Daniel Valley is a Member Experience Manager at Lake Trust Credit Union in Michigan, USA. This is his Finalist presentation that he gave at the Live Pitch Show as part of the 2021 CUES Emerge competition.
Linda R. Nelson, the Arkansas SBA District Director, discusses the benefits of participating in the SBA's loan guarantee programs and secondary market for lenders. She outlines that the programs provide rewards for lenders through premium income, opportunities to sell other bank products, and helping communities. Participating allows lenders to increase assets and access capital to make more SBA loans. Selling loans on the secondary market provides lenders with a return on investment, interest income, and ongoing servicing fees. The secondary market had $3.4 billion in loan sales in 2002, though Arkansas participation was low. Keeping relationships with borrowers allows identifying problems and opportunities for additional loans.
At www.rectifycredit.com our core objective is to help you at every stage of credit life cycle and re-establishing your good credit profile. RectifyCredit has a team of highly qualified and experienced professionals with domain expertise in credit risk.
Working Capital for Service Providers Using FactoringChris Lehnes
Versant Funding's non-recourse accounts receivable factoring offering can be an alternative source of financing for Service Providers which do not meet the financing standards of traditional lenders (or other factoring companies) but have good quality accounts receivable outstanding.
In these difficult financial times, many former "prime" consumers have been reclassified to "non-prime" as a result of a mortgage modification or foreclosure. This article will help assure they become prime again.
NewOak provides compliance management and regulatory consulting services to financial institutions. Their services help clients minimize compliance risks, improve customer satisfaction, obtain compliance assurance, and develop mitigation strategies. NewOak's suite of services includes policy and procedures reviews, vendor risk assessments, loan reviews, and remediation services. They have experience in areas like complaint management, monitoring, training, and independent audits. NewOak aims to help clients stay ahead of increasing regulatory challenges through customized compliance solutions.
The document discusses various challenges related to small and medium enterprise (SME) funding in South Africa. It notes that access to financing is critical for entrepreneurial success but less than 10% of applicants actually receive funding. It also outlines challenges experienced by SMEs, business development service (BDS) providers, and funders. Some of the key issues mentioned are lack of awareness of funding options, onerous funder requirements, long turnaround times, and lack of business and financial skills among SME clients. Potential solutions proposed include better cooperation between BDS providers, funders, and SMEs as well as financial education and training for entrepreneurs.
A credit rating is an evaluation of how likely a company or government is to pay back debt, conducted by credit rating agencies. The document discusses the types of credit ratings, advantages like benefits to investors and rated companies, and disadvantages such as potential bias, static nature not reflecting temporary conditions, and different ratings from multiple agencies.
Character is the first of the five Cs of credit and refers to a person's moral and ethical qualities. Lenders consider character heavily when deciding whether to approve a loan because those with good character, such as trustworthiness, clean background checks, and positive references, are most likely to repay debts. Borrowers can build strong character by paying bills on time, maintaining steady employment, and avoiding legal issues.
Linda R. Nelson, the Arkansas SBA District Director, discusses the benefits of participating in the SBA's loan guarantee programs and secondary market for lenders. She outlines that the programs provide rewards for lenders through premium income, opportunities to sell other bank products, and helping communities. Participating allows lenders to increase assets and access capital to make more SBA loans. Selling loans on the secondary market provides lenders with a return on investment, interest income, and ongoing servicing fees. The secondary market had $3.4 billion in loan sales in 2002, though Arkansas participation was low. Keeping relationships with borrowers allows identifying problems and opportunities for additional loans.
At www.rectifycredit.com our core objective is to help you at every stage of credit life cycle and re-establishing your good credit profile. RectifyCredit has a team of highly qualified and experienced professionals with domain expertise in credit risk.
Working Capital for Service Providers Using FactoringChris Lehnes
Versant Funding's non-recourse accounts receivable factoring offering can be an alternative source of financing for Service Providers which do not meet the financing standards of traditional lenders (or other factoring companies) but have good quality accounts receivable outstanding.
In these difficult financial times, many former "prime" consumers have been reclassified to "non-prime" as a result of a mortgage modification or foreclosure. This article will help assure they become prime again.
