2.5 Points)

2.5 Points)
1. Describe a real or made up but realistic situation that could cause you or someone you know to have to use money from a financial reserve. (3–6
sentences. 2.0 points)
I put money into a financial reserve for college. I will not touch the money till then. I can add but not subtract from it. 2. How many months' worth of
expenses do you think your financial reserve should include? Describe at least two reasons for this decision. (3–6 sentences. 2.0 points)
As many as I can have saved up into it. Depends on wether I am working, and what my income is. Cause I could lose a job. 3. Would you rather have a
savings account that offered simple interest, or an account that offered compound interest? Why? (3–6 sentences. 2.0 points)
It would ... Show more content on Helpwriting.net ...
Also referred to as "shareholders' equity".In the context of margin trading, the value of securities in a margin account minus what has been borrowed
from the brokerage.In the context of real estate, the difference between the current market value of the property and the amount the owner still owes on
the mortgage. It is the amount that the owner would receive after selling a property and paying off the mortgage.In terms of investment strategies,
equity (stocks) is one of the principal asset classes. The other two are fixed–income (bonds) and cash/cash–equivalents. These are used in asset allocaon
planning to structure a desired risk and return profile for an investor's portfolio. Investopedia explains Equity
The term's meaning depends very much on the context. In finance, in general, you can think of equity as ownership in any asset after all debts
associated with that asset are paid off. For example, a car or house with no outstanding debt is considered the owner's equity because he or she can
readily sell the item for cash. Stocks are equity because they represent ownership in a company. 11. If you were a new investor who wanted to invest
in stock, would you prefer to invest in registered public stock, or unregistered private stock? Why? (2–4 sentences. 1.0 points)
I would incest in unregistered
... Get more on HelpWriting.net ...

The Importance Of Humanities : Starving For Wisdom
The importance of Humanities: "Starving for Wisdom"
In "Starving for Wisdom" by Nicholas Kristof, the author explains the importance of humanities in enriching people and finances. The humanities are
learning about human culture with "literature, history, art music and philosophy" (Oxford Dictionaries). In summary, this essay explains the benefits of
having the three modes of persuasion; ethos, pathos, logos and displays the impact and importance of the humanities. Decisions based on the humanities
can have negative effects on the population.
The author Kristof believes the humanities enrich humans and finances as it develops valuable interpersonal and communicative skills. Interpersonal
and communicative skills of workers in the current workforce are valuable and create diverse workers who can also engage in technical skills. As
stated by the author everyone's ethics are being challenged and questioned through social networks, stories, and new scientific findings. The humanities
shape our decision–making skills ethically by weighing the benefits and effects that contribute to scientific discoveries. Kristof states that the
humanities further our understanding of diverse cultures and people's feelings through literature. With a better understanding of others, this leads to a
better environment of understanding Earth and the population as stated by the essay.
The three modes of persuasion were created Aristotle, and can be identified in any essay as ethos, pathos, and logos.

Netflix : Case Analysis : Recommendations For Netflix
Recommendations for Netflix.
1. Continue building strong partnerships with other providers – the company should continue partnering up with other providers preferably the
multichannel television providers such as HBO and Starz in order to increase their selection of streaming titles. This will definitely help the company
not only gain but also attract more customers or consumers and therefore increase market share. This would help lower the churn rate and help expand
their subscriber base. Streaming titles can also be increased and improved if the company decides to partner up with these other multichannel providers.
Based on research carried out in researching about Netflix it is being understood that Netflix is in partnership with multiple other companies or
television providers. Due to all of these partnerships being formed the members or frequent customers are now being able to enjoy the benefits of
watching these TV episodes, shows and also movies which are made possible to be streamed to their computers and televisions via the use of Netflix
ready devices. In the case of Netflix partnering up with TV provider STARZ, for example, it is obvious that Netflix formed the partnership with
STARZ entertainment LLC a movie service provider to make movies from STARZ play available for instant streaming at Netflix ( Netflix Inc 2013).
If Netflix continues to work well with these providers the partnerships would be a good relationship which would be beneficial to both

Accounting Is The System Of Collecting
FNSINC401
Part 1
Accounting
Accounting is the system of collecting, summarising, measuring and interpreting financial information for a business or individual for the assistance of
financial and business decision making.
Accounting, affectionately dubbed "the language of business", analyses business activities, investments, and expenses and reports this information to a
client. Accounting covers a broad range of activities including but not limited to tax, financial accounting and statements, bookkeeping, financial advice
and planning.
Accounting is a regulated business, having to operate under a regulatory board. In Australia, the regulatory boards are, Certified Practising Accountants
(CPA), Institute of Public Accountants (IPA) and Chartered Accountants (CA).
Responsibilities – Receiving and paying accounts, analysing reports and balance sheets, prepare financial statements, computing taxes and calculating
income, developing budgets and financial goals and projections, collecting and entering data, payroll, etc.
Banking
Banking serves as an intermediary or middle man in the financial industry for payments, deposits, loans, and investments etc for a client.
Banks, an institution of finance, accepts deposits from the public and keeps their money secure, and then using that deposited money and the banks own
capital and assets creates credit in the form of loans, mortgages, credit cards.
Responsibilities – Managing deposits and withdrawals, supplying loans (personal,

An Analysis of Panera Bread's Marketing Mix
Analysis Of Panera Bread's Marketing Mix
Introduction
Panera Bread is highly regarded for its ability to orchestrate the many aspects of delivering an excellent, repeatable experience to customers regardless
of which time of the day they visit a store or location. Underscoring this ability to deliver an exceptional experience is a careful orchestration of the
marketing mix the company relies on to attract and keep loyal customers over time. The intent of this analysis is to evaluate the marketing mx
implemented by Panera Bread.
Analysis Of Panera Bread's Marketing Mix
The four foundational elements of product, price, promotion and place or distribution are successfully orchestrated across the Panera chain through a
series of standards, processes and procedures that ensure a highly consistent level of quality chain–wide. This quality aspect of the marketing strategy
has successfully gained Panera a following of loyal customers in the middle–age and older market segments (Jargon, 2012). This aspect of quality is so
pervasive that the company successfully uses it as a point of differentiation in the ambience and place or locational value of their stores and locations.
Panera relies on the smell of their bread baking to further enhance and strengthen the experience of customers over time (Rich, 2013).
With quality anchoring the marketing mix, Panera concentrates on the product area of their marketing mxi with intensive levels of Research &
Development (R&D) on new

Who Is Garmin?
Garmin is a Swiss parent company of a group of companies founded in 1989 by Gary Burrell and Min Kao. Garmin develops consumer, aviation,
outdoor, fitness, and marine technologies for the Global Positioning System. Garmin has sold five million units in its first dozen years. Its product line
has proliferated into 50 different items marketed through a network of 2,500 dealers, distributors, and partners in 100 countries around the world.
While the parent company is registered in the Cayman Islands, Garmin has manufacturing and sales operations in the United States (Kansas) and
Taiwan and a marketing office in the United Kingdom.
The U.S. Department of Defense began developing the Global Positioning System (GPS) in the mid–1970s, eventually spending

