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Managing Future Telematics Regulatory Environment


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Managing Future Telematics Regulatory Environment

  1. 1. Managing Future Telematics Regulatory Environment: Facing 4G, Broadcasting, and Transaction Arief Hamdani Gunawan
  2. 2. The Core Business As of June 30, 2009 :
  3. 3. Penetration in Telco Industry As of June 30, 2009 :
  4. 4. Mobile Device (Industry) (Mobile Network) Operator SIM Card (Industry) Application/Content Provider C U S T O M E R (deployment speed to the end user) HE / LE MD Common MD SMP - MNO Small - MNO Capability Capacity Voice SMS Internet Push Pull Post Paid Pre Paid Quality Price Regulatory involvement Current Stakeholders and Industry Landscape Incumbent operators in an emerging market where liberalization is being established rather than already established will look for ways to extend the protection of their reserved rights. Principle of Telecommunication regulation”, page 105
  5. 5. 16 Most Important Content Communication Commerce Urgent Important UGC Broadcasting Mobile Banking Mobile Transaction B3G NFC 4G Microbroadcaster M2M M2M & NFC Applications Common Currency Applications Account Separation-less Anonymous Handling Credit based handling Inter-operator and Inter-nation Voucher Transfer Pre paid and post paid Transfer <ul><li>First thing first: </li></ul><ul><li>Prioritization and focus </li></ul><ul><li>Minimizing Regulatory Risk </li></ul><ul><li>Legal and Business Process Action </li></ul><ul><li>Preparing Technical Back End </li></ul><ul><li>Customer Based Approach and Marketing </li></ul><ul><li>Contingency Plan </li></ul>Blue Ocean Convergence New entrant operators tend to look for ways to expand their reach and scope and hence ways to encroach on the protected rights of incumbents during any exclusivity period that may exist. Principle of Telecommunication regulation”, page 105
  6. 6. Trend of B3G ITU IMT-Advanced(4G) UMB + 100Mbps-1Gbps 100Mbps~ 1Gbps LTE+ FDD/TDD DL:100Mbps UL:50Mbps LTE-FDD WIMAX 3GPP 3GPP2 B3G Communication EV-DO Rel. 0 DL: 2.4Mbps UL:153.6kbps cdma2000 1x 153.6kbps D0 Rel. A DL: 3.1Mbps UL: 1.8Mbps Do Rev B ( 多载波 DO ) DL : 46.5Mbps UL: 27Mbps UMB DL: 100Mbps UL: 50Mbps TD-HSPA+ DL:>25.2Mbps UL:>19.2Mbps TD-HSDPA 2.8~8.4Mbps TD-HSUPA 2.2~6.6Mbps HSPA+ DL>40MBps; UL>10Mbps WCDMA 384Kbps HSDPA 1.8/3.6Mbps HSDPA 7.2Mbps HSUPA 1.4~5.8Mbps GREAN ~600kbps GPRS/EDGE ~ 200kbps LTE-TDD DL:100Mbps UL:50Mbps 16m 100Mbps~1Gbps Mobile WiMAX Wave1 15Mbps Mobile WiMAX Wave2 30Mbps
  7. 7. 4G Timeline Mobile WiMAX Rel 1.5 802.16e Rev 2 IP e2e Network IP e2e Network 3GPP HSPA+ Rel-7 & Rel-8 Circuit Switched Network HSPA Rel-6 LTE Rel-9 LTE Advanced Rel-10 WiMAX 2 Communication IMT-Advanced 2008 2009 2010 2011 2012 CDMA-Based OFDMA-Based Rel 1.0 802.16e-2005 Rel 2.0 802.16m
  8. 8. Market trends driving the TV service <ul><ul><li>The most popular form of entertainment </li></ul></ul><ul><ul><li>>95% of households own a TV *1 </li></ul></ul><ul><ul><li>Global broadband household subscriptions are growing from 270m (2006) to 501m (2011) *2 </li></ul></ul><ul><ul><li>Deployment of higher-speed video capable access technologies is increasing </li></ul></ul><ul><ul><li>Fastest growth ever for a technology </li></ul></ul><ul><ul><li>2.75 bn subscriptions globally end 2006, 4.1 bn end 2011 *3 </li></ul></ul><ul><ul><li>Worldwide penetration of mobile phones: 42.01% end 2006, 59.1% end 2011, > 100% penetration rate in several countries *3 </li></ul></ul><ul><ul><li>Soon ~1bn phones shipped globally </li></ul></ul>TV BROADBAND MOBILE PHONES Sources: 1 Jupiter, 2 Strategy Analytics, 3 Informa 06/06 Content
  9. 9. Mobile TV for Mass Market means … Where and When? Now, Here & Live! Choice Mass audience 5 10 15 20 25 Audience (%) 0 Channels Simple Interactive Personalized How? Content What? TV as we know first Vote Buy Download Schedule … Forward
  10. 10. M2M & NFC There are 7 billion people on the planet and 60 billion machines. Our focus has been on the challenge of connecting these machines globally Content
  11. 11. Types Representative examples Remittances / Transfers Payments / Commerce Agents / Point of Sales <ul><li>Mobile peer to peer money transfer </li></ul><ul><li>With or without bank account </li></ul><ul><li>Domestic or cross border </li></ul>Main Issues <ul><li>Payment of commerce transactions, using the mobile browser or specific mobile applications </li></ul><ul><li>Mobile storefront downloads e.g., beyond ringtones </li></ul><ul><li>Payment of monthly bills/statements </li></ul>Payment at Point of Sales by tapping a mobile device on a terminal • NFC (Near Field Communication) High Complexity Low Complexity High Customer Value Low Customer Value Payments, Transfers and Transactions Account Management Investment Services Information Services <ul><li>Remittance / Fund Transfer </li></ul><ul><li>Micro-payment </li></ul><ul><li>Mobile Recharging </li></ul><ul><li>Commercial Payment </li></ul><ul><li>Bill Payment </li></ul><ul><li>P2P Payment </li></ul><ul><li>Virtual Wallet </li></ul><ul><li>Electronic Cash </li></ul>High Value to Unbank and Underbank Commerce
  12. 12. Bearer Agents Remittances Payment Services E-Money Banking MNO Role Not involved in the provision of financial services Involved in cash in/out Becomes financial institution Regulatory Role No regulatory compliance AML/ CFT Prudential regulation <ul><li>Booz Allen Hamilton: </li></ul><ul><li>Full-service branches absorb up to 65% of banks operating expenditures </li></ul><ul><li>It costs about 50% more to serve a customer in a lobby </li></ul><ul><li>Forrester: 121M households (88%) to have mobile phones by 2012 </li></ul><ul><li>GSMA 2009: Unbanked with a cell phone 1 billion today and 1.7 billion in 2012 </li></ul>Mobile Transaction: Regulatory Concepts Commerce
  13. 13. R E G U L A T O R Y D E G R E E R E G U L A T O R Y A P P R O A C H No Regulation / B2B / Self Regulation Ligh Touch / Soft Regulation Heavily Handed / Hard / Strict Regulation Ex Ante Policy Ex Post Policy M0 B0 T0 M2M & NFC Broadcast Transaction M1 B1 T1 Where we are and Future Regulatory Perspective While markets are being opened to competition, regulation should normally be focused on the incumbent operators , whose networks must be open to interconnection and unbundled to permit new entrants to be viable. ( Telecommunications Regulation Handbook page 1-21 )
  14. 14. Closing: Telco Industry - Environment Overview Highlights on Telco Industry in Indonesia :
  15. 15. Thank You Arief Hamdani Gunawan [email_address]