Acc 543 Week 4

Acc 543 Week 4
1
Week 4 Learning Team Exercises
Rashonna Web and Crystal McQueen
ACC/543
Sandria Stephenson
December 7, 2014
2
26.1)Mechanic's Lien. Ironwood Exploration, Inc. (Ironwood) owned a lease on oil and gas property
located in Duchesne County, Utah. Ironwood contracted to have Lantz Drilling and Exploration
Company, Inc. (Lantz), drill an oil well on the property. Therafter, Lantz rented equipment from
Graco Fishing and Rental Tools, Inc. (Graco), for use in drilling the well. Graco billed Lantz for
these rentals, but Lantz did not pay. Graco filed a notice of mechanic's lien on the well in the
amount of $19,766. Ironwood, which had paid Lantz, refused to pay Graco. Graco sued to forclose
on its ... Show more content on Helpwriting.net ...
Juras, who at the time lived in California, still refused to pay these amounts. Subsequently, a vice
president of Aman, Mr. Gloss, telephoned Juras twice in California before 8:00 A.M. Pacific
Standard Time. Gloss told Juras that if he did not pay the debt, he would not receive a college
transcript. Juras sued Aman, claiming that the telephone calls violated the Fair Debt Collection
Practices Act. Gloss testified at trial that he made the calls before 8:00 A.M. because he had
forgotten the difference in time zones between California and Aman's offices in South Dakota. Who
wins? Juras v. Aman Collection Services, Inc., 829 F.2d 739, Web 1987 U.S. App. Lexis 12888
(United States Court of Appeals for the Ninth Circuit)
27.1)Financing Statement C&H Trucking, Inc. (C&H), borrowed $19,747.56 from S&D Petroleum
Company, Inc. (S&D). S&D hired Clifton M. Tamsett to prepare a security agreement naming C&H
as the debtor and giving S&D a security interest in a new Mack truck. The security agreement
prepared by Tamsett declared that the collateral also secured: any other indebtedness or liability of
the debtor to the secured party direct or indirect, absolute or contingent, due or to become due, now
existing or hereafter arising, including all future advances or loans which may be made at the option

of the secured party.
Tamsett failed to file a financing statement or the executed agreement with the appropriate
... Get more on HelpWriting.net ...

Differences Between Owners And Longabaugh Condominium Units
1. Obsolescence 1.1. The condominium units ("Units") shall be rebuilt or sold in its entirety if any
of the following circumstances occur: (a) In the event that at any time age, poor original
construction, or extensive damage to the foundations, columns, supports, main walls, roofs, halls,
corridors, lobbies, stairs, fire escapes, girders, beams, supports, elevators, tanks, pumps,
refrigerators, fans, compressors, ducts ("General Common Elements") makes it economically
preferable to rebuild or sell the Units; (b) In the event that economic times become so bad that it is
no longer practical to operate the Units as a condominium; or (c) In the event that economic times
become so good that the land the Units sit on becomes far more valuable when used for purposes
other than as a condominium. 1.2. The owners of the Units ("Owners") and the Longabaugh
Condominiums Association ("Association") will decide together whether any of the circumstances
mentioned in 1.1 (a–c) have been met. 1.3. Once the Owners and the Association decide whether
any of the circumstances mentioned in 1.1 (a–c) have been met, the Owners of no less than seventy–
five percent (75%) of the total interests in the General Common Elements and seventy–five percent
(75%) of all holders of a promissory note ("First Lienors") shall agree that the Units have become
obsolete and shall adopt a plan for their renovation or reconstruction. The Association (as attorney–
in–fact for the Owners) shall cause

Lien Law
A common, but easily preventable, occurrence for many commercial property owners is having a
mechanic's lien filed against their property when their tenant has not paid its contractor and/or their
tenant's contractor has failed to pay one of its suppliers, subcontractors or laborers for improvements
made to the property by the tenant. The mechanics lien is a cloud on the property's title and can
prevent the sale or refinancing of the property until the mechanic's lien is paid. Often a mechanic's
lien for tenant improvements is discovered long after same has been filed in the public records, but
by taking a few proactive measures landlord's can ensure that their properties will be protected from
the burdens imposed by such mechanic's liens. ... Show more content on Helpwriting.net ...
The legal description of the parcel of land to which the notice applies.
The specific language contained in the various leases prohibiting such liability.
A statement that all leases entered into for premises on the parcel of land contain the language
identified in paragraph

Construction Lien Analysis
Embarking on a construction project in Florida, from constructing a single family home to building
a skyscraper, is fraught with peril. Chapter 713 of the Florida Statutes governing construction liens
creates complicated rules for both the owner and the contractor.
The Florida construction lien was designed to protect those involved in a construction project who
are not properly paid. In essence, it allows contractors, subcontractors, materials suppliers, laborers,
and professionals such as landscapers and architects (collectively called lienors) to place a lien on a
property to collect unpaid bills. A lien may be filed by a lienor even if the owner never directly did
business with that lienor but only received services through a general contractor ... Show more
content on Helpwriting.net ...
When this happens, the subcontractor, or lienor, may place a lien on the property where the
construction project occurred to recoup payment.
If a contractor or supplier is forced to file a construction lien, it will rest on several layers of finely
choreographed filings and notices. One of the first layers is the Notice to Owner and follows the 45–
day rule. The Claim of Lien, another deadline driven action, must be filed within 90 days of final
work on the project.
Notice to Owner
If the general contractor or specialty contractor hired by the owner enters into subcontracts or
purchases materials from other companies, those parties must serve the owner of the project with a
Notice to Owner within 45 days, before or after, they begin working on the project, but before the
final payment to the contractor is made. The Notice to Owner identifies the subcontractor, the
property, and work being performed, and informs the owner that these third parties, whom they
might not otherwise know about, could record a construction lien if they are not paid. If the 45–day
deadline is missed, the lienor loses all rights to enforce the lien to receive

Arizona Med Lien Case Study
File your Liens 30 days from the 1st date of service!!!!
1. Filing a lien when treating patients for personal injury claims offer greater protection from non–
payment.
2. Charging an administrative fee for personal injury patients between $100.00 – $150.00 is
recommended. This would cover our fee to file and release a lien, employee time, copies, reports,
mailings and other hard costs (i.e., toner, paper, postage etc....) Once the case settles all the fees
listed above should be reimbursed or can be used to negotiate when asked for a reduction.
3. Have the patient present all accident information prior to or at their first visit (3rd party,
UM/UIM, Med–Pay and all liability insurance). It is extremely important a provider, practice or
facility attaches themselves to 1st party policies. Otherwise payment is made to the patient. Getting
the attorney information is important but should not replace the above referenced information.
Reschedule an appointment if patient cannot supply any information to verify liability. Become
familiar with the details about each patients accident and verify coverage, liability and any other
relevant information. Arizona MedLien can provide forms to assist in verification of liability and
coverage for personal injury patients.
4. ... Show more content on Helpwriting.net ...
The front office staff should review paperwork making sure all required information is filled out
(clearly written and legible) Most importantly the Patient Agreement is signed by the patient. It
provides added assurance of payment when a claim settles and additional legal leverage should it
become necessary. (forms provided by Arizona MedLien can be tailored to your

