An insurance claim is a formal request from a policy holder to their insurance company asking for payment after a covered incident, such as a hospital stay, natural disaster, or theft. To file a fire insurance claim in India, documents like an authorized copy of the insurance policy, filled claim form, newspaper clippings about the incident, photographs, investigation reports, and previous claim experience must be furnished. Similarly, to make a claim under marine insurance and receive benefits, correct documents like a filled claim form, original insurance certificate, bill of lading copy, survey report, original invoices, and correspondence copies should be submitted to avoid risk rejection.

1. ASSIGNMENT
SUBMITTED BY:
K.DEVIKALA
IB.COM®
224027007

2.  An insurance claim is a formal request from the
policy holder to their insurance company
asking for payment after covered incident.
 These incidents can include anything covered
by your insurance policy , like hospital stay ,a
natural disaster, or theft.

3. Insurance claim flow chat

4. IN ORDER TO FIRE INSURANCE IN INDIA,THE BLOW DOCUMENTS
NEED TO BE FURNISHED.
 Duly authorized copy of the insurance policy along with the schedule
and endorsements
 duly fill at claim form
 Newspaper clip on the incident , is there is any
 Photographs
 Previous claim experience

5.  Initial committee report, which was compose
for investigating the cause of the fire.
 Report of the fire brigade
 FIR/letter of intimation to the police station
duly approved
 Forensic reports
 Final investigation report.

6.  TO make the claims under marine insurance and be avail to reap
the benefits ,the correct documents should be submitted. in case of
any lapse, there is a chance of the risk being rejected. some of the
documents are:
 Duly filled in claim form
 Original insurance certificate with the policy number
 Copy of billing lading
 Survey report or missing certificate
 Original invoice , parking list ,shipping specification
 Copies of correspondents exchanged.