NewOak provides compliance management and regulatory consulting services to financial institutions. Their services help clients minimize compliance risks, improve customer satisfaction, obtain compliance assurance, and develop mitigation strategies. NewOak's suite of services includes policy and procedures reviews, vendor risk assessments, loan reviews, and remediation services. They have experience in areas like complaint management, monitoring, training, and independent audits. NewOak aims to help clients stay ahead of increasing regulatory challenges through customized compliance solutions.
The document discusses various challenges related to small and medium enterprise (SME) funding in South Africa. It notes that access to financing is critical for entrepreneurial success but less than 10% of applicants actually receive funding. It also outlines challenges experienced by SMEs, business development service (BDS) providers, and funders. Some of the key issues mentioned are lack of awareness of funding options, onerous funder requirements, long turnaround times, and lack of business and financial skills among SME clients. Potential solutions proposed include better cooperation between BDS providers, funders, and SMEs as well as financial education and training for entrepreneurs.
A credit rating is an evaluation of how likely a company or government is to pay back debt, conducted by credit rating agencies. The document discusses the types of credit ratings, advantages like benefits to investors and rated companies, and disadvantages such as potential bias, static nature not reflecting temporary conditions, and different ratings from multiple agencies.
Character is the first of the five Cs of credit and refers to a person's moral and ethical qualities. Lenders consider character heavily when deciding whether to approve a loan because those with good character, such as trustworthiness, clean background checks, and positive references, are most likely to repay debts. Borrowers can build strong character by paying bills on time, maintaining steady employment, and avoiding legal issues.
Everett Advisory Partners focuses on providing strategic advisory services to community and regional banks. They have over 200 years of combined banking experience and specialize in areas like credit risk management, regulatory compliance, strategic planning, and mergers and acquisitions. They take a problem-solving approach using their industry expertise to develop and execute client strategies. Their services include management evaluations, balance sheet restructurings, profitability enhancements, and capital raising assistance.
Dorothy Dzikowski has over 20 years of experience in collections management. She currently works as a Collections Supervisor at McGraw-Hill Federal Credit Union, where her responsibilities include collecting delinquent loans, handling foreclosures, and repossessing vehicles. Previously, she was an AVP of Asset Protection at Credit Union of New Jersey, where she managed collection teams and modified loans for members in financial distress. She has extensive experience implementing policies to reduce delinquency and increase organizational profitability.
This document provides an overview of real estate loan options and the loan process. It discusses how the market has changed since the housing boom, with tighter credit standards and more conventional loans. It also outlines the steps of pre-qualification versus pre-approval, how to calculate debt-to-income ratios, the importance of assets and credit history, and factors lenders consider like risk-based pricing.
SaaSFest 2015 - "People Vote with their Wallets" by Fred Shilmover of Insight...Price Intelligently
CEO of InsightSquared, Fred Shilmover walks through how IS2 sold a sophisticated excel spreadsheet to validate their original product before building something substantial.
Fred walks through how that validation helped them on their path to monetization, particularly building out one of the fastest growing business intelligence companies out there.
A credit rating is an evaluation of how likely a business or government is to pay back debt, conducted by a credit rating agency. There are international, national, and other types of ratings that provide benefits to investors, rated companies, and intermediaries, but ratings also have disadvantages like potential bias, not reflecting changing conditions, and differing between agencies.
Celae L. Robinson is seeking a new position with over 8 years of experience in team environments and independently achieving results. She has a background in business administration and is proficient in Microsoft programs. Robinson has experience managing mortgage processing and quality control at CBC National Bank and currently works as a customer service and sales specialist manager at Bank of America. She has also worked as an assistant manager and trainer at Dynamic Women. Robinson has received numerous awards and commendations for her work and is involved in her community through various organizations.
Wayne DeMeester has over 25 years of experience in financial services. He earned an MBA from Brigham Young University and a CIMA designation from Wharton. He currently serves as managing director for Definitive Advisors, a fee-only investment advisor in Washington. Fee-only advisors charge flat rates for their services unlike brokers who earn commissions, removing conflicts of interest when recommending financial products.
