Uploaded byUniversity of Denver
Race&Case Competition
The document outlines a mission to integrate moral values into banking, emphasizing the importance of ethical frameworks and sustainability in financial practices. It includes an analysis of loan scenarios based on return on investment (ROI), comparing sustainable loans to traditional loans. The team discusses the implications of ethical banking on social, economic, and environmental factors.
Race&Case Competition
- 1. Race & Case– Daniels College of Business Team:Aakash, Camila,Wei, Jiaxu, Luke
- 2. Our Mission: todo the right thing for
- 3. “But then again,nobody said that values-based banking was going to be easy. Inser ting a moral conscience into banking was well worth the challenge.” Ken LaRoe
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- 7. Resistance to FinancialCrisis 140 157 92 52 -855 -252 222 247 2009 2010 2011 2012 Bank failure Net Profit/Loss (000)
- 8. Ratio Analysis-Comparison to5 failed Banks >10% High Low & Stable CAR Provision for Loan Loss Loan-to- Deposit
- 9. How they getDeposit & Capital Communication Reputation Green Mission Financial Basis Opportunity Strong Deposit Support Healthy Loans Benefit
- 10. Reliable Credibility Establish HealthyBenefit Trust Portfolio
- 11. ROI Scenario: LoanGranted Short Term! High ROI! Long Term! Low/Negative ROI
- 12. ROI Scenario: LoanRejected Short Term! Low ROI! Long Term! Low/High ROI
- 13. ROI Scenario: SustainableLoan Granted Is the loan for a green or sustainable practice? Short Term! High ROI! Long Term! Low/High ROI
- 14. ROI Scenarios 0 1 2 3 4 5 6 7 For + For - For Proj Against + Against - Against Proj For(alt) + For(alt) - For(alt) Proj QualitativeROIQuotient(1-3perType) + Favorable Market, - Unfavorable Market, Proj: Projected Market ShortTerm ROI LongTerm ROI
- 15. Sustainable Qualitative Quotient S.Q.Q.= 0.03 x E + 0.07 x J + 0.15 x B + 0.25 x N + 0.50 x S.A. Line of Sustainable Potency
- 16. Sustainable Qualitative Quotient 7.66 7.2 7.6 8.27 4.6 7.6 4.5 8.11 5.65 0 1 2 3 4 5 6 7 8 9 KennethE. LaRoe Scott M.Ales Shannon McLin Carlyle Joel C. Hunter C. Michael LaRoe Paul Rountree John Schmid Randall E. Strode David Weyn S.Q.Q. Directors 7.5
- 17. Loan Granting Scenarios Green Construction Recycling ManufacturingProcess Contractual Investment
- 18. Best LongTerm Solution GreenLoan: For! Regular Loan: Against!
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