2. • ENGLISH NAME: The Cow
• CHAPTER NUMBER: 2
• SURAH BAQARAH TOTAL VERSES: 286
• SURAH BAQARAH TOTAL WORDS: 6,140
• TOTAL UNIQUE WORDS WITHOUT REPETITION: 2,279
• TOTAL LETTERS: 26,249
• REVELATION PERIOD: Madini
3. • Surah Al-Baqarah is the Longest Surah of the Quran. It has 286
verses divided into 40 Rukus/Sections.
• It contains the greatest Verse of the Quran, also referred to as
Ayat-ul-Kursi which is verse number 255.
• Prophet Muhammad (PBUH) said that everything has its peak
and the peak of Quran is Baqarah. It begins with the answer to
the prayer God has taught us in Surah Fatihah.
• The beginning words are “This is the Book in which there is no
doubt and is a guidance unto the God-fearing.”
5. Creation
God’s favor on
Israelites and their
behavior
Ibrahim Trial and
God’s Promise to
him
Fasting, Fighting,
Hajj/Pilgrimage,
Qisas, legal
retribution for those
murdered
Change Of
Qibla/direction of
prayer
Drink, Intoxication &
Gambling
Purpose of Marriage
Menstruation
Instructions
Divorce,
Iddah/Waiting
Period, Mahr/Dowry
& Provision for wives
Story of Ibrahim
&Nimrod
Riba, Usury, Interest,
Debt, Contracts &
Women Half
Witness.
7. • In Musnad Ahmad, Sahih Muslim, At-Tirmidhi and An-Nasai, it is written that
Abu Hurayrah said that the Prophet said,
• ِهيِف ُأارْقُت يِ َّ
اَّل ا
تْيابْلا َّن
ِ
إاف اًورُبُق ْ ُ
ُكاتوُيُب اوُلاعْاَت ا
َل
إناطْي َّشلا ُُ
ُُلخْداي ا
َل ِةاراقابْلا ُةاور ُس
• Do not turn your houses into graves. Indeed, Shaytan does not enter the house
where Surat Al-Baqarah is recited.
8. • Ahmad ibn Hanbal said that Abdullah bin Buraydah narrated from his
father, “I was sitting with the Prophet and I heard him saying,
•
ا ْ
ساح اإهاكْراتاو ،ٌةاكاراب إاهاْذخَأ َّن
ِ
إاف ِةاراقابْلا اةاور ُس اوُمَّلاعات
ا اطابْلا اإهُعيِطاِ ْ
َاْ ا
َلاو ،ٌة
• Learn Surah Baqarah, because in learning it there is blessing, in ignoring
it there is sorrow, and the magicians cannot memorize it.
9. •Abdullah bin Masud said, “Those who recites 10 Ayahs
from Surat Al-Baqarah in a night, then Satan will not
enter their house that night. These are four from the
beginning of Surah Baqarah, Ayat Al-Kursi (255), the
following two Ayat (256-257) and the last three Ayaat.
10. THERE ARE FOUR TYPES OF PEOPLE
DISCUSSED IN THIS SURAH
Believers
Disbelievers
Hypocrites
Jews
11. In Makkah
The Quran mainly addressed
the Polytheists who were
unaware of Islam.
The subject matter was about
Tauheed, Rislaat and the Day
of Judgement.
In Madinah
Quran addresses Jews and
Chrsitians who were familiar
with the doctrine of God,
Angels, Hereafter, Revelation
and Prophethood.
The believers are now a
community. Instructions for
survival of community are
necessary.
Attention to the social,
and legal problems as well.
13. • 1-5: Introduction to Quran. This Is the Book About Which There Is no Doubt and the attributes
of the Mutaqqeen.
• 6-7: The attributes of the Kuffar.
• 8-20:Traits and Characteristics of Hypocrites
• 23: Surah Challenge: Produce a Surah the Like Thereof and Call Upon Your Witnesses Other
Than Allah, if You Should Be Truthful
• 25: Same Fruit In Paradise: “This Is What We Were Provided With Before.”
• 26: (Example of Mosquito: Indeed, Allah Is Not Timid To Present an Example – That of a
Mosquito or What Is Smaller Than It,
• 29: Creation of Earth & Seven 7 Heavens
• 30-38: Creation of Adam, Allah Ordered Angels to Prostrate Adam, all Did, but
Iblis/Satan/Devil Refused, Devil Caused Adam & Eve To Disobey Allah.
