1. LUIS CARMONA
"A champion needs a
motivation above and
beyond winning" I enjoy a
leadership role providing a
positive influence on my
team and helping my clients
succeed financially.
 1021 Scandia Ave Ventura CA
 805-825-8888
luiscarmonajr@yahoo.com
Regulatory Compliance
Loans & Credit
Credit & Financial Analysis
Portfolio Management
Risk Management
Banking Expertise
Auto Lending & Banking
Mortgage Lending
Investments & Retirement
Business to Business Sales
Relationship Management
Critical Thinking
Tactical Decision Maker
Client Satisfaction
Multicultural Leadership
Customer Service
Resource Management
Business Administration
Interpersonal Communication
Client Retention
Microsoft Word, Excel, Access,
Power point
CRM Platform
SVP and SVT
3270
Prospector
08/2015 -
Present
Relationship Manager
Heartland
Seek various methods to advertise key products in the market.
Implemented marketing strategies of products for distribution.
Prospect small business owners and major clients.
Manage existing portfolio to expand book of business
01/2013 -
08/2015
Sr. Banker
US Bank
Assisted with clients to help identify their financial needs and helped
with accomplishment of their financial goals.
Negotiated payment arrangements with customers who have
delinquent loans/accounts.
Provide advice and product information to customers as appropriate,
outlining features and benefits
02 2009 -
01/2013
Personal Banker
Wells Fargo Company
Developed customer base and prospect potential clients while
maintaining existing book.
Cross-sell bank products by answering inquiries; informing customers
of new services
11/2004 -
02/2009
Sales Consultant
Nissan Corporation
Qualifies buyers by understanding buyer's requirements and interests;
matching requirements and interests to various models; building
rapport.
Close sales by overcoming objections; asking for sales and
negotiating price.
07/2000 -
11/2004
Sales Manager
Sprint PCS
Recommend changes in products, service, and policy by evaluating
results and competitive developments.
Resolve customer complaints by investigating problems; developing
solutions; preparing reports; making recommendations to
management.
Contribute to team effort by accomplishing related results as needed.
2015 -
present
Currently in pursuit
Ventura College
Associates degress
2009 - 2018 Life Insurance License # 0G94422
Department of Insurance
July - 2002 Highschool Diploma
Rio Mesa
M.I.T. (10/2011-03/2014)
Circle of Excellence (01/2013-01/2015)
Top Performing Banker (10/2009-01/2013)
Financial Skills
Core Competencies
Technology Capabilities
Summary
Work History
Education
Personal Accomplishments

2. Accomplished Financial Expert with 7
years of progressive experience in the
financial sector. Possessing a superior
skill set in Sales/Management, Business
Banking and Lending. Proven abilities to
thrive in a high pressure culture.
English / Spanish
Networking l Social Events l Helping Families
Languages
Interest