1. Anubhav Chakraborty
Male, 24 years
chkanubhav@gmail.com
Associate Manager, Standard Chartered India
+91-9967992887/9007300918
Summary
 A workexperience of 1 year 10 months in the Banking and Financial Services Industry as
Associate Manager, Retail Analytics.
 A Post-Graduateof INDIAN STATISTICAL INSTITUTE (ISI) KOLKATA.
Employment RECORDS
Organization Position From Responsibilities
Standard
Chartered
Bank
Associate
Manager
(RETAIL
ANALYTICS
and
INSIGHTS)
2nd July 2014 1)Scoring
2)ScorecardTracking
3)PricingTracking
4)Bundle Tracking
5)Credit Card Penetration Tracking
6)VTB(ValueTo Bank) Base Creation and
insights
7)Fee ReversalAnalysis and Key Insights
8)Retention Tracking and Key Insights
9)ExpectedLoss Analysis
10)Attrition Analysis
11)Campaign Launch and Key Insights
12)ScorecardPerformance Review
13) Campaign Tracking and Analysis
14)PLCalculator
15)Retention Calculator
16)Deposits and Roll OverAnalysis
17)Scorecardand Pricing Review
ACADEMIC RECORDS
Examinations Year Board/University Percentage
 MS(QE)
(2nd year)
 MS(QE)
(1st year)
2013-
2014
2012-
2013
Indian Statistical Institute
Indian Statistical Institute
59
54.5
B.Sc.
(Economics)
2009-
2012
Calcutta University 66.25%
ClassXII 2009
(West Bengal Council of Higher Secondary
Education)
South Point High School 81.2%

2. ClassX 2007
(West Bengal Council of Higher Secondary
Education)
South Point High School 88.125%
ACADEMICS ACHIEVEMENTSAND MILESTONES
 Awardedfor being college topper in B.Sc. EconomicsHonours in part II EXAMINATION
 Awarded forbeing college topper in B.Sc. EconomicsHonours in PARTIIIEXAMINATION.
 Participated in the Economic Summit 2010 and 2011 organized by St. Xavier’s College Kolkata
and was one of the finalists in the debate competition(2011) on the topic of “mixed economy
vs planned economy” and presented a paper on “FoodSecurity India(2010)”.
 Editor of the hostel puja patrika of Ramakrishna Mission Vidyamandira.
PROFESSIONALCAREER KEY SKILLSETS
 Scoring -creating scorebases by using scoring model for all the major products ,e.g.
DAL(DialA Loan),ENR(Earnings Net Receivables, PL(PersonalLoan),Mortgages,
Spends,FUM,etc.
 DAL andENR scorecardandpricingtracking-validationof the scorecardin operation,
tracking the propensity or likelihood of customers of taking the loan and determining the
interest rates at whichloans should be given.
 Performancereview of multipleproducts and recommended pricing strategies. Involvedin
Credit Card and other multiple products pricing strategies based on test campaigns.
 PL andPL TOPUP calculatorandscorecardtracking- validationof theoperational
scorecard and analysis of pricing strategies. Maintaining the calculators fordetermining
pricing forPLand PLTop Up.
 ExpectedLossAnalysis-Calculationof expected loss fromdifferent products(credit
cards,mortgages,pl etc) based on pd,ead and lgd.
 BundleTracking – trackingof multiple bundles sourced every month to review performance
and setting targets fornext month.
 Fee Reversal - credit card fee reversaltracking and analysis and modification of the existing
model and tracking pattern and providing withkey insights helping is preparing reversal
strategies. Automatedthe trackerinpracticethus reducingmanual intervention.

3.  Retention Analysis – customers retention tracking and analysis across VTB segments thus
helping in retention strategies and preparing the calculatorforthe frontend. Automatedthe
trackerin practicethusreducingmanual intervention..
 AttritionAnalysis:Trackingdownthe attrition across various products and segments and
cross validation of attrition data thus building a structured source of attrition data along
with key insights to support products and segment in forming significant business strategies.
 Campaign Promo Tracking – Trackingspends of customers pre and post six months from
the promo month in order to analyse effectivenessof the offers launched across multiple
campaigns by analysing and comparing the KPI trend across different time points.
 Several other cross team and adhoc activities and recommendations which havedirect impact
on revenue generation.
 Launchedcampaigns such as collaboration with BigBasket,On LineTaxPayment and
AirlineCompanies suchas FLY EMIRATES,INDIGOetc.resulting in significant profits .
 BasicknowledgeofBasel RiskManagement fromexpectedlosscalculation.
 Good command of SAS,EVIEWS,ANGOSS,UNIX,MS Word, Excel and Powerpoint.
Projects(inINDIANSTATISTICALINSTITUTE)
 Time Series Analysis and Forecasting based on quarterly data on personal consumption
expenditureofU.S.(01.01.1947TO01.01.2013)
 A Panel Data AnalysisonthevalidityofSolowGrowthModel basedon GDP and
population growthrate of 196 countries overthe span of 52 years.
EXTRACURRICULARACTIVITIES AND INTERESTS
 Dancing – participated in several competitions and a part of the schooldance team.
 Music
 PlayingTable Tennis – College Runners Up in singles and doubles
 PlayingCricket- played CAB level, selected forBENGAL U-14 trial, represented school and
college cricketteam as captain.
 Have beeninthe N.C.Cin2010 and leada teamof NCC,BELUR MATH BRANCH.