Reasons For The Legal Bonds Of Cash Or U.s. Government Bonds
"Permitted Liens" means, with respect to any Person (and, in each case, including but not limited to
Liens on Collateral): (1) pledges or deposits by such Person under workmen's compensation laws,
unemployment insurance laws or similar legislation, or good faith deposits in connection with bids,
tenders, contracts (other than for the payment of Indebtedness) or leases to which such Person is a
party, or deposits to secure public or statutory obligations of such Person or deposits –21– of cash or
U.S. government bonds to secure surety or appeal bonds to which such Person is a party, or deposits
as security for contested taxes or import duties or for the payment of rent, in each case incurred in
the ordinary course of business; (2) Liens imposed by law, such as carriers', warehousemen's and
mechanics' Liens, in each case for sums not yet overdue for a period of more than 30 days or being
contested in good faith by appropriate proceedings or other Liens arising out of judgments or
awards against such Person with respect to which such Person shall then be proceeding with an
appeal or other proceedings for review if adequate reserves with respect thereto are maintained on
the books of such Person in accordance with GAAP; (3) Liens for taxes, assessments or other
governmental charges not yet overdue for a period of more than 30 days or payable or subject to
penalties for nonpayment or which are being contested in good faith by appropriate proceedings
diligently conducted,

The Interstate Bank Of Bastrop 's Judgment Lien
Question II
As a court judge, I would rule that the Interstate Bank of Bastrop's judgment lien has first priority
because the judgment lien was recorded prior to Red River's mortgage lien. In general, the priority
of a judgment lien is typically determined by the recording dates, which concludes which lien gets
paid first. For this reason, Red River Thrift and Loan Co. and Interstate Bank of Bastrop have
sensible rights to complain for priority in order to enforce Phil Dunfee's debt. In other words, if Red
River received first priority and the foreclosure sale continued, then Interstate Bank of Bastrop
would never get paid. As a result, Interstate would consider this unreasonable, especially since the
judgment lien was filed before Red River had filed their note and mortgage with Dunfee. In brief,
Interstate Bank of Bastrop has priority over Red River because of the series in which the liens and
mortgages were recorded. Red River Thrift and Loan Co. may argue that they have priority because
first and second mortgages overrule judgment liens, unless the judgment lien is unpaid tax debt.
Judgment liens are usually considered as junior mortgages compared to the first and second
mortgage. Red River's foreclosure would wipe out the Interstate Bank of Bastrop's judgment lien
against Phil Dunfee, and would clear any judgments attached to the title of the property. In other
words, when a mortgagor forecloses, any judgment lien that was recorded prior to the mortgage
would be

Questions On Real Estate Essay
A title search will reveal many things about a piece of real estate. It is important that the company or
individual that you use does a complete and thorough evaluation of the property in question.
Ownership The title search will reflect who has a vested interest in the property. This is most likely
the same entity as that shown on the property appraiser 's records, however that is not always the
case. This is why it is imperative that you find a knowledgeable individual who will research the
public records and find all parties who have an interest. When previous owners or lien holders either
conveyed their interest(s) out improperly, or simply neglected to get everyone 's interests accounted
for when they transferred the property, this creates problems with the title. Sometimes, these
interests may be reflected in individuals who had owned the property several transactions before
you purchased it. Another problem can be created when people die. After an individual is deceased,
their will is filed of record in the state and county (for those in the U.S.) where they lived (are
domiciled). This can present a problem to a searcher who is researching property in another county
or state. If they are fortunate, the attorney who prepared the will knows of all the property owned by
their client and will file papers accordingly to notify all interested persons. This will alert an
examiner to research the ownership further. Encumbrances There are many kinds of encumbrances
or

Brief Summary Of The 'Liens De Tlaxcala'
The historic documentation of the "Liens de Tlaxcala" painted from a Native American perspective
illustrates Spanish documental techniques in Mexican and Central America before during the
conquest. Documentation techniques feature illustrations of the conquers Castilians and Tlaxcala's
invading the Western Hemispheres and killing the native Acatepec groups. The illustrations show a
much deeper meaning of how the society of the natives was structured based on different gender
roles, status, and class hierarchy. An example of social class is how the groups differed in attire,
weaponry, and tactics of battle. For instance, image 79 illustrates how the Castilians and Tlaxcala's
were dressed in proper war clothing. The clothing constituted of headbands,

Obtaining a Lien for Child Support in Texas
Client Advice: Obtaining a Lien for Child Support in Texas Even after a child support payment is
ordered by the courts, it can be difficult for many clients to actually collect the funds owed to them.
There are a variety of actions that can be taken in order to obtain the financial support from a parent
that has been ordered by the court, including repeated suits, wage garnishments that can be
implemented by the products, and a few other avenues that can be pursued. One of the measures
allowed for by law that is sometimes more lengthy to employ and to fully implement, but that tends
to have very positive results in many cases is the use of a lien. Liens can be placed on valuable
goods, property, and financial accounts that prevent the use of funds or the sale or transfer of goods
when moneys are still owed on child support payments. While not effective in all situations, if the
parent that is failing to make their child support payments has significant valuable property or
accounts, liens can prove a very effective way of receiving back payments of moneys owed and of
ensuring more timely and regular payments in the future. This does not mean that liens can be
applied in all cases or to all types of property and accounts, however, and an understanding of Texas
law related to child support payments and liens is necessary before a client proceeds with any
action. First, it is important to note that liens cannot be levied against employers for the wages of the
parent that