This is the approach our team took to the First Green Bank ethical case.
Internationally recognized for our focus on ethics, Daniels College of Business is proud to present the 12th annual Race & Case Competition. This one-of-a-kind experience marries the intellectual challenge of an ethical business case with the physical test of a downhill NASTAR ski race. Students bring classroom knowledge into the real world by applying critical thinking and innovative practices to a professional, ethical dilemma and then hit the slopes for a day of ambitious, athletic fun!
Presented as part of a debate on whether charities should charge beneficiaries for services at NCVO Sustainable Funding Conference 2011: Adapt, Gain, Grow.
You’ve likely heard about credit scores before (thanks to all those commercials with terrible jingles), but what do you actually know about them? How long have they been around? And why is it important to check them? Find out all this and more!
About First Credit Union
First Credit Union is the longest-running credit union in BC, incorporated in 1939. With five insurance branches, five credit union branches, $300 million in credit union assets, and $100 million in wealth management assets, the organization’s 140 employees serve over 38,000 members and clients across four coastal communities.
http://www.firstcu.ca
Jean Schloesslin is a Senior Business Relationship Officer at PremierMembersCreditUnion, formerly known as BoulderValleyCreditUnion, with over 21 years of experience in financial services. She has held leadership roles such as call center manager, corporate banker, and VP of Branch Banking. With her degree in social work and understanding of relationships, Jean has successfully closed business deals for the credit union. She can be reached at 303-657-7598 or jschloesslin@bvcu.org.
Yianni Harbis is a Manager, Branch and Commercial Banking at Sydney Credit Union in Nova Scotia, Canada. This is his Finalist presentation that he gave at the Live Pitch Show as part of the 2021 CUES Emerge competition.
William Aguilar 2021 CUES Emerge PresentationCUES Emerge
William Aguilar is the Assistant Manager, Contact Center at American First Credit Union in California, USA. This is his Finalist presentation that he gave at the Live Pitch Show as part of the 2021 CUES Emerge competition.
Krista Baum 2021 CUES Emerge PresentationCUES Emerge
Krista Baum is a Security Architect at WSECU in Washington, USA. This is her Finalist presentation that she gave at the Live Pitch Show as part of the 2021 CUES Emerge competition.
Alex Hsu is the VP of Planning and Change Management at SchoolsFirst Federal Credit Union located in California, USA. The number of credit unions in the US grew from around 6,000 in 1970 to over 23,000 currently, as shown in the graph depicting growth over the past 50 years. An Innovation Center of Excellence framework provides visibility of an organization's commitment to innovation, helps mitigate risks separately from standard operations, and provides flexibility to innovate quickly while also tracking costs.
Paul Hinrichsen 2020 CUES Emerge PresentationCUES Emerge
Paul Hinrichsen is a Product Manager at GTE Financial in Florida, USA. This is his Finalist presentation that he gave at the Live Pitch Show as part of the 2020 CUES Emerge competition.
Lindsey Walker is an Executive Assistant at Tampa Bay Federal Credit Union in Florida, USA. This is her Finalist presentation that she gave at the Live Pitch Show as part of the 2020 CUES Emerge competition.
Katie Luther is a Mortgage Servicing Supervisor at Royal Credit Union in Wisconsin, USA. This is her Finalist presentation that she gave at the Live Pitch Show as part of the 2020 CUES Emerge competition.
Jame Hunter 2020 CUES Emerge PresentationCUES Emerge
James Hunter is the Executive Director of New Orleans Firemen's Federal Credit Union in Louisiana, USA. This is his Finalist presentation that he gave at the Live Pitch Show as part of the 2020 CUES Emerge competition.
Eric Christiansen 2020 CUES Emerge PresentationCUES Emerge
Eric Christiansen is a Lending Manager at Dane County Credit Union is Wisconsin, USA. This is his Finalist presentation that he gave at the Live Pitch Show as part of the 2020 CUES Emerge competition.
