swift sap bcm document

1. SAP Bank Communication
management
Optimiser et automatiser vos échanges bancaires
Bank Communication Manager et Swift : Un choix serein
pour votre gestion de Trésorerie
Thierry Miskaoui Swift
Anne-Marie Brousse SAP France

2. Treasury applications from SAP –
Technology & applications supporting successful treasury operations
SAP Process
Integration
SAP Process
Integration
SAP Business
Intelligence
SAP Business
Intelligence
SAP PortalSAP Portal
SAP In-House CashSAP In-House Cash
Subsidiaries
SAP Bank Communication ManagementSAP Bank Communication Management
SAP Treasury and Risk ManagementSAP Treasury and Risk Management
Credit Risk
Analyzer
Credit Risk
Analyzer
Market Risk
Analyzer
Market Risk
Analyzer
Portfolio
Analyzer
Portfolio
Analyzer
Transaction Manager
MMMM FXFX Der.Der. DebtsDebts Sec.Sec.
Hedge MgtHedge Mgt Commodity MgtCommodity Mgt
Comm.Comm.
Exposure MgtExposure Mgt
SAP Cash & Liquidity ManagementSAP Cash & Liquidity Management
Cash ManagementCash Management Liquidity PlannerLiquidity Planner
SAP Financial AccountingSAP Financial Accounting
BanksBanks
SAP Integration
Package for Swift
SAP Integration
Package for Swift
Partner
Solutions
Partner
Solutions
Corporate Treasury
SAP In-House CashSAP In-House Cash
Subsidiaries
SAP Bank Communication ManagementSAP Bank Communication Management
SAP Treasury and Risk ManagementSAP Treasury and Risk Management
Credit Risk
Analyzer
Credit Risk
Analyzer
Market Risk
Analyzer
Market Risk
Analyzer
Portfolio
Analyzer
Portfolio
Analyzer
Transaction Manager
MMMM FXFX Der.Der. DebtsDebts Sec.Sec.
Hedge MgtHedge Mgt Commodity MgtCommodity Mgt
Comm.Comm.
Exposure MgtExposure Mgt
SAP Cash & Liquidity ManagementSAP Cash & Liquidity Management
Cash ManagementCash Management Liquidity PlannerLiquidity Planner
Financial AccountingFinancial Accounting
Corporate Treasury
SAP Process
Integration
SAP Process
Integration
SAP Business
Intelligence
SAP Business
Intelligence
SAP PortalSAP Portal
SAP In-House CashSAP In-House Cash
Subsidiaries
SAP Bank Communication ManagementSAP Bank Communication Management
SAP Treasury and Risk ManagementSAP Treasury and Risk Management
Credit Risk
Analyzer
Credit Risk
Analyzer
Market Risk
Analyzer
Market Risk
Analyzer
Portfolio
Analyzer
Portfolio
Analyzer
Transaction Manager
MMMM FXFX Der.Der. DebtsDebts Sec.Sec.
Hedge MgtHedge Mgt Commodity MgtCommodity Mgt
Comm.Comm.
Exposure MgtExposure Mgt
SAP Cash & Liquidity ManagementSAP Cash & Liquidity Management
Cash ManagementCash Management Liquidity PlannerLiquidity Planner
SAP Financial AccountingSAP Financial Accounting
BanksBanks
SAP Integration
Package for Swift
SAP Integration
Package for Swift
Partner
Solutions
Partner
Solutions
Corporate Treasury
SAP In-House CashSAP In-House Cash
Subsidiaries
SAP Bank Communication ManagementSAP Bank Communication Management
SAP Treasury and Risk ManagementSAP Treasury and Risk Management
Credit Risk
Analyzer
Credit Risk
Analyzer
Market Risk
Analyzer
Market Risk
Analyzer
Portfolio
Analyzer
Portfolio
Analyzer
Transaction Manager
MMMM FXFX Der.Der. DebtsDebts Sec.Sec.
Hedge MgtHedge Mgt Commodity MgtCommodity Mgt
Comm.Comm.
Exposure MgtExposure Mgt
SAP Cash & Liquidity ManagementSAP Cash & Liquidity Management
Cash ManagementCash Management Liquidity PlannerLiquidity Planner
Financial AccountingFinancial Accounting
Corporate Treasury

3. © SAP 2008 / Page 3
Bank Communication Management
Value proposition
Improved communication between corporations and banks
SAP Bank Communication Management helps increase efficiency, lower costs, and
streamline processes
Single communication channel via SWIFTNet
Standardized and uniform Payment Gateway
More cash flow transparency and visibility of working capital
Enhanced straight-through-processing (STP) rates
Companies get accurate and real-time view of their payment transactions
Enhanced security and compliance
Transparent management of outgoing payments with no breaches on internal controls
Reduced maintenance costs by using global payment standards
Independency from proprietary payment standards and bank-specific e-banking
products
Readiness for SEPA and UNIFI/ISO20022 standard

