1. Michael Santos
Consultant - Morgan Stanley
mike.am.santos@gmail.com - 862.354.0147
A Senior Programmer Analystwith more than 15 years data processing experience. Activities have included
systems analysis,designand specification, detail design,programming,testing, documentation, user interface
and user training.Technical expertise centers on the development of systems in COBOL, in both batch and
on-line environments, utilizing CICS Command Level and DB2/VSAM/IDMS files. Industry experience
encompasses: Gain & Loss, Cost Basis, Banking, Brokerage, Insurance, Financial and Government.
Applications experience includes Document Systems using HP Exstream, Shareholders Information,
Customer Service,Wire Transfer,ClientInformation, Address Processing, Clienting, Tax,Retirements, Mutual
Funds,Check Processing, Profitability, Reserve Valuation, AgencySupport,Credit,Accounts Receivable, Real
Estate Loan and Personnel Systems.
PROGRAMMING SYNOPSIS:
HARDWARE: IBM Mainframes
WORK EXPERIENCE
Consultant
Morgan Stanley - January 2015 to Present
Gain and Loss System
Maintenance and customization of Gain and Loss System using Cobol,DB2,EZtrieve, MVS JCL. Added
processing of Fixed Income Assets. Added special handling ofwash sales for Fixed Income Assets.
Created special jobs to track Forward Stock splits and generate discrepancyreports.Functioned as the SME
for wash sale processing for Morgan Stanley Gain and Loss System.
Consultant
Prudential Insurance - May 2013 to August 2014
ClientInformation Source
Complete developmentcycle for conversion of Alliance accounts from Open Solutions to Bank of NY Mellon
interfacing with Client Information Source. System redesign for Prudential Privacy processing to cut
processing time by more than half. These projects use COBOL, DB2.
Consultant
Morgan Stanley - April 2010 to April 2013
Gain and Loss System
Designed,developed and implemented Wash Sale processing for Equities and Mutual Funds in the Gain
and Loss System using Cobol, DB2, EZtrieve, MVS JCL. Functioned as the SME for wash sale processing
for Morgan Stanley Gain and Loss System.
Consultant
Wachovia Bank - October 2007 to April 2010
DocumentSystems
Part of team that designed,developed and implemented Integrated Payables Check Processing using
Cobol,HP Exstream, Streamweaver,MVS JCL This system generated Check invoices and processed the
printing and mailing systems for the same. Responsible for creating and maintaining the data preparation
using COBOL for HP Exstream and Streamweaver processing. Revised existing Documents and Pages
using HP Exstream.

2. Consultant, Bear Stearns
Wire Transfers - July 2007 to September 2007
Maintenance of DBNK, WACH and DBIN systems using Cobol,DB2,CICS VSAM
Consultant
Prudential Financial - September 2004 to June 2007
Data Collection System for Statements
Fee Automation System (new)
Conversion ofCORE system from MIDAS to PFPC processing
All systems use Cobol,CICS Command Level and DB2.
Consultant
Morgan Stanley - March 2004 to September 2004
Maintenance of Triple A System (Brokerage Charge Card)
Consultant
Prudential Financial - July 2003 to March 2004
Conversion of files from Prudential Securities (Wachovia) to Prudential Financial MIDAS system using
COBOL2, CICS Command and VSAM files.
Consultant
Prudential Insurance - August 2002 to July 2003
Maintains clientaddress checking and correction system using FINALIST software
Maintains a clienting system to properlyidentifyaccounts belonging to the same clientor the same household.
This is done using ISI-MATCH software and DB2 files.
Maintains ClientInformation database using DB2 files.
Consultant
Prudential Securities - June 2000 to March 2002
Developed an inquiry and update subsystem interfacing with a VB front-end to update the client Retirement
contribution information.
Developed an enhanced TAX 1042 batch system to incorporate various IRS requirements regarding non-
resident aliens.
Developed,maintained and enhanced TaxNon-ResidentAlien System.
These were developed using COBOL2,CICS and VSAM files.
Consultant
Prudential Insurance - March 1997 to May 2000
Developed and maintained a clientaddress checking and correction system using FINALIST software
Developed and maintaineda clienting system to properlyidentify accounts belonging to the same clientor the
same household.This was done using ISI-MATCH software and DB2 files.
Maintained ClientInformation database using DB2 files.

3. EDUCATION
B.S.Mathematics
Philippine Normal University
SKILLS
COBOL CICS DB2 (10+ years)
ADDITIONAL INFORMATION
SYSTEMS: MVS, zOS
LANGUAGES: COBOL2
SOFTWARE: EZtrieve, HP Exstrream, Streamweaver, CA-7, Finalist, CICS Command Level, VSAM, DB2,
IDMS, INTERTEST, File-Aid, CLIST, MVS JCL and Utilities, TSO, JES2, JES3, BMS, CHANGEMAN,
ENDEAVOR, COMPAREX, ABEND-AID, STROBE, REXX