1. Email: Kandh.Prasanna@gmail.com Ph: +919748631944
K. PRASANNA LAXMI
Female, 25
EDUCATIONAL QUALIFICATIONS
Year Degree Institute/School Percentage of Marks
2012 MBA (Finance) University College of Commerce and Business
Management-Osmania University
73.70% (Among Top 10
of the University)
2010 B.Com (Hons.) Indian Institute of Management & commerce (IIMC) 69.80%
2007 12th (MEC) Sri Chaitanya Junior College 88.50% (2nd Topper)
2005 10th (AP State Board) St. Joseph’s High School 72.50%
PROFESSIONAL QUALIFICATION Certified Associate of the Indian Institute of Bankers (CAIIB) by IIBF
WORK EXPERIENCE Manager - UCO BANK Nov’12-Present
Credit officer
 Increased advance loan portfolio of the branch by Rs. 5 Crores by accessing Credit
Limits (Working Capital & Term Loan) for Existing/New units
 Accurately determined the Degree of Risk associated with each client/Unit by evaluating
the Credit Information, Financial Statements, Economic & Industry trends relating to
the Unit
 Meeting or exceeding the targets by maintaining less and efficient processing time
NPA/Credit Monitoring
 Effectively Controlled and monitored Credit Risk Exposure of the Branch by stipulating
follow-up actions using Special Watch Reports (SWR) and System Generated NPA’s.
 Reduced NPA level of the Branch by Rs. 1.60 Cr in a period of 5 months
Retail Dept. Head Office-
LAPS Administrator
 Admistrator at Head Office Level on Lending Automation Processing System (LAPS)
application
 Improved quality and performance of the application by fixing the errors through
effective coordination between the Vendor and the Service provider
 Trained 60 Officers on the application at Central Staff College of the Bank
 Developed the application by incorporating the latest changes
Retail Dept Head Office-
Home & Mortgage Loan
Officer
 Played an active role and effectively coordinated with the top management officials
during Home Loan Campaign mobilizing Rs. 752 Crores in one month
 Prepared and presented notes to the Top Management on the modifications made in
Home & Mortgage loan schemes
ACADEMIC ACHIEVEMENTS
 Topper of the University in MBA first semester with 73.28%
 Awarded Best Student for the outstanding performance at the college level in class XII
 Topper in Marketing subject out of 90 students during 3rd
year graduation and secured 80 marks out of 100.
EXTRA CURRICULAR ACTIVITIES
Placement Coordinator
 Placement Coordinator during 2011-12 at Department of Business Management,
Osmania University
 Conducted workshops and sessions in preparing the students for placement process
Music  Won first prize in singing competition during college cultural activities
CERTIFICATIONS NISM Series V-A Mutual Fund Distributors Certification Examination
ACADEMIC PROJECTS
Financial Statement
Analysis at
Larsen &Taubro (L&T)
 Analysed Capital Structure, Credit Policy and Profitability of the Company using
Financial Ratios and Trend Analysis
 Proposed to implement effective cost control methods to reduce expenditures and
increase revenues
 Advocated implementation of JIT and import substitution to reduce inventories