• 40-49: O Children Of Israel, God Reminds Them of his Favors
• 50: Allah Parted Sea for Israelites and Saved Them From Pharaoh
• 51: God’s Appointment With Moses for 40 Nights, Israelites Calf Worshiping in Absence of
14. • 55-57: Israelites Demanded To See Allah, Thunderbolt Took Them, Death and Revival, God Sent for
Them Manna & Salwa
• 58-60: God’s Command to Israelites When Enter the City Say Hitatun, Moses Struck his Staff and 12
Springs Gushed Forth.
• 61: They Demanded That Give Us Onion Cucumber and Pulses.
• 62: All Those Who Are Righteous, From Any Religion Jews Christians and Sabaeans Can Go in Paradise
• 63: Mount Tur/Sinai Was Palced Above Israelites
• 65: Be Apes, God Made the Sabbath transgressors Apes
• 67-73: Moses Said That Allah Commands You To Slaughter a Cow. Their Avoiding, Mention of a Dead
Murdered Person Who Became Alive
• 80-89: Israelites Behavior & Not Accepting Muhammadﷺ Eventhough They Recognized Him
• 93: Mention of When God Raised Over Israelites the Mount, [Saying], “Take What We Have Given You
With Determination and Listen, They Said We Hear and Disobey
• 97-98: Whoever Is an Enemy Of Gabriel Michael and Other Angels Then Indeed, Allah Is an Enemy to
That Person
• 102: Mention of Solomon, Harut Marut, Babylon, Magic and its Teaching, all Is but a Trial
• 104: Do Not Say to Prophet Ra’ina but Anzurna I.E Listen to Us as ra’ina Word Has Double Meanings.
15. • 106: Abrogation Of Verses)
• 111: Mention of Claim of People of the Book That None Will Enter Paradise Except One Who Is a Jew or
a Christian
• 124: Ibrahim Trial, God Promised “I Will Make You a Leader for the People.” [Abraham] Said, “and of my
Descendants?” May Be: but God’s Promise Not for Zalims/Wrongdoers
• 125-131: Ibrahim Building Kaaba & Praying,
• 138: Color/ Religion Of Allah, and Who Is Better Than The Colour of Allah
• 143:God Said That He Made Muslims a Just/ Balanced/Middle Nation
• 144: Change Of Qibla/Direction of Prayer From Aqsa to Masjid Al-Haram
• 146: People of the Book Recognize Muhammadﷺ as They Recognize Their Own Sons
• 154: Martyr Not Dead but Alive
• 155: God Will Test You by Fear Hunger Loss of Wealth
• 158: Safa Marwah: Allah’s Signs
• 173: Mention of Haram Forbidden Food, Mainly Dead Animals, Blood, the Flesh of Swine, and That
Which Has Been Dedicated to Other Than Allah
• 177: Turning Face to East Or West Isn’t Righteousness
16. • 178-179: Qisas, Legal Retribution for Those Murdered, This Is an Relief and a Mercy From Your Lord
• 180-182: Will Wasiyat, Inheritance
• 183-187: Fasting, Rozay, Siyam, if Not Able Then Equal Number of Days Later or Feed A Man, Lawful To
Go to Wives at Night
• 190-194: Fight, Slaying, Fitnah Is Worse Than Killing, Do Not Fight Them at Al-Masjid Al-Haram Until
They Fight You There, Fighting in Sacred Months
• 196-203: Hajj, Head Shave if Not Give Charity or 3 Fasts, Sacrifice. Mention of Arafat, Mina
• 213:Mankind Was On One Religion [Before Their Deviation)
• 216-217: Fight Order, Question Regarding Warfare In Sacred Months, Fighting Therein Is Great [Sin], but
Averting [People] From the Way of Allah Is Greater Sin, and Fitnah/Corruption in Land Is Greater Than
Killing
• 219: Drink, Intoxication & Gambling
• 221: Marriage Among Idolaters, a Believing Slave Is Better Than a Polytheist, Even Though She/He
Might Please You
• 222: Menstruation
• 223: Women Are Like Tilth, a Place of Sowing of Seed
• 226-230: Divorce, Iddah/Waiting Period, Four Months, Halala
17. • 233: Mother May Breastfeed Her Child for 2 Years
• 234: Iddah/Waiting Period if Husband Dies: Four Months and Ten Days
• 236-237 & 240& 241: Mahr & Provision for Wives
• 243: Mention of a Story of Thousands of People Who Die & Then by God’s Grace Become
Alive
• 246-251: Mention of Samuel, Talut/Saul, Jalut/Goliath and David/Prophet Dawood
• 258: Mention of Story of Ibrahim & Namrud. Ibrahim Dialogues With Him Regarding Death
Life and Then Regarding Rising Place of Sun
• 259: Mention of Story of a Person Who Remained Dead For 100 Years and Then by God’s
Grace Became Alive, God’s Dialogue With Him Concerning his Donkey and Food
• 260: Ibrahim Questions Allah About Life and Death & God’s Gave Him an Experiment of Four
Birds
• 261: Wealth Spending Reward Example Like Grain With Seven 7 Ears
• 275-280: Riba, Usury, Interest, Those Who Consume Interest Will Stand on Day of
Resurrection as Insane People , Allah Destroys Interest and Gives Increase for Charities, Usury
Is a War Against God & Prophet
18. FIRST RUKU
• There is no doubt in This book.(A very big challenge)•
• Six qualities of people who will be benefited from this
Book.(Piety, Faith on Ghaib, Salat, Charity, Faith on Books, Faith
on Hereafter, Believe in that which is revealed to Prophet
Muhammad(saw). All types of Wahi revealed on Prophet (saw)
(Khafi/ Jali)(Quran+Hadees)
• These are Truly successful.
