The PPT is all about IDFC

1. PRESENTED
BY
DEVA G
JENU ABRAHAM
TANIYA SARKAR
THANNERU
MAMATHA

2. CONTENT
Introduction
Subsidiaries
Roles
Functions
Products and Services
Loans
Payments
Other services
Difference from other banks

3. INTRODUCTION
1964- Development Financial Institutions (DFI)
2004- In response of commercial prudence It was decided to
transform IDBI into a Bank
2006- Merger of United western bank with IDBI Ltd
2008- Change of name of IDBI Ltd to IDBI Bank Ltd
2011- Merger of IDBI Home Finance Limited and IDBI Gilts with
IDBI bank Ltd
2019- Re-categorization of IDBI Ltd as a Private sector bank for
Regulatory purpose
LIC acquired 51% of total paid-up equity share capital of the Bank
source: idbibank.in

4. CONTD…
Headquarter is in Mumbai
It has 57 years of providing banking solutions since 1964
1890 Branches,3300 ATMs, 2,97,764 crore balance sheet size as
on march 2021
VISION
To be the most preferred and trusted bank enhancing value for
all stakeholders.
MISSION
Delighting customers with our excellent service and
comprehensive suite of best-in-class financial solutions.

5. ROLE OF IDBI
the IDBI’s major role is to co-ordinate the activities of other
development banks and term-financing institutions in the capital
market of the country.
Direct Assistance: The IDBI grants loans and advances to
industrial concerns
Indirect Assistance: Providing refinancing facilities to the
IFCI, SFCs and other financial institutions approved by the
government.

6. Functions of IDBI
Planning, promoting and developing industries with a view to fill the
gaps in the industrial structure by conceiving, preparing and floating
new projects.
Providing technical and administrative assistance for promotion,
management and expansion of industry.
Coordinating the activities of financial institutions for the promotion
and development of industries.
Purchasing or underwriting shares and debentures of industrial
concerns.
Guaranteeing deferred payments due from industrial concerns and
for loans raised by them.

7. Products and services
Deposit Account
SAVINGS ACCOUNT
Types of IDBI Bank Savings Accounts Primary Features
IDBI Super Savings Account
•International Debit cum ATM Card
•Free five ATM transactions at other Bank ATMs at
Non Metro Locations
IDBI Bank Small Account (Relaxed KYC)
•Zero Balance Savings Account
•Free Debit cum ATM card
IDBI Bank Sabka Basic Savings Account (Complete
KYC)
•Zero Balance Savings Account
•Free International Debit cum ATM card

8. IDBI Bank Jubilee Plus Senior Citizen Account
•Zero Balance Savings Account
•Auto Sweep Facility
IDBI Bank SuperShakti (Women’s) Account
•ATM Withdrawal Limit – Rs. 40000 per day
•Auto Sweep Facility
IDBI Bank Being Me Account (For Youth)
•Exclusively Designed Being Me Debit cum ATM Card
•ATM Withdrawal Limit – Rs. 25000
IDBI Bank Power Kids Account
•Exclusive designed Kids ATM Card**
•Free five ATM transactions at other Bank ATMs at Non
Metro Locations

9. IDBI Bank Pension Savings Account (Central Govt. Employees)
•Zero Balance Savings Account
•International ATM cum Debit card
Capital Gain Account Scheme
•Minimum Amount: Rs. 10,000
•Maximum Amount: Rs. 100 crore
State & Central Government Salary Account
•Zero Balance Savings Account
•Auto Sweep Facility
Imperial Salary Account
•Free Gold Debit Card
•Internet Banking / Mobile Banking Available
Crown Salary Account
•Free Gold Debit Card
•Internet Banking / Mobile Banking Available

10. Star Salary Account
•Zero Balance Savings Account
•Free International Classic debit-cum-ATM card
Prime Salary Account
•Zero Balance Savings Account
•Free International Classic debit-cum-ATM card
Pride Salary Accounts
•Zero Balance Savings Account
•Free International Classic debit-cum-ATM card
Indian Army Salary Accounts
•Free international Debit cum ATM card
•Zero Balance Savings Account
Indian Navy Salary Accounts
•Auto Sweep Facility
•Zero Balance Savings Account

11. Current Account
IDBI Bank offers Flexi Current Account to benefit its customers in their
business needs. Customers can customize the account with tailor-made facilities
as per their requirements.
Loan
Home Loan
IDBI (Industrial Development Bank of India) is one of the leading
commercial banks that offer the best housing loans starting at 6.75%
onwards. The bank has been providing personal banking and financial
resolution to the retail and commercial sectors. IDBI home loan is availed to
purchase new properties and rebuild or reconstruct/renovate an existing
property.

12. Personal Loan
If you are a salaried individual, self-employed professional, non-professional or
a pensioner, you can avail IDBI Bank Personal Loan to deal with any kind of
financial situation. Be it a medical emergency, home renovation, higher
education, vacation or any other expense of a personal , a personal loan from
IDBI Bank can be availed for up to Rs. 5 lakh. You can apply for the loan online
and repay it within 12 to 60 months.
IDBI Bank car Loan: Overview
Among several banking solutions and financial services, IDBI Bank has
attractive car loan offers for its customers. Known for easy and quick processing
in comparison to other leading car loan providers, IDBI Bank car loans are much
acclaimed by the borrowers. IDBI Bank aims to fund maximum loan amount a
borrower is eligible for.