Book Value: The Chanllenges of Investing in The Stock Market
Introduction
The idea of investing in the stock market is at times challenging. Heightened activities witness the stock market itself. These activities gained the
investor's interest increasingly. The stock market patterns have changed due to the current globalization and integration of the subsequent markets. Just
to name some of the global markets are New YorkStock Market, Hong Kong Stock exchange among others. Sometimes these market patterns have
changed due to politico–economic backgrounds (Hamid Faruqee, 2008, p. 154).
The equity valuation ratios as seen from portfolio compare the two shares I traded. This comparison enables me to compare a stock's per–share price.
It has become a major problem to control unnecessary volatility of ... Show more content on Helpwriting.net ...
This provides investors with evident stock volatility around the expected dividend announcement day. From the portfolio values, stock volatility is
expressed by Alnylam pharmaceuticals market trade.
Gross Domestic Product (GDP) has a huge influence on investment returns that one can be expecting from hi portfolio. GDP only measures nation's
economic health which has a high impact on stock market returns. If this happens, my portfolio will have a drastic change. A rise in US GDP would
mean that Microsoft and Alnylam pharmaceuticals would report good earnings and growth. The better the earnings they make, the higher the profits
they would make. Great profits would encourage investment in these companies. By investment, I mean the number of shares would increase. Profits
belong to shareholders.
On the other hand, fall in GDP would have the opposite effect on the stock prices which would discourage current and willing investors. This is
because shareholders are would not receive good profits from their investment. For instance, when a company (Alnylam pharmaceuticals Inc) makes
huge profits after deducting all operational expenses, the company is left with only two options (Information, 2014). One option is to re–employ the
profits back to the business or to pay its shareholders as dividends.
Another strong indicator for stock trade is the rate of unemployment. Just like the GDP, the rate of

Madam President?
Madam President? President of the United States, the highest office in our nation. A respected title, a praiseworthy title, an honorable title, but some
may ask why anyone would want to be President. For the fame, the power, or maybe they actually care about our country? But if we're talking about
Hillary Clinton, we will never know. This is Mrs. Clintons second time running for President of the United States, but nobody knows why she's
running... According to Investor's Business Daily, Hillary Clinton has never explained why she wants to be our President, which is a little weird if
you ask me. And isn't our President supposed to be trustworthy, dependable, and fair at all times? Mrs. Clinton is absolutely NONE of those. Hillary
Clinton ... Show more content on Helpwriting.net ...
Clinton attended an online women's interview, where she was asked several political questions that she did not answer, however she seemed to like
talking about milk and her hairstyle more than the problems our country is facing. Additionally, Clinton has been called a clumsy campaigner because
her staff gave the audience favorable questions in her last Presidential run, as a result, some voters believe this could happen again. (Malcolm, Andrew).
Personally, I don't think Hillary Clinton actually knows what she wants. She continues to change her views on major issues, and seems to only agree
with whichever opinion is most popular with the public at the time.
Do you recall when Hillary was against gay marriage? In 2004, Hillary Clinton gave a speech broadcasted by C–Span and stated this:
"I believe marriage is not just a bond, but a sacred bond between a man and a woman [...] the fundamental bedrock principle that [marriage] exists
between a man and a woman."
Then, in 2013, during an interview with Terry Gross, she states: "For me, marriage had always been a matter left to the States," she said, eventually
going on, "[I] fully endorse the efforts by activists to work state by state."
It seems puzzling that just three years ago, she would not publicly say she supported gay marriage, but since she started her campaign for president.
All of a sudden, she acts like she has supported them all

Essay On Gun Use In America
In America it is often toted around that we have a gun problem. So the paper will be a deep analysis of gun use in America and in other countries
around the world. I want to bring facts to the table and show actual homicide and violent crime rates around the world to show the reality of the gun
situation. I want to write a paper to sum up the entirety of the truth about the good of guns and how little they actually have to do with crime. With
statistics and information as they are it should be rather easy to show the good done and very hard to give solid evidence to the bad they really do on a
massive scale.
"All Injuries." Centers for Disease Control and Prevention, Centers for Disease Control and Prevention, 3 May 2017, Accessed 20 Mar.... Show more
content on Helpwriting.net ...
"Gun Control Debate: How Many Lives Are Saved By Guns – And Why Don't Gun Controllers Care?" Investor's Business Daily, Accessed 20 Mar.
2018.
This article shows that guns save more than they kill. Giving facts and evidence of the situation. Showing that in many situations a gun is a great
equalizer and makes the weakest of us just as strong if not stronger than the strongest. I'm going to use this point to show how much good guns actually
do.
"Firearm Mortality by State." Centers for Disease Control and Prevention, Centers for Disease Control and Prevention, 10 Jan. 2018, Accessed 20 Mar.
2018.
This article contains state by state information of firearm mortality. Showing that states with higher gun regulation have higher gun death. I will use
this to show the deaths by state and how it is higher in states with gun control. I will also show that it is more related to population.
"Mortality Risk." Facts Statistics: Mortality Risk | III, Accessed 20 Mar. 2018.
This article contains information on the mortality risks of firearms showing the discrepancy of how you will die. Also showing that you are more
likely to kill yourself with a weapon than be killed with a weapon during a homicide. I'm going to use this statistic to show other things that are just as
if not more dangerous for you than guns. To show that you are more likely to be stabbed or die of a health issue than a

Adolf Hitler And The Nazi's
Two groups of people, known for wreaking havoc and destruction across the world. Are compared in many ways to be holding a great evil power. In
two different time periods, these groups as expressed by artist Ramirez of the Investor's Business Daily, are looked at in a sense of them growing to a
power of chaos and destruction. During 1933, Adolf Hitler and the Nazi's, together as one group of carnage seeking dominators, who in attempt to take
over the world, created what is known today as The Holocaust. The group today that is right now doing some of the same things Hitler did is, ISIS aka
ISIL.
The political cartoon I chose is a picture of Hitler with a mustache that reads ISIS. Next to Hitler it states, "If we were aware of the EVIL back

Environmental and Consumer Influences Analysis
Environmental and Consumer Influences Analysis PSY 322 Don Crabtree Environmental and Consumer Influences Analysis A consumer's product
selection, whether it is an item or a service, is influenced by a number of competing factors. All of those factors can make the process easier, or more
difficult, depending upon the consumer's own decision making process. Social, political, psychological, cultural, and legal processes, to name a few, all
influence the consumer's decision making process. In the case of retirement investments, particularly variable annuities, that process is made even more
difficult due to the complexity of the investment. Tax consequence must be considered. Inheritance and wealth preservation are... Show more content on
Helpwriting.net ...
Mentioned below are three important factors most people face with marketing techniques: Cultural, Political, and Business Ethics. Cultural: In the U.S.
there are many cultural variations. One of the things I've found to be a factor with marketing, is the basic cultural and language variations between
people from different countries. The complex details of a variable annuity are difficult to explain in any language, so when the client may not speak and
understand the broker's language well enough, there may be a high level of insecurity over the whole purchase process. Also, imagery used in
marketing materials may not have the same impact on people from different cultures, and may even be offensive or unrealistic. These same anxiety
inducing factors may also prevent the investor from asking questions they feel are relevant, but don't want to be perceived as uneducated or
unsophisticated. Consumer behavior differs in each culture, in which one might use everything from body gestures, long periods of silence, and
empathy to exchange communications. People might have a hard time with reading investment materials, writing and speaking a less than familiar
language, but might have very clear listening abilities that could increase their comfort with and comprehension of the product. Political – We've all
seen the stock markets rise and fall with the

