Careers in financial system workshop, Financial literacy, Erasmus+ project New Literacy Set, 2015-2017

1. Careers in the financial
system
New Literacy Set Project
2015-2017

2. INTRODUCTION
- What do you think about finances?
- Do you like the world of finance?
- Do you think the jobs in the financial sector could
be a possible future professional option?
- Anyone of you would like to work in finance?
- Which job do you prefer?

3. INTRODUCTION
• When you need to effectively manage your wealth for
your future and want to start investing, a good idea is to
get financial advice from a professional in order to get
the help.
• The subjects can be classified into banks, leasing
companies, insurance companies, securities firms,
investment, etc.
• Handling and spending other people's money
commands at high level of responsibility and requires a
certain type of person.

4. Question:
• Which professions are related to the
world of finance?
•The answers have to be written on paper
and individually.

5. • What professions have you written?
Question:

6. There are many possible jobs in the financial
system.
For example, some of them are:
 Financial analysts
 Personal financial advisor
 Accountants
 Auditors
 Loan officer
 Bank tellers

7. Of all the related jobs in finance we are
going to talk about:
 Financial broker (stock broker)
 Financial advisor.

8. The class will be divided into groups of 4
people. The students have to think in groups
and write the differences between the financial
broker and the financial adviser (skills,
capacities, academic requirements, etc)

9.  The professionals in finance can work
on their own, or employed by a bank or a
finance company or insurance.
 Financial brokers and financial advisors
are two such professionals, although they
tend to service different kinds of clients
and focus on different outcomes.

10.  The financial and / or insurance broker:
It is a person who provides advice and
intermediation on behalf of third parties
receiving compensation commission in
case of placement of the products offered.
Finance brokers plan, organise and
negotiate the sale and purchase of shares
and property or other commodities.

11.  They arrange loans of money for or on
behalf of their clients, and manage these
loans for, or on behalf of, them.
 They may also offer advice to their
clients about the best way to manage and
invest their money.

12.  They research and analyse markets and
other elements of the economy, calculate
and record the costs of the transactions
that they carry out.
 Consult with their clients and with other
financial experts about the best way to
invest money.

13. Within the different specialties of the
financial brokers we have the stock
broker.
What is a stock broker?

14. Stock broker
A broker is a professional who executes
orders to buy and sell stocks and other
securities through a stock market, or over-
the-counter market, for commission.

15. A finance broker needs:
• Mathematical ability
• Excellent logic and good problem-
solving skills
• Good time management skills
• Strong communication skills
• To enjoy working with people
• The ability to work to deadlines.

16. The financial advisor:
• Is a person who performs a self-employed
activity in the field of investment and is
remunerated according to pre-professional
rates.
• Some financial advisors are paid a flat fee for
their advice, while others earn commissions
from the investments they sell their clients.

17. The financial advisor:
• The 'Personal Financial Advisors' are
professionals who help individuals manage their
finances by providing advice on money issues
such as investments, insurance, mortgages,
college savings, estate planning, taxes and
retirement, depending on what the client
requests help with.

18. The financial advisor:
A financial investment adviser needs:
 A head for figures
 A pleasant and approachable demeanour
 To be comfortable dealing with complex
financial situations
 Organisational and time management skills
 Strong research and analytical skills
 Problem-solving skills.

19. There are stark differences between a
broker and financial advisor
1º Video
2º Video

20. The Role Play Interview:
Top ten business etiquette tips to use in an
interview:
• Be on time. If you'll be late, show that you are
respectful of the interviewer's time. Call to say when
you'll be arriving.
• Thank the interviewer for taking the time to meet with
you, both at the beginning of the interview and again
at the end.

21. • Dress appropriately. If you arrive dressed too
casually or too formally, the situation can be
uncomfortable for both you and the person
interviewing you.
• Introduce yourself to the receptionist and to
everyone you meet in the interview.
• Shake hands with everyone, using a firm -but not
forceful- grip, and make strong eye contact.
• Sit when you are asked to sit, not before.

22. - Place your loose items on the floor next to your
seat, in your lap, or on the side table, coffee table,
or in front of you at a conference table; do not put
them on the interviewer's desk unless it is offered to
you. Your briefcase or bag should be kept at your
feet, not on a chair or table.
- Do not ask for refreshments or permission to
smoke. If a refreshment is offered, you may accept.
If you are asked to dine out as part of your
interview, use good table manners.

23. - Keep all of your mobile and other electronic
devices turned completely off. A phone set to
vibrate will interrupt the meeting.
- Keep a positive and friendly attitude.

24. The tone of your voice
Often, your tone of voice says more than your
words do. You can say you know how to
perform the job duties, but if it doesn't sound
like you do then you won't inspire much
confidence in the hiring manager.

25. Your body language
Take a look at some examples of how body
language can communicate thoughts and
feelings.
Launch video!
Here

26. Answering questions well
The largest part of your interview will be spent
answering questions, so you will definitely want to
know how to answer questions well.
Here are seven simple rules for answering any
interview question:
1. Ask for clarification if needed. An interviewer will
not be put off by your questions; in fact, he or she
may be impressed that you took the time to ask.

27. 2. Be honest. Never embellish your past
accomplishments or claim a skill you do not have. If
you believe you are lacking a critical skill, tell the
hiring manager that you haven't had the opportunity
to use that skill yet, but that you are eager to learn.
3. Stay true to your message. Focus on the
reasons the company should hire you; what skills
and qualifications do you have that can be put to
good use by this company?

28. 4. Always answer questions with your audience in
mind. If you are interviewing for a job in a different
industry than you have previously been in, the
interviewer may not understand some of the
technical terms you use. Explain where necessary.
5. Avoid topics that can get you into trouble. These
typically include things in your personal life, such as
your marital status, age, religion, or political beliefs.

29. 6. Use clear and concise language. Speak slowly
and carefully to make sure your words are being
understood.
7. Seek feedback. Ask the hiring manager if you
have provided the level of detail needed to fully
answer the question.

30. In the following questionnaire you have
correct and false statements.
When you hit it you get a point, 0 if left
blank, and -0.5 if the wrong answer.
Try to get the highest score!
Conclusions:
It is time to show all you learned!

31. Thank you for your
attention