Jb Hi-Fi

Jb Hi-Fi
Innovative Sustainable Store Design Proposal 1. Introduction In today's dynamic and competitive world
many retailers have initiated to develop their stores as a brand, therefore creativity and sustainability can be
important organizational resource and a desirable approach to differentiate from other competitors. The
―store as brand‖ and retail branding is emerging as one of the most important strategic initiatives in the
modern retail industry specially in United States and Europe (Carpenter et al, 2005, pp.43–53). Better
customers experience has become center of attention for the retailers, which have made retailers to focus on
the store design and improving the retail environment. Consumers' perceptions of store image and shopping
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Retailers should spend a great deal of time and money on store environments to create images that offer them
a competitive advantage in a crowded marketplace (Joyce & Lambert, 1996 , pp.24–33). Thus, store needs to
improve in this area so that it can give better environment and experience to the customers in order to
differentiate from the competitors. As per Kerfoot et al (2003, pp.14352) as furniture being a part of visual
merchandising, an attractive furniture has positive affect on customer's psychology or behavior, which
ultimately leads to purchase. By evaluating the Retail Branding and Innovation Page 2 Innovative
Sustainable Store Design Proposal present situation and the possible sustainable options, an innovative store
design is developed by designing display shelves, fixtures and the store interior made up of stainless steel,
glass and using sustainably grown solid wood or plywood covered all surfaces and edges with laminates or
seal them with low emitting paint or varnish to reduce emissions of VOC, which are more attractive and
sustainable then present wooden furniture. To give an idea how store interior will look a picture is placed in
the appendix–A/VI (Pg.16). Sustainability features are given in appendix–A/II (Pg.12). 2.1.3 Experience
Zone The proposed store design plan includes ―experience zones,‖ which are models of rooms (family
room, home
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Effects Of Materialistic Values And Goals Essay
32 EFFECTS OF MATERIALISTIC VALUES AND GOALS Spending One?s Life Away: Effects of Having
Materialistic Values and Goals Ariel E. Epstein Quinnipiac University Table of Contents Chapter I:
Introduction.???????????????????????????.. 3 Chapter II: Personality Traits and
Materialism??????????????????...6 Chapter III: Materialism in Children and Adolescents????????????????11
Chapter IV: How Materialism Affects Adults.???????????????????19 Chapter V: Proposal for Future
Research.?????????????????????29
Introduction......................................................................................................................29
Method..............................................................................................................................30
Results...............................................................................................................................31
Discussion.........................................................................................................................31
Conclusion.....................................................................................................................................33 Annotated
Bibliography????????????????????????????.. Chapter I: Introduction Ever since the end of World War II, the
American people have had access to an increase in available goods and have been able to

Strategic Issues Paper
RUNNING HEADER: Strategic Issues Paper
University of Phoenix
MBA 580
Dr. Reid Conner
This paper will identify the strategies of three companies that have demonstrated strategic processes that are
similar to Wal–Mart. The topics address in this paper will consist of the issues of different strategies utilized
by those companies will be addressed, and the outcomes. Based on the various strategies the paper will
explain how Wal–Mart could implement them to address the issues identified.
General Electric–Supply Chain Management
General Electric (GE) is headquartered in Fairfield, Connecticut. The company is widely spread over 100
countries and has a workforce of more than 300,000 employees worldwide. GE has a diversified technology
It was this strategy of having the lowest prices in town that has set Wal–Mart apart from all competitors. The
company has stuck to the vision of Sam Walton by offering the lowest prices to the consumers in the retail
industry.
Best Buy–Joint Venture
Many businesses and organizations may decide to form a joint venture. A joint venture involves establishing
a third company (child), operated for the benefit of the co–owners (parents) (Pearce & Robinson, 2004).
There have been many successful joint ventures among many businesses. Best Buy announced that they
would be strategically forming a joint venture with Britain's cellphone retailer, Carphone warehouse. The
CEO of Best Buy stated that the joint venture between the two companies would be a financial gain for the
company in the European market. This merger between the two companies are said to be a major factor that
will differentiate the company from the competition (Washington Post, 2008).
Wal–Mart decided to form a joint venture with Bharti Enterprises, a joint venture for wholesale cash–and–
carry and back–end supply chain management operations in India, in line with Government of India
guidelines. This venture promises to bring great value to millions of farmers, artisans, small manufacturers
and retailers across India. We are pleased to be a partner in developing this sector which is set to become a
significant engine of India's

Frank Addante Case
1. Entrepreneurial Motivation Frank Addante got his motivation to work from financing his college life in the
first years. He worked on his own, sold and installed car alarms and automatic starters. From this time on he
continued to earn money through ad–hoc jobs to make his way through college, but he was always conscious
for good ideas, which he could transform into businesses. This chance was given when he installed some
high–speed communication lines for an office where two mar–keting companies had their headquarters.
When the owners of the two companies were argu–ing about any new ideas, they came up with a "search
engine" for the internet. Addante was listening to them and came up with his own interpretation of the
"search ... Show more content on Helpwriting.net ...
Another thing that could be seen as a motivation of founding the venture was Frank's idea of forming a
"Dream Team" for the marketing and technology sections. But Zondigo could not satisfy all of Addante's
motiva–tions of founding ventures because the fast growth of Zondigo was averted by missing outside
funding. This problem was caused by several changes in the business plan. Addante had to adjust his ideas
and adapt them to the investment community. After he finally received out–side funding he realized that there
was no market for his idea so he returned the funding to his investors. Frank Addante founded his fifth
venture together with Tim McQuillen. Again he had the mo–tivation of creating a business out of a new idea
but this time Addante made sure that there is a market for his products. With reference to Frank Addante's
motivation of holding equity it can be said that he decided to keep himself motivated with an adequate stake
of the venture's equity. Firstly, Addante did not want to run his "Strong Mail" venture as the CEO because he
wanted to concentrate on the holding company he had created before he founded "Strong Mail". But after
Frank detected a strong market for "Strong Mail's" products he felt that he needed to jump in and lead the
company. He also felt the motivation of working together with his friend and former employee Tim
McQuillen, with whom Addante had worked together well in his former ventures.

A Report on “a Study on Private Equity in India and...
A REPORT ON
"A STUDY ON PRIVATE EQUITY IN INDIAAND ANALYSIS ON PRIVATE EQUITY INVESTMENTS"
SUBMITTED BY
SUBHASH KONA ROLL NO: 10138 Date: 9th October 2010 A REPORT ON
"A STUDY ON PRIVATE EQUITY IN INDIAAND ANALYSIS ON PRIVATE EQUITY INVESTMENTS"
Hordes of private equity professionals, venture capitalists and investment bankers are making a beeline to
identify lucrative business opportunities in India. Some of the profitable exits announced on the global
private equity stage, the arrival of the Indian market as a hot destination with immense potential for private
equity funds, and its readiness to embrace the global private equity with open arms. Today, some of the
world's leading private equity firms like Blackstone Group, Carlyle Group and General Atlantic Partners, and
Actis Partners are firmly established in India. Some of the Indian firms like ICICI, IDFC and Kotak are also
increasing their investments. And many new foreign PE funds like Lightspeed Venture Partners, Providence
Equity Partners and Apex Venture Partners are planning to venture into India. Coming to the global picture
global trends show that the private equity (PE) industry was once dominated by North America but recent
years have seen global emergence of the industry. US still contributes a two–thirds of the total funds raised
globally and it does not seem to be changing in the near future. However, an interesting fact is that the
proportion of the investment going back to US is gradually decreasing every year. Till the last few years,
almost 60% funds were invested back in US with only 25% going to Europe and remaining landing in Asia
Pacific. But the