Essay about Ethical And Legal Obligations
Ethical and Legal Obligations Ethical and legal obligations apply to all members of society. As one in society, the obligation to act in an ethical, law
abiding manner on a daily basis is vital to the integrity of daily life. Many professions have their own code of ethics. Financial reporting is not
exempt from such ethical and legal standards. One's lively hood depends on decisions made in the business world. Business transactions are done daily
and can impact one's economic stability. Trust is placed in the hands of corporate America and an obligation of financial reporting to reveal a complete
honest and legal picture of an entity's accounting practices is important in attaining trust. This paper will discuss the obligations of... Show more content
on Helpwriting.net ...
The mission of FASB is to "improve reporting, focus on traits that are important and reliable and on quality of comparison and consistency, to
keep up to date with current trends to reflect modifications in methods used and economic changes, and to improve the common understanding of
the purpose and content within financial report" (FASB, 2008). The FASB has an obligation to uphold ethical standards as well as to ensure rules
and regulations are followed in the way of financial reporting. The FASB uses input from other agencies when developing or amending standards
such as the SEC. Before the Great Crash of 1929, little was done to regulate the securities market (SEC, 2008). Two laws were created to help
improve investor confidence: "Securities Act of 1933 and Securities Exchange Act of 1934" (SEC, 2008). According to SEC (2008) the purpose of
these laws is to make sure companies display accurate data about their financial accounts, the securities that are sold and involved risks and for the
brokers who sell and trade to treat investors with respect by being fair and honest. A more recent law signed in by President Bush in 2002, was the
"Sarbanes–Oxley Act of 2002" (SEC, 2008). This act created changes in improving responsibility, disclosures and

Asset Value Of A Mutual Fund Essay
A mutual fund is one of the investment programs that is a pool of funds from many investors, and trade in securities such as diversified holdings,
stocks, bonds, mortgages, money market instruments, other securities etc... Professional portfolio managers use the money from the investors to buy
securities to meet the funds investment objectives. Investors own units that represent a proportionate share of all of mutual funds assets. Net asset
value per unit (NAVPU) is used to process the price for the individual unit of themutual fund. Net asset value will change is due to the fluctuation (rise
or fall) in the market value of the asset held by the funds.
Mutual funds are under securities regulations. The Mutual Fund Dealers Associations of Canada is national self regulatory organization in the
Canadian mutual fund industry. The MFDA regulates and oversights the business conducts of its members, and their representatives to protect the
investors and reinforce public confidence in mutual fund industry.
The advantages of the Mutual funds are professionally managed by portfolio management, and attempt to generate income such as capital gains on
sales, dividends on stocks or interest on bonds for the investors. Most of Investors purchase in mutual funds due to the lack of time or expertise to
manage their own portfolios. Investing in a mutual fund is a relatively inexpensive to a small investor to get a full–time portfolio manager to control or
monitor their investments.

Buffalo Wild Wings Essay
Buffalo Wild Wings: Situational Analysis Buffalo Wild Wings: Situational Analysis Background Buffalo Wild Wings (BWW) is a well
–known
restaurant chain in the U.S. that was founded in 1982 by Jim Disbrow and Scott Lowery (Whitfield, 2012). Located in 47 US states, BWW has more
than 800 outlets, more than half of which are franchising (Stern, 2012). In 2010 the company opened its subsidiary in Canada. Total company's assets
have approximately $500 million (Stern, 2012). BWW restaurants specialize in chicken wings under unique sauces. The outlets also have sport bars
with large menus including various salads, burgers and appetizers. For the visitors, in the restaurants big TV screens have been installed to allow
everyone watch popular... Show more content on Helpwriting.net ...
The restaurant commits itself to franchisees and stakeholders in helping to achieve superior financial results and sustainable performance and
development opportunities. Thus, the corporate mission and its core values are instrumental to the company's success. Industry Analysis The
industry is made up of full service restaurants, which provide take out and entertainment services along with food services (Southward, 2013). The
food service industry is extremely competitive, in which BWW is constantly increasing and improving its brand image, recognition and loyalty. The
actual major industry concerns are rising food and labor costs. Rising costs have forced restaurant chains to increase prices for meals. In the recent
years, BWW restaurants are affected by the economic downfall (Southward, 2013). People began eating out less as a whole and restaurants have had
to use new techniques and solutions to draw more guests. BWW is undertaking various steps to fight the economic crisis. For instance, twice a week
they have specials on two types of chicken wings: traditional and boneless ones at fifty percent off. This tool has been an effective in attracting more
guests. The company is also utilizing such measures as distribution of coupons with $5 discount or a coupon for 6 free wings in BWW (Buffalo Wild
Wings Marketing Plan, n.d.). Additionally, to entertain their guests and make their visit to the restaurant more enjoyable, BWW is using modern
technology. It

Essay on Mgt/230 Internal and External Factors
Internal and External Factors
In a variety of business environments around the world, four management functions are usually found. The functions are planning, organizing, leading,
and controlling. These are used from top–level management to frontline or organizational management. Globalization, technology, innovation, diversity
and ethics are factors that affect these business functions. One can examine almost any organization and find this to be true. Wal–mart is one of the
leading retail organizations in the world whose management functions are affected by these factors.
Wal–Mart has dominated the global market by operating in 27 countries outside the United States. According to Bateman and Snell (2011, p. 4),
"Companies that ... Show more content on Helpwriting.net ...
Wal–Mart's innovative leadership includes management teams using Smartphones and state–of–the–art monitoring systems. These innovations allow
management to lead their staff successfully no matter where the managers are. The controlling function of management uses closed monitoring
in–store systems, innovative approaches, and computers in the stockroom. Wal–Mart has enacted checks and balances and control of incoming supplies
allowing stores to maintain fully stocked shelves to serve consumers better (internal innovations). Another innovation introduced by Wal–Mart Labs on
November 14, 2012 was the launch of the "Goodies Co., a monthly food subscription service for consumers to savor delectable foods and discover
new items." This is a food subscription that costs only $7 dollars a month, including tax and shipping, allowing consumers to savor delectable foods
and discover new items. The Goodies, Co was created by Wal–Mart Labs and underscores Wal–Mart's commitment to e–commerce and its use of social
innovations to create new offerings for consumers (Wal–Mart Corporate, 2012). With Wal–Mart implementing innovations such as this, it is easy to see
that internal and external innovations have a positive effect on the four management functions.
Another internal factor that influences the four functions of