• Three groups of People: Momineen, Kuffar, Hypocrites
• Fear of Ghishawa(sealing up) Teaches us to make correct use of
ears, eyes, & heart.
19. RUKU 2
• Characteristics of Hypocrites.•
• Contrast of Faith in one’s heart and verbally.•
• Deceiving your own soul
• Hypocrisy, a disease.
• Spreading disorder on earth. Razing the rights of Allah and rights of all His
creations.
• Calling the Companions fools and making fun of them.
• Parable of Hypocrites: Example of Light and Rain
20. RUKU 3
• Rationale to submit yourself to Allah (swt) Worship /submission
• Challenge of Quran: Miracle
• Men and stones for fuel of Hell fire.
• Stating punishment and reward side by side. Fear and Hope
• Fasiq means transgressor, disobedient. Who break covenants(Allah‟s covenant,
covenant with humans)
• Spreading disorder on earth. Razing the rights of Allah and rights of all His
creations.
21. RUKU 4
• Khalifah or guardianship. Obedience of Allah (swt), compliance of His orders and
duties and endeavor of their enforcement.
• Knowledge is superior to Mindless Worship.
• Superiority of Hazrat Adam (as) over angels.
• Arrogance: Not following commandments Of Allah (swt) is Satan‟s behavior.
• Satan’s enmity with humans: Prompting, Alluring, Tempting, Whispering evil
suggestions etc.
• Repentance: Difference between Hazrat Adam (as) and Iblis. Hazrat Adam’s
remorseful behavior, Satan‟s behavior of arrogance, blaming others and making
excuses, obstinateness.
22. RUKU 5
• Remembrance of Allah‟s blessing and favors, fulfilling your covenants.
• Fear Allah alone (rahab/ taqwa)
• Rejecting Gods directives and orders for the sake of worldly benefits.
• Intentionally concealing truth or mixing truth with falsehood. Conceal truth by
resorting to false propaganda.
• Contradiction between what you say and do.
• Meaning of Tilawat ------- to go after.
• Take assistance from Salat and Patience ------- Remedy to drive the strength.
Adopting humility and obedience.
23. RUKU 6 & 7
• Bani Israel’s History, Allah’s blessing and favors on them and their continuous
defiance, Allah pardoned them every time.
• Reason for asking for lentils and vegetables. Instead of life of Jihad they want a
settled life. Life of Jihad Involves Training, struggle to achieve higher goals.
• Why misery and wretchedness were stamped upon Bani Israel: three reasons
• 1. Rejecting the Revelations (signs) of Allah.
• 2. Killing His Messengers without any just cause
• 3. Disobedience and their persistent transgression against the Law. Disobeying,
distorting or refusing to accept those teachings of God which they found contrary
to their desires.
24. RUKU 8
• Covenant of Bani Israel: Situation, raising of Tur Mountain.
• Story of Sabbat: Importance of enjoining what is right and forbidding what is
wrong.
• Story of the cow : Argumentation, series of questions, wants to get the answer of
your own choice, trying to put on hold the issue by resorting to enquiries.
• More they enquired, the narrower the conditions became for them.
• Test is always where you have personal flaw, it’s always hard to renounce the
things you love.