Pros And Cons Of Mechanics Lien
We've discussed the basics of the mechanics' lien, that is has nothing to do with your mechanic, and
how to avoid one, but what do you do when it's past that point? What do you do when a mechanics'
lien is filed on your property? The first step is to determine the validity of the lien. Was the work
completed? Were the supplies listed in the plans/contracts for the job? If you have trouble
determining if the mechanics' lien is valid, contact a southern California real estate and business
attorney as soon as possible. In some cases, the lien claim is invalid due to the fact that the filer
failed to meet the timelines for filing the claim. If you aren't sure if the contractor, subcontractor,
laborer, or supplier adhered to the required timeline ... Show more content on Helpwriting.net ...
Any claim should include the amount owed, services/products provided, property owner name,
employer, address of job location, Proof of Service Affidavit (completed and signed by the
individual serving), and the claimant's address. Was the mechanics' lien filed within the appropriate
time frame as determined by law? If not, it is not valid. Potential lien claimants must record the
mechanics' lien within 90 days of completion of work, when the owner of the property used the
improvement or when the owner "accepted" the improvement that was done. Did the subcontractor
or supplier file for a lien foreclosure action in timely manner? You can verify this by checking with
the local superior court. The lien foreclosure action is a lawsuit to foreclose on the mechanics' lien
and force a sale of the property by auction in order to obtain the funds that are owed. It must be filed
within 90 days of the date they recorded the mechanics' lien. In many cases, lien claimants with
valid claims will fail to follow through which will make the lien invalid. If you need assistance
determining the validity of a mechanics' lien that was filed on your property, please contact one of
the experienced southern California real estate and business attorneys at The Law Office of Ernesto
F. Aldover as soon as

An Article On The Health System Of The Indigenous Ashtray...
expected has proof that challenging for the average citizen to comprehend and it does not convey a
personal impact upon their life (Zezza and Nacinovich, 2015). In an article by McCalman, et al.,
2016, it discuss is the effectiveness of in fermentation of the indigenous ashtray lien health care. The
article goes on to discuss how comparison of the indigenous Australian review against the Paris
reference guide and suggests fledging but growing state of indigenous implementation research
(McCalman et al., 2016).
An article by Al–sharqi in 2012 it discusses the health system developments in Australia. The
Contemporary health system in Australia evolved over two stages that are outlined as follows: the
period was characterized by the ... Show more content on Helpwriting.net ...
Medicare also cover financial issues between two major parties hospitals and doctors (Al–sharqi,
2012).
The Australian government provides health insurance for many of their citizens as some opt out of
government coverage to select their own private health plan. In a video online,
https://www.youtube.com/watch?v=4eA_0x8ONsU, a woman from Newark, NJ reports how she
was born with club feet. She stated how she required surgery at 3 months old to repair her club feet.
She stated that the doctors performed the surgery, in which they broke the bones to her feet in an
attempt to straighten the clubbing. Complications begin after the surgery in which the end result was
an amputation three inches below the knee at only 3 months old. Because of this she had to
continually go through future operations as she grew older as a child.
Once turning eighteen she was no longer allowed to be on her parents insurance this created a great
issue as she was unable to find insurance for herself because all the insurance companies would
decline her as they would say the amputation was a pre–existing condition. She stated that she
continued through college, completed a degree and became a federal employee through a
government entity. At this time, she still was not able to obtain health insurance due to her pre–
existing condition period due to these issues within the United States Healthcare System. She then
decided to relocate to Australia in which their government

Tax Lien Investing In Real Estate
It is still possible to make money with real estate. Despite the housing market problems of the last
several years, there are still ways to invest and earn an income with properties. While many people
immediately think of rental properties as offering steady income, there is also tax lien investing.
Although some infomercials make it seem that you can own a property by just buying the tax lien,
the reality is that property tax lien investing is far more complicated than those infomercials want
you to believe. What is Tax Lien Investing? Owners of real estate have to pay annual property taxes.
These taxes pay for community services and social programs. The county depends on this money. If
a homeowner has financial difficulties and becomes ... Show more content on Helpwriting.net ...
How to Learn About Tax Lien Investing There are late–night infomercials offering systems about
how to make a lot of money with tax liens. Although these systems make it seem easy and simple to
get a house just by paying the overdue property taxes, tax lien investing can be complicated and
drawn out, especially if you decide to foreclose. And with so many programs available to help
homeowners facing foreclosure, there is no guarantee the foreclosure will go through. The most an
investor should hope for is to get back the invested money plus interest. Because tax lien investing
is such a complex process, the only way for investors to really be successful is to learn the laws
about property tax liens for their state. It is a good idea for would–be investors to contact the
country clerk's office or other government agency in their state and request information on the tax
lien auction process. With tax lien investing, investors get a high rate of return for a few years while
county governments get the money they need. This type of investment is not for everyone and it is
certainly not a get–rich–quick scheme. For informed investors with patience, tax lien investing can
be a good way to make a fixed income

Analysis Of The Hero's Quest In Goodbye, Columbus By Sarah...
The Hero's quest is one of literatures greatest devices. It is the foundation that our myths and
legends are built upon, allowing them to soar to even greater heights of imagination. Yet, in a world
where Herakles no longer labors or Arthur's knights no longer quest for treasures, where does the
hero's quest fit into more modern settings? In the novels that we have examined, two stand out as
having addressed the hero's journey and its place within our modern times. Goodbye, Columbus by
Phillip Roth, and Ms. Hempel Chronicles by Sarah Shun–lien Bynum both have protagonists that
traverse various stages of the hero cycle in their own unique way.
The Hero cycle is characterized with twelve various stages that the hero must go through in order ...
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To the point that he allows himself to partially display his struggle in front of Neil, "There was
goose flesh on Ron's veiny arms... eyes were closed...Ron: he was still humming on his bed" (Roth,
105). Ron seems almost in a trance, as he knows what is going to happen the very next day. He
allows himself to share the moment with Neil, seemingly letting him into a place that is dear to him.
Thus allowing Neil and the rest of us to sympathize with the character even

Settlement And Release Agreement : Settlement
SETTLEMENT AND RELEASE AGREEMENT This Settlement and Release Agreement is made
and entered into by and between YVONNE A. WOODY (Formerly YVONNE A. ZANDERS) and
ROLAND WOODY, CO–PERSONAL REPRESENTATIVES OF THE ESTATE OF R.Z., on the
one hand, and the STATE FARM FIRE AND CASUALTY COMPANY, and ROBEL KINFE, on the
other hand. I. DEFINITIONS 1. "Agreement" means this Settlement and Release Agreement
including its Definitions, Recitals, Undertakings, Representations and Warranties, and Terms and
Conditions. 2. "Plaintiffs" mean YVONNE A. WOODY, ROLAND WOODY, THE ESTATE OF
R.Z., and all of their, agents, representatives, employees, attorneys, affiliates, predecessors,
successors, heirs, and assigns. 3. "Defendant" means ROBEL KINFE, and ... Show more content on
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II. RECITALS WHEREAS, in the Suit, Plaintiffs seek to recover certain claimed losses and
damages alleged to have arisen out of the Plaintiffs' occupation of a rental apartment unit owned by
Defendant (hereinafter, "the Event"); WHEREAS, a dispute currently exists between the Parties as
to liability, if any, and the amount of recovery, if any, to which the Plaintiffs are entitled in the Suit;
WHEREAS, the Parties wish to resolve forever all Claims that have been made, or could have been
made in the Suit without resort to further legal proceedings; WHEREAS, the Parties have concluded
that this Agreement is a fair, reasonable and adequate resolution of all Claims that have been made,
or could have been made in the Suit; and NOW THEREFORE, in consideration of the promises
contained herein, intending to be legally bound hereby, the Parties agree as follows: III.
UNDERTAKINGS 1. The STATE FARM FIRE AND CASSUALTY COMPANY hereby