Working Report of Standard Charterd Bank Bd Ltd.
A WORKING REPORT ON STANDARD CHARTERED BANK
By
Nafis Ahmed ID: 0720129
An Internship Report Presented in Partial Fulfillment of the Requirements for the Degree Bachelor of
Business Administration (BBA)
INDEPENDENT UNIVERSITY, BANGLADESH December 5th 2010
A WORKING REPORT ON STANDARD CHARTERED BANK
By
Nafis Ahmed ID: 0720129
Has Been Approved November 2010
_____________________ Mr. Chowdhury Rajkin Mohsin Lecturer, Finance School of Business Independent
University, Bangladesh.
LETTER OF TRANSMITTAL
December 5, 2010
To Mr. Chowdhury Rajkin Mohsin Lecturer of Finance, Independent University, Bangladesh
Sub:
Submission of Internship Working Report.
Dear Sir, Here is my internship working report on ... Show more content on Helpwriting.net ...
The group focuses its activities in Asia, Africa and the Middle East and its operation is segmented under six
regions: LTK and Europe, Middle East and South Asia (MESA), South East Asia, and the Americas. The
Standard Chartered Group was formed in 1969 through a merger of two banks: The Standard Bank of British
South Africa founded in 1863, and the Chartered Bank of India, Australia and China, founded in 1853. Both
companies were keen to capitalize on the huge expansion of trade and to earn the handsome profits to be
made from financing the movement of goods from Europe to the East and to Africa.

The Chartered Bank
 
Funded by James Wilson following the grant of a Royal Charter by Queen Victoria in 1853. Chartered
opened its first branches in Mumbai (Bombay), Calcutta and Shanghai in 1858, followed by Hong Kong and
Singapore in 1859.

Traditional business was in cotton from Mumbai (Bombay), indigo and tea from Calcutta, rice in Burma,
sugar from Java, tobacco from Sumatra, hemp in Manila and silk from Yokohama

Played a major role in the development of trade with the East which followed the opening of the Suez Canal
in 1869, and the extension of the telegraph to China in 1871
The Standard Bank

Founded in the Cape Province of South Africa in 1862 by John Paterson. Commenced business in Port
Elizabeth, South Africa, in January 1863

Was prominent in financing the development of the diamond fields of Kimberley from 1867

Advantages And Disadvantages Of Joint Venture
0 Introduction
A joint venture (JV) means; "An enterprise, co–operation or partnership, formed by two or more companies,
individuals, or organizations, at least one of whom is an operating entity that wishes to broaden its activities
for the purpose of conducting a new, profit motivated business of permanent duration. Some researchers such
as Adnan and Morledge (2003) define joint ventures as the procedure used to respond to specific business
phenomena such as access to new markets, specific government policy, business capacity, technology
transfer or economies of scale. In general the ownership is shared by the participants with more or less equal
equity distribution and without absolute dominance by one party." This entity is subject to the joint control of
its parent firms, each of which is economically and legally independent of the other (Shenkar, Zeira, 1987).
An "operating joint venture" is a partnership through which two or more firms create a separate entity to
carry out a ... Show more content on Helpwriting.net ...
Each member is taken for specific scope of work and is responsible for the profit or losses associated with
that scope of work .Each member is solely responsible for the resources necessary to perform its specified
scope of work. The advantage of this type of joint venture is that for the contractor entering in to the joint
venture, each can complement the others skills. But the disadvantage is that some contractors have put more
efforts than others, thus leading to internal conflicts (kale et al. 2005). This type of joint venture is used in
projects where total work can be divided in to different sections. These sections can be subcontracted out to
separate partners, who are responsible for technical and administrative element of those sections. They
typically require limited relationship between parties and are used in linear projects with distinct work scope
(Klotz

Gordon Biersch Case Study Essay example
Gordon Biersch Case Questions: 1. Identify the key factors responsible for the success of Gordon Biersch to
date. What concerns, if any, do you have as the company looks ahead? 2. Evaluate Gordon Biersch's
organizational alternatives to realize its growth ambitions. Recommend a course to follow? 3. Evaluate
Gordon Biersch's efforts to raise outside capital. What would you have done differently? 4. Which offer, if
any, should Gordon Biersch accept? Why? How should they proceed? 5. Assume for discussion purposes that
Lorenzo Fertitta's proposal is the preferred option. What are the key issues for Gordon and Biersch to
negotiate? What positions should they take on each one? Table Of Content: Case Summary ... Show more
content on Helpwriting.net ...
The fourth site was Pasadena in 1993 which was more challenging due to its further location and was not an
immediate success. Gordon Biersch attributed the sluggish start of this site to the low visibility of the
location. However, this did not stop them from moving forward and in November 1994 Gordon Biersch
opened in Honolulu which quickly became the top–grossing restaurant in Hawaii. The next project was
bottling Gordon Biersch signature beer and retailing it. This had three biggest challenges: this project was
entirely Gordon's baby and demanded time and attention; secondly the freshness of the bottled beer versus
the freshly brewed was an issue for which they decided the beer would have a shelf life no longer than three
months. Thirdly and the most exciting challenge was the head–to–head competition with other
microbreweries and premium beers. Despite the tough competitive environment, Gordon Biersch aimed to
achieve 11% of the market in three years (by 1996). This retail venture required huge investment, thus they
decided to start small to prove to the investors that they could pull it off. Gordon Biersch had extensive
growth plans of opening over 100 restaurants across the nation with in 8 to 10 years. However, the growth
they envisioned demanded a lot of time, dedication and expertise. They debated upon three different
organizational approaches (1)

Case Study Of Privat Bank
Introduction Human resource management is the utilization of human resources to achieve organizational
objectives. Consequently, all managers at every level must concern themselves with human resource
management. Basically, managers get things done through the efforts of others; this requites effective human
resource management. Today's human resource problems and opportunities are enormous and appear to be
expanding. Individuals dealing with human resource matters face a multitude of challenges, ranging from a
constantly changing work force to the ever present scores of government regulations and a major
technological revolution. Furthermore, global competition has caused organizations both large and small to
be more conscious of cost and ... Show more content on Helpwriting.net ...
Human Resource Management Processes
2.2.1. Recruitment & Selection The rapidly developing and expanding bank, Privat Bank, aims to educate its
own future directors and to improve its employees' motivation, their skills, and their knowledge. For this aim,
the job and personality development of the person is provided by lecturers and their effectiveness is
measured with the system of performance evaluation, their success is prized and are given chances to go
towards carrier opportunities. The staff, who have developed human relations, high personality and job skills,
the banking ethics and fundamentals, and also are young, dynamic and competent, have 1400 members in
Ukraine and 400 members in general directorship. The candidates wanting to be a part of this staff can
participate in Privat Bank family after different evaluations according to their experience and positions. The
bank, which doesn't approve of working with different consultant firms as long as it doesn't need, accepts the
applications by means of own internet site. It doesn't use newspapers or other internet sites. While taking
employees as the expert assistance and the inspector assistance is realized with the exam once in a year, the
time for taking employee in other open positions is decided according to the necessities of the

