1. Rajat Kumar Barnwal Phone: +91- 9555369120 | Email:Rajatkumarbarnwal@gmail.com
Male,20 Years
37-C Janta Flats, Krishna Enclave, Ashok Vihar, Phase III, New Delhi-
110052
EDUCATIONAL QUALIFICATIONS
Year Course Institution Result
2011-2014 B. Com. (H) Satyaw ati College, University of Delhi 67 %
2010-2011 AISSCE (Class XII) St. Xavier’s (CBSE) 84 %
2008-2009 AISCE (Class X) Assembly of God Church School (CBSE) 81 %
SKILLSETS & COMPETENCIES
 OS-Windows, XP, Vista  Economics and Accounting Principles
 Team & Time Management  Analytical Thinking & Multi-tasking
 MS Office, Excel, V-lookup, Pivot  Invoice Reconciliation
 Capital Budgeting Methods – NPV, IRR etc  Accuracy & attention to detail
 Presentation Skills & Problem Solver  Vendor Management
 Financial Modeling  Budgets, Forecasts & Spend Analysis
WORK EXPERIENCES/ INTERNSHIPS
Company : American Express, Gurgaon
Duration : July 2014 – Present
Role : Financial Analyst- Cobrand Market in USA & CANADA
Key Responsibilities:
 Analyzing contract of Cobrand partners such as Delta, Goldman, Ameriprise, Morgan Stanley etc.
 Maintaining close relationship with the partner managers and working with the team to develop the Financial
Models for Cobrand deals.
 Performing research in US & Canada market and calculated the forecasted billed business numbers for Cobrand
deals.
 Performing Variance analysis of P&L and Balance Sheet accounts for booking Adequacy.
 Ensuring Successful SOX testing for all Accounting, Payments and Reconciliations.
 Working on a project with the automation team beside of BAU to automate the process of forecasting numbers
for Cobrand Portfolios.
 Working with Merger and Acquisition team to acquire new potential Cobrand deals in US and Canada Market.
 Using several Secondary sources of information such as Bloomberg website and AMEX Intranet to collect data
for US and Canada market so that we can easily understand the trend of spending in US market.
Intern: KBK Infra Ltd (June-July 2013)
 Gained insights into working in areas of Project financing and capital budgeting to analyze how to accept or
reject a particular business proposals.
 Developed financial analyses and future demand trend reports with the help of Primary and Secondary data for
Bahadurgarh Area.
 Learned how to raise funds through Debt and Private Equity for meeting short term and long term capital
requirements.

2. PROJECT WORK
Emerging of Gram Panchayat Leadership, University of Delhi & HRD Ministry (April 2012 – Jan 2013)
 Worked on the project as team leader to understand various policies of used by government at Grass root
level for the development of villages in India. Compiled the primary data by visiting three districts in
Rajasthan and analyzed the success and failures of different Macro Economic Policies such as MANREGA,
Panchayati Raj System and Public Distribution System and then preparing the final report with comparative
analysis of different districts performances over the last five years which was submitted to Ministry of
Human Resource Development. 
Mergers and Acquisitions, University of Delhi (February 2014)
 Worked on a project to study the Fundamentals of Mergers and Acquisitions, reasons behind them and
strategies of different companies from various sectors. The cases under study included Time Warner and
AOL merger, Acquisition of Whatsapp by Face book, Tata Steel and Corus to name a few. 
General Elections, Ipsos Public Affairs (March 2013)
 Researched and evaluated the data of Indian Census and Election Commission of India to predict the results
of the Lok Sabha elections of 2014. The project involved working closely with ABP News. Collected data
from various sources after a comprehensive research and analyzed it by formulating algorithms. 
ACHIEVEMENTS & EXTRA CURRICULAR ACTIVITIES
Nature Brief Description
- Awarded with one of the Valuable attribute of American Express for showcasing Personal
Accountability.
- Awarded with Blue Reward for Most promising new joinee and successful transition of
Cobrand deals in Canada market.
Accomplishments - Topper in Accountancy in first semester.
- Won 1st Position at inter-school Quiz competition.
- Won 1st prize in Inter college Business Plan Presentation at Kirori Mal College.
- Won 2nd prize in Inter college Mock stock competition at Satyawati college.
- Awarded with Best Interjector at Ecostasy (Shri Ram College of Commerce), 2013.
- Awarded 1st prize in Intra college chess competition.
President of Commerce society
-Lead a society of 300 students and organized many educational seminars for students.
-Invited Rakesh Jhunjhunwalla (veteran Investor) to deliver lecture on uses of fundamental
analysis on stock market investments.
Responsibilities Treasurer of N.S.S.
- Worked at NSS as treasurer maintain all book of account for societies fund and organized
several campaign for betterment of society such as Women Empowerment, Educating Slum
children, Blood donation Campaigns etc.
- Worked as volunteer in Placement Cell of college.
``

3. Certification and Areas of interests
 Diploma In Capital Market
 Analyzing stock market, playing chess, watching business news and politics.
DECLARATION:
I hereby declare that the details provided by me in this resume are correct and I have knowingly not omitted/
misrepresented any information. I am aware that the company can use this data for verification purposes and any
material inconsistency identified between the details shared above versus actual information would have a bearing on
my employment, based upon company policies.
Date: Signature: (RAJAT BARNWAL)