Autozone Competitors
At the present time, AutoZone and their competitors are facing at least one common trend that affects their strategy on a day to day basis. The
online giant, Amazon, is a force that is doing today what Walmart has done to mom and pop operations for decades, slowing down the industry's
growth (Baloun, Blatz, Crane, & Fritz, 2018). In short, consumers are using the internet to acquire parts and at times they can be found through bids
on sites such as eBay. A major secondary issue that Autozone faces is the slow down of the growth boom in general which was easy in the beginning
and has stabilized to a steady path for now. To explain the lack of growth in their sector you have to realize that other companies followed Autozone's
lead and formed their own corporations, as did Advanced Auto and O'Reilly's Auto Parts (Parnell, 2008).... Show more content on Helpwriting.net ...
In the meantime, competition from companies such as O'Reilly Motor Parts has increased because of the do it for me (DIFM) market. For instance,
how the DIFM market operates is the mechanic either call each parts store that is in their area to take in quotes or they have a prearranged
understanding with a preferred store. In any case, unless the mechanic's customer has a reason for not using a specific store, the one who carries the
part in stock and has the lowest price receives the

Elon Musk Research Paper
Elon Musk is an inspiring entrepreneur and engineer that is known for his roles in Tesla Motors, SpaceX, PayPal, and other businesses. As of now he
is expanding the world of space exploration, hoping to arrange the world's most effective mission since Apollo. Elon Musk is impacting the world of
engineers and mechanics by innovating the design process for various modes of transportation, continuing the revolution of electric run vehicles.
Elon Musk has created an abundance of inventions that have been helping mankind around the world. In early October 2017, he along with others in
tesla put together a battery the size of an american football field in less than 100 days that is now powering more than 30,000 Southern Australia
homes (source 3). In highly populated american cities The Boring Company is boring holes from city to city to create a super high speed
pod–and–tube transportation system, known as a hyperloop (source 1). It includes a high speed pod shot through a vacuum sealed tunnel. The
hyperloop will be able to travel from New York to Washington in just 29 minutes. WithTesla Motors he also plans to build as many as 500,000 electric
cars a year using a two factories, one in California and another in Nevada. He wants to expand the market of electric cars to give a cleaner future. ...
Show more content on Helpwriting.net ...
SolarCity is a company founded by Elon, they design, make, and install solar panels around the United States. Capable of making 10,000 solar panels
a day, it will be the largest solar manufacturing plant in North America and one of the biggest in the world (source 4). Another company is Tesla Inc .
At the time they are designing all electric sports cars but the first all–electric sports car is the Tesla Roadster. It's battery lasts 227 miles per charge and
can go from zero to 60 in less than four seconds. It uses no gas and does not release any air

Larry Bird Research Paper
The Savior of The Court "After God and my father, I respect Larry Bird more than anyone," said basketball legend, Earvin "Magic" Johnson. With
the odds set against him, a country boy from the basketball hotbed of Indiana, Bird was able to make a name for himself and has left an impact on
the basketball world like no other. Creating an image was hard for Bird; he dropped out of Indiana University after just twenty–four days because he
was unable to adjust to the crowded university culture. Bird worked as a garbage man after he dropped out, forgoing his basketball career to spend time
at home. Bird loved his time as a garbage man, where he learned to enjoy the simpler parts of life. Bird's father committed suicide during this time,
forcing him ... Show more content on Helpwriting.net ...
Bird had a rough road to success, "when Larry Bird entered the National Basketball Association (NBA) he was the Hick from French Lick, a country
boy coming to live in the big city" ("Larry Bird"). Throughout Bird's basketball career he was known as the white boy that came out of the heart of
the Indiana basketball world (Katzeff). Scouts believed that he wasn't extremely fast, not tall enough, and not a primetime jumper. Bird proved scouts
and critics all over the world wrong due to his extreme dedication to the game. He shot five–hundred free throws on a daily basis because he knew that
if he committed to becoming great, he would indeed do so. Bird spent hours upon hours studying the finer details of the game. To become a good
rebounder, he learned all he could about how the ball would deflect off of the backboard, studying every angle possible until he mastered the art of the
rebound ("Larry Bird," 3). Larry never thought that he was skilled enough, so he would use every off–season to work through his weaknesses and
strengthen his strengths. Even though he rapidly established himself as an NBA superstar, he always hustled for loose balls, played rugged
defense, and dominated inside the paint (under the hoop). Most big time NBA players are remembered solely for their offensive play, but not
Larry Bird. Larry described his work ethic in one of his most famous quotes, "Push yourself again and again. Don't give an inch until the final
buzzer sounds" ("Larry Bird") Bird was truly an inspiration to all, without hardly any naturally given talents, he was able to prove to the entire
world that a little bit of practice can go a long way. With a work ethic like no other, Larry Bird will be remembered for an eternity by friends, family,
fans, and people all over the

The Basics Of Accounting For Small Businesses
A major aspect of owning a business is following certain standards set by your state legislature. Today, businesses have the obligation of accurately
reporting their sales and finances. It is essential for businesses to file the correct report, tailored to your business, in order to succeed and keep track of
your company's finances. Furthermore, with regulations and laws set in place, it is important to know the standards that are set and to abide by them.
A portion of business ethics is being transparent and allowing your reports to truthfully represent the financial position of your business.
According to the article, "The Basics of Accounting for Small Businesses," a financial report is an analysis of the financial data recorded in the ... Show
more content on Helpwriting.net ...
Garcia explains that keeping track of inventory is significant due to the possibility of the food decaying. Inventory reports provide managers with
measures to calculate the quantity of profitable food items. Garcia states that "restaurants operate on a fairly thin profit margin." Therefore, it is
important to make reports such as, the income statement and statement of cash flows to know whether the restaurant is making a profit and whether
these profits are accrual or actual cash revenues. Another report that Garcia goes over is debt reports. Garcia discloses that much of the capital
allocated for a restaurant is usually loans. She feels that it is important to calculate whether the restaurant is able to pay off its debts. Garcia presents
that a superior strategy to examine whether the business is capable of paying off its liabilities is by calculating the current ratio. The current ratio is
computed by dividing the amount of total liabilities by the amount of total assets (Garcia).
There are certain regulations that come along with financial reporting. One of the guidelines used by Americans is the Generally Accepted Accounting
Principles (GAAP), which are made by the Financial Accounting Standards Board (FASB). According to authors Harrison, Horngren, and Thomas,
accounting is used to reveal information about a company to its investors, lenders, and creditors. They also convey that the information

Effects Of The Affordable Care Act
RESEARCH SYNOPSIS (THE EFFECTS OF THE AFFORDABLE CARE ACT) As a result of the Patient Protection and Affordable Care Act
(PPAPC), organizations have changed their policies to cap the number of hours some of their employees work per week at 29. According to an April
2013survey conducted by the Society for Human Resource Management, 41% of small business owners said they have delayed hiring due to the federal
healthcare law. One in five employers has already cut hours, while 20% have reduced payrolls. Could employers be making an error by possibly
looking only at short–term rather than long–term goals? Research shows that employees who do not feel that they are paid enough or lose something
due to no fault of their own have lower levels of commitment. As a result, these employees tend to display low morale, lower production output, and
eventually tend to look for other employment. Investor 's Business Daily (IBD) has compiled a list of organizations that have reduced employees'
hours, eliminated jobs, or taken other steps to avoid the costs of PPACA implementation. The list to date includes 258 organizations. Other companies
have also trimmed the number of full–time staff to below 50 workers to avoid PPACA's full–time–equivalent worker rule. This mandate requires
organizations to provide health insurance to their employees if they have 50 or more full–time employees or full–time employee equivalent. A
full–time equivalent is a combination of

