in for meaningful content initiatives that provide tangible value for their target audience. All too often decision makers tie our hands, focusing too heavily on what competitors are doing instead of highlighting their unique value in a way that resonates with the people that matter most: Customers.
This presentation aims to provide actionable tips, tactics and real world use cases for selling strategic content to the people who write the checks.
The Los Angeles Area Fashion Industry ProfileCIT Group
Fashion remains the most under‐appreciated industry in Los Angeles, although it truly has a global reach. The mere mention of apparel manufacturing, unfortunately, can conjure up very dated images – images of sweatshops, full of minority women who operate sewing machines, next to a mountain of cut fabric, and under the eye of abusive bosses. What’s the true picture?
CIT: Voice of the Middle Market – Perspectives from the Heart of the U.S. Eco...CIT Group
According to U.S. Census data, middle market executives, whose companies take in more than $6 trillion in revenues and employ more than 30 million people annually, are expressing renewed optimism in their business prospects compared to a year ago. However, despite this positive outlook they are concerned about potential tax increases, government regulations, compliance with the Affordable Care Act and the current strength of the U.S. and global economies.
Commercial real estate executives appear relatively optimistic about the general state of the market in 2016, with many predicting higher than average deal volumes for their firms. When considering the adoption of new technology, most believe that the influx of commercial real estate tech companies is revolutionizing the industry. These executives recognize that while the U.S. commercial real estate market is recovering, there are still certain segments that are poised for significant decline.
Seventy-four percent of Americans believe CEOs are not paid the
correct amount relative to the average worker. Only 16 percent
believe they are. While responses vary across demographic
groups (e.g., political affiliation and household income), overall
sentiment regarding CEO pay remains highly negative.
Recently, the Rock Center for Corporate Governance at Stanford
University conducted a nationwide survey of 1,202 individuals—
representative by gender, race, age, political affiliation,
household income, and state residence—to understand public
perception of CEO pay levels among the 500 largest publicly
traded corporations....
Leading in extraordinary times, the 2015 US CEO SurveyOmar Toor
Learn how US CEOs are positioning for a new era where overseas business growth is balanced more evenly between developed and emerging economies, and mainstream adoption of digital technologies everywhere is surging.
Confidence in global M&A activity endures but dealmakers less bullish.
After a banner year for merger and acquisition activity in 2014, leading dealmakers expect sustained strong volume in 2015, but are less optimistic than they were a year ago, according to the 8th Annual Brunswick Group M&A Survey. Fewer dealmakers expect global M&A activity to reach new heights, with just over half (54%) of respondents predicting it will increase in 2015, compared with 78% of those surveyed in 2014.
The survey polled 115 top M&A practitioners from North America, Europe and Asia. Results were released ahead of the Tulane University Law School 27th Annual Corporate Law Institute, an annual gathering of the M&A community that draws lawyers, bankers, Delaware judges and other market participants.
For more information please contact our New York office: http://www.brunswickgroup.com/contact-us/new-york/
The insurance industry is undergoing fundamental transformation as it comes up against the impact of new regulation, new technology, accelerating shifts in consumer demand and mounting competition from digitally-enabled new entrants. In the face of so many disruptive challenges, it’s important not to lose sight of the huge opportunities they’re creating for insurers. Companies from other industries will be looking to your risk insight and expertise to help them navigate an increasingly complex and uncertain business and geopolitical landscape. You’re also in the pole position to capitalise on the new generation of analytics, sensor connectivity, and machine learning technologies that are set to revolutionise our lives. To make the most of these opportunities, it’s important to look beyond the traditional boundaries of the insurance business to embrace new ways of working, new ways of interacting with customers, and whole new possibilities in what your business can deliver.
Our Election Year Mid-market Business Barometer has revealed that 45% of Britain’s mid-sized companies plan to delay making key decisions until after the General Election.
Etude PwC CEO Survey banque et marchés de capitaux (2014)PwC France
http://pwc.to/1j7wgKv
D'après la 17e édition de l'étude annuelle de PwC menée auprès des dirigeants, qui intègre les contributions de 133 chefs d'entreprise du secteur bancaire dans 50 pays, 90% des dirigeants de ce secteur sont confiants quant à la croissance de leur chiffre d'affaires au cours des trois prochaines années.
Le nombre de ceux qui prévoient une amélioration de l'économie mondiale au cours des douze prochains mois a presque triplé par rapport à l'an dernier (56% actuellement contre 19% l'année dernière).