25. RUKU 9
• Hardness of heart: hard as rock
• Giving Fatwa to gain some worldly end. Woe to them.
• Misconception: Immunity from hell-fire or possibility of a transitory punishment
before they were transported to heaven.
26. RUKU 10 & 11
• Solemn covenant: No blood shed among ourselves.
• Believe in one part of the Book and disbelieve in the other. Obeying some rulings
of the Book and rejecting others.( Rejection/ Kufr by disobeying, un practicing.
Islam is not a buffet platter
• Why people grew rebellious against Messengers because what He brings did not
suit their lusts.
• Securing of hearts or in covering is not the thing you have be proud of , instead it
is a Curse.
• Jealousy and stubborness they Rejected the Truth.
27. RUKU 12 & 13
• Harut and Marut/ Black magic: Without any labor and hardship just few blows
and Incantation can do everything for you. Incantation which caused division
between husband and wife.
• Listen attentively and then practice.
• Naskh fil Quran -- Abrogate Ayahs (to cancel or revoke formally or officially) &
hikmah behind them
• Hair splitting arguments, unnecessary inquisitiveness ------- It is better to follow
the injunctions which are clearly laid down, abstain from things prohibited, and
avoid excessive inquiry about far-fetched, hypothetical issues, attending instead
to questions of practical significance.•
• Don‟t waste ones valuable time by engaging in useless debates.
• Prerequisite for entrance of Paradise is to surrender oneself to Allah in
obedience and follows the Right Way. If you became Mohsin you will be
rewarded.
28. RUKU 14 & 15
• Don‟t call anybody Kafir; differences will be determined at Day of Judgment.
• Displeasure of Jews and Christians will never end, they will never be happy until they
make you practice their religion.
• The honour of making Kaaba was given to Hazrat Ibraheem AS. He supplicated for
Momin offspring, making dua for Rizq, making dua for peace.
• Four purpose of Advent of Prophet Muhammad (saw) ----- Recite revelations, teach
them the Book and Wisdom and purify their lives.
29. RUKU 16 & 17
• Advice your children, contemplation of our offspring’s deen, teach your children to
love God and observe His commandments. God alone should be served.
• Sibghatullah: Always everywhere, every time and in every aspect of our lives Allah‟s
color should be prominent, His orders are observed (walk and talk like Allah wants
you to, working for His pleasure.
• Change in Qiblah, importance of Qiblah. “Ummat e Wast: the community of the
middle way
• It signifies that distinguished group of people which follows the path of justice and
equity, of balance and moderation, a group which occupies a central position
among the nations of the world.
• Responsibility of Imamat (Leadership) before all mankind given to Muslim.(Word
witness, act witness)
30. RUKU 18 & 19
• Instead of arguing with each other on controversies try to excel one another in good
works.
• Do not fear people but fear Allah (swt) only.
• Four purpose of Advent of Prophet Muhammad (saw) ----- Recite revelations, teach
them the Book and Wisdom and purify their lives.
• Remembrance of Allah (swt): Promise that Allah will remember you. The real
remembrance is to obey His commandments, adherence to Halal and Haram.
• Gratification towards Allah (Shukr) Acknowledging His favors, blessings. Avoid
Complaint, Disobeying of Allah‟s commands. Ingratitude is Kufr.
• Fortitude and Salat: Solution of every affliction and hardship, trials & tribulations.
Develop patience and strengthen ourselves by devoting to Prayer.
31. • Status of Martyrs: Fear, hunger, loss of property, life and earnings . Trial ,test
(Solution: Be steadfast)•
• Supplication ---------- Deep conviction in our heart: To Allah do we belong.
• Allah‟s curse upon those who show Stinginess of knowledge(conceal the clear
teachings and guidance)
• Spreading the guidance. The original meaning of kufr is to conceal, refusal to
believe, deny, reject.
• Six forms of disbelief.1. Refuse to believe in the existence of God 2. Recognizes the
existence of God but refuses to accept His ordinances 3. Refuses to believe in the
Prophets 4. Differentiate between Prophets 5. Refusal to recognize, either totally or
partially, the teachings by the Prophets. 6. Theoretically accepts all but willfully
disobeys Gods ordinances and persists in this disobedience.
32. RUKU 20 & 21
• Signs of Allah(swt): Working of this universe. ( 8 rationales from nature)
• Love and affection with Allah, connection with Allah. Absolute priority in seeking His pleasure.