Strategic Statement Analysis: Strategic Position Of Microsoft
Part 4 – Strategic Position Statement Analysis
Strategic Position of Microsoft
The organisation's strategy and action plans of Microsoft are highly in motion. As per the website of Microsoft (2016, 1), the IT innovation strategy
solutions centres on the organisation's business aims and employs people centred design approach for achieving their goals. It adopts the strategy of
technical innovations like mobility, cloud services, social media, big data that opportunity for improving performance, delivery, acceleration of market
on the needs of customers (Microsoft, 1). Moreover, if enterprise technologies and architecture allow Microsoft bring variety in IT strategy and
solutions.
Microsoft Corporation firmly pursues long term positioning strategy of differentiation that focuses on branding, quality service, software design and
innovation as opposition to low cost strategy that centres on reduction of input costs and economies of scale. It is essential to notice that organisations
that pursue differentiation strategy like Microsoft contain highly skilled employees that help in developing reputation of the organisation. Microsoft is
one of the market leaders in software ... Show more content on Helpwriting.net ...
Microsoft attempts to incorporate the accessibility into design, planning, development, documentation, testing and research (Microsoft, 1). The strategy
of accessibility is to continue longstanding leadership and commitment in arising innovative solutions. Moreover, they focus on their strategy of
making their computers' easy and utilize by developing accessibility into Microsoft services and products. Microsoft focuses on innovation of
accessibility in community development and encourages the innovations for the industry. Microsoft focuses on the strategy of reducing complexity of
accessible development by including features in visual studio and tools for making the apps

Chinese Immigration Argumentative Essay
Regina, the thoughts regarding your post resemble mine quite a bit. Every day we as Americans are seeing our business opportunities slip away to
other countries that are taking from our people. The American people need these jobs, opportunities, and income to support our families, send our
children to college, and live the America dream. How are we supposed to do this with fewer jobs available growing greater each day? It seems
hopeless to more people daily from the reviews and news.
China has made a strategic plan for the Chinese to get out of their country with a work visa and get an American education, better life, and freedom
from their heavy populated country. After they obtain a work visa they try for a green card to remain here and raise a family. However, the U.S. State
Department made a statement regarding they are going to stop accepting various types of visa application for this program because the numbers are just
... Show more content on Helpwriting.net ...
There were one hundred and twenty deals made if you look at the data from that year and the next year seems to be going to get bigger. The spent
$29.4 billion and the numbers seem to have no end for what they are planning to do. This decade the number of Chinese employed in the United States
has skyrocketed with hopes of taking over American business (Yan, 2016). The proof is there what China is doing, but will they be stopped before it
is too late or is it too late already?
Lastly, after some further research, it seems that those made in China stickers will be decreasing soon. This comes from other countries growing and
offering their employees a higher work wage than China does. China has grown, but not enough to keep up with surrounding countries. The products
can be made just as fast, but cheaper so a lot of the business may be moving (Schuman, 2015). Things are changing and so are the people and the way
we do business and treat

An Analysis of Value and Growth Investing
Saint Leo University
This essay will define and identify the differences between value stocks and growth stocks. It will also explain the rationale that investors use for
purchasing both value and growth stocks, and will identify whether value or growth investing has worked best over the long term. In addition this
essay will provide incite as to which of the two investment methods I prefer and a justification for this preference and lastly will identify a recent
example of someone who can be described as a value or growth investor and describe their successfulness with the method they chose.
Value and Growth Stocks Defined According to our text,... Show more content on Helpwriting.net ...
This statement suggests that over the very long term that value investing would be best.
Value or Growth Investing– My Preference Based on my research of the articles listed in my references, I would have to say that I would prefer to
invest in a mix of both value and growth stocks. As an investor who does not have access to large amounts of capital, it simply makes more sense to
purchase value stocks at a lower price. However, recent trends suggest that growth stocks are currently in the lead (Bresiger, 2014) so that would
influence me to split my investment amongst both styles.
Example of a Successful Value Investor As referenced earlier in this essay, Bruce Berkowitz is described as a value investor. In fact, he has been
considered one of the top value investors and he won Institutional Investor's 2014 Money Manager of the Year award as was indicated in the article,
STOCK CHARACTER Value investor Bruce Berkowitz profits by sticking to his convictions (Segal, 2013). He won this title through value
investments he made in 2011 with Bank of America and AIG. According to the article, "investors had been badly burned by those stocks in the
financial crisis" (Segal, 2013). However, financial stocks rallied and his Fund "gained 35.54 percent in 2013, exceeding the 32.39 percent return of
the Standard & Poor's 500 index" (Segal, 2013). This is a true

How Did Netflix Pursue Movie Studios
Netflix could pursue movie studios if it can build up a higher number of customers who are watching their exclusive shows. The con to a movie
studio is the fact that there will be various expenses which could result in removing part of their customers who enjoy the low 7.99 rate. Therefore
Netflix would become something that it is trying to compete against which is the bigger cable providers. An avenue that Netflix is best suited for is
creating original shows, and movies such as House of Cards. For Netflix to take the next step it has to create at least one more show that has a
national audience such as the type of numbers that Breaking Bad, or Walking Dead has. This would pave the way for them to create more of a
fan–base, and allow them

Texas Booming Economy: A Case Study
Introduction Keeping a working economy has always been one of Texas' main concerns. In order to convince companies to move to Texas, regulations
and economic conditions were created in their favor. While it has helped in keeping a booming economy, it has left us with a polluted environment
which in turn led the federal government to step in and try to create the regulations Texas refused to make. The Environmental Protection Agency tried
increasing the water they regulate with the new Clean Water Act, but may have overstepped their boundaries. Texas should continue having a booming
economy, but an increase in environmental regulations is a must in order to avoid federal government intervention.
Review of the Literature The lack of environmental regulation was one of Rick Perry's ways of convincing companies from out–of–state to join Texas.
A company that was attracted to Texas was Toyota. Its original... Show more content on Helpwriting.net ...
An example of Texas booming economy is The South Texas' Eagle Ford Shale and West Texas' Permian basin that had a high demand of workers.
This then led to 5,800 jobs being created in June of 2012, according to the Texas Workforce Commission. (TIPRO, 2013) People who move to the
fracking locations increase the profits of the surrounding businesses. (Ledbetter, 2004) Hydraulic fracturing is a main concern in the lack of
regulation in Texas. Hydraulic fracturing consists of "the injection of liquids into underground rock layers at high pressure to extract oil and gas
trapped inside." Fracking is said to be the reason for water pollution in its area, but with little data and evidence to support it the Environmental
Protection Agency cannot conclude fracking as the leading cause for water pollution. It is also difficult to properly analyze how hydraulic fracturing
has affected its surrounding environment if the oil industry refuses to provide key data. (Warrick,