Sr Project Busn 460 Cango Wk 6 Essay
CanGo week 6
I have observed that CanGo is in the mists of making decisions on how to grow the company. They have
found out that they cannot really fund all of the ideas they have for the growth. There was the suggestion to
move employees around, or an IPO put in place or the company will never grow into anything bigger than
what it is. They are focused on their competitions offerings and are worried they will be left behind if they
don't expand their offerings. Liz and Maria make a suggestion of moving employees down but are met with a
debate that if they move the employees around it may cause problems in the long run. In part 2 of the video
they decide to handle everything in–house, and begin talking of moving some of the warehouse to ... Show
more content on Helpwriting.net ...
Maria says enough said, but warren ask Whitney how are you doing, Whitney right away asks what's up?
Maria tells Whitney that her and warren are starting to develop a new online venture and that they want her
to cut back on her java programming for the online books and to work with Andrew and warren and some
others to develop prototypes for the online gaming venture. Whitney asks develop? Warren says from
scratch, Whitney asks if they are kidding, and then says she has some great ideas for it. Maria says good and
with all the shuffling it will help the company to grow. Whitney ask about the online book site, warren says
what about it, she tells him of the time spent on it and comments it is a lot better than it was months ago.
Warren and Maria agree, and say that all the work is appreciated and that with the new ventures it will bring
more money. Whitney says she thinks she can do both but also states that she has such little free time as it is.
Warren cut her off and tells her to think about it. Whitney thanks them and appreciated the offer, but now
wonders if she can do both.
1) Issue – The team wants to develop new ventures and wants to keep it in house. They realize that everyone
has things that they are working on. They start thinking of pulling warehouse staff to assist with order
fulfillment, but right away Maria says no that it is not cost efficient to outfit them with new hardware. The

Visual Merchandising in Line with Apparel, Book and Shoe...
Index Preface Acknowledgements Index Visual merchandising: Overview Indian Scenario Current
scenario/Components Lifestyle Store Crossword Store ShoeMart Store Visual Merchandising: Observation
Study Recommendation Visual Merchandising: Overview Visual Merchandising (VM) is the art of
presentation, which puts the merchandise in focus and in perspective too. It educates the customers, creates
desire and finally augments the selling process. This is a nascent stage for the Indian retail industry; therefore
a professional program on Visual Merchandising will go a long way in ... Show more content on
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In a world where we can find identical merchandise in more than one store, layout and presentation become
key differentiating factors. Create Your Store for Your Target Customer You can have the most unique,
creative and different store on the planet, but if doesn 't conform to what your customers want and expect,
then it is of no value. Retail has always been, and will always be, about the consumer. Your entire store
concept must be built around your target customer. Succeed at satisfying this shopper and you win the game.
Build and design a store that looks beautiful but doesn 't fit the marketplace and the only people who will be
happy are the architect and contractors. Take a Strategic Approach Unfortunately, the days of running a
traditional "Ma and Pa" operation, lacking any real business sophistication, are long gone. A haphazard
approach to store layout generates less than desired results. You must squeeze every ounce of potential out of
your store to make it a winner. How you present your store is a very strategic part of your business. In order
to position every item in its proper location, you must have a far more detailed plan than the usual "It was the
only place left available, so that 's where it ended up!" Give your best–selling merchandise the most
favourable display areas in your store. There 's no point in making the job of selling products any more

Zara Is A Non Domestic Retailer Company Essay
Analysis of Zara
Name:
Course:
Institution:
Abstract
Zara is a non–domestic retailer company that offers a wide array of clothing for young adults, children men,
and women. The first company store was opened in 1975 in the nation of Spain. However, it has been able to
expand its operation in other countries such as United Kingdom, India, Japan, Mexico, and Canada. Zara has
been able to maintain its position in the fashion market which is highly competitive as a result of its constant
and latest change in trend. The apparel market is usually driven by the consumer (Zara Website). Based on
the fact that new technologies and globalization have availed to the customer enhanced and improved access
to fashion, the core objective of any organization that is competing in the industries depends on the meeting
the needs of the consumers. As such, Zara has focused its attempts on the evolving and developing
consumer–oriented product lines as it strives in meeting the needs of customers of different income and age.
The middle–aged parents purchase clothes at the retail stores because they are cheap while the children
purchase merchandise from the stores for it is trendy and fashionable. The company has a wide array of
clothing and product lines as per the market needs. The company has a distinct fashion approach and constant
response to the ever–evolving trends. The objective of Zara is relation to combining low prices and fashion,
adapting and interpreting the

Visual Merchandising in Retail
Visual Merchandising in Retail For this assignment I have been asked to describe how visual merchandising
is applied to the three selected retail outlets to an identified range of goods. Store one–Tesco Merchandising
techniques In Tesco the merchandising techniques they use are: –Senses. A supermarket like Tesco would use
this technique to try and bring more customers into the store by using smell, sight, sound and taste. They
would play music to try and attract people into the store, and they would also have staff at the front of the
store offering free samples to customers to try to try and persuade them to buy the product. They would use
lighting for an example for sight as it would draw customers to come into the store to ... Show more content
on Helpwriting.net ...
This technique influences customers to buy the products as they are usually by the tills and are sometimes on
special offer. Sales and discounts: – Tesco uses this technique because it will influence more people buy the
product as it is cheaper. This is very appealing for the customer as it provides a quick route for those who are
shopping for bargains. This also keeps the customers looking at different parts of the store as this link leads
to the display of many of their products. Sales and discounts can encourage so–called "trial and repeat"
purchases. Retailers can use special offers such as buy–one–get–one offers. Coupons are another way to
encourage purchases by offering discounts on products. Free gifts with purchase also encourage customers to
purchase products and increase sales. Sales whether advertised in the store, online, in newspapers or via
some other medium will help get customers into the store. Retailers can place sales signs in window displays
as an incentive for customers to shop. Store two–Volkswagen car dealer One of the merchandising techniques
Volkswagen use is lighting, they use this as one of their techniques to make certain cars look more appealing
to the customers, and to also make the car look of a higher quality. Another reason they use lighting in the
showroom is to make the car stand out more, and make the customers

Sample Resume : Hdfc Bank Essay
PROJECT ON HDFC
PRODUCTS AND SERVICES
Submitted In partial fulfilment of the
Requirement for Bcom(hons) Degree Programme
SUBMITTED TO SUBMITTED BY
COL.K.S.MOHAN CHANDEEP SINGH
Faculty guide Bcom(hons) (V sem) ACCF Enrolment no A3104613020
Table of Contents
S. No. Description Page No.
1 Executive Summary
2 Profile of organisation
3 Businesses
4 Product and services
5 Objective of internship
6 Mutual Funds
7 Systematic investment plan
8 Organisational structure
9 Functional departments
10 SWOT analysis
11 Outcomes and recommendations
13 Conclusion
14 Appendix(Questionnaire)
Acknowledgment
My summer project with HDFC BANK proved to be highly valuable and informative sojourn. I got some
valuable insights from this exercise, which has definitely enabled me to hone my skills and widen my
perspective towards banking in its modern prospect.
Firstly, I would like to seek an opportunity you express my sincere and profound gratitude to Mr. Sanjay
Satpal Sharma for giving me this opportunity to do this project. He had been a continuous source of
inspiration. I would like to extend my cordial thanks to my guide and project leader Mrs. Tejinder Kaur for
his invaluable help, continuous encouragement and guidance without which report would not have been
completed.
"Gratitude is short lived but when put

