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Secure e-transaction solutions
M2M Group - 2012
MISSION


Deliver end-to-end solutions for secure electronic transactions
processing.


Scalable, efficient and future-proof solutions to better serve customers, citizens
and employees.




Design          Develop           Integrate           Deploy            Operate
VISION


Stretch the reach of secure e-transactions across daily life uses, and
continue to push the boundaries of :




                                 + Creativity
                                 + Mobility
                                 + Convergence
Key strategic sectors
Offerings




A wide range of cutting edge systems and technologies, entirely oriented to bring value and
innovation to processes and businesses.




A comprehensive range of services and broad know-how to meet operational needs of each
sector.
Solutions




Multi-channel e-payment :       ID Systems :           Multi-channel ticketing   HR Management:

                                - e-ID card
                                                       management :
- Debit/Credit                                                                   - HR development
- Prepaid                       - Biometric Passport   - Tramway                 - HR self-service
- Internet payment              - e-Driver’s license   - Bus                     - Salary cards
                                - e-Visa               - Trains                  - Corporate cards
- Mobile payment
                                                       - Metros                  - HR administration
- Bill payment                  - Voting card
                                                       - Highways                - Payroll
- Electronic top-up             - Health card …        - Parking
                                                                                 - Attendance
- Money transfer
                                Service automation :                             - Access
- Loyalty programs
                                                                                 - HR Intranet and workflow
- Fuel retailers programs ...   - e-procedures
                                                                                 -…
                                - e-tax payements
                                - e-services …
Solutions




     Technology enhancements
     Regulatory enhancements
     Core business enhancements
Solutions




      Go live       Roll out
                                BPO   Market operator
     Support &
    Maintenance   Outsourcing
Solutions




IT Outsourcing Services

A highly competitive transactional processing model. An infrastructure sized to highest
requirement in terms of volume and security.


 An experienced specialist in ITO services

 Operation, monitoring and 24/7 supervision

 Highly secure 4000 m2 Outsourcing Unit
Channel partners network
Industry partners
M2M Group at a glance




                         +300 institutions run M2M Group’s solutions

                         Presence in over 50 countries
                         in Africa, Europe, Middle east and Americas

                         160 employees, 120 are engineers and consultants

                         +15% of annual turnover is dedicated to R&D
Group performance

2008-2011 : average key indicators




*In 2011, group’s stockholders’ equity was 130 Million MAD.
Structure

Internal organization : client-oriented
Capital Structure




 M2M Group is listed in Casablanca stock market since 2007, with a total equity estimated to +700 Mdh
Main achievements




                    1st card issuer in Euro zone, 5th banking group
                    worldwide.

                    1st bank in Maghreb and 3rd in Africa. Awarded
                    « African Bank of the Year » by African Banker in
                    2010.


                    1st financial institution in Algeria and 1st card issuer in
                    North Africa.



                    1st bank in Ethiopia and 4th in Eastern Africa.

                    1st bank in Iran : 25 million customers, awarded for 3
                    consecutive years by Euromoney as « Best Bank of
                    Iran ». Among Middle East Top 40 banks.
Main achievements




                    1st EGOV program leveraging contactless multi-
                    applicative cards.
                    Program of e-Driver’s license and vehicle
                    registration cards of Morocco.




                    1er biometric passport issued in Africa.
                    Moroccan biometric passport, Ministry of foreign
                    affairs and cooperation : diplomatic, service,
                    ordinary and special passports.
Main achievements




                    Leadership in transport sector in Morocco :
                    - Contactless e-ticketing systems
                    - Multi-channel ticketing distribution : sales office, AVM, Internet, Mobile
                    - Open to multiodal ticketing


                                             Tramway network of Moroccan capital, Rabat :
                                             100.000 passenger/day.


                                             Casablanca conurbation tramway network :
                                             250.000 passenger/day.



                                            Bus network of Rabat – Salé region :
                                            500.000 passenger/day.
Main achievements




                    Leadership in Moroccan Health sector
                    HR administration and e-RH platform for total
                    number of employee of +80.000 employees



                    HR administration and social/HR development
                    for Water and Electricity distribution offices
                    of the kingdom of Morocco.