Le fait que 52% d'entre eux envisagent d'accroître leurs effectifs au cours de l'année – d'au moins 5% pour la plupart – illustre cette dynamique.
Silicon Valley Bank's Startup Outlook 2018 captures perspectives from US technology and healthcare entrepreneurs on the opportunities and challenges they see ahead for startups.
US startups tell SVB they are entering 2018 with confidence:
- Nearly two of three US startups believe that 2018 will be better than last year
- The number that plan to hire is at a five-year high
- Most startups expect M&A activity to stay strong
- Venture capital remains the go-to source for future funding
Read more at http://bit.svb.com/2DLLcgZ
The Silicon Valley Bank Startup Outlook report is based on an annual survey of private startup companies across the U.S. in the software, life science, hardware and cleantech sectors. This year, we surveyed startups in the UK for the first time too, and those findings can be found at svb.com/uk/startup-outlook-report. The reports found on this page break down the survey results and feature the issues that are of most importance to startup companies, such as hiring high skilled workers and dealing with the medical device tax. As more reports are completed you will find the updates here, so please mark this page and visit us again in the near future.
Los CEOs españoles aseguran que la tecnología es el factor disruptivo principal que impulsará la transformación de sus empresas en los próximos cinco años. Así lo afirma el 85% de los primeros ejecutivos españoles –y el 77% de los globales- en la XIX Encuesta Mundial de CEOs, elaborada por PwC y que se ha presentado en el Foro Económico Mundial de Davos.
DCR TrendLine shares analyses of trends and happenings in the non-employee workforce industry. The May edition looks at wage growth in the United States and employment in the automobile manufacturing sector. We continue our global series on the ASEAN region by looking at the impact on oil prices on Malaysia’s economy. We uncover why recent indexes have been rating the U.S. economy as disappointing. Our feature article discusses the definition of innovation and provides information on how companies can get started on incorporate innovation into their organizations. Finally, we examine how the talent acquisition sector has been disrupted by changes in the way employers access and engage with talent.
DCR National Temp Wage Index
U.S. Economy: Disappointing..?
Wage Growth Across The U.S.
Industry Highlight: Automobile Manufacturing Index
What Do Millennials Want?
Malaysia: Oil Prices Pose Threat to Economy
Innovation as Usual
Recruiting Disrupted,.
China Business Report 2013-14 Highlights by AmCham ShanghaiJuha Moilanen (莫寒)
A summary of the China 2013-14 Business Report, published in Feb 2014 by the American Chamber of Commerce in Shanghai.
Edit: Added analysis by Beijing-based IP/IT lawyer, law professor Stan Abrams
The Value of New-Technology Single-AislesCIT Group
Given the precipitous drop in oil prices, the value of new-technology aircraft has been questioned, but is this warranted? New-technology aircraft create revenue opportunities and reduce operating costs, enabling airlines to build competitive moats that support sustainable business models. Airlines with less fortunate geography will now be able to improve their economic geography by operating routes not previously possible. Not all airlines value fuel efficiency the same. The trade off between increased ownership cost and fuel savings is dependent on utilization.
To better understand which types of airlines value new-technology, we analyzed the forecasted share of single-aisle deliveries from 2016 to 2019. New-technology aircraft account for two-thirds of high-growth, high-utilization airlines' deliveries, demonstrating that the business case for these types closes at any fuel price if the operator flies enough. During this decade's technology transition, a variety of options will permit airlines to acquire the right tools to meet their needs. Lessors will play a key role, providing access to OEM's overbooked skylines and transitioning used aircraft between operators. While the price paid for the new-technology will be crucial to continued competitiveness, the timing of the adoption may be more so.
Commercial Real Estate Outlook InfographicCIT Group
In order to understand the current trends, challenges and outlook for the U.S. Commercial Real estate Industry, CIT commissioned Forbes Insights to conduct online research. Forbes Insights surveyed senior executives from CRE management companies, brokers, investors, financing executives, and attorneys. The findings have been summarized under four key headings: Assessing Growth Prospects, The Rise of CRE Technology, Deal Making and Financing, and Changing Demographics.
Healthcare executives maintain a relatively positive outlook for the upcoming year. The majority remain optimistic, expecting similar growth to last year in revenue, prices, volume and capital spending. Many other non-financial trends within the industry are also seen as having a beneficial impact on consumers and the quality of care being delivered.
For one, trends around Mergers & Acquisitions (M&A) are increasing from last year, with a general optimism about the impact, especially on the industry side, for efficiency and revenue. About three-quarters of executives also believe that increased M&A may result in a greater focus on care (over business administration.)