Leadership Case Study
Leadership Case Study IntroductionThe leader chose in this case study is Mr. Samuel Moore Walton (March 29, 1918– April 5, 1992). He was an
American businessman and entrepreneur born in Kingfisher, Oklahoma in USA and the founder of American retailers Wal
–Mart and Sam's Club.[1]
Sam Walton began his retail career when he started work at a J.C. Penney store in Des Moines, Iowa in 1940. In 1945, he met Butler Brothers, a
regional retailer that owned Ben Franklin chain stores and that offered him one in Newport, Arkansas. That store was running very successful by
Walton and far exceeding expectations. Walton continued his retail business that he loved by overcoming many ups and downs. He opened the first
Wal–Mart Discount City Store... Show more content on Helpwriting.net ...
Lighten up [3g]– Walton believed having fun sometimes also kept workers, customers, and shareholders happy and shows enthusiasm. Sometimes, he
would have surprise visitors or singer in Saturday morning meetings to keep managers' interest, and business still got done. He also turned the public
meetings into events, featuring river float outings, tennis and golf, lots of attendance joined. Do what you love [3h]– If you love your work, it is easy
to show enthusiasm. Walton loved retailing and he believed if you love your work, you would do it as best as you can, and your passion will
influence the people around you like a fever. That passion also generate you the energy to recover from setbacks. Conclusion: Due to Walton's
positive attitudes, ethusiasm on the business he loved, learned from competitors and went his own way, he became very successful and rich and it
change the face of retailing. It is still the world's largest public corporation by revenue, according to the 2008 Fortune Global 500. [4] The traits and
experience of Sam Walton are really inspire us and it is worth a lot for us to learn how to turn out negative situation to positive opportunities, and
change our conservative behaviors and thinkings to control the people and environment around us. Reference: [1] Sam Walton– Wikipedia, the free
encyclopedia, http://en.wikipedia.org/wiki/Sam_Walton (accessed on 02 Oct, 2008) [2] Wal
–Mart

Essay about Health Care Reform
Background Universal Health Care System
One of the most long–standing health care systems was originated in Germany in 1889 by Otto von Bismarck's social legislation. Its included bills
were the Health Insurance Bill 1883, Old Age and Disability Insurance Bill of 1889, and Accident Insurance Bill of 1883. The NationalInsurance Act of
1911 in Britain covered most people employed. It also financed dependents if families had contributed for at least five years. This coverage lasted
whether families worked or not. This Act was amended in 1948 with the National Health Service revised the act to secure only legal residents to
benefit from this plan. Many universal health care systems originated after the 2nd world war. During this period, ... Show more content on
Helpwriting.net ...
Even wealthy Americans encounter instances where they can't get in touch with a doctor without seeing a nurse first.
Health care systems in Germany faced problems including a growing population, visitation of patients and tourists who needed assistance, and an
increase in the costs of providing medical care to the entire population. Both Germany and the US systems have its setbacks. The US suffers from
deficits in rich and poor disparity, over–testing patients, and preventable deaths of adults and infants.
German government established its system to distribute fairness to all by engulfing itself in the socioeconomic system. This idea differs from
American policy which uses the government to develop systems of mass assistance (welfare, Medicare, etc) then state that the government shouldn't
control it. It has been demonstrated that his method is largely ineffective. The pricing and distribution of services is largely unfair with little to no
reward for effective services.
In March of 2010, Congress enacted and the President signed sweeping health–reform legislation. The effort by President Obama and Congressional
Democrats to expand health insurance coverage too many of the 46 million uninsured people living in the United States involves provisions aimed at
increasing the number of people receiving health insurance both through the government as well as through private insurance. In particular, much of the

Welfare System Research Paper
Welfare, Learning to Work the System
Ellen Gossett
Trevecca Nazarene University Abstract
Many people have grown up only knowing a life that includes the Welfare System. There are mothers and other family members that do not work, have
not worked and are given more money by the Federal and State Government agencies than most working adults with a full–time position. Many of these
persons that receive Welfare benefits also get fully funded monthly rent, utilities, groceries, and healthcare. The welfare system is a large drain on our
economic resources and these programs are unfortunately being abused by many.
Welfare, Learning to Work the System The Welfare system was designed to help provide a minimum level of financial support... Show more content on
Helpwriting.net ...
"The huge number of Baby Boomers in the workforce fueled an economic boom in the 1980s and 1990s, generating sufficient tax revenue to cover a
relatively small group of retirees. But a welfare state that seemed like a good deal 50 years ago is rapidly turning unaffordable in the U.S. and other
industrialized nations". The cost of running these programs when there is abuse drains our already strained budget as a country and increases our
federal deficit.
There appears to be a need for government and state officials to further reform welfare programs. This need for welfare reform directly affects all
American tax payers. It is the abuse of the programs that needs direct attention. There should be stricter guidelines and qualifications to potential
applicants. Each family's situation should be readdressed quarterly to ensure that they still qualify for aid. These programs are a huge financial burden
to the government agencies and are therefore taxed down upon the American tax payers who do work hard for a

Comparing Apple iOS and Google Operating Systems
Android vs. iOS: Feature Comparison Introduction The intent of this analysis is to define the differences between the Apple iOS and Google
Android operating systems, in addition to discussing the newest features for each. The Pros and Cons of each operating system are discussed, in
addition to a chart of relative market share on smartphone and tablet PCs. In addition to relative market share, the number of application downloads
will also be shown. Analysis Of Differences Between Android And Apple iOS Mobile Operating Systems The most significant differences between
these mobile operating systems is the design philosophy of each, with Apple choosing a closed architecture, and Google with Android, open. This
design philosophy is the catalyst of differences between Android and iOS operating systems. The next most significant difference is Android being
based on the popular open source kernel Linux while Apple built iOS on OS X operating system (Manikas, Hansen, 1294). Additional differences
include Android offering the kernel, user interface and standard baseline applications all as open source, configurable by developers. Another difference
is the level of configurability and customization that is supported on Android relative to iOS as exemplified by the open Application Programmer
Interface (API) structure that Google has constructed for Android (Puliyenthuruthel, et. al.). The decision by Google to make Android an open
architecture–based mobile operating system has