Creating A Powerful Store Image
Contents 1. Introduction 2. Importance of Study 3. Review of Literature 4. Objectives of Study 5. Research
Methodology 6. Hypothesis 7. Chapter Scheme 8. References Retail Store Design: Creating a Powerful Store
Image 1. Introduction We 've heard it again and again – "You never get a second chance to make a first
impression". Even though there are many influences at work in the shopping experience, the look of a store
holds the most sway in enticing us through the doors. We even tend to sum up that initial in–store encounter
in visual terms: a store is exciting, clean or well–organized or, at the other end of the scale, boring, messy, or
overwhelming. It is not enough anymore for a store to just look good from a ... Show more content on
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A store in a Victorian brownstone building, for example, will exude images associated with the building ' s
architectural era, such as cozy, tastefully cluttered and comfortable. If your exterior architecture is not
projecting the right image, consider painting or re–facing the storefront, adding or removing some
architectural elements in keeping with your image, or consulting a designer to totally re–engineer the
storefront. The Store Sign The store sign is a vital element of the storefront, identifying your store and
beckoning the customer to take notice and stop. In realizing the value of a strong storefront sign, many
retailers are employing new design techniques which include projecting or cantilevering the store sign
beyond the lease line, adding motion, or using three–dimensional lettering and unique lighting applications to
add depth to the sign. If your storefront sign is losing the battle for visual dominance among neighbouring
stores, consider re–painting it or adding more colour, making it bigger and bolder, incorporating your
trademark, using new, more contemporary materials to create your sign, and/or adding motion or lighting.
Store Windows A store 's exterior windows or glass storefront provide an additional opportunity to reach out
and grab the passing customer. Windows are integral in creating a positive impression since they offer an
opportunity to begin telling your store 's unique merchandise story immediately. Many

IKEA: Market Entry Modes
Market entry modes
Market entry mode is to create the possibility by arranging company's products, technology, human skills,
management or other resources to enter into a foreign country. The problem faced by the company is what
kind of strategy should be used for the entry mode selection.
According to the Root (1994) there are three different rules,
Naive Rule Company uses the same entry mode for all foreign markets
Pragmatic Rule Company uses a workable entry mode for each market. These kinds of companies usually
start with low risk entry modes
Strategy rules Alternative entry modes are compared and evaluated before a decision is made.
Basically, there are different ways to enter into the foreign market such as exporting (Firms products ... Show
The problem was the company's not paying attention to local needs and preferences. US market, IKEA's
management realized that a standardized product strategy should be flexible to respond to demands, and has
adopted a more balanced strategic focus by giving priority to global and domestic concerns.The current
approach emphasizes on global market coordination to reduce standardization of activities and acquire both
economies of scale and scope. While overall its subsidiaries follow instructions from the corporate head
office in Sweden, subsidiaries in the US are given more autonomy, to respond effectively to the local
business

Project Call Center And Project Ordering Upgrade
Project Selection
The aggregate spending plan required for the venture determination is $24 million and the activities chose are
Project Europa, Project call center and Project ordering Upgrade.
Project Budget(million $)
Project Europa 11.8
Project call center 8.5
Project Ordering Upgrade 2.5
Total 22.8
The Project call center is valuable for the organization as the organization has no call focus, and it is useful in
expanding consumer loyalty. The Project call focus will convey computerization to the dissension recording
process, it will diminish the turnaround time by 75% and will spare the time, and the present handling time is
four to eight hours. As for the costs, the venture requires $ 8.5 million to be spent in the two quarters in the
following year; the reality about this venture is that the vast majority of the work will be outsourced. The
organization has the systems significant to these ventures, and the primary objective, which is the
development of organization by 10 % can be accomplished as the organization can concentrate on its
principle business and the workers time connected with the dissension preparing will be diminished. The
organization has an objective to build consumer loyalty by 15 % and the venture call focus will fulfill these
clients as the expert outsourcing will expand the effectiveness and it will acquire skill the quality office
capacities.
Extend requesting overhaul process will cost $ 2.5 million dollars and this requires the one time use

The Privatization Of HBL
This symbol of HBL contains Bismillahat top,
Swordunder Bismillah
And then lion under sword
.This symbol depicts:
Bismillah ........ Islamic values and culture Sword......power Lion........ Strength HBL ........brand name
THE POWER TO LEAD .......logo
Privatization of HBL
On December 29, 2003 Pakistan's Privatization Commission announced that the Government of Pakistan had
formally granted the Aga Khan Fund for Economic Development (AKFED) rights to 51% of shareholding in
HBL, against an investment of PKR 22.409 billion (USD 389 million). On February 26, 2004, management
control was handed over to AKFED. The Board of Directors was reconstituted to have four AKFED
nominees, including the Chairman and President/CEO and three Government of Pakistan nominees. ... Show
Excellence
This is at the core of everything we do. The markets in which we operate are becoming increasingly
competitive, giving our customers an abundance of choice. Only through being the very best, in terms of
service we offer, our products and premises, can we hope to be successful and grow.
Integrity
We are the leading bank in Pakistan and our success depends upon trust. Our customers – and society in
general – expect us to possess and steadfastly adhere to high moral principles and professional standards.
Customer Focus
We understand fully the needs of our customers and adapt our products and services to meet these. We
always strive to put the satisfaction of our customers first.
Meritocracy We believe in giving opportunities and advantages to our employees on the basis of their ability.
We believe in rewarding achievement and in providing first–class career opportunities for all
Progressiveness We believe in the advancement of society through the adoption of enlightened working
practices, innovative new products and processes, and a spirit of

The Goals And Philosophy Of Art
Goals and Philosophy:
Visual Merchandisers have many employment options available in many different sectors. I believe that
displays are all encompassing. It is the little details that culminate a theme or feel that makes customers want
to shop at a particular store and have a certain type of experience depending on who they are. It is all about
making an environment whether a store, a party, a home, etc. as inviting and welcoming as possible. I
strongly believe that there is so much inspiration out there that can be used to create compelling store
displays that provoke consumers to shop and help maximize a store's profits. This is an interesting field
where not only are artistic skills necessary, but also the ability to merchandise the sales floor and make every
visual aspect of a store experience enjoyable.
My art is inspired by popular culture, the work of other artists in similar fields, and the work of surrealist
artists. The prospect of being able to have a job that comprises of creativity and a unique perspective
motivates me to pursue a career in art and design. I want to be able to have a job that I feel is rewarding and
where each day is somewhat different from the next which is possible with visual merchandising because
retail is always changing visually to keep up with trends and seasons.
In the short term I hope to get a visual merchandising internship or job where I can get more experience and
use my skills that I have learned, in the retail environment. In