13. Loan against property
An ideal way to make optimum use of an idle property is to take a loan against
the property. With the increasing costs every day, be it the cost of living or the
medical expenses or the cost of education, one might be in a financial
emergency at any point in time.
A loan against property is the best way to meet the financial needs of an
individual.
Considering such situations, IDBI Bank, a renowned public sector undertaking
provides loan against property schemes at affordable interest rates.

14. One can take a loan against property for the following purposes.
Buying a house
Making an extension or improving existing property
Business expansion
Child’s higher education
Marriage expenses
Medical treatment
Other personal expenses
The following are the types of loan against property which the IDBI bank
provides:
Loan against property
Loan against property (overdraft)
Loan against property (interest saver)
Loan against property (rent receivables)

15. Car Loan
IDBI Bank car Loan: Overview
Among several banking solutions and financial services, IDBI Bank has
attractive car loan offers for its customers. Known for easy and quick
processing in comparison to other leading car loan providers, IDBI Bank car
loans are much acclaimed by the borrowers.
IDBI Bank aims to fund maximum loan amount a borrower is eligible for.
IDBI car loans are offered for all types, makes & models of cars with
competitive interest rates and repayment options that are flexible in nature.

16. Features of IDBI bank car loan
Flexible loan tenures of up to 7 years
EMIs for a car loan are calculated on a daily reducing basis, and can be
paid back in a number of ways
Low processing fees with waivers applicable during festive seasons
After a period of 6 months, pre-payment or part foreclosure is allowed. A
fee of 1% is applicable on the outstanding balance if the foreclosure is
done before the stipulated tenure of 6 months.
A penalty of 3% per month is applicable for late or irregular payments
Loan documentation charges are applicable.

17. Educational Loan
IDBI Bank endows the scheme of education loans to all those candidates who
are worthy to study further be it in India or outside India. The student loan
scheme from IDBI bank aims to provide financial stability to students
aspiring for higher studies from recognized educational institutions in India or
abroad. The bank takes care of the entire financing though various student
loan scheme options thereby making the loan an easy option and a strong
finance to build up a bright future.
INVESTMENT
Fixed Deposit
IDBI provides 3 different types of fixed deposit schemes for customers to pick
from:
Freedom Deposit Scheme
Floating Rate Term Deposit Scheme
Suvidha Tax Saving Fixed Deposit Scheme

18. Recurring Deposit
IDBI Bank offers a Recurring Deposit scheme to its customers with tenure
ranging from 1 year to 10 years and for a minimum amount of Rs. 100.
Cards
Credit Card
Top IDBI Bank Credit Cards in India 2021
IDBI Bank Credit Cards Annual Fee/Renewal Fee Best Suited For
IDBI Royale Signature Rs.1,499 Lifestyle
IDBI Aspire Platinum Rs.499 Shopping and Rewards
IDBI Imperium Platinum Rs.499 Travel
IDBI Winnings Rs.899 Travel

19. Debit Card
IDBI Bank offers a range of debit cards designed to cater to the needs of its
customers. Each debit card comes with a lot of benefits, flexible withdrawal
limits, etc.
BANKING
Balance Enquiry
IDBI Bank customers can check their account balance through Net banking,
Mobile Banking, SMS, ATM, Passbook, & customer care no.
Mobile/Net Banking
IDBI Bank customers can avail the facility of mobile/net banking to check
their account balance, mini statement, transfer funds, pay bills, etc.
Customer Care
IDBI Bank customers can contact the customer care toll-free number(24×7)
for any quires related to account, questions and feedback.

20. IDBI Capital Market Services Limited (IPO Lead Manager)
Issuer Company Exchange Issue Open
Rolex Rings Limited IPO BSE, NSE Jul 28, 2021
RailTel Corporation of India
Limited IPO
BSE, NSE Feb 16, 2021
Route Mobile Ltd IPO BSE, NSE Sep 9, 2020
IRCTC Limited IPO BSE, NSE Sep 30, 2019
Rail Vikas Nigam Limited IPO BSE, NSE Mar 29, 2019
Garden Reach Shipbuilders &
Engineers Limited IPO
BSE, NSE Sep 24, 2018
IRCON International Limited IPO BSE, NSE Sep 17, 2018
RITES Limited IPO BSE, NSE Jun 20, 2018
Mishra Dhatu Nigam Limited IPO BSE, NSE Mar 21, 2018

21. IPO Merchant Banker performance 2017-2021
Lead Manager Total IPO Positive Listing Negative Listing Average Gain Year
IDBI Capital Market Services
Limited 2 2 0 29.31% 2021
IDBI Capital Market Services
Limited 1 1 0 86.03% 2020
IDBI Capital Market Services
Limited 2 2 0 63.98% 2019
IDBI Capital Market Services
Limited 5 2 3 -3.39% 2018
IDBI Capital Market Services
Limited 3 2 1 29.75% 2017
Source: chittorgarh.com/ipo

22. difference between idbi and other banks
IDBI Bank Other Banks
IDBI works for the development of
the backward areas people
Other banks mainly focuses on urban
areas people
IDBI works for the development of
small scale industries
Other banks only provide loans and
helps to big businessmen and
reputed persons
IDBI focuses on research, surveys and
technologies for the development of
industries
Other banks mainly focuses on Credit
creations