Banks are susceptible to a range of risks. These include credit risk (loans and others assets turn bad and ceasing to perform), liquidity risk (withdrawals exceed the available funds), and interest rate risk (rising interest rates reduce the value of bonds held by the bank, and force the bank to pay relatively more on its deposits than it receives on its loans).

1. Financial crisis, challenges and precautions by 2021
in Banking Industries
Prepared and Presented by:
Mohammad Rahmatullah
Student ID: 182006031

2. Area Covered by;
• Impact of COVID-19 in Banking Industries
• Financial crisis by COVID-19
• Challenges facing by banking Industry
• Precautions for Future

3. Impact of COVID-19 in Banking Industries
• Affects human body and mind, society, world economy
• Bangladesh is also experiencing the bitter experience
• Affected people and death is rising alarmingly
• Economic activities are stopped in infected countries
• Its outbreak the entire world economy
• Bangladesh is also experiencing the bitter experience

4. Financial crisis includes
• Recession onto almost all stock market in the world
• Infects business transaction
• Many businesses are stopped
• Export and Import are hampered
• Unemployment problems arises

5. Challenges facing by banking Industry
• People can be infarcted by COVID-19 through bank note or other paper
• Insufficient of digital banking services
• Lacks of proper internet service in many countries
• Some of the banks are facing the problems of capital shortfall
• Unwanted interferes

6. Precautions for Future
• Transaction without physical interaction
• Have to improve digital banking services
• Banks need to reduce their operating costs
• Existing good clients have to prioritize
• Single borrower credit limit should be re-fixed
• A commission can be formed to suggest policies

7. Mohammad
Rahmathllah