Research Paper On Shopaholic
Shopaholic
Amanda Issa
Notre Dame University of Louaize
This paper was prepared for COA 350, taught by Maria Bou Zeid
Abstract
Compulsive shopping or Oniomania is considered as impulsive control disorder, or an obsessive compulsive
disorder (also referred as overspending, shopping addiction, shopaholic or compulsive buying) (Walker and
Company, 2008). Compulsive shoppers experience a raise and a boost when making purchases. Frequently,
they need to feel better when working against any feeling of depression, low self–esteem, and loneliness they
encounter. The purchase brings a momentary joy and excitement much like the gambler feels when putting
his bet. Purchases can be seen like a symbol for the person's ideal self. According ... Show more content on
Helpwriting.net ...
According to a survey reported (14 June 2006), the biggest numbers of shopaholics are found in Asia.
Producers are excited to come up with new designs such as futuristic clothes and multipurpose hand phones,
whereas marketers want to make sure that those products can be sold with gaining higher returns. They use
many possible strategies and tactics in order to attract and attain customers. Sales promotion is one of these
famous tactics. Posters and banners are everywhere during sales, and advertising launched in the radio and
televisions to attract local and foreign customers. In addition, for those who cannot afford to shop, financial
institutions are taking advantages also by offering various type of credit card and charge high interest for it.
These tactics can be the reason for costumers to shop more and it will induce them to buy unnecessary items.
For example, in Malaysia, 40% of fresh graduate students run into financial difficulties due to credit card
debt don't affect shopping habits (The Star 22 October 2007). The products on sale are not necessarily

Business School At Washington University Essay
Describe your interest in entrepreneurship. Please include any past experiences in innovation and
entrepreneurship:
Ever since I was a young child I always wanted to create the next newest and biggest invention. For example,
when I found out the creator of Jibits for crocs (those small plastic accessories that go into the holes of crocs
sold her company to crocs for millions of dollars. It was such a simple idea, but also so creative and
innovative. I was hooked on the idea of creating a product and starting my own company from that point
forward.
While I have not had any success yet in creating my own company, I hope to in the future. This past summer
I studied abroad in Israel through Olin Business School at Washington University in St. Louis program. This
program, Israel Summer Business Academy was a six–week program focused entrepreneurship and
innovation. While in Israel, we took classes from both American and Israeli professors. Within groups during
the second half of the program, we created a product to pitch to the rest of the class. This pitch had to include
a minimum viable product, budget decisions and adverting decisions among a multitude of things. While we
were creating our own products, we visited various Israeli startup companies like wix.com or ReWalk. We
also visited incubators and venture capital firms that fund various startups in Israel. Being that Israel is
known as the start up capital of the world, it allowed me throughout the summer to fully

Swot Analysis Of BT
BT is the leading telecommunication company in Europe. As the information and telecommunication
requirements of people increases, British Telecommunication (BT) has a leading corresponding growth in the
size and number of information processed. Therefore, the genuine analyses on BT are required for such an
important and strategic company.
BT has expanded into about five different businesses BT Retail, BT Wholesale, BT Global, BT Openworld,
BT Exact, and the Group has re–focused its core activities on voice and data customers. The mission
statement of customer focus and excellent service promise, key business processes as to how BT operates
was looked at.
Thereafter, a SWOT analysis was conducted to show the state of BT in business as a brand ... Show more
content on Helpwriting.net ...
A virtuous circle. And BT will also use it to pay dividends to its shareholders and reward other stakeholders
[BT Report. 2017].
BT strategy is founded on broadening and deepening its customer relationships.
To deliver sustainable profitable revenue growth, BT needs stronger relationships with its customers. That
means making sure the company stay relevant to them as markets, lifestyles and technologies change.
The three pillars of BT's strategy help the company to do that: delivering superior customer service;
transforming our costs; and investing for growth. The better our customer service, the more the company
sells and the less time and money is spend in putting things right. And the better the company manages its
costs, the better value for money BT can offer to its customers and the more it invest in giving customers
what they need – today and tomorrow. These are the principles that drive BT business model [BT Report.
2017].
For 2017/18 BT's strategy is evolving. The three pillars remain broadly the same but with a wider focus on
the overall customer experience rather than just on customer service. And with the acquisition of EE limited,
the company's investment areas are evolving to focus on having the best integrated network in the UK and
being a fully converged service

The Private Market And Venture Capitalist
Mr. Whitney presented enlightening information regarding entrepreneurship, why it is important and how the
private market or venture capitalist are so important in investing in entrepreneurs. Venture capital is changing
the global economy as banks are not investing in businesses anymore other than lending funds. Wealth
creation has changed due to the internet and today wealth creation is out pacing the wealth created by
inheritance (M. Whitney, personal communication, May 21, 2016). An axiom from Mr. Whitney's company
is networks create and disrupt net worth. As explained, networks bind things together, but they take away
somewhere else. This can be illustrated in the railroad industry. The railroad created a network, which tied
the east and west coast together, facilitating travel and movement of goods from coast to coast. However, the
railroad industry disrupted net worth of the horse and buggy industry, as this mode of transportation was
replaced. It is typical for organizations to follow a common business model within an industry but, if you
assume that there is only one business model, then your organization gets disrupted and you are blindsided.
Another idea presented was retail is a good indicator of market shifts, with three big trends portrayed in retail
that is extended to every industry as a predictive indicator. One of these trends is consolidation, which we see
companies buying up companies, therefore the customer base is getting smaller. This

Analysis and Comparison of Hsbc and Barclays Bank
Analysis And Comparison Of Hsbc And Barclays Bank Finance Essay
This report compares financial performance of two major banks of UK i.e. HSBC Bank Plc and Barclays
Bank Plc on the basis of their Balance sheets and profit and loss accounts for the year 2009. This report also
provides SWOT analysis of both banks i.e. HSBC and Barclays Bank Plc and provides an insight into their
Banking Strategies.
The key financial indicators for evaluating financial performance of any bank are Profit Before Tax, Capital
Ratio, Adjusted Gross Leverage, Loan Funding Ratio, Net income, Assets and Liabilities, Equity and Share
Holders return.
Barclays reported net profit of £ 10,289 milllion in 2009, an increase of 96% as compared to 2008.Although
Barclays Bank ... Show more content on Helpwriting.net ...
Although the parent company HSBC holdings was established in 1990,when "The HongKong and Shanghai
Banking Corporation" Purchased Midland Bank of UK, and its headquarter moved to London from
HongKong as a condition in the takeover deal in 1993.
HSBCs stock is traded on London, NewYork, HongKong, Paris and Bermuda stock exchange.
HSBC is one of the Largest Banking and Financial Services organisations in the world, shares in HSBC
holdings plc are held by over 220,000 share holders in 121 countries. HSBC provides a comprehensive range
of financial services to more than 100 million customers through four customers an global businesses:
Personal Financial Services; Commercial banking: Global banking and Markets: private banking.
HSBC UK retail banking comprises two customer groups , personal Financial services ('PFS') and
commercial banking('CMB'). UK personal Financial Services provides current account, savings , personal
loans , mortgages , cards, financial planning, as well as life and general insurance to UK personal customers
through a variety of distribution channels under various HSBC brands, including First direct, Marks and
Spencer money and partnership card.
As at 31 December 2009 , the bank had 1,369 branches in the United Kingdom.
Financial Performance and Interpretative Analysis
Barclays Bank PLC
Barclays delivered net profit for the year of £10,289m in 2009, an increase of