• Caterer, Listener of your complaints, savior of your unmanageable ------ Allah(swt). On the day of
Qiyamah leaders will show no attachment to their followers. Punishment of those leaders who
misguided their followers.
• Importance of lawful earnings. Renouncing what is unlawful and doubtful.
• Making Haram into Halal and Halal into Haram: Devotion toward Satan who commands us to
commit sins and indecency.
• Satan's policy: Superstitious customs and taboos as God-given religious teachings is satanic
deception. Following fore fathers: Parable of irrational animals.
• Using good and clean things without hesitation what Allah has provided us and be grateful to
Allah.• Haram things are only four ------- Carrion, blood, swine flesh and what has been made
sacred other than of Allah. Concealing the Truth: Responsibility of scholars. Differences and dispute
are created because of ones stubbornness,
33. RUKU 22 & 23
• Ayat-i-Birr(the virtues): The essence is obedience, the real righteousness.
• Our view of piety and broader aspect of righteousness including Belief, worship, relations, pledge and
patience.
• Law of retribution, diyah or blood money. Law of retribution ensures security of life for you.
• The Quranic view of making will(1/3rd)
• The Book which give criterion of Truth and falsehood. Proclaim Allah‟s greatness, glorify Allah for the
Guidance He sent. Connection of Ramadan and Fasting. Fasting produce piety, Quran is guidance for
pious people.
• Fasting during the month of the revelation of the Quran is more than an act of worship or an excellent
course of moral training; it is also an appropriate form for the expression of our thankfulness to Allah
for the bounty of the Quran.
• Islam is a lenient deen, there are no hardships. Peoples own misconceptions often caused great
inconvenience.
• Etiquettes of supplication. Relations between husband and wife explained metaphorically in terms of
garment, affinity, secrecy, honor, concealment.
• Don’t skirt near the boundaries of disobedience. Caution demands that one should keep some
34. RUKU 24 & 25
• Etiquettes and principles of war. Fitna is worse than bloodshed. Spending our wealth in the
Way of Allah, if we don’t than we are casting ourselves into ruin with our own hands. What
is Ihsan? Perform the task entrusted to us. The higher standard is to perform that task in a
wholesome manner, to devote our capacities and resources to its fulfillment, to do our duty
with our heart.
• The first standard of obedience is that we should fear God. The other and higher standard
is Ihsan (moral and spiritual excellence) for which it is necessary that we should have a
strong love for God and a profound attachment to Him.
• Injunctions concerning Hajj and Umrah. Excellent supplication: Ayah 20: Asking for hasnah
in this world and Hereafter.
• Refraining from disobeying Allah is sign of understanding and wisdom.
• A character that charms people with this worldly life, with his superficial talk, deadliest
opponent, spreading mischief, arrogant, argumentative, quarrelsome.
• Another character that fear Allah and devotes his whole life to please Allah. Enter
completely into Islam. No backing out, no picking and choosing, complete obedience, and
35. RUKU 26 & 27
• The worldly Rizq (economic strength, abilities) is not criterion for success.
• Differences arose not because people were not given the knowledge of the truth; it arose because
they wanted to oppress one another. Defiance &egoism.
• Faith will be tested and entering Paradise has prerequisites. Believers will be tried by efforts and
struggle and the resulting hardship and sufferings. Living reality (our temptations, Satan)
• Unpleasant things according to our judgment can be better and our favorite things can be bad. How
do we react about our judgments?
• Persecution (fitna) is far worse than bloodshed. Jihad denotes doing ones utmost to achieve
something.
• First injunction concerning intoxicating drinks & gambling: More harm than benefit.•
• Conduct with orphans.
• Marriage with Mushrik is invitation to fire. Marriage is not just physical relations between a man and
a woman. It is a relationship which has deep social, moral and emotional implications on our future
generations.
• Allah makes His revelations plain, easy and open to the people so that they should learn a lesson
36. RUKU 28 & 29
• Menstruation: State of impurity, closer to sickness than health, discomfort.
• Marriage is not just recreation, but a way to ensure continuity of human race.
• Illa is when a husband has taken a vow not to have sexual relations with his wife.
Waiting period 4 months.
• Injunctions concerning divorce: Iddat is a waiting period after which a new marriage is
permissible. Iddat of divorcee is three menstrual cycles.
• Men have a degree above women. This is mentioned under the context of divorce.
Means in the issue of divorce, men do have an advantage over women.
• Injunctions concerning marriage and divorce. There are two revocable divorces.
• Halala: Tough condition for remarrying after divorce.
