This document summarizes information about poverty, including its causes and effects, and ways it can be addressed. It is caused by a lack of resources and opportunities that traps people in a cycle of deprivation. Poverty affects many globally and leads to issues like crime, disease, and shorter lifespans. Some solutions discussed are social entrepreneurship like Muhammad Yunus' Grameen Bank, which provides microloans to help the poor start businesses. Yunus believes this is a human right and effective way to emerge from poverty. Individuals can also make a difference through donations or volunteering their time to help those in need.

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Poverty
Group Members: Spencer Loh, Joseph Chan, Timothy Ang, Bryan Lam

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What is Poverty?● Poverty is scarcity
● Lacking in possessions or
money
o Poverty is chronic
o Correlated to
inequality
● Deprivation of basic
human needs - food,
water, sanitation,
clothing, shelter and
health care.

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How does it happen?
● Vicious Cycle of poverty
● Unable to obtain education.
● Lack qualification for jobs
● Trapped and bound to
poverty.
● People are often powerless.
● Inferior and cannot make a
change
● Events are multiplied and hits
others

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Who does it affect?
It affects many people in the world, especially in developing
countries
Poverty causes
– Crime
– Alcohol & Substance Abuse
– Disease
– Children’s Lives to be Affected
– Environmental Issues
– Shorter Life Expectancy
and many more...

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How is it being solved?
✓ Social entrepreneurship
o Work for minimal/no profit
o Goals of company are social good
Example - Muhammed Yunus’ Grameen Bank
o Problem - interest rates too high for poor people
o Lends to poor people for little interest rates
o Allows poor people to start sustainable businesses to pull themselves
out of the poverty cycle

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Muhammed Yunus
His impact
● When Bangladesh suffered a famine in 1974, Mr Yunus decided to
give small long-term loans to the poor. He regards micro-
credit both as a human right and as an effective means of emerging
from poverty: Lend the poor money in amounts which suit them,
teach them a few basic financial principles, and they generally
manage on their own.
● He impacted the lives of more than 40 million people in 85,000
villages across India, raising the standards of living higher than it
would without his initiative.

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Muhammed Yunus
His philosophy:
Making money is a happiness. And
that's a great incentive. Making other
people happy is super-happiness.
“
”

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How can you make a difference?
Poverty exists even in Singapore!
1. You can donate money to the poor through
charities
2. Understand the plight of the poor and not
abuse them
3. Visit them in their homes and help them out (for

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References
1. http://www.poverties.org/effects-of-poverty.html
2. http://www.muslimawards.org/img/nominee_photos/a4f89981e30a6
cc0a672f14ddc23d02e.jpg
3. http://www.grameen-info.org/grameen-founder-muhammad-yunus/
4. http://www2.crcna.org/pages/sea_cycleofpoverty.cfm