The Black Market
Derrek Hillier
Ms.Brosdahl
World Literature
Oct, 19, 2015
Research Paper
Even though the black market seems like a good place to get the things you need for a cheap price, there is a
bad side to anything you may find on the black market. The black market is a bad place and is full of illegal
drugs, human trafficking, and ancient artifacts.
Through the 1950s most black market sales took place at outdoor markets or bazaars. Having emerged during
World War 1 in response to the regulation of prices and supplies, the black market burgeoned after the
Bolshevik seizure of power.
Some pros of the whole market is it helps make people money, helps people get the things they need at a
cheaper price. Some people depend on the black market to live. ... Show more content on Helpwriting.net ...
Due to the difficulty of sizing up explicit drug sales, there's not even a cheap picture of just how large
colorado 's marijuana black market was before legalization, making it all the harder to evaluate how legal
sales have affected it.
In the case of Richard Sacra, U.S. based physician Kent Brantly donated his personal blood to help fight off
the virus(Ebola). These developments highlight a larger market of pharmaceuticals, treatments, and
biological material. Administered early and with a high level of medical intervention, serums such as
ZMAPP may help lower the mortality rate for Ebola. However data is insufficient at this stage. Those with
desire and resources are buying blood in hopes of curing current infections or stockpiling for future
infections. Recent report illuminate a growing black market trade in blood from Ebola survivors.
The massive trove of credentials includes user names, which are typically email addresses, and passwords
that in most cases are in unencrypted text. The Adobe breach, which uncovered in Oct. 2013, yielded tons of
millions of records that had encrypted passwords. Globally, illegally traded and counterfeit pharmaceuticals
generate more than $75 billion USD annually. In addition to the internet–driven parallel trade in
pharmaceuticals and fluids, one often finds in other parts of the world other forms of parallel markets. A
cyber security firm said that it uncovered stolen

Capital Budgeting Definition : Capital Management
Capital Budgeting Definition Most little to medium measured organizations have no clue how to approach
capital ventures. They regard it as though it were a working spending plan choice instead of a long haul, vital
choice that will affect their income, productivity of their day by day operations, pay explanation, and
assessable pay for a considerable length of time to come. They require your help understanding the
significance of and after that settling on the right capital planning choices. Capital planning choices identify
with choices on regardless of whether a customer ought to put resources into a long haul venture, capital
offices and/or capital hardware/apparatus. Capital spending plan choices majorly affect a company 's
operations for quite a long time to come, and the littler a firm is, the more noteworthy the potential effect,
subsequent to the venture being made could speak to a significant percent of the company 's advantages.
Capital Project Examples Capital undertakings are typically recognized by practical needs or opportunities,
albeit numerous are likewise distinguished as a consequence of danger assessment or vital arranging. Some
regular long haul choices incorporate regardless of whether to: Buy new office hardware, autos or trucks;
Add to or revamp existing offices, including the buy of new capital gear/hardware; Expand plant or process
operations; Invest in offices for another product offering or to extend administrations;

American Eagles Swot Analysis
American Eagle Outfitters
Company Overview According to the MarketLine analysis (2016), American Eagle Outfitters, Inc. (AEO)
was founded in 1977 by a company called Retail Ventures originally named Silvermans Menswear, Inc.
When AEO was launched in 1977, it was part of the Silvermans Menswear, Inc. The two brothers that were
part of the founding of American Eagle, Jerry and Mark Silverman, decided that they needed to continue
growing their company by opening more than one store. They opened the first American Eagle store in 1977
and sold brand–name apparel, shoes, and accessories for men and women (American Eagle Outfitters). A few
years later in 1980, due to some financial troubles, Retail Ventures sold 50% of the company to the
Schottenstein family who would then have full ownership of the company by 1991 (2016). After the purchase
of the company in full by the Schottensteins, Retail Ventures launched three more chains of stores similar to
the model of ... Show more content on Helpwriting.net ...
Some of these strengths include great core values, their human and social capital, they carry a wide variety of
products that have a strong brand name, and their expansion through global expansion and investment. AEO
has created a unique global company culture based on their core values. These core values are: People,
Integrity, Passion, Innovation, and Teamwork. With these values for the company, it has helped shape their
brands identity. With a driven team of employees that are part of the same demographic as their customers, it
really helps make the AEO stores very welcoming and inviting to customers (Job Opportunities). Unlike
competitors such as Hollister or Abercrombie & Fitch that have dark lighting and smaller stores, American
Eagle has a bright fun vibe when you walk in. This draws in more customers because it helps them feel less
intimidated by the store or even the

American Eagle Outfitters Analysis Essay
American Eagle Outfitters SWOT Analysis
The Silverman family first founded American Eagle Outfitters in 1977. They operated specialty clothing
stores under the name Retail Ventures. In 1980 the Silverman's encountered financial troubles when the
Schottenstein family bought out 50% of the Retail Ventures. In 1991 the Schottenstein family bought the rest
of Retail Ventures and opened 153 American Eagle Outfitters. By late 2000 the company had introduced 46
new stores in Canada. American Eagle had approximately $2 million in annual sales in 2003 and now
operates over 800 stores in the United States and Canada (http://www.hoovers.com/american–eagle–
outfitters/––ID__17231––/free–co–factsheet.xhtml).
Strengths:
American Eagle ... Show more content on Helpwriting.net ...
They need to work on earning the trust of their customers with their affordable prices and good quality of the
garments sold. In addition to customer loyalty, not enough time is spent on advertising of the company.
Because of the lack of advertising AE has experienced a loss of fashion sales in the recent years. The store
needs to reach out to its target market by providing more commercial or doing more promotional work.
American Eagle is challenged with determining what trends are appropriate for its customers and how to
interpret thee trends. Over the past two years, competitors such as Abercrombie and Fitch have lowered their
prices, which have created additional promotional pressure for American Eagle. Some investors believe
Aeropostale has the value niche and Abercrombie has the high end positioning, so American Eagle is
sometimes perceived as being stuck in the middle, without a true niche
(http://www.tcnj.edu/~keyser2/Strategic%20Management/American%20Eagle/Datamonitor%20Overview.txt).
. Opportunities:
American Eagle still has a lot of room to expand throughout the united States, Canada, as well as the entire
world. The Northeast is the most penetrated area with American Eagle Stores. Most states in the West and
Midwest have less than 15 American Eagle stores. There is an opportunity to move into the

Study on Customer Service Quality and Customer...
43, Mohakhali C/A, Dhaka 1212
Date: 18 December 2008
To Whom It May Concern
This is to certify that Shahriar Hossain is a BBA student of East West University. In the Fall– 2008 semester,
he has taken the course Bus. 499, which requires a formal report on a specific topic or on a specific
organization after completing a three months of work experience. For this purpose, he requires to gather
relevant information about the chosen organization.
It is worth mentioning that the gathered information will only be used for pure academic purposes and will be
kept classified. It will be highly appreciated if you help him to get relevant information about your esteemed
organization.
Thank you for your kind cooperation. ... Show more content on Helpwriting.net ...
The broad objective of the study is to draw an overall view of the satisfaction level of the credit card user of
the Prime Bank Ltd. and then identify how to improve the level. The specific focuses of the study are
analysis of the satisfaction level of the card users of The Prime Bank Ltd., comparing their product and
service offerings with other issuers, judging cardholders' level of satisfaction, and exploring the opportunities
and competitive advantages that can be exploited by PBL. Both primary and secondary sources of data have
been used to gather the necessary information for the analyses of the study. Primary data sources are the
cardholders (convenient sample size of 77), merchants (sample size of 20) and 4 issuers namely Standard
Chartered Bank (SCB), Prime Bank Limited (PBL), National Bank Limited (NBL) and Dhaka Bank Limited
(DBL). All the primary data sources are reached through questionnaire survey. In the market share analysis,
at present, SCB has the highest market share of 69% with around 200,000 cardholders (as on 15th April, 05).
Amongst the service offerings of different issuers, the average time for processing the card and delivery is
only 2 days of NBL, 3 days in PBL and 10 days of SCB. The same for others is 7 days.. The lowest
subscription fee for principal card local silver is Tk. 1000 (offered by PBL) and local gold is Tk 2000 (PBL
&

