Jed M. Odoardi has over 10 years of experience in commercial lending and mortgage underwriting. He has worked at several banks including Boston Private Bank & Trust Company, South Shore Savings Bank, and Commonwealth Valuation Group. His experience includes underwriting jumbo mortgages, evaluating delinquent loans for modification, preparing loan approval packages, performing commercial credit analysis, and appraising both residential and commercial properties. He holds a Bachelor's Degree in Business Management from Keene State College.

1. Jed M. Odoardi
16 Roberta Road, Blackstone, MA 01504; jedodoardi@yahoo.com ; (508) 269- 3841
EXPERIENCE
June 2011 – Oct 2013
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Boston Private Bank & Trust Company
Residential Mortgage Underwriter
Underwrote jumbo portfolio and secondary market mortgages in Greater Boston and on the west
coast (affiliates located in CA and WA).
o Prepared written approvals, presented to loan committees, reviewed and signed off on
approval conditions, and reviewed loans for pre-funding.
o Adhered to FNMA regulations and secondary market investor overlays.
Evaluated delinquent portfolio and soft second mortgages for approval under a modification
program.
Prepared Subordination Agreements for loans originated in the states of MA, CA, and WA.
June 2007 – June 2011
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Boston Private Bank & Trust Company
Commercial Credit Analyst
Identified both risk and opportunity of commercial borrowers through analysis of business tax
returns, guarantor financial statements, receivable/payable agings, appraisals, and other pertinent
information.
Constructed credit packages, with industry analysis, for loan approval committees.
Worked closely with senior management to assess credit quality.
Ordered and reviewed real estate appraisals and environmental assessments.
In May 2009, accompanied the senior real estate portfolio manager to an affiliate bank in FL to
perform an internal audit of “criticized” loans.
Oct. 2006 – June 2007
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South Shore Savings Bank
Commercial Loan Trainee
Created and maintained tracking reports for policy exceptions, covenant waivers, and commercial
appraisals in accordance with FDIC recommendations.
Reviewed proposed commercial loans for policy compliance.
Maintained monthly Watch List.
Nov. 2002 – Oct. 2006
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Commonwealth Valuation Group
Certified Real Estate Appraiser
Established market values for both residential and income-producing properties.
Demonstrated consistent ability to generate appraisal reports under time- sensitive conditions.
Developed and maintained relationships with bank clients and abided by their individual reporting
standards.
EDUCATION
Keene State College, Keene NH
Bachelor Degree – Business Management