Parker has 13.12 years of extended term insurance.

1. Estimated Annual Life Insurance Premium Rates per $1,000 of Face Value
10-Year Level Term
20-Year Level Term
Age
Male
Female
Age
Male
Female
PREF
NT
T
PREF
NT
T
PREF
NT
T
PREF
NT
T
20
0.87

2. 1.27
2.28
0.75
1.10
1.88
20
1.09
1.50
2.86
0.91
1.31
2.56
25
0.87
1.27
2.28
0.75
1.10
1.88
25
1.09
1.50
2.86

3. 0.91
1.31
2.56
30
0.87
1.36
2.49
0.75
1.16
2.06
30
1.12
1.61
3.24
0.96
1.42
2.67
35
0.87
1.44
2.73
0.75
1.26

4. 2.23
35
1.17
1.73
3.62
1.02
1.53
2.78
40
1.13
1.96
3.78
1.00
1.57
2.93
40
1.49
2.36
5.38
1.26
2.00
3.77
45

5. 1.51
2.69
5.33
1.38
2.12
4.08
45
2.23
3.73
8.42
1.75
2.92
5.57
50
2.03
3.76
8.08
1.72
2.98
5.78
50
3.45
5.99

6. 12.90
2.59
4.40
8.02
55
2.95
5.61
12.48
2.27
4.44
8.33
55
5.38
9.52
19.15
3.96
6.66
11.45
60
4.61
9.07
20.07
3.46

7. 6.95
12.57
60
8.46
15.15
29.14
6.17
10.36
16.74
Whole Life
Universal Life
Age
Male
Female
Age
Male
Female
PREF
NT
T
PREF
NT
T

8. PREF
NT
T
PREF
NT
T
20
8.39
9.02
10.55
7.55
8.12
9.95
20
5.25
5.78
7.17
4.53
4.65
5.97
25
9.51
10.22

9. 12.70
8.65
9.30
11.59
25
6.21
6.69
8.61
5.37
5.61
7.17
30
10.86
11.68
14.77
9.82
10.56
13.48
30
7.41
8.13
10.29
6.45

10. 6.81
8.73
35
12.37
13.30
16.59
10.97
11.80
14.85
35
9.09
9.93
12.69
7.89
8.25
10.77
40
14.42
15.50
19.31
12.54
13.48
16.69

11. 40
11.25
12.33
15.69
9.69
10.17
13.41
45
17.65
18.98
24.03
15.14
16.28
20.43
45
14.01
15.45
19.65
12.09
12.69
16.77
50
22.45

12. 24.14
30.65
19.09
20.53
25.39
50
17.61
19.17
24.45
15.09
16.05
21.33
55
28.67
30.82
39.00
24.11
25.92
30.97
55
22.41
24.57
31.41

13. 18.93
20.25
26.97
60
36.06
38.77
49.39
29.75
31.99
37.25
60
28.77
34.53
43.65
23.97
28.29
37.53
PREF=preferred,
NT=non-tobacco,
and
T=tobacco
usage.pop-up content ends
Use the given table. Parker's

14. $250,000
whole-life insurance policy has a cash value of
$11,278.
Parker is 60 years old, female, smokes, and is converting to an extended term policy for the same
face value. Use
10-year level term
rates to estimate the number of years of extended term insurance she has.
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Question content area bottom
Part 1
Parker has
enter your response here
years of extended term insurance.
(Do not round until the final answer. Then round to two decimal places as needed.)
Estimated Annual Life Insurance Premium Rates per $1,000 of Face Value
10-Year Level Term 20-Year Level Term
Age Male Female Age Male Female
PREF NT T PREF NT T PREF NT T PREF NT T
20 0.87 1.27 2.28 0.75 1.10 1.88 20 1.09 1.50 2.86 0.91 1.31 2.56
25 0.87 1.27 2.28 0.75 1.10 1.88 25 1.09 1.50 2.86 0.91 1.31 2.56
30 0.87 1.36 2.49 0.75 1.16 2.06 30 1.12 1.61 3.24 0.96 1.42 2.67
35 0.87 1.44 2.73 0.75 1.26 2.23 35 1.17 1.73 3.62 1.02 1.53 2.78
40 1.13 1.96 3.78 1.00 1.57 2.93 40 1.49 2.36 5.38 1.26 2.00 3.77
45 1.51 2.69 5.33 1.38 2.12 4.08 45 2.23 3.73 8.42 1.75 2.92 5.57
50 2.03 3.76 8.08 1.72 2.98 5.78 50 3.45 5.99 12.90 2.59 4.40 8.02
55 2.95 5.61 12.48 2.27 4.44 8.33 55 5.38 9.52 19.15 3.96 6.66 11.45
60 4.61 9.07 20.07 3.46 6.95 12.57 60 8.46 15.15 29.14 6.17 10.36 16.74
Whole Life Universal Life

15. Age Male Female Age Male Female
PREF NT T PREF NT T PREF NT T PREF NT T
20 8.39 9.02 10.55 7.55 8.12 9.95 20 5.25 5.78 7.17 4.53 4.65 5.97
25 9.51 10.22 12.70 8.65 9.30 11.59 25 6.21 6.69 8.61 5.37 5.61 7.17
30 10.86 11.68 14.77 9.82 10.56 13.48 30 7.41 8.13 10.29 6.45 6.81 8.73
35 12.37 13.30 16.59 10.97 11.80 14.85 35 9.09 9.93 12.69 7.89 8.25 10.77
40 14.42 15.50 19.31 12.54 13.48 16.69 40 11.25 12.33 15.69 9.69 10.17 13.41
45 17.65 18.98 24.03 15.14 16.28 20.43 45 14.01 15.45 19.65 12.09 12.69 16.77
50 22.45 24.14 30.65 19.09 20.53 25.39 50 17.61 19.17 24.45 15.09 16.05 21.33
55 28.67 30.82 39.00 24.11 25.92 30.97 55 22.41 24.57 31.41 18.93 20.25 26.97
60 36.06 38.77 49.39 29.75 31.99 37.25 60 28.77 34.53 43.65 23.97 28.29 37.53