Advantages Of Teamwork In A Retail Store
16. You work as a Trainee Associate at a retail store. You need to prepare the products for sale. Identify the
actions that you will perform to accomplish the desired task. a) Remove additional accessories from the
products so that they can be sold separately. b) Check the products for their functioning. c) Read all the
instructions provided by the manufacturer on how to handle the products. d) Do not label or tag the products
till the time a customer picks them for purchasing. 17. You work as a Trainee Associate at a retail store. Fresh
stock of apparel has arrived in the store and you have been asked to display men's formal wear in the
respective section. Which of the following apparels you will ... Show more content on Helpwriting.net ...
Opportunity to learn from each other's experience. 4. Save time during peak hours Which of the preceding
statements state the advantages of teamwork in a retail store? a) 1, 2, 3 and 4 b) 2, 3 and 4 c) 1, 3 and 4 d) 1,
2 and 3 26. Which colours should men avoid while working as a sales staff? a) Dark colours b) Bright,
shining colours c) White and brown d) Dark blue and grey 27. If you want to build goodwill in the market,
which of the following options will help you in accomplishing the desired task? a) Store atmosphere b)
Customer relationship c) Promotional activities d) Merchandise display 28. Which of the following tasks as a
retail trainee associate will you perform to promote the customer loyalty scheme? a) Redirect the customer to
your manager so that he can describe the benefits and special offers under the loyalty scheme to the
customers. b) Provide limited information to the customers about the scheme. c) Clarify any question or
objection that the customer raises on the loyalty scheme to outline the benefits. d) Force the customers to opt
for the loyalty schemes. Section C (3 Mark each) 29. Identify the proportion principle guidelines. a)
Merchandise showing desirable relationships should be placed away from each

Crm Assignment
Introduction
Student banking is an important aspect of banks and students because it provides a suite of financial,
educational and social engagement services that collectively help students to better understand banking and
how to smartly interact with finances. In this regard, FNB should attract, acquire, satisfy and retain students
because they represent future profitability if successful relationships are created. However for this to be done,
the bank needs to successfully market itself to this target segment by giving them reasons to bank with FNB,
offer incentives to students and offering value added benefits that best satisfies the students' needs. It is
imperative that FNB create a sense of trust and commitment by tailoring ... Show more content on
Helpwriting.net ...
This will get FNB great coverage and interaction with this market. But these trends require accurate targeting
and engaging content. In their dialogues and promotional communications materials FNB should focus on
how they can best motivate their individual customer and call for their action. They should live up to their
'How can we help you' slogan, and really get down to helping when customers require the assistance. In
today's relationship marketing it is no more enough to track the experiences of your customers and learn
about them. It is about enriching every interaction you have with your customers by welcome calls, helpdesk,
customer service setup support, complete customer care, complaint handling, win–back programs.
FNB should also try to engage their student market with educational yet fun and interactive games and
problem–solving through social media sites and mobile applications. The student market is generally prone to
participate in fun and rewarding competitions. FNB could attract the student market by teaming up with
'party' events and night clubs that will allow students discounts on entrance fee as well as drinks. This would
be an effective way to communicate with this market and really grab their attention.
The 6 core value chain aspects will now be discussed:
Acquisition
In terms of acquisition, CRM strategies should assist a bank to target

Strategic Alliance : Strategic Alliances
Strategic alliance is an agreement between two or more organizations to cooperate in a detailed business
activity, so that each get benefited from the strengths of one an other, and gains competitive advantage. The
formation of strategic alliances has been seen as a comeback to globalization and increasing doubt and
difficulty in the business environment. Strategic alliances occupy the sharing of knowledge and expertise
between partners as well as the reduction of risk and costs in areas such as relationships with suppliers and
the development of new products and technologies. strategic alliance is sometimes equated with a joint
venture, but an alliance may involve competitors, and generally has a shorter life span. Strategic partnership
is a closely related concept. This article analyzes definition of strategic alliance, its benefits, types, process of
formation, and provides a few cases studies of strategic alliances. This paper tries to synthesize the scope and
role of marketing functions in the determination of effectiveness of strategic alliances. Several propositions
from a marketing perspective about the analysis of alliance process are formulated. On the basis of the
propositions, a framework is developed for future research
There are four potential benefits that international business may realize from strategic alliances simplicity of
market entry: Advances in telecommunications, computer technology and transportation have made entry
into foreign markets by

Case Study: Snapdeal: Will The E-Commerce Be Profitable
Snapdeal: Will the E–commerce be Profitable Management Accounting Assignment Faculty of Management
Studies Delhi Presented By: Aamir Abdulaha Akhon– F 201 Kunal Chand– F 228 Tarun Kumar– F 256
Subject Area Kunal Bahl, Chief Executive of Snapdeal.com is very much confident that Snapdeal will be the
first e–commerce in India to turn Profitable. He along with his friend cum business partner Rohit Bansal has
taken conscious decision to stay away from developing into inventory based models like its peers. Snapdeal
is a marketplace model which acts as a platform where buyers meet sellers and purchases are done. Snapdeal
earn its revenues from listing fees obtained from registered vendors and commissions from every transaction
done ... Show more content on Helpwriting.net ...
Reverse logistics: Most of the e–commerce users are first time buyers and most of them fall prey to hard sell
in the form of heavy discounts. But by the time product is actually delivered, they reveal remorse and return
the product. Returns are expensive for ecommerce business due to logistics involved to complete the
transactions. 2. Cash on Delivery: Low credit card excess and low trust in online transaction has led to a
model of cash on delivery system which locks the valuable working capital of ecommerce companies.
Manual cash handling is very risky and expensive. 3. Develop a mobile platform as in India 7 out of 8 user
access internet from mobile phone. 4. Government regulations such as restrictions on online multi brand
retail, unclear regulations on collection of VAT from sellers which led to closure of warehouse of Amazon
India in Karnataka and restriction on FDI in multi brand retail. 5. Upgrading and strengthening its supply
chain so as to stop selling of counterfeit products from its vendors and suppliers. Social Implications: Annual
growth rate of Ecommerce globally is 28% and in India it is expected to grow at a rate of 51 percent. Huge
growth also brings huge opportunities for Indian firms to develope and grow their businesses. Rise of
Snapdeal will cause following social implications in Indian

A Comprehensive Research On Anz Banking Group Ltd.
The purpose of this report is to perform a comprehensive research on ANZ Banking Group Ltd.'s
International business strategy, utilizing the concepts of Global Project Management. The information is used
to understand the current capability of the organization, and propose an ICT solution that would support the
organization's business strategy while meeting its business requirements (Tang, 2010), helping the
organization realize overall maturity. 1.2 Scope The investigation done was based on the business structure of
ANZ with the focus on value chain analysis as well as internet banking programs located globally. The
projects taken up by ANZ Banking Group Ltd that are not directly associated with the business requirements
were not taken ... Show more content on Helpwriting.net ...
1.6 Literature Review The proposal has been drawn on concepts such as value chain analysis and approaches
to achieve competitive advantages in an organization. It has been stated in researches that the competitive
advantages of an organization are specific to a country and "the value chain are a reflection of its history, its
strategy, its approach to implementing its strategy and the underlying economics of the activities themselves"
(Porter, 1986, 1985). Since ANZ has its business located in several countries, value configuration will be a
crucial step in analysing the geographical dispersion of activities (Schmid and Groshe, 2008) . The research
on how business reengineering is beneficial while implementing an ICT solution will help in drawing an
outline of how it will proceed (Huo et al, 2010). 2. ANZ's International Business Strategy 2.1 Introduction
International Business Strategy can be referred to as a plan of action where the 'internationally scattered
subsidiaries of an organization act independently, with minimum coordination with the parent company'
(Twarowska, 2013). Few of the incentives (UT Arlington) that an organization achieves by expanding
international business strategy are listed below: Increased market size: The customer base for the
organization increases drastically, facilitating mergers and joint ventures with country–specific businesses.
Greater returns on investments: Discovering Low–cost countries to acquire services and