The Dividing Lien of Plato's Allegory of the Cave Essay
Plato's allegory of the cave, located in Book VII of The Republic is one of the most famous
allegories in which he has created. This simile touches base on a number of philosophical ideas
which Plato developed over the progression of The Republic (Plato, G.M.A Grube, 1993), the most
noticeable being the dividing line. The dividing line is the point between the world of ideas where
we live and the world of the forms which is in the heavens. This allegory of the cave helps people
understand the theory on which philosophy is based. It is also in this Book where the education of
the guardians is outlined. We are asked in Book VII of The Republic to imagine a group of people
sitting inside a cave, with their hands and feet bound. It is by ... Show more content on
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When the prisoner turns his head towards the light of the fire his eyes hurt him and he is confused
because he is unable to see the objects of the shadows he had been subjected to his entire life. It is
because of this pain and confusion that the prisoner wishes to return to the life that he is accustomed
to, and the reality he knows, the world of the shadows. We are asked to envision the stubbornness
displayed by this prisoner to leave the world of the shadows, a stubbornness which causes him to be
dragged into the sunlight. Upon seeing the light of the sun the prisoner is temporarily blinded,
unable to see anything around him, blinding him more than when he was a prisoner of the cave.
Eventually the prisoner's vision adjusts and he is able to see more clearly. His mind will first be able
to recognize the shadows, then moving on to reflections of objects in the water, and lastly the
objects themselves. This new sight leads the prisoner to question the colours and objects around
him. He questions what it is that causes him to being able to see all the things he can, compared to
only seeing poor reflections of objects in the cave. The prisoner eventually concludes that it is the
sun which illuminates all around him and is the source of his sight. This now knowledgeable
individual remembers the others who are still trapped in the cave ignorant to the wonders which lay
outside of it. He considers him self lucky to

Upside Down By Tracey Lien Analysis
Recently, emojis have entered the texting world and has changed the way communication is
interpreted. Imagine getting a text and not being able to interpret whether the other person is upset
or is joking around with you. As if someone texted you "What the heck?" and you have no idea
whether they are angry or laughing about the situation. Which is where emojis are excellent use for
communicating when you need to show the emotion you are having when you send a text. In the
article, "Should that frown be upside down? Emojis make the meaning clear" by Tracey Lien
explains the importance of emojis and how they can make a difference in the way individuals
comprehend the message. Emojis give the receiver of the text message a visual on their reaction

The Importance Of National Tax Trouble In Chula Trouble
Are You Facing Tax Trouble in Chula Vista? National Tax Relief Can Help
Tax troubles are some of the worst that one can experience in life. You can find yourself immersed
in a pile of tax debt, and feel like there is no way out. And situations of this nature can be even
worse, and far more entangling if handled incorrectly. You could end up losing everything that
you've worked hard for in life. Tax filings must be done correctly, on time, and all tax money owed
completely paid up or you could be facing a pile–up of debt, leading to a potentially serious crisis
financially that could severely impact you and your families' lives for years to come. Hence, tax
issues should be taken extremely seriously.
However sometimes the unthinkable can ... Show more content on Helpwriting.net ...
The longer we live, the more important it is that we have financial security. Life without it,
especially in the older years can be problematic to say the least, worrying if there will be enough to
pay your rent or mortgage, loans, car payment, credit cards medical bills, daily living expenses.
With that extra unexpected debt you could be in danger of bankruptcy, which could take many years
to recover from. If you are unable to pay tax amounts due when asked you will can incur penalties
leading up to wage garnishment, seizure of properties and bank accounts, even leading up to
incarceration in extreme cases.
With so much at stake, doesn't it make sense to entrust your tax filing, and possibly the outcome of
your financial future, to a trusted tax attorney that will make certain you have all tax benefits
allowed by law? For instant tax relief and expert staff that you can count on, contact National Tax
Attorney. Staff attorneys are there to support and represent you so you can relax. Peace of mind is
not a thing you can put a price on.
Installment Agreements
The attorneys at National Tax Attorney can appeal on behalf of their client to the IRS for an
installment agreement. When a client has tax debt the firm can appeal to arrange for an Installment
agreement in which clients will not have to pay all at once. They are able to pay in monthly
installments, helping find instant tax relief from having to

Non-Custodial Parent: Case Study
The non–custodial parent (NCP), Mr. Russell revealed that his situation in dealing with the Lien
Unit is because of lack of payment on his account toward child support. He stated he paid the
required child support as ordered, have not missed a payment; does not feel that the lien should have
been placed on his account. The money in his account was saved for a certain procedure dealing
with his health. He also had to pay bills, check is direct deposit, and money was due to pay bills at
the time his account was seized, which caused his bills to be behind, and put him in a hole that he is
still trying to climb out of. He does not feel that they should put a lien on his account because he is
following procedures that he was already ordered to pay. He stated he is requesting the lien be
removed from his account and his daughter's account. Lauderdale County DHR's child ... Show
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On December 29, 2015, the Secretary of State acknowledged the FIDM lien, the FIDM levy was
requested and December 29, 2015, the Notice of Levy was sent to the financial institution. On
December 31, 2015, the levy package was generated for the NCP. On January 13, 2016, the NCP
requested administrative review alleging the past due support is incorrect and he does not meet the
requirements of lien/levy. On January 25, 2016, the administrative review completed by the Lien
Unit and the Notice of Decision was sent to the NCP; the lien remains. In addition, a case review
was request by the county; the balances were correct. On February 02, 2016, another levy was
requested and sent to the financial institution. Another levy package was generated for the NCP. On
February 19, 2016, the Lien Unit received a hearing request from the NCP; on February 22, 2016,
the hearing request was accepted and schedule for a hearing April 22,

