1. AUTOMATED TELLER MACHINE
BY
B.SARATCHANDRA
R.DHEERAJ
VAAGDEVI Institute Of
Technology & Science
Peddasettipalli(v),Proddatur-516361

2. INTRODUCTION
Def:
An ATM is a computerized
telecommunications device that
provides the financial transactions
of a customer in a public space
without the need for a human
clerk.
 Cash point or Bancomat in Europe and Russia

3. HISTORY &
 Invented by Scot John LOCATION
Shepherd-Barron on
27 June 1967
 Installed in Barclays Bank of Enfield town
An old
 Mechanical cash dispenser by Luther
George Simjian in 1939 at New York city
 Storing of PIN on card by John Rose in
1965
 Reg Varney used the first ATM in 1967
 On and Off premise installations

4. Financial networks & Global use
 Having a sign indicating name and networks
called Topper
 An usage of connecting ATM’s to interbank
networks namely PLUS,Cirrus,Interac and LINK
 Authorization of Financial transaction by
communication network often through ISO
8583
 Many banks charge ATM usage fees
 ATM’s connect to transaction processor
through
dial-up modem by telephone or leased line
 World wide ATM use is 1.5million as of
august2007

5. Software & Hardware
 A Wincor Nixdorf ATM running with Windows
2000
 Platforms used in ATM include MS-DOS,PC-DOS
etc..
Java,Linux,Unix can also be used
Through Linux finding some reception,MS-DOS was
replaced by Linux
 CAL protocols such as Diebold 911 or 912 are
replace by new protocols as IFX
 Financial institutions are interested in using CEN
FXS or FXS which provide common API
ATM’s include CPU,chipcard,PIN
pad,Touchscreen,vault

6. SECURITY
 As related to security there are several
dimensions
Physical:
 Security is focused on making ATM’s
invulnerable to physical attack
 Dye markers and Smoke canisters are the
prevention methods for explosive techniques
Customer identity & integrity:
 Takingcounter measures to protect
equipment from criminals

7. Device operation integrity:
 ATM’s that are exposed to the outside
must be vandal and weather resistant
 Maintaining sensor alarms prevent
tampering when they are not in use
Customer security:
 Security guards watching over ATM’s
that have been installed in a van
 Maintaining emergency PINs,
landscaping,cameras can prevent crimes

8. Alternative uses & Reliability
 Not only for cash dispensers but also
other bank-functions
 Such as printing Bank statements,
updating passbooks, Purchasing etc…
 Pre-paid cell phones can be recharged
through ATMs
 98.25% customer availability for ATMs
and 99.999% for host systems are reliable
 ATMs print each transaction on a roll
paper that shows reliability

9. FRAUD
 Installing of Fake ATM in Manchester
Connecticut in 1993
 Made a default admin password for gas
station’s white label ATM
Card Fraud:
 To prevent criminals from shoulder
surfing some banks draw privacy areas on
floor
 Stealing of PIN & card numbers by video
tapes are used in copied cards

10. CONCLUSION
Usage of ATM cards is time consuming
 Proper use of ATMs in a right way leads to good result
but improper uses like thefting and misuse of cards must be
stopped
 So use your transactions in a good way
THAT Ends OUR PRESENTATION
THANK YOU

11. ’S?
R Y
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