Lynette Cupps 2018 CUES Next Top Credit Union Exec PresentationCUES Emerge
Lynette Cupps, VP of Organizational Development at MAX Credit Union, proposes partnering with non-profit organizations by utilizing the credit union's resources and expertise to support growth for both organizations. This would involve providing services like leadership training, social media support, innovation and strategic planning assistance, fundraising help, and more. The partnership aims to empower non-profits to focus on their mission by handling operational needs more efficiently. MAX has the people, tools, and experience that could fill gaps for non-profits and help them achieve goals like reliable volunteers, continuous fundraising, and creating awareness.
Jodi Maus 2018 CUES Next Top Credit Union Exec PresentationCUES Emerge
Jodi Maus is a 33-year-old Talent Development Specialist at Central Minnesota Credit Union ($1.03B) in Melrose, Minnesota, United States.
This is her Finalist presentation that she gave in Nashville, Tennessee as part of the 2018 CUES Next Top Credit Union Exec competition.
Everett Advisory Partners focuses on providing strategic advisory services to community and regional banks. They have over 200 years of combined banking experience and specialize in areas like credit risk management, regulatory compliance, strategic planning, and mergers and acquisitions. They take a problem-solving approach using their industry expertise to develop and execute client strategies. Their services include management evaluations, balance sheet restructurings, profitability enhancements, and capital raising assistance.
Dorothy Dzikowski has over 20 years of experience in collections management. She currently works as a Collections Supervisor at McGraw-Hill Federal Credit Union, where her responsibilities include collecting delinquent loans, handling foreclosures, and repossessing vehicles. Previously, she was an AVP of Asset Protection at Credit Union of New Jersey, where she managed collection teams and modified loans for members in financial distress. She has extensive experience implementing policies to reduce delinquency and increase organizational profitability.
This document provides an overview of real estate loan options and the loan process. It discusses how the market has changed since the housing boom, with tighter credit standards and more conventional loans. It also outlines the steps of pre-qualification versus pre-approval, how to calculate debt-to-income ratios, the importance of assets and credit history, and factors lenders consider like risk-based pricing.
SaaSFest 2015 - "People Vote with their Wallets" by Fred Shilmover of Insight...Price Intelligently
CEO of InsightSquared, Fred Shilmover walks through how IS2 sold a sophisticated excel spreadsheet to validate their original product before building something substantial.
Fred walks through how that validation helped them on their path to monetization, particularly building out one of the fastest growing business intelligence companies out there.
A credit rating is an evaluation of how likely a business or government is to pay back debt, conducted by a credit rating agency. There are international, national, and other types of ratings that provide benefits to investors, rated companies, and intermediaries, but ratings also have disadvantages like potential bias, not reflecting changing conditions, and differing between agencies.
Celae L. Robinson is seeking a new position with over 8 years of experience in team environments and independently achieving results. She has a background in business administration and is proficient in Microsoft programs. Robinson has experience managing mortgage processing and quality control at CBC National Bank and currently works as a customer service and sales specialist manager at Bank of America. She has also worked as an assistant manager and trainer at Dynamic Women. Robinson has received numerous awards and commendations for her work and is involved in her community through various organizations.
Wayne DeMeester has over 25 years of experience in financial services. He earned an MBA from Brigham Young University and a CIMA designation from Wharton. He currently serves as managing director for Definitive Advisors, a fee-only investment advisor in Washington. Fee-only advisors charge flat rates for their services unlike brokers who earn commissions, removing conflicts of interest when recommending financial products.
This is the approach our team took to the First Green Bank ethical case.
Internationally recognized for our focus on ethics, Daniels College of Business is proud to present the 12th annual Race & Case Competition. This one-of-a-kind experience marries the intellectual challenge of an ethical business case with the physical test of a downhill NASTAR ski race. Students bring classroom knowledge into the real world by applying critical thinking and innovative practices to a professional, ethical dilemma and then hit the slopes for a day of ambitious, athletic fun!
Presented as part of a debate on whether charities should charge beneficiaries for services at NCVO Sustainable Funding Conference 2011: Adapt, Gain, Grow.
