For Knowledge

1. Participant’s Name
Ravi Roshan
Siddhant Agrawal
Pallavi Mishra
SonuKumar
Shiwani Kumari
BATCH 25th
GROUP 1

2. FLOW
• Bank
• Types of Bank
• Public & Private Sector Bank
• Concept of Private Sector Bank
• Players of Private Sector Bank
• About ICICI Bank
• Profile of ICICI Bank
• Product & Services of ICICI Bank
• ICICI Allied Services
• SWOT Analysis of ICICI Bank
• Current News About ICICI Bank
• Achievements of ICICI Bank
• Conclusion

3. A Bank is a financial institution that accepts deposits from
the public and creates credit. Lending activities can be
performed either directly or indirectly through capital
markets. Due to their importance in the financial stability of
a country, banks are highly regulated in most countries.
WHAT IS BANK
TYPES OF BANK

4.  PUBLIC SECTOR BANK : The Public Sector
Banks (PSBs) are banks where a majority stake
(i.e. more than 50%) is held by a
government. The shares of these banks are listed
on stock exchanges. There are a total of 21 PSBs
in India.
 PRIVATE SECTOR BANK : The Private-Sector
Banks in India represent part of the Indian
banking sector that is made up of private and
public sector banks . The "private-sector banks"
are banks where greater parts of share
or equity are not held by the government but by
private share holders.
PUBLIC AND PRIVATE
SECTOR BANK

5. SOME PLAYERS OF
PRIVATE SECTOR BANK
AXIS BANK 1994
HDFC BANK 1994
DCB BANK 1995
ICICI BANK 1996
KOTAK MAHINDRA BANK 2003
YES BANK 2005
IDFC BANK 2016
BANDHAN BANK 2015
INDUSIND BANK 1994

6. ICICI Bank, stands for Industrial Credit and Investment
Corporation of India, is
an Indian multinational banking and financial services
company headquartered in Mumbai, Maharashtra, India,
with its registered office in Vadodara. In 2017, it is the third
largest bank in India in terms of assets and third in term
of market capitalization. It offers a wide range of banking
products and financial services for corporate and retail
customers through a variety of delivery channels and
specialised subsidiaries in the areas of investment
banking, life, non-life insurance, venture capital and asset
management. The bank has a vast network of 4,850
branches and 14,404 ATMs in India, and has a presence in
19 countries including India.
ICICI BANK

7. PROFILE OF ICICI BANK
 TYPE – Private
 INDUSTRY – Banking and financial services
 FOUNDED – 1994
 HEADQUARTERS – Mumbai, Maharashtra, India
 AREA SERVED – Worldwide
 KEY PEOPLE – Chairman: Mr. M.K. Sharma
M.D & CEO: Mrs. Chanda Kochar
 WEBSITE – www.icicibank.com

8. PRODUCT AND SERVICES
OF ICICI BANK
1. Deposit product
 Saving account
 Current account
 Fixed account
 Recurring account
 Safe deposit locker
2. Transfer fund
 NEFT
 RTGS
 IMPS
 Money2india
 Block chain technology
 Software robotic

9. PRODUCT AND SERVICES
OF ICICI BANK contd.
3. Card
Credit card
Debit card
Travel card
4. Access to bank
Net banking
Phone banking
5. Loan and advance
Loan Product
 Auto loan
 Loan against security
 Loan against property
 Personal loan
 Home loan
 Education loan
 Gold loan
 Working capital loan
 Construction

10. ICICI ALLIED SERVICES
 ICICI Prudential Life Insurance Ltd : It is a
joint venture between ICICI Bank and Prudential
plc (public limited company) which is a British
Company.
 ICICI LOMBARD : ICICI Lombard GIC Ltd is a
joint venture between ICICI Bank Limited and
Fairfax Financial Holdings Limited.
 ICICI Securities Ltd : It is a share broking firm
which provides Demat account service for share
trading on NSE and BSE.

11.  STRENGTHS
- 2nd largest bank in India.
- Successfully diversified it’s operations.
- Considered as a pioneer in usage of internet
services
- Aggressive and innovative marketing strategies
 WEAKNESS
- Highest service charges.
- Primarily targets upper middle class and upper
class of the society.
SWOT Analysis of ICICI Bank

12.  OPPORTUNITIES
- Expanding business to the middle and lower
income groups.
- New IT and ITES companies.
- Business advising for small players.
- Dissatisfied customers of other banks.
 THREATS
- More and more banks are coming up.
- Advent of MNC banks.
- Ever improving nationalized banks.
- Dissatisfied customers.
SWOT Analysis of ICICI Bank
Contd.

13.  Govt. engaged ICICI Bank to enable online
payments at 470 mandis integrated with the
national portal of electronic National Agriculture
Market (e-NAM).
 Paytm & ICICI Bank collaborated to announce an
all-new initiative where users can get interest-free
short-term digital credit. Called Paytm-ICICI
Bank Postpaid.
 ICICI Bank launched India's first voice-based
international remittance service to enable non-
resident Indians (NRIs) to send money to any
bank in India.
 ICICI Bank announced a new home loan scheme
that offers borrowers the benefit of 1% cashback
on every EMI, for the entire tenure.
CURRENT NEWS ABOUT ICICI

14. 2012
• ICICI Bank receive the Golden Peacock Innovative
Product/Service Award.
2013
• ICICI Bank won the Next Generation Banking Solution
Award by Celent.
2014
• According to the Brand Trust Report 2014, ICICI bank
was ranked 28th among India’s most trusted brands, a
research conducted by Trust Research Advisory.
2015
• Best Foreign Exchange in India at Finance Asia’s 2015
Country Banking Achievements Awards.
2016
• Best Retail Bank in India at the Asian Banker
International Excellence in Retail Financial Services
2016.
• ICICI Bank has won this award 3 years in a row.
2017
• ICICI Bank won the award in the ‘Best Private Sector
Bank - Rural Reach’ category at the ‘Dun & Bradstreet
Banking Awards 2017.
ACHEIVEMENTS AND AWARDS
contd.

15. CONCLUSION
ICICI Bank, the country’s largest private sector bank
by consolidated assets, continues to be at the forefront
of technological innovations by anticipating customer
needs and providing an extensive range of banking
solutions through its wide distribution network.