Presentation for Business Law Course

1. Identity Theft
This presentation is being submitted on July 31st , 2017 for
Christine Wojdyla’s BUL2241 Section 01 Business Law.

2. What Is Identity Theft?
Identity theft consists in the unlawful use of another person’s identity without
consent in order to obtain financial gain, credit and diverse benefits for another
individual’s disadvantage.
Example: Farmers in the US use SSN number of deceased people to obtain legal
status for its employers without raising any suspicion with the IRS.

3. How does it happen?
Identity theft can as be simple as stealing a credit
card from someone else’s mail box as well as
pretending to be someone else to enter a party.
It sounds like thing we see in the movies, but this
is an extremely bad crime and some examples,
that are often punish with jail time are:
- Tax Fraud in order to obtain government
money
- Wire Fraud by utilizing stolen IDs
- Changing appearance and soliciting under
someone else's name
- Impersonating victims of kidnap in order to
take advantage of emotionally distraught family
member

4. Consumers, be aware!
Some scam artists are more crafty than the others. You
may be able to easily dispute a credit card charge, but
when it comes to proving you were not the person
who looks just like you and committed other
aggravated identity theft related crimes… Things
become incredibly difficult.

5. How does it affect
the victims?
Anndorie Cromar was victim of
medical identity theft, which caused
her to be a subject of investigation, go
to court and almost lose custody of her
children because someone stole her ID
from her car to go to the hospital and
give birth to a meth baby.

6. What should be
done to prevent
identity theft
crimes?
Feeling careful? Think
twice.
There are millions of online database which
contain information such as names, location,
telephone number and it is possible to find
information about your relatives as well.
Websites such as Airbnb will ask you questions
that will raise some hair on the back of your
head. NO PANIC! The measure is taken to
make sure users as host/tenants are protected
from prospects with a dirty background.
Remember when I told you not to panic? Well,
security may be compromised and any time a
website with the resource of Airbnb get hacked.
You information is made available to millions of
scammer trying to get a slice. The internet is
wonderful and convenient, but just if you know
how to use it.

7. Don’t give you
information to
strangers.
Remember that great
deal on Pandora
bracelets on Facebook?
STAY AWAY!!!

8. Preventing Identity Theft
• Make sure your PINS and password are strong: Anyone could guess a
birthday, spouse nickname, telephone number and such.
• Keep your PINS and passwords safe: It is no good to work so hard on a
strong PIN or password if you leave it out in the open.
• Protect your electronic devices: It is common to keep important e-files on
computers and smartphones and it is important to keep it away from the
thieves radar.
• Shred sensitive documents: Old bills, credit card offers or anything that may
contain personal information that can be used by dumpster divers.
• Secure your wireless password: People may trying more than just freeload on
your internet.

9. Preventing Identity Theft 2
• Beware of suspicious emails: We all want that cash prize or that free
subscription, what we don’t want is to find our computer got
hacked!
• Lock important documents: Birth Certificates and Passports are
expensive and a bit difficult to recover. Make sure to keep those safe
and use as need.
• Stay alert in public: A lot of times thieves will place invisible sleeves
into ATMs and wait for you to swipe your card in order to steal
your money.

10. EDUCATE YOURSELF ON IDENTITY THEFT

11. Where can you find sources?
Companies like Experian
with international data
base can provide you with
way to protect, assist and
educate when it comes to
compromised credit due
to identity theft.

12. Sources to Educate Yourself Against Identity Theft
• ITRC - http://www.idtheftcenter.org/
• LEXISNEXIS – www.lexisnexis.com
• OVC - https://www.ovc.gov/
• ITAC Sentinel - https://www.itacsentinel.com/
• FIRST ORION - http://firstorion.com/
• GENERALI GLOBAL ASSISTANCE - http://us.generaliglobalassistance.com/
Unfortunately there are very few specific information sources in order to prevent Identity
Theft by 100%. By taking advantage of the presented sources, consumers can find answers
and solutions if their identity gets compromised.