Advantages And Disadvantages Of Lien
INTRODUCTION
If we take the aspect of law, a lien is a form of welfare interest which has been permitted over an
item of property to protect the payment of a debt or performance of some other obligation. The
person who owns the properly and grants the lien is known as the lienor whereas the person who has
the benefit of the lien is referred to as the lienee.
Section 171 of the Indian Contract Act, 1872 deals with the law of lien.
An advocate's lien is thus the right of a lawyer as well as a remedy for a lawyer to hold a client's
property or money until payment has been made for legal aid, advice and representation given.
However the availability of this remedy does not exist for an advocate in India. The term 'lien' has
been defined as a claim, encumbrance, or charge on property as security for the payment of some
debt, obligation, or duty. There are two types of liens:
1. Consensual, which ... Show more content on Helpwriting.net ...
Solland & Ors discusses about Common law lien and the statutory lien in which the Court's opinion
was that even though the right of a solicitor is meant to be lien regardless of it not being a true lien
under the common law or the statute, which is existent only in the sense where the person who
claims that the lien has the property which he claims to be subject to the lien in his possession..
Another aspect considered upon was that when there is a case of the solicitor's common law lien
over his client's documents, there is a firm principle that a solicitor who takes substitute security
from his client for his costs may be held to have waived his lien. Prima facie a solicitor has a lien for
his charges upon the papers of his client. If the lien is lost, released, or waived in the same way as
the liens which other persons hold, the different between the case of the other lien and a solicitor's
lien is that the solicitor has a duty to make the client aware of it if he intends to retain the lien or else
his lien will be taken to be

The 's Influence On The World 's Music Today
Though Norway has a small population of only 5.3 million inhabitants, its musical culture is just as
rich as many other countries. From classical and folk, to blues, country, electronic, hip hop, pop,
rock, and metal, Norway's traditions contribute to all of them. Although Scandinavia is often
overlooked, it has a strong influence on all of the world's music today. Archaeological digs have
shed light on some unknown history of Norwegian music by revealing artifacts including
instruments such as the lur. The lur, having been seen on ancient Scandinavian rock paintings, is a
five– to eight–foot–long bronze blowing horn. Having been found in Norway, Denmark, South
Sweden, and even Northern Germany, these instruments are cast into many ... Show more content
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He traveled throughout Europe while composing in order to incorporate Norwegian rural tradition
as well as European culture into his music. Today he is highly celebrated in his hometown, with
several statues and locations dedicated to his work.
Another influential musician in Norway, Johan Svendsen, was a composer, conductor, and violinist.
Svendsen was known for composing larger scale orchestras and ensembles, while Grieg composed
for smaller instrumental ensembles. Svendson's most famous work is his "Romance" for violin and
orchestra. Although Svendsen was extremely popular in Norway and Denmark, winning several
awards and honors, these honors did not help his music spread very widely.
Folk music in Norway has been passed down for hundreds of years. It isn't easy to completely
describe Norwegian traditional music, with many specialized dialects from area to area. Few
European traditional music genres have as rich a variety of dialects as the Norwegian ones. There
are many opinions about what defines traditional music, but most Norwegian traditional music is in
one of two categories: instrumental and vocal. Instrumental folk music is typically used for dancing
and is called "slåtter" in Norwegian. There are two types of these dance melodies–two–beat and
three–beat. These folk dances, usually performed by couples, are very social. Other

Med County Harvard Case Summary
The undersigned attended the Lien Conference held at the Fresno Workers' Compensation Appeals
Board on May 11, 2017. The undersigned appeared on behalf of Mr. Rod McClelland. Mr.
McClelland had an unavoidable calendar conflict on the day of the hearing. If you have any
questions regarding this Lien Conference, please do not hesitate to contact either myself or Mr.
McClelland.
Appearances
Present at the Lien Conference, in addition to the undersigned, was lien representative, Ms. Gina
White, on behalf of Med Nation, Inc., United Health Services, and New Age Pharmacy. Lien
representative, Mr. Bill Klomhous, was present on behalf of Encino Care Pharmacy and
Comprehensive Interpreting. Lien representative, Ms. Blanca Rivera, was present on behalf ... Show
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Therefore, we prepared the five–page Pre–Trial Conference Statement and our list of exhibits before
approaching Judge Sims. Unfortunately, Judge Sims courtroom was very busty that day. However,
eventually we were able to present the case to Judge Sims and set the matter for Trial.
The Lien Trial has been set for September 21, 2017 at 8:30 a.m. before Judge Richard Ellis. As
previously noted, the lien claimants have a high burden to meet in order to substantiate their
services. All the lien claimants have put the applicant, Pedro Sanchez, as a witness. The applicant
will need to be present in order to establish AOE/COE. Whether the lien claimants will be able to
get the applicant to appear for the Lien Trial is uncertain.
Plan of Action for Further Handling
We will appear at the Lien Trial on September 21, 2017 in order to protect your interest. Without
subpoenaing our medical file, the lien claimants will have a tough time meeting their burden of
proof.
This file will now be returned to Mr. McClelland for further defense handling. If you have any
questions regarding this hearing report or any other issues, please do not hesitate to contact either
myself or Mr. McClelland. It was a pleasure to handle this file on your behalf on a one–time

Advantages And Disadvantages Of Shipping Insurance
Shipping is an important sector of the Cyprus economy. Consequently, shipping finance is an
essential part of the Cyprus shipping industry. International and national financial institutions may
shape the development of the shipping industry in the island. Apart from banking and financial
institutions, another important dimension that should be taken into account is the provision of high–
quality legal services.
Mortgages is an extensively popular tool for ensuring the repayment of a loan or any other financial
obligation of a shipping company toward its creditors. The mortgage is created over a ship in favour
of the creditors. Precisely the Cyprus Merchant Shipping Law No. 45/1963 (Registration of Ships,
Sales and Mortgages) permits the creation of a mortgage over ... Show more content on
Helpwriting.net ...
A mortgagee has the right to sell the mortgaged ship. Nevertheless, if there are more than one
mortgagees, he or she will need a court order.
In the case of a forced sale through auction or other private agreements, then the mortgagee's right
have priority in the distribution of income.
Advantages of Cyprus Ship Mortgages:
The Cyprus Mortgage System offers some considerable advantages, some of them are listed below:
The details of all registered mortgages are securely filed.
The bureaucratic procedures related to the registration, transfer and discharge of mortgages are not
complicated and rather efficient.
As it was mentioned above, the registration of a mortgage can be held in a Cyprus consul. In other
words, the registration of a mortgage may take place abroad without unnecessary delays since the
date of deposit of the mortgage to a Cyprus consul is considered to be the date of registration.
In case, the ship is provisionally registered its status remains unaffected by its permanent

