Detailed below is the key financial data relating to XYZ Company Ltd ("XYZ" or "the Company) for the respective years. XYZ's principal activities involves the development, manufacturing, and sale of technological products for the consumer market. As the world starts to live with the Covid-19 pandemic, in 2022, XYZ had achieved a return on equity of 10 percent, whereas a competitor's return on equity was only 5 percent. Use the Dupont decomposition analysis to provide possible reasons for this difference. (10 marks).