4. SAP Bank Communication Management
Business Strategy & Initiatives
Bank Communication Before Bank Communication After
Simplification
Reduce the number of
proprietary payment standards
and bank-specific e-banking
products and setting up a
single communication channel
to SWIFTNet
Cost Reduction
Reduce maintenance cost by
communicating with all the
banking partners through this
one channel
Compliance
Enhance straight-through-
processing (STP) rates and
ensure traceability of the whole
business process

5. Bank communication process flow
Execute
Payment
Program
Create
Payment
Order
Import
Bank
Statement
Post/Processing
and
Clearing
SAP Integration
Package for
SWIFT
SWIFT
Alliance
Access /
Gateway
SAP NetWeaver
Process Integration
SAP Bank
Communication
Management
SAP ERP
Create Batch
Payment Approval
Work List
Security
- Approval workflow
- Authorization
- Digital signature
Receive Status
Messages
Bank Statement
Routing
Mapping
Security
Encryption
Digital Signature
Resource
Adapter
SWIFTNet

6. Benefits: Batching, exception handling, and
compliance
Batching of payments
Logical structuring of payment files
Flexible batching rules that can be enhanced
Automatic creation of unique identifiers
Exception handling
Visibility of errors in payment status monitor
Automatic generation of alert workflow items
Increased compliance
Multi-eye release procedures for payment approvals
Personal digital signatures for outgoing payments for
internal audit
Release of individual payments or entire batches
Flexible approval rules (low-value payments = only one
approver, for example)
Approval, rejection, or resubmission of payments
Flexible sorting and structuring of approval work list
© SAP 2007 / Page 6

7. Benefits: Integration and increased
transparency
Integration to SWIFT and banks
Real-time integration with SWIFT via SAP Integration Package for SWIFT
Optional integration with banks with the adapters in SAP NetWeaver Process Integration on a project
basis
Increased payment-flow transparency
Payment status monitor with full status history
Flexible status concept
Processing of new ISO20022 payment status report and other status
messages (ACK/NACK)
Drill-down to documents and master data
Display of generated payment formats
© SAP 2007 / Page 7

8. SAP-SWIFT relationship and benefits
SAP-SWIFT strategic relationship
Leo Apotheker, co-CEO of SAP and former SWIFT employee, initiated the SWIFT-SAP relationship,
and signed the global strategic partnership agreement with SWIFT in October 2006.
SAP decided to develop a standard SAP ERP Financials payment management product to enable
corporations to connect to the SWIFT network utilizing the SAP NetWeaver platform.
How does this partnership create benefits?
The product provides SAP ERP customers with SWIFT compatibility for the most popular financial
payment message types.
Since SWIFT functionality is natively integrated with the SAP application running in a NetWeaver
environment, customers do not need to buy a third party middleware and business application to
access SWIFTNet, resulting in reduced TCO and simplified deployment.
SAP Bank Communication Management offers extensive workflow automation, authorization
management, exception handling and other capabilities in a fully automated platform for financial
messaging with SWIFT and banks.
A standard SAP solution
The SAP solution is a component of the SAP ERP Financials application – solutions covered by SAP’s
standard maintenance and support.
The product was developed with significant input from joint customers worldwide, and was piloted
successfully.

9. © SAP 2008 / Page 9
1. Swift, la coopérative au service de l’industrie financière
2. Un réseau bancaire ouvert au monde des entreprises
3. Zoom sur une actualité chargée : SEPA et la fin annoncée d 'Etebac.
Agenda

10. © SAP 2008 / Page 10
1. Swift, la coopérative au service de l’industrie financière
2. Un réseau bancaire ouvert au monde des entreprises
3. Zoom sur une actualité chargée : SEPA et la fin annoncée d 'Etebac.
Agenda

11. 11
SWIFT
Société
coopérative,
détenue par
l’industrie
financière

12. Interconnecter la communauté financière
Entreprises Compagnies d’assurances
Banques
Gestionnaires de
fonds
Courtiers
Bourses
Dépositaires
Fiduciaires
Systèmes de Compensation
Systèmes de
Paiements
Systèmes de
Règlement
Institutions
gouvernementales

13. 13
SWIFT
Société
coopérative,
détenue par
l’industrie
financière
Services de
messagerie
financière
hautement
sécurisée

14. Presentation title - Event - Date Month Year
14
Standards and SWIFTNet messaging
Standards and
formats
SWIFTNet messaging
FIN FileAct
SWIFT MTs
ISO 20022
Domestic formats
• MT 101 for high value
treasury payment
• MT 940 with end-of-day
account statement
• MT 300 FX confirmation
Example • ACH files
• Supplier payments
• Direct debits
• Salary payments
Typical application
Treasury and
Risk
Management
Cash
Management

15. 15
SWIFT
Société
coopérative,
détenue par
l’industrie
financière
Services de
messagerie
financière
hautement
sécurisée
Organisme de
normalisation de
l’industrie
financière

16. 16
Messagerie à valeur ajoutée
• Sécurité
• Confidentialité
• Intégrité
• Disponibilité
• Universalité
• Garantie