America 's First Credit Union
The credit union offers many opportunities for its members. No union is quite the same. Every
company has many similarities. Members of the union are given advantages that may not be
available to others. There are many advantages and disadvantages to being part of a union. What is
the America First Credit Union? It is a credit union associated with the Salt Lake County, Utah area.
Members of this union must live within a twelve mile radius of the Mesquite Nevada post office.
This company provides service to these residents only. The eligibility to become a member is
stricter than most companies. A member of your immediate family must have a membership with
the America first credit union. The other eligibility requirement is if your ... Show more content on
Helpwriting.net ...
The America first isn 't the only credit union who offers members the opportunity to excess their
accounts on the internet. The option to access accounts and perform tasks is a new tool available to
all members. This technology to do account tasks online is a great opportunity to seize. As any other
company would do, the America First Credit Union offers their members the opportunity to report
any fraud type of emails to an email address. The email address is the following; email
fraud@americafirst.com. This email address will help to stop and prevent any type of fraud that may
be lurking on the internet. This credit union company isn 't for everyone. The eligibility
requirements are high for those who do not reside in the same county as the company. But that
doesn 't mean the company isn 't a good company to have a membership with. If you are in the
residence of the county, look up the company to see if you qualify for a membership. America First
Credit Union is a good union to join. Try it for yourself. Making mistakes when it comes to your
credit is a lesson that many people learn the hard way. Constant phone calls, mail, and threats can
make a tough financial situation worse. Either how well or how poorly you manage your debts and
finances are available to creditors to see when you apply for credit, such as for a retail store card, or
even an auto or home

The Law Of Attribution : Tesco Supermarket Vs. Nattrass
(ii) Redgate
The law of attribution allows Unwins to claim against Redgate through the identification principle.
It means that the company will be liable for acts committed by the "directing mind" of the company
. The case of Tesco Supermarket v Nattrass provided that this principle concerned directors,
managing directors and if a person is the "embodiment of the company" . Since Harriet is the sole
director and the only member of Redgate, this principle will apply as she is the embodiment of the
company. This means that if Harriet is found guilty of breaching s.212 or 213, her actions will be
attributed to Redgate and the company itself will be liable as well. If Redgate is claimed against, the
court may require that Redgate contributes compensation to Unwins and this would mean that the
flat in Chiswick would need to be sold in order to pay this. However, there is a charge over the
property by West London Finance PLC (WLF) and this is by way of legal mortgage so Redgate
would have to pay back this mortgage before the money could be used to pay Unwins. The
mortgage remaining is £200,000 (with no interest to be paid as it is an interest only mortgage so this
has been paid already) and the property is now worth £380,000. Therefore, after WLF have had their
mortgage payment satisfied, there will be £180,000 left which Redgate might have to contribute to
Unwins as compensation.
(iii) How the proceeds affect the creditors
The proceeds of litigation can be used to help maximise

Pros And Cons Of A Mechanics Lien
A Mechanics Lien is a legal claim to real property until a debt has been paid. If you employ a trades
person or contractor to work on your home and a dispute arises wherein you refuse to pay, the
worker has a right to file a lien thus making the property responsible for payment. Mechanics' Liens
must be recorded with the County recorder where the property is located. Liens must be enforced by
a lawsuit to foreclose on the property within a specific time frame (varies from state to state –
usually 90 up to 180 days) of the date of recording or they automatically become null, void and
unenforceable. If this time has elapsed and the contractor has not filed a lawsuit within the time
period allowed, then demand that he execute a release of lien in writing. If he refuses to cooperate
then the homeowner can petition the courts for a decree to release the lien. This usually requires
hiring an attorney, as the process can be somewhat complicated. It's important to note that unethical
contractors file ... Show more content on Helpwriting.net ...
Over the last eight years she has helped homeowners deal with problems they have had with their
own contractors as well as providing tips, guidelines and resources on avoiding a home remodeling
nightmare. Ms. Costello has worked with the Contractors State License Board over the years to help
create greater protection and a voice for consumers harmed by unethical contractors. She has
testified before the State Senate supporting legislation that would benefit homeowners on
construction related issues. You can learn more about hiring building/remodeling contractors, red
flags to look for, read other homeowners horror stories and become better informed before you
begin your

Project B Cours Lien-Stage: Practicum Analysis
Project B Cours lien–stage, Practicum II
The project B was the result of an analysis of a live interaction with the students in a classroom
during the practicum II in a secondary school. The focus of this self–evaluation and reflection
concerned the usage and the amount of corrective feedback with the students. First of all, in
traditional learning situations, the teacher's role was prominent and the one to achieve most of the
talking in class. As stated by the MELS, while the teacher still has an active and central role in the
classroom, she or he should act as a facilitator and a guide to support the children when learning.
The exercise of this task in addition to the pedagogy classes held at the university enabled me to
realize how and to

Municipal Lien Search Research Paper
Municipal Lien Search
I Already Had a Title Search Done. Why Do I Need a Municipal Lien Search?
Even the most exhaustive title search is limited to a property's recorded liens. It will not reveal
municipal debts or liens against the property, which will need to be resolved prior to closing.
Furthermore, if they come to light after closing, unrecorded liens will not be covered by your
Owner's Title Insurance Policy.
A municipal lien search is not required by the lender's title agents – do not assume they are being
done. The burden rests on the buyer to obtain this information. It is vital that you have a thorough
and complete record of the property you plan to purchase, particularly in the event of a short sale or
foreclosure property. Debts, liens, unresolved violations, hidden problems, permit issues, utility
bills, unpaid taxes, special assessments and/or other issues can end up costing you money, or even
your property.
If there are municipal charges, they are the seller's responsibility. However, if they aren't paid, the
buyer can ultimately be held liable.
A thorough municipal lien search will uncover any such liens, debts, or violations so they can be
resolved before closing. This includes both residential & commercial properties.
Florida Tax Lien Title, Inc conducts extensive research into the following areas for a comprehensive
account of the property:
Real Estate Property Taxes – this includes whether or not the taxes for the current year have been
paid or not, if there are any delinquent taxes on the property from previous years, and if there are
any tax deeds on the property.