Second, most executives anticipate a continued--and increasing--reliance on technology that should improve quality and reduce costs. But with higher stakes, the challenge will be how to seamlessly incorporate technology industry-wide without compromising security.
Despite the optimistic tone, however, healthcare costs continue to be an untenable uphill battle for consumers, with no improvement over last year. Executives perceive that these overwhelming costs are damaging care and that many consumers may be sacrificing care to save money. Many executives claim they are working to figure out ways to alleviate this problem. In addition, executives are more open to government involvement with regulating the industry, but there is very little consensus on how to measure success and utilize outcomes.
Few realize the impact the manufacturing industry has on the U.S. economy sector. Not only is manufacturing important for jobs and production, but the vitality of this sector is essential to meeting national challenges. Here are some interesting facts about the industry you may not know.
Fast Facts in Five: The Internet of ThingsCIT Group
By 2020, it is estimated that nearly 50 billion devices will be connected to the internet transforming how we live and work. Here are five fast facts about the Internet of Things.
Capital Equipment Finance: The Lifeblood of GrowthCIT Group
Eric Miller, Group Head and Managing Director, CIT Capital Equipment Finance, offers his perspective on the importance of dealing with a lender that understands your business and its cycles.
By 2020, a projected 50 billion devices will be connected to the internet, storing and transmitting massive amounts of data in real-time. This is the "Internet of things". From connected cars to smart thermostats, consumers and businesses alike are rushing into new technologies that improve the way in which they live and operate.
With businesses across all sectors seeking new ways to adopt technologies that improve efficiency, legislators and regulators continue to identify and grapple with public policy concerns. The benefits are real –a projected global worth of more than $6 trillion – but balancing privacy protections with restraints on innovation are less certain.
Middle market healthcare executives are optimistic for 2015 with 71% indicating that they expect their revenues to increase this year and two-thirds (66%) anticipating an increase in volume growth. These are some of the findings found in the “2015 Middle Market Healthcare Outlook”. Download our latest study to learn more.
In 2014, the financial condition of retailers appears strong—and growing—with retailers having a more positive outlook on the upcoming holiday season as well as overall sales than even a year ago. Despite challenges related to technology adoption and the ability to buy anything anywhere, retailers are embracing change.
They are making new investments in products, expanding their digital strategy and becoming more comfortable with social media as a tool for multiple facets of their business.
In order to understand current retail industry trends, challenges and outlook, Harris Poll, on behalf of CIT, a leader in financing and advisory services to the retail sector, conducted research online from September 16 to October 3 among 251 financial decision makers in U.S.-based middle market retailers.
The U.S. Energy Outlook survey finds eighty-one percent of middle market energy executives describe 2013 as profitable and 82 percent anticipate continued profitability in 2014.
For more than 100 years, CIT has steadily innovated,
providing carefully tailored financing solutions to meet
the needs of a changing global economy. Along the
way, CIT continually redefined what it means to be a
financing partner, providing ideas as well as capital to
build businesses – and relationships – that have endured
for decades.
Attending a job Interview for B1 and B2 Englsih learnersErika906060
It is a sample of an interview for a business english class for pre-intermediate and intermediate english students with emphasis on the speking ability.
Business Valuation Principles for EntrepreneursBen Wann
This insightful presentation is designed to equip entrepreneurs with the essential knowledge and tools needed to accurately value their businesses. Understanding business valuation is crucial for making informed decisions, whether you're seeking investment, planning to sell, or simply want to gauge your company's worth.
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Premium MEAN Stack Development Solutions for Modern BusinessesSynapseIndia
Stay ahead of the curve with our premium MEAN Stack Development Solutions. Our expert developers utilize MongoDB, Express.js, AngularJS, and Node.js to create modern and responsive web applications. Trust us for cutting-edge solutions that drive your business growth and success.
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Putting the SPARK into Virtual Training.pptxCynthia Clay
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1. CIT: Voice of the Middle MarketTM
Perspectives from the Heart of the
U.S. Economy
CIT’s 2014 Voice of the Middle MarketTM study
examines the perspectives of U.S. middle market
executives on the U.S. economy, the availability
of financing and the health of their companies.
This year’s study also assessed respondents’
perspectives on the upcoming 2014 mid-term
elections and 2016 presidential election.
Results from the 2014 CIT: Voice of the Middle
Market study show that the economic outlook
of senior middle market executives is trending
upwards, as compared to opinions from 2013.
