Penny L. Gibbs is a business professional with over 30 years of experience in financial institution operations including core banking systems, data processing, and operational change management. She has held senior level positions at several banks, most recently as SVP of Core Solutions at CertusBank where she directed teams responsible for deconversion activities during the sale of the bank. Gibbs is proficient with the Fiserv Premier Core platform and ancillary modules in both in-house and outsourced environments.

1. PENNY L. GIBBS
2811 Rambling Path, Anderson, SC 29621
gibbsp464@gmail.com  864-617-6003
Summary of Qualifications
• Business professional with proven experience in financial institution operations
• Respected manager who builds solid working relationships with teammates,
management, vendors and other key stakeholders
• Proficient at leading system implementations, conversions, upgrades, and
operational change management.
• Extensive experience with Fiserv Premier Core platform & ancillary modules in
both in-house and serviced environments
Professional Experience
CBSUB, Inc. Greenville, SC
SVP, Director of Core Solutions November 2, 2015 – December 31, 2015
• Temporary position to assist with the final wind down of operations for CertusBank.
• Assisted purchasing banks with research, trailing item settlements and conversion related
reconcilements.
CertusBank, Greenville, SC
SVP, Director of Core Solutions June, 2014 – October 31, 2015
• Directed teams responsible for bank’s core applications, CIF management and
Deposit operations. These teams were responsible for deconversion activities
and data files related to both automated and manual deconversion of CertusBank
deposits and loans sold to 8 purchasing institutions.
• Led system implementations, conversions, upgrades, and operational change
management.
• Managed and maintained all of the bank’s core and branch specifications
• Served as senior level advisor and subject matter expert regarding core
functionality and best practices.

2. SVP, Senior Business Analyst August, 2012 – June, 2014
• Provided expertise on core banking applications and ancillary modules.
• Managed and maintained all of the bank’s core specifications
• Worked closely with teammates and vendor representatives to facilitate data processing
mergers & conversions associated with failed bank transactions and open market
transactions.
• Developed test plans for data integrity validation in conjunction with data processing
conversions and system upgrades.
• Supported the implementation of new products as well as upgrades to current products
and systems.
Peoples Bancorporation Inc (South State Bank), Easley, SC
SVP, Central Operations August, 1998 – July, 2012
• Supervised the daily workflow in the critical areas of deposit operations, loan operations,
in-house data processing operations and network administration for multi-bank holding
company environment.
• Maintained core banking software specifications and security parameters. Coordinated
the implementation of software enhancement releases and the rollout of new products and
product changes.
• Developed internal policies and procedures relating to bank operations and regulatory
compliance and ensured that internal controls were functioning effectively in Operations.
• Served as project manager for successful conversion to new eCommerce delivery systems
and for successful conversion to new core banking system including online teller, deposit
platform and imaging systems.
• Participated in business unit planning and product development.
• Active role in vendor consultation and vendor management.
• Served as IT Steering Committee Chairperson
First United Bancorporation (Regions Bank), Anderson, SC
VP, Central Operations August, 1985 – May, 1998
• Responsible for accounting functions including preparation of month end financial
statements, reconcilements, Quarterly Call and other regulatory reports. Assisted in
annual budget preparation and variance reporting for multi-bank holding company
environment
• Responsible for investment portfolio reporting and ALM reporting.
• Supervised deposit and loan operations, purchasing and accounts payable.

3. • Supervised Human Resource functions including staffing, salary and benefit
administration and training.
• Instrumental in successful conversion from data processing service bureau to an in-house
system.
• Coordinated the successful consolidation and centralization of deposit operations,
accounting and personnel functions for the three banks.
• Instrumental in successful restructuring and reorganization project for the consolidation
and centralization of loan operations and credit administration for three banks.
First National Bank (Wells Fargo) , Anderson, SC
AVP, Branch Manager April, 1979 – August, 1985
• Supervised retail branch staff
• Consumer and Commercial Loan Officer
Education
Limestone College Gaffney, SC
B.S., Business Administration & Management Science
Graduated Summa cum Laude
GPA 4.0
American Institute of Banking – General Banking Diploma
Graduate – South Carolina Bankers School
Graduate - SCBA Supervisor Development School