California as a Lien Theory and Title Theory State
State of California I. Title and Lien Theory Difference Between Two Theories The State of
California has a mixed approach in that it is a lien theory and title theory state. According to lien
theory "execution of a mortgage or a deed of trust only creates a lien against the property, it does not
transfer title. The borrower retains full title to the property throughout the term of the loan and the
lender simply has the right to foreclose the lien if the borrower defaults. California is a lien theory
state in regards to mortgages but is a title theory state in regards to deeds of trust. According to title
theory, the property is transferred but only as collateral with no possessory rights and is referred to
as "legal title, bare title, or naked title." (Haupt, 2009, p.206) In either case, should the borrower
default, they will lose the property. II. Advantages and Disadvantages of Title and Lien Theory
According to the work of Haupt "Principles of California Real Estate "There are actually not many
differences between lending and foreclosure procedures in title theory and lien theory states now;
the distinction is more theoretical than practical. Under either theory, the borrower will lose the
property if the loan is not repaid." (p.206) III. Difference Between FHA and VA Loans The VA
Home Loan Guaranty Program is reported as having been conceived "as a part of the Servicemen's
Readjustment Act of 1944. The VA Loan Guaranty Service is the organization within the VA

Importance Of Mechanics Lien
If you've ever had a mechanics' lien placed on your property you know that it has nothing to do with
your car or the mechanic that you use for auto repairs. But if you've never heard much about this
particular legal maneuver, you'll agree with most of the people who find themselves in a similar
position: the name is what makes the mechanics' lien so confusing; they are actually most often used
by subcontractors and suppliers. It's a legal claim against a property that has been improved or
remodeled in some way. For example, you may decide to remodel the entryway of your property,
installing all new lighting, raising the ceiling, knocking out a wall, adding an arch, installing a
skylight and replacing the flooring. You hire a contractor to handle ... Show more content on
Helpwriting.net ...
If you don't see the logic behind the mechanics' lien there are two matters that you probably aren't
taking into consideration. First, at a fundamental level, the law assumes that between the person
who ordered all new lighting for their house and the electrician who placed the order and fronted the
cash, the electrician's need to be paid is probably greater. Second, the law presumes that you as the
owner who paid the contractor for the job in full can simply respond to this situation by suing the
general contractor. This is true, but there's still a big problem to deal with immediately. When a
mechanics' lien is placed, you may have days or months to pay what is owed the subcontractor or
the property can be sold to satisfy the debt. In comparison, you can sue the general contractor, but
obtaining the money from this direction will probably be a long process.
How can you avoid the problems that come with mechanics' liens?
1. Pay for the work being done with joint checks. Offering a series of checks made out jointly to the
general contractor and subcontractors working on the job is a good way to ensure that everyone gets
paid. Joint checks can only be cashed if the "ultimate" beneficiary endorses it, which helps ensure
that subcontractors and suppliers are paid.
2. Obtain a lien waiver. You can instruct your general contractor to obtain lien waivers from all
suppliers and subcontractors working on the job and that the general contractor will be responsible

Tracey Lien: The Response Of People Around The World
Introducing, the Oxford English Dictionary's Word of the Year . That's right, an emoji, not even
the word emoji, just a little yellow face, a picture. Although emojis are immensely popular, and can
be used to describe the way someone is feeling, these little pictures should not be considered words.
"Should that frown be upside down? Emojis make the meaning clear" an article published by Tracey
Lien, describes the response of people around the world, to the Oxford English Dictionary's Word of
the Year. According to Tracey Lien, emojis have both negative and positive impacts on the lives of
everyday users. "A...report from...Bloomberg news...found that 8 trillion text messages are sent each
year, leaving a lot of room for misinterpretation."

America Vs Caulkett Case
On June 1, 2015, the Supreme Court of the United States held that a debtor may not void, or "strip
off," a wholly underwater second lien in Chapter 7 bankruptcy proceedings. In doing so, the
Supreme Court reversed the Eleventh Circuit's affirmation of a decision from the Middle District of
Florida, which had granted the debtors' motions to void the underwater second liens. In Bank of
America, N.A. v. Caulkett, the Supreme Court considered "whether a debtor in a Chapter 7
bankruptcy proceeding may void a junior mortgage under § 506(d) when the debt owed on a senior
mortgage exceeds the present value of the property." Bank of America, N.A. v. Caulkett, No. 13–
1421, 575 U.S. ________ (2015). Under 11 U.S.C. § 506(d), debtors in Chapter 7 bankruptcy
proceedings may void liens which are not allowed "secured claim[s]." Specifically, Section 506(d)
provides that, "[t]o the extent that a lien secures a claim against the ... Show more content on
Helpwriting.net ...
In doing so, the Court relied upon Dewsnup, where it previously held that a Chapter 7 debtor could
not "strip down", or reduce, a lien on real property down to the value of the collateral. In Dewsnup,
the Court had reasoned: "The practical effect of petitioner's argument is to freeze the creditor's
secured interest at the judicially determined valuation. By this approach, the creditor would lose the
benefit of any increase in the value of the property by the time of the foreclosure sale. The increase
would accrue to the benefit of the debtor, a result some of the parties describe as a 'windfall.'" Id. at

How Important Is A Lien?
A lien is an encumbrance on a property to secure a debt the property owner owes to another person.
A lien holder is the bank, finance company, credit union, other financial institution, or individual
with whom you signed an agreement to borrow money using a particular asset. Lenders or lien
holders lay claims to the property if the loan is unable to be repaid. Lien holders all lay claims to a
property, but all liens are not created equal. It's risky to buy a property without making certain that
there are no liens on the property. You may end up with nothing if you purchase a property with
liens that worth more than its value.
One of the most important liens every foreclosure investor should pay attention to is the tax lien.
Tax sale rules

Landerville Business Plan Essay
Business Plan
LANDERVILLE INVESTMENT AGENCY
By: Billy Hill
October 3, 2009
Table of Contents 1. Executive Summary for Landerville Investment Agency 2. Business
Description and Financing 3. Tax Lien Business 4. Tax Lien Market 5. Operations and Procedures 6.
Bidding and Property Risks 7. Projected Profit 8. Conclusion
1. Executive Summary for Landerville Investment Agency, LLC
Landerville Investment Agency's goal will be to purchase tax liens from state government and city
treasurer auctions and recoup the funds from the owner. State governments and city treasures will
issue a lien against residential and business properties in an effort to recoup the owed tax money
(Carr, 2003). After I have ... Show more content on Helpwriting.net ...
This company research and act quickly to purchase tax liens certificates deemed to be on good
properties but the main goal will be to recoup funds from property owners (Merrit, 2009).
Foreclosure will be the last resort, but the company will have to recoup their cost in order to make a
profit (Merritt, 2009). City governments and county treasurers in more than thirty states have
authorized the selling and purchasing of tax lien certificates on homes and businesses (Moreau, D.,
& Goldwasser, J., 1993). 3. Tax Lien Business
What are tax liens?
When a home owner fails to pay their real estate taxes, the county or city treasurer will place a lien
on the property to ensure payment of the money owed (Carr, 2003). The tax lien is the legal
assertion the county takes to recoup a specific amount of money against a property (Carr, 2003).
Since it is a legal action the tax lien, the court records the action as part of the land record file (Carr,
2003). If the owner tries to sell or refinance the property the recorded lien would have to be
financially satisfied before any ownership change (Carr, 2003). In some states such as California the
owner can transfer the property title to another name, but if they want to sell the home or refinance
then they will have to pay off the lien (Carr, 2006).
Tax liens apply to residential and business properties.
In the United States there are many states that sell tax liens on

