2. Have you ever left your
car parked in parking
lot, or perhaps on a
busy street or even a
residential area, only to
come back and notice
your car suddenly has
dings and dents?
3. Unfortunately, this scenario is
all too familiar for many people.
Even the most cautious people
who routinely park in a distant
parking spot, precisely to avoid
dings and dents, are the victims
of careless drivers.
4. Discovering that your car has new dings and dents is one
of the most unpleasant surprises for people who go the
extra mile to maintain their cars’ good looks. It can be
even more frustrating when the person who has
blemished your car is nowhere to be found.
5. While some drivers who
accidentally ding someone else’s
car take responsibility and leave
their contact information on a note,
many others flee the scene.
6. In the event that you find your car with newly
minted dings and dents, there are some basic
steps you can take:
Record information. If the
driver who dents your car
takes off, write down as
much information as
possible. It will be helpful to
record the date, time, place,
and details about the
damage to your car. If you
have a camera handy, take
pictures of the dings and
dents.
7. In the event that you find your car with newly
minted dings and dents, there are some basic
steps you can take:
Call the police. Even if
you don’t have much
information, it’s important
to file a police report. This
will be very helpful when
you’re making an
insurance claim
8. In the event that you find your car with newly
minted dings and dents, there are some basic
steps you can take:
File an insurance claim.
Assuming that you don’t have
any information about the other
driver, you’ll have to file a claim
with your insurer. Keep in mind
you can only do this if you have
uninsured or underinsured
motorist insurance. This type of
coverage covers the dings and
dents to your car, but you’ll
have to pay the applicable
deductible.
9. Remember, you can be picky about where you choose to
park, but you can’t always avoid parking next to other cars.
Be sure you have the adequate insurance coverage to
lessen the pain when the inevitable dings and dents
happen to your car.
10. For more information on
obtaining uninsured or
underinsured motorist
insurance, talk to a
Freeway agent today!