• Fear of Allah and remembering that Allah is All knowing is the key which will make us
on right path concerning marital relations.
37. RUKU 30 & 31
• Injunctions of suckling children (Rada’ah). If there is an infant involved after a divorce,
the husband has the right to ask his ex-wife to feed the child for a period of 2 years.
Child support is on the father
• Iddat of a widow ----- Four months and ten days.
• Generosity in dealings is essential for human relationships. If everyone were to stick
strictly to his legal rights and claims, a pleasant social life would become impossible.
• Take great care of prayers specially Salat ul Wusta (Salat Asr). The sudden shift in this
topic because Allah reminding us to guard our relationship with Allah and don’t forget
Him during our personal relationship problems.
• Even in the state of war (fear) one has to perform Salah.
• Providing compensatory benefits (Alimony) to a widow and divorced women.
38. RUKU 32 & 33
• Prompting the sacrifice of one’s life and possessions in the way of Allah Almighty.
• Goodly loan “Qardh e Hasna” ----- whatever one gives to another person selflessly
with absolutely pure motives.
• Spending in the way of Allah never decrease your wealth.
• The story of Talut and Jalut and its lessons: Person with physical and mental abilities
should be appointed as a leader. Piety is more important than wealth and clan. Faith
will be tried and those who obey will succeed.
• Dua Ayat 250 ----- Asking for the blessing of fortitude , firmness and victory against
enemy. Along with material resources supplication is compulsory for achieving
victory.
• Divine law of repelling one set of people by means of another otherwise the earth
would have been filled with chaos and anarchy.
39. RUKU 34 & 35
• Spending in way of Allah is the best deed.
• The merits of Ayat ul Kursi (The Greatest Ayah of Quran)
• There is no compulsion and coercion in regard to religion. Use of free will.
• Taghut is a creature who exceeds his limits and shows arrogance. It can be Satan, a
person, oneself, ones wife and children, relatives, family and community, friends or
social environment, leaders and rulers.
• Rejection of taghut and believe in Allah.
• Right and wrong have been differentiated. The darkness of Ignorance throws man off
the pathof salvation and directs his energies and efforts to wrong directions in
defiance of reality. The knowledge of Truth (light) shows the purpose of life and leads
to adopt the Right Way.
• The story of Ibrahim (AS) and Nimrud. ( Excellent rationale)
• Life after death ----- stories of Hazrat Ibrahim(AS) and Hazrat Uzair (AS)
40. RUKU 36….. AYAAT 261-274
Etiquettes
of giving
charity
Rewards of
charity
What should
be given in
charity
Why we
refrain from
giving charity
Whom to
give charity
How to give
charity
What nullifies
our charity
41. RUKU 37
• Give the best portion of your wealth for Sadqah.
• Satan discourages us with the threat of poverty and prompts us to do shameless
conduct but through Sadqa Allah has promised pardon.
• What is true wisdom (Hikmah): Using our resources moderately to meet our needs
and spend whatever is left for charitable purposes.(right insight, judgmental power)
• Non-obligatory charity should preferably be dispensed secretly.
• Sadqah expiate sins, it wither bad qualities slowly.
• Better to give Sadqah to those needy people who don’t ask.
• Spend Sadqah on those people who devote themselves wholly to serve Islam.
(Ashab Suffah).
42. RUKU 38
• What is Riba? The people who think interest & trade are same are called bewitched
and maddened by Satan’s touch.
• Why is there so hard admonition for interest? Declaration of war by Allah and His
messenger for those who did not give up interest-based transactions.
• Interest breeds meanness, selfishness, apathy and cruelty towards others. It leads to
the worship of money and destroys the spirit of altruistic co-operation between man
and man. Thus it is damaging for mankind from both an economic and a moral
viewpoint.
• Allah deprives interest of all blessing and develops charity.
43. RUKU 39
• Ayat e Dain ----- Longest Ayah of Quran. Injunctions concerning debts and
debtors.
• Debt transactions should be written down in the presence of witnesses to avoid
future conflicts and doubts.
• If writing is not possible, take a security deposit or a pledge will be sufficient.
44. RUKU 40:LAST THREE AYAHS OF SURAH BAQRAH/ GIFT OF MIRAJ
AND THE BEST DUA WHICH ALLAH HAS TAUGHT US.
Nothing is possible
without dua which
is a mark of
humility
Allah gives
everyone their own
level of abilities
and He tests us all
based on it
Internalize your
faith
Audit and
accountability on
the day of
judgement