Airbnb By Tracey Lien: Article Analysis
Tracey Lien is a contact reporter from Los Angeles Times, in where she wrote an article titled Think
you have too many roommate's? about co–living being a lifestyle option for many young people in
this era, ranging from their mid–20's and mid–30's. The reason why many people opt for this option
is because financially, people find it hard to solvent and buy their own home in locations such as;
New York and Southern California due to the major reason that they would have to spend a great
percentage of their monthly income. Therefore; Airbnb has been created along with the term of co–
living; in which people get to share a residency, helping each other grow as adults. Co–living, as
presented and described in Lien's article sounds like a magnificent form of living and socializing, I
think that the idea of sharing a home with others is appealing to many citizens, because I believe
that it is a great way to be contributing and interacting with people approximately the same age as
you, as well as having the ... Show more content on Helpwriting.net ...
The founders of the company can justify the high rates they charge for a room by determining how
spacious the room is going to be, if the room has a bathroom inside or outside, how many square
feet the whole or apartment house is, how spacious everything is, the community, state, and how
near stores, parks, and fitness centers are from the soon–to–be residency. In my point of view, I see
many advantages and disadvantages regarding co–living, that can be debatable. As I mentioned
earlier, the advantages of co–living can be from being independent to being more responsible and
handling situations. Unlike the advantages, a couple disadvantages I can name are that; privacy will
not be very usual to an extent and arguments among each other are always going to happen due to

Commercial Liens
COMMERCIAL LIENS A MOST POTENT WEAPON
Version 1.0
|Edited by Build Freedom staff |
|[with acknowledgments and credit to Alfred Adask (Publisher of AntiShyster magazine), Richard
Boalbey, David |
|DeReimer, and the various lien authors, for providing some of the content] |
|(Applicable To The U.S.A.; Adaptable For Some Other Countries) |
|Common Law Copyright, 1995 by Build Freedom Holdings |
|All Rights Reserved. | ... Show more content on Helpwriting.net ...
Whether that prospect thrills you or disturbs you depends upon your outlook.
These liens, because they are so powerful, should be treated with respect. We, at Build Freedom, do
not advocate the use of these liens against all government officials, nor to any official in particular.
We honor the fact that there are many virtuous people in government offices, who are truly striving
to harm no one and to benefit as many people in society as possible. The liens described in this
manual are not directed towards these harmless officials.
Scope and Purpose of Manual
This manual is an introduction and primer to the Commercial Lien Strategy. It does not pretend to
be the final word on the subject. The authors and editors have synthesized material from several
sources. We have organized it into a form that should be comprehensible to the average reader.
After reading this manual, you will know the fundamental principles of this strategy. This
understanding, plus the Bibliography in Appendix A, will allow you to do further research on your
own.
Some Notes on the Sample Briefs
Included with this manual is an Appendix containing sample legal briefs, based upon actual
examples used by others.
You will have to reformat these briefs using your word processing software, and you MUST adapt
them to your situation, and to the requirements of your state or locality. These are not and (in the
nature of things) cannot be "fill–in–the–blank" forms.

The

Analysis Of The Book ' Lien '
First impressions are everything. When people hear this phrase, many will often associate it with
meeting new people. However, this concept can just as easily be applied to literature. Authors put
great care into how they describe a character or a setting because the reader has nothing but words
off of which to base their perception. This can be problematic if the author is not able to create a
compelling enough picture in the reader's mind, but it can also be used to the author's advantage,
often by tricking the reader with their words into believing something, and then revealing it to be the
opposite. This story, "Lien," was created with the intention of exploring the way people perceive
reality and how they decide on the true nature of their surroundings, which is accomplished through
the use of geographical concepts, intertextual examples found in famous fictional pieces, and
descriptive language. In the overall narrative, the main character is lost and is trying to find his way
back home. Both he and the readers are never supposed to be sure if he is awake, dreaming, or a
little bit of both, which relates to the uncertainty and tricks played by the unconscious, both of
which are brought up by the movie, Inception. In this movie, the subject of a dream often does not
realize that he is in one, which is a concept the authors of the overall narrative are trying to imitate
("Inception" 2010). In the process of trying to return home, the protagonist ends up at in

The Meaning Of Emojis By Tracey Lien
My response to the article of the week "Should that frown be upside down? Emojis make the
meaning clear by Tracey Lien". Is emojis should not be used in the Oxford dictionary it's not
helping the English language. Instead of taking into a new world of grammar where everyone is
well educated it taking us back when people were not. How would you fill if you go in time when
the Indian removal was happening there gesture is only a frowny face because they are being
removed from their land. They are not speaking just showing their emotions with a picture it might
not be the same nowadays, but still if you are taking to someone speak to them actually right
something in your text. Don't just said a picture of pancakes when someone asks you what you

The Floating Charge As An Effective Security
Synopsis
This essay will critically evaluate on the floating charge being a useful security to banks in the
modern day society. There are several controversies surrounding the floating charge which will be
examined in this essay. The concept of floating charge over assets as medium of security is relied
upon by many companies thereby showing us that it is inevitable for the banks to grant security
based on them. The essay commences with an Introduction to concept of loans provided by the
banks based on different modes of security followed by the nature and characteristics of the charges.
The essay in the second part will discuss about the legal aspects revolving around the charges vis–à–
vis registration and the third part will discuss on the advantages of the floating charges as a security.
Further down in the fourth part of the essay the researcher attempts to bring out the distinction
between the fixed charges and floating charges. The fifth part of the essay analyses the core question
of floating charge being an effective security with the help of judicial pronouncements and
legislations. Various concept viz, priority, crystallisation, impact of Insolvency Law, Enterprise Act,
2002 are given an insight under this part. The sixth part deals with the scenario in other states to a
limited extent. Through the use of legislation, legal precedent and journal articles, a deeper
examination will be provided into the application of the law surrounding the above issues and the

Acc 543 Week 4

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