FinTech & InsurTech: Fireside chat with Krishna Chandran, solarisBank and Jan Wouter Kleinjan, CarNext.com at the NOAH Conference Berlin 2019, 13-14 June - STATION.

1. Creating a seamless financing experience
Krishna Chandran, MD Lending at solarisBank
Jan Wouter Kleinjan, Chief Product and Marketing Officer CarNext.com
x

2.  @NOAHConference
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3. 95m
50+
200+
EUR of funding
Partners live with our
solutions
Fin- and tech-driven
employees
Banks Corporates Big techs Fintechs
APIs
APIs
FX KYC and more…
Our partners
End-customers
& Businesses
3rd party service
providers
solarisBank - Pioneers in Banking-as-a-Service
Solid track record Trusted by our investors

4. 95m
50+
200+
EUR of funding
Partners live with our
solutions
Fin- and tech-driven
employees
Banks Corporates Big techs Fintechs
APIs
APIs
FX KYC and more…
Our partners
End-customers
& Businesses
3rd party service
providers
Solid track record Trusted by our investors
solarisBank’s
Lending Product
solarisBank – Move into Contextual Lending

5. Lending
APIs
Our partners (e.g.)
3rd party service providers
Business / SME
Lending
Consumer Lending OverdraftsSub-service
Service
KYC Debt collection Credit bureau
Providing End-to-End Lending Solutions

7. In our first year we have...
6
250,000
Cars sold
in 2018
50,000
B2C customers in
2018
23
Countries
34
Delivery stores
A network of
70
Car preparation
facilities
65%
Year-on-year
growth
73
Consumer NPS (Feb
2019)

8. Delighting customers
7
User friendly
search functionalities
Buy, Finance
or Lease
High quality
360 photography
Full maintenance
history
Cross border
buying with the
click of a button
Coming Soon vehicles & Tell us
your vehicles of interest
Seamless Ecommerce journey – buy
your car in 2 min. Including ancillary
services, home delivery and escrow
payment

9. Customer Issues Trends
Not easy to understand
Not transparent
Slow
Poor customer service
Demanding customers
More educated
customers
Digital penetration
Impatient
+

10. Why What How
We wish to address
poorly served
customer used car financing
needs, so that we can provide
an easy to understand,
transparent and trustworthy
customer experience
A fully digitalsolution
where the customer is credit
checked and finance is approved
in real-timewithin the
eCommerceflow
solarisBankLending
APIs to provide an integrated
solution and offer the finance
Business Goals

11. Identify the car Decided to finance it
Provide personal &
financial information
Car reserved & finance
offer generated
Verification
KYC (Know your
customer)
Digital signing
Book delivery
Appointment
Avg. 12-15 mins
Drive your car
SolarisBank Lending API

12. x
We want to provide the most seamless financing
process with 100% customer centricity

13. Thank you!
Krishna Chandran
MD Lending
at solarisBank
Jan Wouter
Kleinjan
Chief Product and
Marketing Officer
at CarNext.com

14. Selected Completed NOAH Transactions
Focus on Leading European Internet companies
Covering over 400 companies across 25 online
verticals, a broad range of over 500 investors as
well as 100+ online-focused corporates
Deep understanding of industry dynamics
Ability to add value beyond banking advice
Facilitates overall process and minimizes
management distraction
NOAH Advisors is globally well connected
and has direct access to virtually all key
players in the industry
Knowledge of and strong relationships with
potential buyers’ key decision makers
Proactively finds and unlocks attractive
investment opportunities for leading investors
Annual NOAH Conference in its 10th year
Over 40 years of combined relevant M&A experience
Routine execution of M&A and financing transactions
with sizes of several billion euros
30 successfully completed NOAH Advisors transactions
underline successful transfer of M&A competencies to
the Internet sector
Entrepreneurial mind-set, focused on growing the
business and establishing a reputation for excellence
Ability to deliver top results in short time frames
Highly success-based compensation structures align
interests of clients and NOAH Advisors, and demonstrate
conviction to deliver top results
Creative deal solutions
Unique Industry Know-How
Unmatched Network and Relationships
Strong Investment Banking Competence
Full Commitment - We Are Entrepreneurs!
EUROPE’S LEADING INTERNET
CORPORATE FINANCE BOUTIQUE®
The NOAH Advisors Core Banking Team
Marco Rodzynek
Managing Director & Founder
Jan Brandes
Managing Director
Nikhil Parmar
Director
Olek Skwarczek
Associate
Lukas Schlund
Analyst
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for €135m to
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