Mobile commerce is growing rapidly and expected to outpace e-commerce growth. The top three countries for m-commerce are the United Arab Emirates, China, and Turkey. On average, m-commerce is expected to grow 42% compared to 13% for e-commerce. Most online shopping now occurs via apps rather than browsers on smartphones. The document promotes an m-commerce platform called t-APPZ that allows retailers to engage customers digitally and implement big e-commerce platforms with no upfront investment.