                    Large reference base across Moroccan
                    Insurance sector : private companies and
                    public organizations.
Listed on Casablanca Stock Exchange
Member of the United Nations Global Compact
Certified to the international ISO 9001: 2008 standard




www.m2mgroup.com

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M2M Group corporate_2012_eng

  • 2. MISSION Deliver end-to-end solutions for secure electronic transactions processing. Scalable, efficient and future-proof solutions to better serve customers, citizens and employees. Design Develop Integrate Deploy Operate
  • 3. VISION Stretch the reach of secure e-transactions across daily life uses, and continue to push the boundaries of : + Creativity + Mobility + Convergence
  • 5. Offerings A wide range of cutting edge systems and technologies, entirely oriented to bring value and innovation to processes and businesses. A comprehensive range of services and broad know-how to meet operational needs of each sector.
  • 6. Solutions Multi-channel e-payment : ID Systems : Multi-channel ticketing HR Management: - e-ID card management : - Debit/Credit - HR development - Prepaid - Biometric Passport - Tramway - HR self-service - Internet payment - e-Driver’s license - Bus - Salary cards - e-Visa - Trains - Corporate cards - Mobile payment - Metros - HR administration - Bill payment - Voting card - Highways - Payroll - Electronic top-up - Health card … - Parking - Attendance - Money transfer Service automation : - Access - Loyalty programs - HR Intranet and workflow - Fuel retailers programs ... - e-procedures -… - e-tax payements - e-services …
  • 7. Solutions  Technology enhancements  Regulatory enhancements  Core business enhancements
  • 8. Solutions Go live Roll out BPO Market operator Support & Maintenance Outsourcing
  • 9. Solutions IT Outsourcing Services A highly competitive transactional processing model. An infrastructure sized to highest requirement in terms of volume and security.  An experienced specialist in ITO services  Operation, monitoring and 24/7 supervision  Highly secure 4000 m2 Outsourcing Unit
  • 12. M2M Group at a glance  +300 institutions run M2M Group’s solutions  Presence in over 50 countries in Africa, Europe, Middle east and Americas  160 employees, 120 are engineers and consultants  +15% of annual turnover is dedicated to R&D
  • 13. Group performance 2008-2011 : average key indicators *In 2011, group’s stockholders’ equity was 130 Million MAD.
  • 15. Capital Structure M2M Group is listed in Casablanca stock market since 2007, with a total equity estimated to +700 Mdh
  • 16. Main achievements 1st card issuer in Euro zone, 5th banking group worldwide. 1st bank in Maghreb and 3rd in Africa. Awarded « African Bank of the Year » by African Banker in 2010. 1st financial institution in Algeria and 1st card issuer in North Africa. 1st bank in Ethiopia and 4th in Eastern Africa. 1st bank in Iran : 25 million customers, awarded for 3 consecutive years by Euromoney as « Best Bank of Iran ». Among Middle East Top 40 banks.
  • 17. Main achievements 1st EGOV program leveraging contactless multi- applicative cards. Program of e-Driver’s license and vehicle registration cards of Morocco. 1er biometric passport issued in Africa. Moroccan biometric passport, Ministry of foreign affairs and cooperation : diplomatic, service, ordinary and special passports.
  • 18. Main achievements Leadership in transport sector in Morocco : - Contactless e-ticketing systems - Multi-channel ticketing distribution : sales office, AVM, Internet, Mobile - Open to multiodal ticketing Tramway network of Moroccan capital, Rabat : 100.000 passenger/day. Casablanca conurbation tramway network : 250.000 passenger/day. Bus network of Rabat – Salé region : 500.000 passenger/day.
  • 19. Main achievements Leadership in Moroccan Health sector HR administration and e-RH platform for total number of employee of +80.000 employees HR administration and social/HR development for Water and Electricity distribution offices of the kingdom of Morocco. Large reference base across Moroccan Insurance sector : private companies and public organizations.
  • 20. Listed on Casablanca Stock Exchange Member of the United Nations Global Compact Certified to the international ISO 9001: 2008 standard www.m2mgroup.com