Business Industry : An Alternative Source For Finance Funding
Crowdfunding Industry in Business: An Alternative Source for Finance Funding
Providing a Unique Opportunity to Make Money
Executive Summary
For many years, startups and small businesses had a difficult time in raising equity and debt in order to grow and expand. Furthermore, under the laws,
ordinary investors, such as friends, family, peers, and strangers are restricted to invest. Today, with a stagnant economy, many startups and businesses
are struggling more than ever just to survive.
With the passing of the Jumpstart Our Business (JOBS) Act of April 2012 and advanced technology, crowdfunding has taken a whole new level in
helping startups and small businesses. Instead of using the traditional banking industry, crowdfunding offer ... Show more content on Helpwriting.net ...
Moreover, the strengths (advantages) and weaknesses (problems) of crowdfunding will be presented along with how different types and platforms of
crowd funding can be utilized safely.
Based on the findings in this report, it is recommended that startups and small businesses apply the following strategies when using crowdfunding
platforms. Startups and businesses should choose the appropriate models of crowdfunding for the right purpose according to their need and select the
right crowdfunding industry to reach out to the particular audience. By doing this, their campaign will be efficiently and effortlessly successful in
receiving funding.
Introduction
The world of crowdfunding industry is fast–moving and ever–evolving. In 2011, before JOBS Act, crowdfunding was growing to an estimated 452
platforms worldwide (Wasik, 2012, p. 144). By 2014, according to Massolution, there are 1,250 active crowdfunding platforms worldwide
(Marketwired, 2015). Crowdfunding industry has raised billions of dollars for businesses and other fundraising projects and will continue in the future.
According to the research firm Massolution 2015CF annual Crowdfunding Industry Report, released on Crowsourcing.org, global crowdfunding has
grown every year since 2011. In 2012, crowdfunding raised $2.7 billion in 2012, an 81% increase from 2011. Still growing, crowdfunding raised $16.2

Chipotle 's Organizational Structure Is Centered On The...
Chipotle's organizational structure is centered on the functional structure. The top levels of management include the co–CEOs, CFO, Head–Media
Relations, and Chief Creative and Development Officer CCDO (Chipotle). Chipotle is a smaller corporation relative to its competitors, which allows
it to focus on a vertical hierarchy based on functions. The fact that there are few departments demonstrates that Chipotle is still a growing corporation.
Chipotle is a highly centralized corporation as all of its stores are corporate owned and they must follow the rules set by the corporate headquarters
this involves the same menu throughout the country and the same prices. The restaurant business follows high levels of formalization a set of
guidelines must be followed in order to comply with food and health regulations. There is low division of labor at the restaurant level as those cooking
can shift to serving and cleaning when needed, allowing the allocation of labor to match whatever is needed in the situation. A unique aspect of
Chipotle's upper management is the fact that there are two CEOs (Feloni). The two CEO help ease job functions and enables them to be more
accessible. Another managerial aspect of Chipotle is the through the position of restaurateur. There are 183 of these positions and they work to manage
several Chipotles, bringing management close to each store (Investor's Business Daily). From their organizational structure we can see they place high
importance on

The Strategic Partnership of Ferrero Group and Dunkin...
Strategic Partnership Of Ferrero Group And Dunkin Brands To Create Nutella Ice Cream Introduction The intent of this analysis is to evaluate how
Ferrero International S.A., the producers of Nutella, and Dunkin Brands (NASDAQ: DNKN), of which Baskin Robbins is a subsidiary, can from
and execute a successful strategic partnership. Beginning with a comparative analysis of the industry followed by strategy and implementation and a
discussion business cultures, this analysis provides insights into making the strategic partnership a success. Comparative Analysis Baskin Robbins is
a global provider of ice cream and assorted desserts with operations in Asia, Europe, The Middle East, Europe The Americas and Australia/New
Zealand. Baskin Robbins estimates the compound annual growth rate of ice cream globally is 1.2% from 2013 to 2018, having emerged from a
period of negative growth between 2008 to 2013 of –1.3% (Dunkin Brands Investor Relations, 2013). This is also a very fragmented market with
approximately 390 different establishments and outlets operating in the U.S, alone (Dunkin Brands Investor Relations, 2013). Using the financial data
provided by Dunkin Brands Annual Reports Figure 1, Product and Services Segmentation, Ice Cream Market, 2013 has been created. Figure 1:
Product and Services Segmentation, Ice Cream Market, 2013 Source: (Dunkin Brands Investor Relations, 2013) The critical success factors of the
global ice cream market as determined by Baskin

Great President Qualities
One of the most important jobs in the United States of America is President. A president is the face of a nation and leader of a land; therefore, a
president must represent the country in a respectful and professional manner. The leader in this position must possess certain qualities in order to be
successful in their profession. Qualities required in order to be a great president are having a vision for the future of the country, managing and
creating decisions that will impact the nation on a positive level, and being able to communicate well with the citizens of the country. Presidents that
are considered some of the greats had an excellent view or vision of what their presidency was going to represent. Whether or not their opinions were...
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Whether those decisions are in war or even just appointing cabinet members or judges, a president needs to make the right decisions in order to lead
the country to greatness and success. As stated by The Washington Post, Mr. Obama accepted that he had not taken the job of appointing members of
his cabinet seriously enough in his first four years of office (Fox para 3). According to Tom Fox, the author of "What makes a president a great
leader," it is important to pick a member of a cabinet "who is willing to tell the boss the truth." The author also included that President Barack Obama
was successful at accomplishing this (Fox para 5). Abraham Lincoln made important decisions surrounding the Civil War. He decided to keep the war
going even if it meant tearing the country apart in order to begin the end of slavery (Norton para 1). Because Lincoln made the choice to keep fighting,
the Thirteenth Amendment of the U.S. Constitution was eventually passed, abolishing slavery (Norton para 1). Part of the job while obtaining the
Oval Office requires the president to appoint cabinet members, command the military, and nominate Supreme Court judges. With the high amount of
responsibility required, citizens need to trust that presidents will take the job seriously and make the right decisions ("Executive" para

Analyzing The Poem The United States Of Borg
Borg Essay
As an aspiring anthropologist, I would have to disagree with Kevyn Jacobs' point of view pertaining to the matter of the "Americanization" of the
world. His single minded focus on the negative impacts of American culture on other cultures disregards the individuality of each unique culture. While
his poem, "The United States of Borg," may be applied to certain cultures, the majority of cultures are not so easily subjugated to American values .
The choice to give up identity lies within a society and the people therein. Assuming, of course, that it is possible to function in a world unreliant on
western beliefs and practices.
Though it is true that cultures do tend to reflect one another with extended contact, it is more accurate

Equity Analyst Project
Equity Analyst Project – Individual Scott Hatten MBA 737–F1WW (W13) Professor Lauren Thomas March 2, 2013 This paper will assess my ability
to maximize my personal return on investment with an allocation of $1,000,000. The overall goal of this exercise is to obtain the highest return
possible within the next 12 months. I am limited to the following asset classes for allocation of all investments: * U.S. Equities * U.S. Treasury
Bonds * Cash This paper will be my prospectus on the justification of the allocation and potential earnings in each class. | U.S. Equities| U.S. 30–Year
Treasury Bonds| Cash| Proposed Allocation| 70%| 25%| 5%| $ Amount| $700,000| $250,000| $50,000| Forecast +/– (12 Months)|... Show more content
on Helpwriting.net ...
U.S. 30 Year Treasury Bonds Although this investment class can be considered the most conservative of the three, the low yield of government bonds
in the past 10 years does not lend a comparative metric against many other investment opportunities (Jacobs, 2012). The fixed rate of these instruments
allows for a guaranteed return, but should only be utilized at a point in an investing cycle when risk is higher than potential income growth. The 25%
allocation that is invested in this class is positioned to provide a long term guaranteed investment, with the possible that these lower rates will not rise
significantly in the next few years. Cash The lowest of investment allocation classes is cash. The cost to leave any instrument in this category is
expensive and provides very little ROI. The funds kept in this allocation are specific for future investment opportunities where transition of funds from
other classes could have a significant impact or cost to the overall 12 month plan (Mangla, 2012). Summary Looking back over the past ten years and
most especially the past three years for investment returns and economic possibilities, there seems to be more growth in the past 24 months than what
we have seen in over a decade. The rapidly changing international economic climate and the current government struggles with tax based polices and
the continued climbing US