17. © SAP 2008 / Page 17
1. Swift, la coopérative au service de l’industrie financière
2. Un réseau bancaire ouvert au monde des entreprises
3. Zoom sur une actualité chargée : SEPA et la fin annoncée d 'Etebac.
Agenda

18. 18
Corporate
SWIFTNet
Accounts
payable
Accounts
receivable
Treasury
Other
Single
gateway
“SWIFT pour les entreprises”
Corporate
e-banking Y
host to host X
e-banking Z
VAN
Internet
Leased line
Accounts
payable
Accounts
receivable
Treasury
Other
Multi canaux …
Réseau unique et
standard
Avantages majeurs:
– Baisse des couts,
– Meilleur STP et visibilité sur les
fonds
– control/sécurité/gestion des risques
opérationnels
– Compliance
Domestique
ou International

19. 19
Comment se connecter à SWIFTNet?
Alliance Lite
Simple, basée sur Internet,
sécurisée
Apps
SWIFTNet
Users
Internet
Infrastructure
Privée
Infrastructure SWIFTNet
appartient et est maintenue par
l’utilisateur
Apps
SWIFTNet
Users
VPN Provider Tel
Infrastructure
partagée
Infrastructure SWIFTNet
appartient et est maintenue par
une société tiers
Apps
SWIFTNet
Users Shared infra
Provider /Service Bureau
VPNVPN

20. 20
SWIFT Access Kit
Pour les nouveaux clients
Echange < 1,000 msgs par jour (FIN & FileAct)
Un commande, un envoie, une facture
One-time 50.000 EUR, couts annuels 19.400 EUR/an
Infrastructure
Privée
Infrastructure SWIFTNet
appartient et est maintenue par
l’utilisateur
Apps
SWIFTNet
Users
VPN
VPN
VPN
Live en 4-6 mois
Comment se connecter à SWIFTNet?
Infrastructure Privée

21. 21
Infrastructure
partagée
Infrastructure SWIFTNet
appartient et est maintenue par
une société tiers
Apps
SWIFTNet
Users Shared infra
provider
VPNVPN
Connexion via un service bureau ou Member concentrator
• Service bureaux : prestataire informatique
• Member concentrateur : Banque
SWIFT Essentials Kit
• Investissement 1.525 EUR, frais annuels 2.725 EUR/an
Live en 2-4 mois
Comment se connecter à SWIFTNet?
Infrastructure partagée

22. 22
VPNAlliance Lite
Simple, basée sur Internet,
sécurisée
Apps
SWIFTNet
Users
Internet
Pricing models:
Forfait 10.200 EUR/an (4000 msg./mois en & received)
Pay as you go: 2.400 EUR/an
1 EUR/message
1 message = 1 FIN MT or 1 FileAct chunk of 100 Kb
Live 4-6 semaines
Comment se connecter à SWIFTNet?
Alliance Lite

23. Presentation title - Event - Date Month Year
23
ERP
SWIFTNet
connectivity
Defining your project scope
Payment
factory/
middleware
FIN for payments (MT101), statements
(MT940/2) and FX confirmations (MT3xx)
FileAct as file transfer to transport any
format: domestic, ISO 20022, ACH, BAI, …
SWIFTNet
ERP(s)ERP(s)
Treasury
Workstation
Quelle application pour se
connecter à SWIFT?
Quels formats &
messagerie ?
Avec quelle
banque?
Comment se
connecter ?

24. Les projets SWIFT dans les entreprises
Confirmations et Matching
des opérations de marché
Payment Factory
Centralisation de trésorerie
Sécurisation et automatisation
de la communication bancaire
Migration Etebac

25. © SAP 2008 / Page 25
1. Swift, la coopérative au service de l’industrie financière
2. Un réseau bancaire ouvert au monde des entreprises
3. Zoom sur une actualité chargée : SEPA et la fin annoncée d 'Etebac.
Agenda

26. La multi-bancarité en France
aujourd’hui
Virements
Prélèvements
LCR
Relevés
de compte
VCOM, ARA
…
Services
CFONB fixes 120, 160, 320
Formats
EDIFACT (Payord, Paymul)
ETEBAC 3
Protocole
ETEBAC 5
X25 (synchrone ou asynchrone)

27. SEPA et la fin annoncée d’Etebac
Etebac 3 pas compatible SEPA
Démantèlement de Transpac (X25)
Fin de la fabrication des cartes Etebac 5
Recommandation du CFONB du 17 novembre 2008
Protocole de transfert de Fichiers sécurisé sur IP
SWIFTNet FileAct EBICS

28. La multi-bancarité en France aujourd’hui avec
SEPA
Virements
Prélèvements
LCR
Relevés
de compte
VCOM, ARA
…
Services
CFONB fixes 120, 160, 320
Formats
EDIFACT (Payord, Paymul)
Protocole
FileAct
SWIFTNet
SEPA
ISO20022

29. 29
Les entreprises sur SWIFT
Où en est on?
2005 2006 2007 2008 1Q2009
282
402
441
108
# registered corporate entities Geographical split
EMEA
Americas
69%
19%
Asia Pacific
12%
181

30. © SAP 2008 / Page 30
Thank you!

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