You’ve likely heard about credit scores before (thanks to all those commercials with terrible jingles), but what do you actually know about them? How long have they been around? And why is it important to check them? Find out all this and more!
About First Credit Union
First Credit Union is the longest-running credit union in BC, incorporated in 1939. With five insurance branches, five credit union branches, $300 million in credit union assets, and $100 million in wealth management assets, the organization’s 140 employees serve over 38,000 members and clients across four coastal communities.
http://www.firstcu.ca
Jean Schloesslin is a Senior Business Relationship Officer at PremierMembersCreditUnion, formerly known as BoulderValleyCreditUnion, with over 21 years of experience in financial services. She has held leadership roles such as call center manager, corporate banker, and VP of Branch Banking. With her degree in social work and understanding of relationships, Jean has successfully closed business deals for the credit union. She can be reached at 303-657-7598 or jschloesslin@bvcu.org.
Yianni Harbis is a Manager, Branch and Commercial Banking at Sydney Credit Union in Nova Scotia, Canada. This is his Finalist presentation that he gave at the Live Pitch Show as part of the 2021 CUES Emerge competition.
William Aguilar 2021 CUES Emerge PresentationCUES Emerge
William Aguilar is the Assistant Manager, Contact Center at American First Credit Union in California, USA. This is his Finalist presentation that he gave at the Live Pitch Show as part of the 2021 CUES Emerge competition.
Krista Baum 2021 CUES Emerge PresentationCUES Emerge
Krista Baum is a Security Architect at WSECU in Washington, USA. This is her Finalist presentation that she gave at the Live Pitch Show as part of the 2021 CUES Emerge competition.
Alex Hsu is the VP of Planning and Change Management at SchoolsFirst Federal Credit Union located in California, USA. The number of credit unions in the US grew from around 6,000 in 1970 to over 23,000 currently, as shown in the graph depicting growth over the past 50 years. An Innovation Center of Excellence framework provides visibility of an organization's commitment to innovation, helps mitigate risks separately from standard operations, and provides flexibility to innovate quickly while also tracking costs.
Paul Hinrichsen 2020 CUES Emerge PresentationCUES Emerge
Paul Hinrichsen is a Product Manager at GTE Financial in Florida, USA. This is his Finalist presentation that he gave at the Live Pitch Show as part of the 2020 CUES Emerge competition.
Lindsey Walker is an Executive Assistant at Tampa Bay Federal Credit Union in Florida, USA. This is her Finalist presentation that she gave at the Live Pitch Show as part of the 2020 CUES Emerge competition.
Katie Luther is a Mortgage Servicing Supervisor at Royal Credit Union in Wisconsin, USA. This is her Finalist presentation that she gave at the Live Pitch Show as part of the 2020 CUES Emerge competition.
Jame Hunter 2020 CUES Emerge PresentationCUES Emerge
James Hunter is the Executive Director of New Orleans Firemen's Federal Credit Union in Louisiana, USA. This is his Finalist presentation that he gave at the Live Pitch Show as part of the 2020 CUES Emerge competition.
Eric Christiansen 2020 CUES Emerge PresentationCUES Emerge
Eric Christiansen is a Lending Manager at Dane County Credit Union is Wisconsin, USA. This is his Finalist presentation that he gave at the Live Pitch Show as part of the 2020 CUES Emerge competition.
Lynette Cupps 2018 CUES Next Top Credit Union Exec PresentationCUES Emerge
Lynette Cupps, VP of Organizational Development at MAX Credit Union, proposes partnering with non-profit organizations by utilizing the credit union's resources and expertise to support growth for both organizations. This would involve providing services like leadership training, social media support, innovation and strategic planning assistance, fundraising help, and more. The partnership aims to empower non-profits to focus on their mission by handling operational needs more efficiently. MAX has the people, tools, and experience that could fill gaps for non-profits and help them achieve goals like reliable volunteers, continuous fundraising, and creating awareness.
Jodi Maus 2018 CUES Next Top Credit Union Exec PresentationCUES Emerge
Jodi Maus is a 33-year-old Talent Development Specialist at Central Minnesota Credit Union ($1.03B) in Melrose, Minnesota, United States.
