The document lists various warning signs that banks should look out for when evaluating businesses and projects. Management-related signs include lack of expertise, poor cost control, low capacity utilization, and improper management of inventory and receivables. Technology-related signs are adopting untested processes, obsolete technology, unsuitable equipment, and operating below capacity. Product-related risks are overestimating demand, slowing orders, changing suppliers frequently, and adopting obsolete distribution methods. Financial management signs are underestimating costs, inadequate working capital, improper financial controls, and negative trends in key indicators.