Middle market executives are favorable about the
state of their own companies, with many describing
it as strong. Few say they are worse off today as
compared to a year ago. In fact, more than 60% of
executives report being in a stronger position today
than a year ago. This assessment is most evident
among middle market executives representing
companies with annual revenues between $100
million and $1 billion.
The executives surveyed are also fairly positive
about their local economy; 51% rate it as strong and
just 17% say it is weak. Their assessments of the U.S.
and global economies continue to lag behind their
view of their local markets, but there is a clear shift
in negative views of the state of the U.S. and global
economies since last year’s study. This year, middle
market executives are split about the U.S. economy:
27% describe it as strong, 30% say it is weak and
BETTER OFF TODAY THAN A YEAR AGO
63% 64%
71%
53%
34%
27%
23%
13%
9% 9% 6%
Total Low Revenue
($25 Million -
$50 Million)
Middle Revenue
($50 Million -
$100 Million)
High Revenue
($100 Million -
$1 Billion)
Better No change/the same Worse
28%
the rest characterize it as neutral. In comparison,
41% of middle market executives described the U.S.
economy as weak in 2013 and only 15% said it was
strong.
While middle market companies are confident
about their own companies, they are not without
concerns about the year ahead. Their top
concerns are continued economic uncertainty and
compliance with the Affordable Care Act, with
three-fourths citing these as concerns. These are
followed by worries related to tax increases and
regulations. As with last year, talent management is
top of mind as well: 68% are concerned about the
ability to retain top talent and 65% are concerned
cit.com/middlemarketoutlook 1
Numbers may not sum to 100 because of rounding.
2. 2
CIT: Voice of the Middle MarketTM
Increased Optimism on State of the
Economy
2014
Global Economy
US Economy
Local Economy
Global Economy
US Economy
14% 50% 36%
43% 30%
7% 43% 50%
15% 45% 41%
about the ability to hire top talent. The vast majority
of middle market executives also say they are
concerned with data security challenges in the
coming year.
Eighteen percent say it is likely their company will
be sold in the next few years; however, selling is not
on the immediate horizon either. Rather, most who
Top Issues of Concern OVER THE NEXT 12
MONTHS
Continued Economic
Uncertainty
31% 45% 76%
Costs Associated
with the ACA
Regulations
Tax Increases
Ability to Retain
Top Talent
42% 34% 75%
Data Security 30%
Ability to Hire Top Talent
Compliance with
Regulations
Rising Inflation Rate
Rising Interest Rates
28%
37%
36%
34% 68%
37%
67%
37% 65%
18% 41% 59%
54%
Cost of Capital 20% 31% 50%
Access to Capital
19%
14%
cit.com/middlemarketoutlook
say there is a chance their company will be sold
predict it will happen more than a year from now, at
a minimum. Family succession issues and operating
costs are among the top factors influencing a
possible sale.
Middle Market Workforce in Focus
Most middle market executives participating in this
research have a workforce that includes more than
100 people, with 40% having a workforce of 500
or more. Self-reporting among this audience about
the size of their workforce in 2013 reveals that more
than half are at companies that have experienced
workforce growth over the past 12 months (55%).
Only a minority have experienced a decrease in the
size of their workforce over this time period (15%).
Another 30% describe their workforce size as the
same as in 2013, demonstrating both stability and
growth in the middle market.
Over the next year, many middle market executives
are forecasting an increase in the size of their
workforce. Overall, 62% say they expect the size of
their workforce to increase in the coming year, with
most of this group saying that their workforce will
increase by no more than 10%. This growth forecast
is consistent across revenue categories. One in 10
is predicting that the size of the workforce at their
company will decrease.
2013
Local Economy
Strong Neutral Weak
27%
51% 32% 17%
36% 39% 25%
Increase by no more than 5%
Increase by 6-10%
Increase by 11-15%
Increase by more than 15%
Stay the same
Decrease
8%
9%
28%
28%
6%
20%
Increase in Hiring on the Horizon
35%
30%
44%
Very Concerned Somewhat Concerned
71%
70%
34%
34%
34%
32% 30% 61%
3. 3
CIT: Voice of the Middle MarketTM
New Hiring Needed To Accommodate Future
Growth
Increase Business
Demand/Opportunities
Need to Innovate to Stay
Ahead in the Industry
Business demand and opportunities is a primary
variable influencing workforce growth among
those who say they anticipate an increase in their
workforce.
