Click through the following slides to learn about the Miller family and how they improved their situation.

1. Case Study #2
The Miller Family

2. Background Information
The Miller Family
 Father: Doug, age 52, Mother: Amy, age 48
 Student: Rachel, age 18
 Sibling: John, age 16
 Family Income: $120,000, Yearly Expenses: $90,000
 Family Non-Retirement Assets: $55,000
– Savings: $35,000
– College Savings: $20,000
– Child savings account: $5,000
 Retirement Assets: $90,000
Current Situation
 Family has modest income
 Modest amount of liquid assets
 Parents currently finance private school for younger child.
 Problem: Income from current year is $322,812 from a one time sale
from business property. Proceeds used to pay off debt.

3. Plan before Premier College
Funding Consultation
The Miller Family
 Normal income averages about $120,000 yearly, projected to be stable
over the next several years (not including college tuition)
 Applied to Muhlenberg College
 The parents are planning to draw from the savings account to fund
education.
Issue
 The income from the current year will be heavily assessed by the
college financial aid offices and will greatly reduce financial aid given.
Original Family Plan
 Family was awarded aid of $14,000 before PCF analysis.
 Current savings will last less than 2 years as they pay
tuition

4. Premier College Funding
Recommended Action Plan
The Miller Family
 Reduced “Family Expected Contribution” by drafting an appeal letter.
– $5,000 child savings account withdrawn to protect from college.
– ‘Inflated’ income from current tax year was a one time business
sale event that was used to settle company debt. We asked the
college to not factor in $200,000 of this income.
 This qualified the family for a sum of over $20,000 of additional
financial aid per year for the their daughter Rachel, on top of the initial
$14,000 awarded. Overall aid per year now totals $34,000.
New Family Plan
 As a result of consulting with Premier College Funding, the
Miller family will now receive an additional $80,000 over
four years at Muhlenberg College.

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