Welfare Reform Should Require Recipients to Work Essay
The number of Americans taking part in the welfare system today has hit 12 million, an all–time high, proving its significance in government.
Americans not on welfare complain about the unfairness it causes, but have yet to propose a better plan. Changing these government assistance
programs sounds easier than it really is, because while it may rid of those who take advantage of the free money, it also leaves plenty of helpless
Americans to fend for themselves. In a society where Americans are compensated for idleness through government social programs, there exist many
ecclesiastical institutions striving to reclaim dependent Americans by teaching self–reliance using more organized and functional welfare programs,
from which the United ... Show more content on Helpwriting.net ...
Making welfare a "temporary, transitional program" (Barbour 242) has been tried and tested, but just like an addiction, once welfare has been
introduced it is nearly impossible to remove (Pomeroy 39). Conflict between Democrats and Republicans is amplified by the various decisions about
dealing with poverty, causing unnecessary contention parties and individuals. While this may not seem like a major issue, these major parties are
defensive about detail and equally important in making decisions on America's behalf. In 1992, for example, Bill Clinton was elected president with a
Republican Congress that constantly disagreed with his ideas. History repeated itself in 2001 under George W. Bush. The Hutchinson Encyclopedia
shows welfare causes gridlock in Congress, keeping more important issues from being solved, so a solution must be implemented immediately. The
main concern among government authorities and Americans in general are those who truly need assistance, because it is likely through eliminating or
reforming welfare, the wrong end will be hurt. From the current view, it seems impossible for both sides to agree on any issues, but a welfare plan
both flexible and sensible does exist. Disposing of government welfare altogether goes against the natural will of human beings

How Canslim Is A Tool Or System That Is Used For The...
CANSLIM is a tool or system that is used for the evaluation of stocks. CANSLIM is comprised of several different factors that an investor should be
aware of before purchasing a stock. Each letter in CANSLIM has a corresponding factor that should be considered: Current Quarterly Earnings, Annual
Earnings Growth, New Product, Service, Management or Price high, Supply and Demand, Leader and Laggard, Institutional Sponsorship and Market
Direction.
Current Quarterly Earnings is an important factor when using CANSLIM for stock screening purposes. According to investors business daily, "Big,
accelerating earnings–per–share (EPS) growth is what attracts the attention of the large institutional investors. So start your search for market winners
by looking for stocks with strong quarterly and annual earnings growth". To start with, during the stock screening process, you should apply a filter
that excludes any stocks with less than a 25% increase in current quarterly EPS. According to Investors Business Daily, 25% is a minimum benchmark
when screening stocks. So, the more explosive the EPS growth, the better the stock. Even more, companies that indicate a 50% to 100% growth in EPS
are stocks that especially fit the criteria for CANSLIM stock screening. While determining the quarterly EPS growth, sales growth and return on equity
should both be determined to analyze the potential for long–term EPS growth. For example, some companies can have tremendous short–term EPS
growth while

Groupon Case Study Essay
Yenisley Garcia Delgado
"Groupon Inc.: Daily Deal or Lasting Success?"
Groupon was followed by "The Point" which started in 2008 by co–founder and the Chief Executive Officer Andrew Mason. Three years after
graduating from the University of Northwestern studying music Mason became frustrated when trying to cancel a cellphone contract. Then he realized
that he might not be the only one in the same position and started developing a Web Platform that would "use social media to organize collective
action'. (Wheelen).
Groupon started as a local Chicago discount service. After just sixteen month in business Groupon already reached his worth over a $1 billion
becoming the second fastest website at the time. By 2010, Groupon was already in more ... Show more content on Helpwriting.net ...
Finding of fact.
One finding of fact for Groupon Inc. is issue with business operation.
One tendency that helped to the evolution of Groupon is the investment in international markets. Groupon started to look for growth overseas by
targeting key markets in Europe and Asia. International sections increased considerably contributing to the company's evolution. The administration
blamed the net loss in 2011 primarily on the quick growths of its global division which involved bigger investment in upfront marketing, sales, and
infrastructure in early stage countries. Groupon made changes to its distribution of resources including corporate facilities and employees to
accompany this expansion. The fact that the company's mission is to grow the number of merchant partners gave the company challenge to do its best
to fill this. It made it expand its size and geographical distribution despite the size of traders who sometimes were very small. Despite the small sizes of
merchants, Groupon maintained a high–touch relationship to fulfill its customer–service philosophy. The growth in Groupon sales force reflected
international operations. This resulted in a high revenue increase of Groupon Company by 380% in 2011. This rise in revenue was attributed to an
increase in marketing expenditure and enhanced company's sales force. Despite the significant growth in income, the company's operating income
remained flat. This was due to the increase in credit card processing fees, refunds, and editorial salaries. The high volumes of merchant partner
transactions and a large subscriber base contributed to these costs. This issue is supposed to be dealt with strategically by monitoring the number of
retailers and their significance to the company. Some merchants run small businesses which cannot cope with the standard of international businesses
hence creating a partnership with them may cause high revenues with low income to the Groupon

A Report On Foot Locker
Foot Locker is one of the largest and leading sporting good stores in the nation. Foot Locker has provided quality tennis shoes and other active wear
for many years; they are still one of leading retail stores in today's society. This company has shoes and sporting gear for the entire family. Foot
Locker has stores that only cater to the women, men, and kids. Foot Locker operates about 3,500 stores all over the world. According to Investors
Daily Business, (2015) "Nike and Foot Locker experienced "decent" traffic and conversions to sales in the month of August, said Retail Metrics ' Ken
Perkins last Monday, adding that at leisure apparel and athletic footwear have been doing well in the back–to–school season (Nike, Foot Locker Are
Racing Ahead Of The Market, 2015)." There are many people that enjoy recreational activities that wear this apparel outside a day at the gym.
This year marketing for Back to School was a success for this retail company. Children went back to school with the latest fashionable footgear,
from Nikes to Reeboks. Super star tennis player "Serena Williams" even enjoys the comfort of one wearing one of Foot Locker's leading line of
clothes (Low, E. 2015)." brands sold at this company such as Under Armor. The numbers in sales were phenomenal this year for Under Armor;
According to Elaine Low with Investor's Business Daily (2015) "Nike is continuing to show dominance on the tennis court this week as Roger Federer,
Serena Williams and others sport the

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