This is her Finalist presentation that she gave in Nashville, Tennessee as part of the 2018 CUES Next Top Credit Union Exec competition.
Emily Strybosch 2018 CUES Next Top Credit Union Exec PresentationCUES Emerge
Emily Strybosch is a Brand Specialist at Libro Credit Union, a $4.4 billion credit union based in London, Ontario, Canada. She has worked at Libro Credit Union for 5 years helping to develop brand strategies and marketing campaigns. Emily enjoys her role developing the brand and helping members understand Libro's products and services.
Blaine Bartholomew 2018 CUES Next Top Credit Union Exec PresentationCUES Emerge
Blaine Bartholomew is a 35-year-old AVP of Member Experience at Unitus Community Credit Union ($1B) in Portland, Oregon, United States.
This is his Finalist presentation that he gave in Nashville, Tennessee as part of the 2018 CUES Next Top Credit Union Exec competition.
Clark Duncan 2018 CUES Next Top Credit Union Exec PresentationCUES Emerge
Clark Duncan is a 26-year-old Branch Manager at Fort Knox Federal Credit Union ($1.5B) in Radcliff, Kentucky, United States.
This is his Finalist presentation that he gave in Nashville, Tennessee as part of the 2018 CUES Next Top Credit Union Exec competition.
Josh Gelser 2017 CUES Next Top Credit Union Exec PresentationCUES Emerge
Joshua Gelser is a 31-year-old Strategic Project Manager at DuPont Community Credit Union ($1.1B) in Waynesboro, Virginia, United States.
This is his Finalist presentation that he gave in Las Vegas, Nevada as part of the 2017 CUES Next Top Credit Union Exec competition.
Geoff Bullock 2017 CUES Next Top Credit Union Exec PresentationCUES Emerge
Geoff Bullock is a 33-year-old Financial Education Specialist at Firefly Credit Union ($1.1B) in Burnsville, Minnesota, United States.
This is his Finalist presentation that he gave in Las Vegas, Nevada as part of the 2017 CUES Next Top Credit Union Exec competition.
Lindsey McMillen 2017 CUES Next Top Credit Union Exec PresentationCUES Emerge
Lindsey McMillen is a 32-year-old Business Systems Analyst at Y-12 Federal Credit Union ($1B) in Oak Ridge, Tennessee, United States.
This is her Finalist presentation that she gave in Las Vegas, Nevada as part of the 2017 CUES Next Top Credit Union Exec competition.
Jessica Vartanian 2017 CUES Next Top Credit Union Exec PresentationCUES Emerge
Jessica Vartanian, VP of Project Implementation & Impact at Red Rocks Credit Union, discusses how the credit union uses an impact program to provide meaningful assistance to members through targeted communications and gifts during life events like adopting children, retiring, or suffering losses from natural disasters in order to improve customer experience and engagement. She provides examples of impact stories that helped members through challenges as well as key metrics on the program's reach and benefits including increased customer satisfaction.
Derek Fuzzell 2017 CUES Next Top Credit Union Exec PresentationCUES Emerge
Derek Fuzzell is a 31-year-old Vice President - Finance at Northwest Federal Credit Union ($3,258M) in Herndon, Virginia, United States.
This is his Finalist presentation that he gave in Las Vegas, Nevada as part of the 2017 CUES Next Top Credit Union Exec competition.
Shannon Cahoon 2016 CUES Next Top Credit Union Exec PresentationCUES Emerge
Shannon Cahoon is the Community Outreach Coordinator at Fibre Federal Credit Union, a $967 million credit union based in Longview, Washington. As Community Outreach Coordinator, Shannon is responsible for coordinating the credit union's community involvement and charitable activities. The document provides contact information for Shannon Cahoon to discuss opportunities for Fibre Federal Credit Union to partner with local organizations.
Discover the Future of Dogecoin with Our Comprehensive Guidance36 Crypto
Learn in-depth about Dogecoin's trajectory and stay informed with 36crypto's essential and up-to-date information about the crypto space.
