1. CURRICULUM VITAE
KRISHAN KANT VERMA
V-100 BHAGWATI VIHAR UTTAM NAGAR
NEW DELHI -110059
Cell No: +91-9910029344 Date of Birth: 03-September-1980
E-mail ID- krishankant.verma@rediffmail.com
OBJECTIVE : - Experienced marketing management professional driven by challenges with excellent
interpersonal and communication skill seeking an assignment in an organization where my skill ability and
competencies acquired during my academies and profession till now can be utilized for growth of company and self.
TOTAL EXPERIENCE :-
11 year. (Sales and collection)
PROFILE SUMMERY
A dynamic professional with strong background of over 11 years of experience in leading teams for driving
overall Business Development, Bench-marking, Revenue Generation and Profitability
across Banking, Insurance and Autofinanace Industry. An out-of-the-box thinker with a flair for identifying &
adopting emerging trends & addressing industry requirements to achieve organizational objectives and profitability
norms. A dynamic go-getter, highly skilled in market forecasting, quick to identify & formulate strategies to exploit
business opportunities
WORK EXEPERIENCE
Dec-2016 to Till date
Intec Capital Ltd
Deputy Manager –SMEs Collection
Intec Capital Limited:-one of the leading Non Banking Financial Institutions in India commenced its operations
in 1994, Intec has been recognized for offering innovative and customer-friendly financial solutions across the
SME sector We have expanded our unique business model to meet almost all the financial requirements of SMEs
to grow their businesses We have a pan-India geographic reach serving small- and medium-scale enterprises
across a broad spectrum of industries covering more than 137 SME clusters of the country.
Specialties :-
Machinery Loan, Business Loan, Financial Services, SME,
• Presently with Intec capital ltd as a Deputy Collection Manager-SMEs loan,
• Conceptualizing and implementing competent strategies with a view to minimize delinquency and avoid
losses of high value loan.
• Responsible for handling the risk portfolio for entire Gurgaon ,Manesar Bhiwadi & Neemrana,
• Managing critical, soft, midrange, and high bucket cases like POT, NPA, and NPA accounts,
• Handling exceptional customer queries by visiting them personally and resolving their disputes and issues.
2. • Focus on strategy and plan to minimize the delinquency and losses for high value loans, defaulters through
innovative credit lending strategies.
• Maintain up to date collection system and customer files.
• Planning of the collection on weekly basis.
May-2010 to- Sep-2016
MAHINDRA FINANCE :- (Mahindra & Mahindra Financial Services Ltd)
Executive- Collection & Recovery
Working with Mahindra Finance a Leading NBFC in India. Rural finance company providing financial services
like Auto Loan, Housing Loan, and Personal loan Mutual funds, Insurance from over a decade. Having a network of
6000 branches in all over India.
• Responsibilities: -Looking after the auto loan business in central and North Delhi area.
• Business Development Dealer Development Relationship Management
• Branch Administration Maintaining Delinquency Ratio
• Responsible for Business of every month done.
• Proven record of contacting customers about delinquent payments and preparing reports reflecting class of
credit and Business activity.
• Coordinating with Legal team to recover our money and asset.
• Coordinating with dealer to trash our defaulter customer and asset.
• Responsibility to create sound strategy to avoid NPA and provisioning reversal.
• Co-ordination with legal & other deptt. For smooth functioning.
• Divide allocation into Soft and hard Bucket.
• Joint Visit with Associate on Higher Bucket cases,
May-2007 to- April-2010
Development Credit Bank Ltd. (DCB)
Sr.Business Development executive (Sale’s & Marketing)
• To manage the outbound sale’s team for Acquisition of new clients for the bank.
• Sale’s/Business Development: To Negotiate and Freeze the marketing Support Slabs to the new
acquisitions.
• Company Analysis: keeping track on the competition launches offerings. Derive insights to
competitor Sale’s Activities & effectively Counter the efforts.
• Relationship Management: Maintaining database of all customers continuously interacting with them
& satisfying Their need.
• To maintain the tight control over Backend process and Customer service issues to let live the health
of the business,
• Leading a team size of 8 Executive & 6 Tele Caller to achieve the target.
• Cross Sales : Cross Sell other products of the bank like life Insurance / Mutual fund / Casa.
• Responsible for sales of personal Loan / business loan/ life insurance products.
June-2005 to –April -2007
ABN AMRO BANK N.V (NEW DELHI )an Empower financial (DST)
3. Team Leader-Sales
• Conceptualize and implement competent strategies to penetrate new areas and expand existing ones
for a wide range of financial services.
• Promote excellent relation s with Mass affluent customers, corporate and others to promote range of
invest ment of investment services.
• To maintain the tight control over Backend process and Customer service issues to let live the health
of the business.
• Manage and increase Revenue business successfully achieved the monthly targets of selling various
financial products. Analyze the investment need of HNI customers and formulate the financial plan as
per their need and objectives.
• Leading a team size of 8 Executive & 6 Tele Caller to achieve the target.
• Providing various services related to the banking products ,which includes Liabilities as well as
assets.
• Responsible for sale’s of personal Loan / business loan,
April-2003-to-June-2005
ICICI BANK LTD-DST Team
Sale’s Executive
• To manage the sale’s team for Acquisition of new clients for the bank
• Designing approving and Implementation of Micro marketing activities for customer acquisition.
• To maintain the tight control over sale’s process and customer service issues to let live the health of
The business.
• Maintaining database of all customers, continuously interacting with them & satisfying their need.
• Providing various services related to the banking product, which includes liabilities as well as assets
• Responsible for sale’s of CASA-and Credit card - priority customers.
ACHIEVEMENTS
• Benchmarked and consistently maintained the highest productivities across the product range from
date of Joining till date,
PERSONAL PROFILE
• Knowledgeable and experienced in client relations, making high value sales. Process good knowledge
about the industry,
• Well –Organized and highly efficient workings in a multi –tasking dynamic environment ability to
plan, organize and supervise the work of others.
ACADEMIC QUALIFICATION
• Passed 10th from C.B.S.E Delhi in 1994.
• Passed 12th from C.B.S E Delhi in 1996.
• Graduation from Delhi University B.A (pass) in1999,
COMPUTER LITERACY
• MS-OFFICE (WORD, EXCEL, POWER-POINT), INTERNET APPLICATIONS,
STRENGTHS
• Ability to adjust in any environment,
4. • Good communication skills.
• Team work,
ATTITUDES
• Cool mind.--
• Hard working
• Positive attitude with helping & co-operative nature.
AREA OF INTERESTS
Business and Brand Development, Sale’s management, Product Promotion, Marketing and advertising .
PERSONAL DETAILS
• Father’s Name : Lt. Shri Shiv Charan Verma
• Sex : Male
• Marital Status : Married
• Nationality : Indian
LANGUAGE KNOWN
• English -(Reading ,writing and Speaking).
• Hindi - (Reading, writing and Speaking).
REFERENCES
• REFERENCES AVAILABLA ON REQUEST
• Current CTC & EXTRA ALL: 3,70,000/- + 72000/-
Place: New Delhi-India
Date : ____________________ KRISHAN KANT VERMA
