May 20 2015 at the ASX - Presentations at the Emerging Markets & Disruptive Technology: New Horizons in Corporate Governance Symposium UTS Corporate Governance Services Program

1. Bringing Fintech and Emerging
Markets Together
James Bond, ASFA

2. Size of the opportunity
Three examples of trends:
• Equitise – crowd source equity funding
• Macrovue – themed investment
• Calvert Investments research
• Bringing Fintech and emerging markets together

3. Size of the opportunity
• Australian superannuation $1.95 trillion
– ASX $1.5 trillion
– SMSFs $570 billion
• Annual contributions over $120 billion per annum
• Current asset allocation - the need for diversification
– APRA regulated - 20 per cent in international equities
– SMSFs very low investment in international equities

5. Equitise: Crowd Source equity funding
• Fintech Accelerator – Sydney hub
• Equity crowd source funding
– The model
– Australia being left behind
• Australian entrepreneurs relocating to New Zealand
– First mover advantage
• Beer, wine and travel guides to retirement incomes
– Emerging markets?

6. • Two-thirds of investors say they want their investments aligned to their
values (67 per cent).
• 70 per cent of investors younger than 35 are likely to invest in social
responsible investment.
• 65 per cent of women and 42 per cent of men view social, political and
environmental factors as important in evaluating investments.
• In US assets in sustainable and responsible investment funds increased
from $60 billion to $85 billion in past three years.
Calvert Investments research

8. • Australia has a lot of money to invest $2 trillion – more money must
be invested offshore
• SMSFs potential
• Investor attitudes are changing
• Themed investment/ crowd source equity funding and emerging
markets
Bringing emerging markets and Fintech together