Our presentation delves into Dogecoin's potential future, exploring whether it's destined to skyrocket to the moon or face a downward spiral. In addition, it highlights invaluable insights. Don't miss out on this opportunity to enhance your crypto understanding!
https://36crypto.com/the-future-of-dogecoin-how-high-can-this-cryptocurrency-reach/
The Impact of Generative AI and 4th Industrial RevolutionPaolo Maresca
This infographic explores the transformative power of Generative AI, a key driver of the 4th Industrial Revolution. Discover how Generative AI is revolutionizing industries, accelerating innovation, and shaping the future of work.
Economic Risk Factor Update: June 2024 [SlideShare]Commonwealth
May’s reports showed signs of continued economic growth, said Sam Millette, director, fixed income, in his latest Economic Risk Factor Update.
For more market updates, subscribe to The Independent Market Observer at https://blog.commonwealth.com/independent-market-observer.
[4:55 p.m.] Bryan Oates
OJPs are becoming a critical resource for policy-makers and researchers who study the labour market. LMIC continues to work with Vicinity Jobs’ data on OJPs, which can be explored in our Canadian Job Trends Dashboard. Valuable insights have been gained through our analysis of OJP data, including LMIC research lead
Suzanne Spiteri’s recent report on improving the quality and accessibility of job postings to reduce employment barriers for neurodivergent people.
Decoding job postings: Improving accessibility for neurodivergent job seekers
Improving the quality and accessibility of job postings is one way to reduce employment barriers for neurodivergent people.
A toxic combination of 15 years of low growth, and four decades of high inequality, has left Britain poorer and falling behind its peers. Productivity growth is weak and public investment is low, while wages today are no higher than they were before the financial crisis. Britain needs a new economic strategy to lift itself out of stagnation.
Scotland is in many ways a microcosm of this challenge. It has become a hub for creative industries, is home to several world-class universities and a thriving community of businesses – strengths that need to be harness and leveraged. But it also has high levels of deprivation, with homelessness reaching a record high and nearly half a million people living in very deep poverty last year. Scotland won’t be truly thriving unless it finds ways to ensure that all its inhabitants benefit from growth and investment. This is the central challenge facing policy makers both in Holyrood and Westminster.
What should a new national economic strategy for Scotland include? What would the pursuit of stronger economic growth mean for local, national and UK-wide policy makers? How will economic change affect the jobs we do, the places we live and the businesses we work for? And what are the prospects for cities like Glasgow, and nations like Scotland, in rising to these challenges?
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
New Visa Rules for Tourists and Students in Thailand | Amit Kakkar Easy VisaAmit Kakkar
Discover essential details about Thailand's recent visa policy changes, tailored for tourists and students. Amit Kakkar Easy Visa provides a comprehensive overview of new requirements, application processes, and tips to ensure a smooth transition for all travelers.
In a tight labour market, job-seekers gain bargaining power and leverage it into greater job quality—at least, that’s the conventional wisdom.
Michael, LMIC Economist, presented findings that reveal a weakened relationship between labour market tightness and job quality indicators following the pandemic. Labour market tightness coincided with growth in real wages for only a portion of workers: those in low-wage jobs requiring little education. Several factors—including labour market composition, worker and employer behaviour, and labour market practices—have contributed to the absence of worker benefits. These will be investigated further in future work.
OJP data from firms like Vicinity Jobs have emerged as a complement to traditional sources of labour demand data, such as the Job Vacancy and Wages Survey (JVWS). Ibrahim Abuallail, PhD Candidate, University of Ottawa, presented research relating to bias in OJPs and a proposed approach to effectively adjust OJP data to complement existing official data (such as from the JVWS) and improve the measurement of labour demand.
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...AntoniaOwensDetwiler
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
Enhancing Asset Quality: Strategies for Financial Institutionsshruti1menon2
Ensuring robust asset quality is not just a mere aspect but a critical cornerstone for the stability and success of financial institutions worldwide. It serves as the bedrock upon which profitability is built and investor confidence is sustained. Therefore, in this presentation, we delve into a comprehensive exploration of strategies that can aid financial institutions in achieving and maintaining superior asset quality.