Perceptions of the Lending
Environment
On the whole, middle market executives are satisfied
with their financing options. Nine in 10 are satisfied
with their company’s access to financing, up almost
Satisfaction with Current Financing
Current Financial
Lender 25% 69% 94%
Variety of Financing
Alternatives Available 23% 62% 85%
Company’s Access to
Financing 21% 69% 90%
cit.com/middlemarketoutlook
10 points from 2013. There is widespread satisfaction
with the cost of financing and financing alternatives
available as well. Importantly, nearly all of those
surveyed say they are happy with their current
financial lender.
When asked what their financial lender could do
better or differently to help their company succeed,
the top suggestions were to focus on rates and
costs, specifically lower interest rates and lower fees.
Feedback on simplifying processes and improving
customer service falls into a second tier.
Washington and the Middle Market
There is widespread dissatisfaction among middle
market executives about our elected officials. Two-thirds
say they disapprove of President Obama’s
job performance, which is consistent with opinions
from 2013. Congress fares even worse: 84% say
they disapprove of Congress’s job performance, an
improvement over 2013 when 95% disapproved. This
general dissatisfaction is also evident when asked
to assess Congress’s attentiveness to businesses of
different sizes. The vast majority believe Congress
Many View Congressional Support Lacking
Small Businesses 86% 9% 5%
Middle Market
Businesses 77% 17% 6%
is doing too little to support both small and middle
market businesses. In contrast, only 34% hold this
view about big businesses.
Looking ahead to the upcoming elections this
November, the majority say a Republican-controlled
Company’s Cost
of Financing 18% 65% 83%
Strongly Agee Agree
Big Businesses 34% 22% 45%
Too Little Sufficient Too Much
International Expansion 20%
58%
New Product Launch 23%
32%
Expansion to an
Adjacent Market
40%
Responses include those who expect to increase their workforce
over the next 12 months (n=188).
4. 4
CIT: Voice of the Middle MarketTM
Importance of Congressional Action on
Key Issues
Tax Reform 44% 41% 84%
Changes to
Healthcare Reform
Increasing Domestic
Energy Production
Investments in
Infrastructure
Regulatory Reform
Immigration Reform 37% 30% 66%
Tort Reform
Raising the Federal
Minimum Wage
48% 30% 77%
37% 40% 76%
33% 43% 76%
31% 43% 73%
21% 41% 62%
21% 20% 40%
Congress would be good for their company (55%),
with only one in five thinking a Democrat-controlled
Congress would be better for their company (21%).
The rest are divided between saying split control
would be preferable or that the party in the majority
in Congress does not impact their company (13% and
10%, respectively).
The middle market is expecting the next session
of Congress to take up a diverse agenda, with tax
reform topping the list. Additionally, three-fourths
want changes to healthcare reform, investments
in infrastructure and increasing domestic energy
production to be on the agenda for the next session
of Congress. Regulatory, immigration and tort reform
are also important. Fewer think raising the federal
minimum wage should be taken up by the 114th
Congress.
Thinking further into the future, when asked about
the 2016 presidential election, just over half would
like the next president to be a Republican (54%).
Three in 10 are hoping to have another Democrat
in office, while the remaining 16% say they do not
cit.com/middlemarketoutlook
know. Reflecting on specific candidates, the three
most popular Republican candidates are New Jersey
Governor Chris Christie, former Florida Governor
Jeb Bush and the 2012 Republican nominee, former
Massachusetts Governor Mitt Romney. On the
Democratic side, former Secretary of State Hillary
Clinton generates the greatest support. New York
Governor Andrew Cuomo falls into a second tier,
receiving less than half as much support as Clinton.
All the other possible Republican and Democratic
candidates receive less than 10% support from
middle market executives.
Methodology
KRC Research conducted an online survey among
301 middle market executives in the United States
in August 2014. (Note: For the purposes of this
research, the middle market is defined as companies
with revenue between $25 million and $1 billion.)
About CIT
Founded in 1908, CIT (NYSE: CIT) is a financial
holding company with approximately $35 billion in
financing and leasing assets. It provides financing,
leasing and advisory services to its clients and their
customers across more than 30 industries. CIT
maintains leadership positions in middle market
lending, factoring, retail and equipment finance,
as well as aerospace, equipment and rail leasing.
CIT’s U.S. bank subsidiary CIT Bank (Member FDIC),
BankOnCIT.com, offers a variety of savings options
designed to help customers achieve their financial
goals.
For more information, please visit:
cit.com/middlemarketoutlook
Very Important Somewhat Important