The Communication of Window Displays
The Communication of Window Display Armani Exchange
Word count: 1240
'Windows reveal the soul of the store' (Portas, 1999: 41). Every store has its own concept that characterizes
each display, varying from theatre, drama or in the case of Armani Exchange minimalism. Well–dressed
windows are undoubtedly, a dynamic form of advertising for products reflecting the stores' brand image. This
essay seeks to evaluate how A|X Armani Exchange's window displays communicate to spectators with the
use of various resources. Armani Exchange is one of the sub–brands under the parental brand of Giorgio
Armani. The use of colour, lighting, props and graphics can capture interest, indicating the foundation of any
decent display whose aim is ... Show more content on Helpwriting.net ...
However silver and gold details on the garments complement the black shades, making the pieces more
youthful. A downside of open windows is that high–priced items showcased can be tampered if somebody
wishes to feel the fabric, so they are trickier to dress. Besides that another negative aspect is that windows are
not as creative since there are fewer props. Hence there is no story to tell. Silhouettes are simple yet
authoritative and influential.
Effective windows can 'seduce' (Portas, 2007: 54) you to purchase something you did not intend to. Buying
even a small item, one satisfies a need, a want to feel more contented and self–confident. Also, what you
wear is what defines you, reflecting your personality– as implied by Berger (1972). Windows can sway
someone into investing in a garment that will make them enviable and glamorous at the same time. 'The
power to spent money is the power to live' (Berger, 1972: 143), implying that each person interprets the
world differently– the same applies in window displays.
Armani Exchange has a very clean approach of "less is more" by not overloading its windows together with
being "strong and simple" emphasizing the brand's power (http://ezinearticles.com, 2010). Furthermore, by
following the "fresh is best" principle in accordance with Berger (1972), they renew their displays every
week thus regular customers find new stock in every visit. Still though, A|X receives deliveries every 3–4
days so that monotony is avoided. For

Literature Review: Layout And Ambiance Of A Department Store
2. LITERATURE REVIEW 2.1 Layout and ambiance of a department store.
The visual appearance of the store frontage, window displays, and overall outlook facilitate the consumers to
form rapid impressions about a store. It is a method and technique which allows them to determine whether
they would want to enter a store or not. A customer's analysis is clearly the deciding factor for their actions.
After all, they can walk pass the store, in case they are not impressed with the way merchandises which are
displayed in the window front. If the first step isn't cleared then the second step is to unlikely proceed. This
clearly means that a customer won't make any purchases. (Edwards and Shackley 1992; Pinto and Leonidas
1994; Cornelius et al., 2010 ... Show more content on Helpwriting.net ...
It has high–ended brands greeting you from its window; clearly stating that it offers expensive designers
targeting big money for each product. All of these factors also play an important role in helping a
customer/passerby realize that this is not an ordinary shopping mall where one can't step in as a bargain–
hunger. Even the restaurants and theater are designed very lavishly (Gibson 2015).A consumers uses the
window displays to their advantage in order to gain knowledge about the brands that a store has to offer and
the styles of outfits displayed on a mannequin. They can further gain an idea about the pricing and quality.
Judging a product through its look is simply a way of attaining some vague idea of what the quality may be
like. These elements help minimize the consumers effort. Their search is simplified; eventually it can save up
a lot of their time (Payne et al. 1992; Sen et al. 2002).Creativity plays an important role in window dressing.
It is the image of the store. A display should be designed like a magnet in order to be able to attract its
customers, rather than looking like a piece of art. It should be designed in the best way possible within the
budget fixed. It should be worth its price and efforts. Most importantly it should play an important role in
marketing (Fiber2fashion,

The Key Term And Why You Are Interested
Discussion Board # 4
Johan Rivera
Liberty University
KEY TERM and WHY YOU ARE INTERESTED IN IT This academic paper will be exploring the key term,
joint ventures. This concept is of interest because in today's business environment due to the economy
downfall, many organizations recourse to this strategy in order to easily infiltrate in a foreign market.
Companies are seeking more opportunities to expand their market share and a joint venture is an attractive
option to do so. Getting involved with a foreign market come with several obstacles and challenges. It is for
the same reason that organizations engage in a joint venture whit a partner that knows and understand the
culture and preferences of that specific nation.
EXPLANATION OF THE KEY TERM "Join ventures usually involve an alliance where two or more
companies contribute assets, which results in the formation of a new legal entity" (Satterlee, 2014, p. 228).
Whit this strategy companies can do business in international markets but have a partner that will ease the
process by helping with the start–up and management of the new corporation. Organizations will be able to
compete in a foreign market in a cost–effective and successful way. This strategy can increase the profit of an
organization, however, if effective planning is not incorporated, it can be a major failure that will result in
profit loss.
MAJOR ARTICLE SUMMARY In the article, "Understanding Performance of Joint Ventures: Modeling the
Interactional

The Emergence of Surf Music Essays
The Emergence of Surf Music
Many different music styles emerged during the early 1960's. One of these music styles that was perhaps the
most prominent music style to ever come out of Southern California was Surf Music. Surf music was a
short–lived phenomenon that occurred from 1961 to 1965 (Nostalgia, 2002). Along with the surf music craze,
Hollywood also started producing numerous movies about surfing, including Gidget, and Endless Summer
(St. James Encyclopedia, 2003 and Nostalgia, 2002). These movies had some amazing soundtracks that
helped popularize the surf music phenomenon. There are two different forms of surf music; instrumental and
vocal (Holm, 1998 and St. James Encyclopedia, 2003). ... Show more content on Helpwriting.net ...
First, let's start with the innovator of surf music and the king of the surf guitar; Dick Dale. Dick was
originally from Boston, but he moved to Southern California when he was seventeen (Wikipedia, 2003).
While in California, he became popular for his country guitar playing. At the same time, he was spending a
lot of time with the surfers on the beaches in California. He immediately became intrigued by the spirit of the
surf culture, and the splendor of the ocean waves. He began experimenting with his music, trying to capture
the rhythm and sounds of the ocean. He formed the group Dick Dale and the Del–tones in 1961 (Wikipedia,
2003 and Bettenville). His live performances became a huge local draw, and his double picking guitar style
was admired by many (even Leo Fender who asked him to test some of his new amplifier prototypes with the
notion that if his amplifiers could survive Dick Dale's playing, they could survive anything) (Bettenville). At
the end of 1961, he released his first single, "Let's Go Trippin'," which is considered to be the first surf rock
recording (St. James Encyclopedia, 2003). He followed that recording with a few more locally–released
songs, including "Jungle Fever" and "Surf Beat"

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